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Commission 1099 Insurance Agent Jobs (NOW HIRING)

Summit Choice Insurance Agency

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Insurance Agent

Boca Raton, FL · On-site

$80K - $120K/yr

Experienced Licensed Medicare Sales Agent Summit Choice Insurance Agency | Boca Raton, FL Sign-On ... Daily Rate + Commission * 1099 Independent Contractor Competitive compensation based on experience ...

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Commission 1099 Insurance Agent information

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$25K

$65K

$121.5K

How much do commission 1099 insurance agent jobs pay per year?

As of Aug 16, 2026, the average yearly pay for commission 1099 insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is a Commission 1099 insurance agent?

A Commission 1099 Insurance Agent is an independent contractor who sells insurance policies and earns income primarily through commissions on each sale, rather than receiving a regular salary. Unlike traditional employees, 1099 agents are considered self-employed, responsible for their own taxes and business expenses. They typically have flexibility in their schedules and may represent one or multiple insurance companies. This role requires strong sales skills, self-motivation, and a good understanding of insurance products and regulations.

What are the key skills and qualifications needed to thrive as a commission 1099 insurance agent?

To thrive as a Commission 1099 Insurance Agent, you need a solid understanding of insurance products, state licensing, and sales acumen. Familiarity with customer relationship management (CRM) systems, quoting tools, and online application platforms is commonly required. Exceptional interpersonal skills, self-motivation, and resilience set successful agents apart in a competitive, commission-based environment. These abilities are crucial for building a client base, closing sales, and maintaining compliance while working independently.

What are some common challenges faced by commission 1099 insurance agents, and how can they be overcome?

Commission 1099 Insurance Agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying motivated without direct supervision. Success in this role typically involves proactive networking, effective time management, and ongoing self-education about products and industry changes. Many agents find it helpful to join industry associations or mentorship programs, which provide support, training, and opportunities for collaboration with peers. Developing strong organizational skills and leveraging digital tools can also help agents streamline their workflow and boost productivity.

What is the difference between Commission 1099 Insurance Agent vs Independent Insurance Broker?

AspectCommission 1099 Insurance AgentIndependent Insurance Broker
CredentialsLicensing required, varies by stateLicensing required, often similar to agents
Work EnvironmentWorks independently, sells policies for insurance companiesOperates independently, represents multiple insurers
Employer & Industry UsageTypically contracted with insurance companiesActs as an independent intermediary for clients

Both roles require licensing and involve selling insurance policies. The main difference is that a Commission 1099 Insurance Agent usually works directly for an insurance company, earning commissions on sales, while an Independent Insurance Broker represents multiple insurers, offering clients a variety of options. Understanding these distinctions helps in choosing the right career path or job opportunity.

More about Commission 1099 Insurance Agent jobs

What cities are hiring for Commission 1099 Insurance Agent jobs?

Cities with the most Commission 1099 Insurance Agent job openings:

What are the most commonly searched types of 1099 Insurance Agent jobs?

The most popular types of 1099 Insurance Agent jobs are:

What states have the most Commission 1099 Insurance Agent jobs?

States with the most job openings for Commission 1099 Insurance Agent jobs include:

What job categories do people searching Commission 1099 Insurance Agent jobs look for?

The top searched job categories for Commission 1099 Insurance Agent jobs are:

Commission 1099 Insurance Agent jobs near you
Infographic showing various Commission 1099 Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

Licensed Medicare Sales Agent

Financial Grade Senior Consultants

San Diego, CA • On-site

Contractor

Posted 17 days ago

Job description

Independent Medicare Insurance Agent (1099)
Financial Grade Senior Consultants
You're Already Selling Medicare. Why Not Have a Better Partner?
If you're an experienced Medicare insurance agent looking for stronger support, better resources, and the freedom to grow your business your way, Financial Grade Senior Consultants is ready to help you take the next step.
For nearly 20 years, we've helped independent agents increase production by providing access to top national carriers, innovative technology, proven marketing programs, and a dedicated support team. Our goal is simple: remove obstacles so you can spend more time selling and growing your business.
What You'll Gain
At Financial Grade, you're never just another contracted agent. You'll have access to:
  • Contracts with leading national insurance carriers
  • Direct carrier commissions and lifetime renewal income
  • Ownership of your book of business
  • A lead program with no upfront costs-pay only when you write business
  • CRM, quoting, and enrollment technology, including complimentary Connecture access
  • Sales, Licensing, Marketing, and Compliance experts ready to support your growth
  • Ongoing training, educational resources, and AHIP discounts
  • Networking opportunities and referral partnerships through Agent Synergy events
  • The flexibility to work when, where, and how you choose
The Opportunity
This is a 100% commission, 1099 independent contractor role with unlimited earning potential.
You'll work directly with Medicare-eligible consumers, helping them understand and enroll in Medicare Advantage, Medicare Supplement, and Prescription Drug Plans that best fit their needs. Whether your business is built through referrals, community outreach, telephonic sales, or a combination of strategies, we'll provide the resources to help you grow.
Who Thrives Here?
Our most successful agents are:
  • Entrepreneurial and self-driven
  • Experienced in Medicare sales
  • Relationship-focused and consultative
  • Motivated by unlimited income potential
  • Passionate about serving seniors with integrity
  • Committed to building a long-term business
Qualifications
  • Active Resident State Health Insurance License
  • AHIP 2026 Certification
  • Ability to work independently as a 1099 contractor
Why Financial Grade Senior Consultants?
We're more than an FMO-we're a growth partner. Our reputation has been built by helping independent agents succeed through responsive support, trusted carrier relationships, innovative technology, and a commitment to doing business the right way.
If you're ready to align with a team that's invested in your long-term success, we'd love to hear from you.
Apply today and start building the business you've always envisioned.

Apply