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Commission 1099 Insurance Agent Jobs (NOW HIRING)

The Senior Advisors Institute Insurance Agency (SAI)

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Licensed Insurance Agent -- 1099 | Commissions | Remote | IN OFFICE |

Miami, FL · Remote

$90K - $150K/yr

Licensed Health Insurance Agent -- Medicare Sales | Commission Only | 1099 Senior Advisors Institute (SAI) | Remote or In-Office | SAI Miami HQ -- Coral Gables, FL Commission-Based | $100 Per ...

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How much do commission 1099 insurance agent jobs pay per year?

As of Aug 16, 2026, the average yearly pay for commission 1099 insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is a Commission 1099 insurance agent?

A Commission 1099 Insurance Agent is an independent contractor who sells insurance policies and earns income primarily through commissions on each sale, rather than receiving a regular salary. Unlike traditional employees, 1099 agents are considered self-employed, responsible for their own taxes and business expenses. They typically have flexibility in their schedules and may represent one or multiple insurance companies. This role requires strong sales skills, self-motivation, and a good understanding of insurance products and regulations.

What are the key skills and qualifications needed to thrive as a commission 1099 insurance agent?

To thrive as a Commission 1099 Insurance Agent, you need a solid understanding of insurance products, state licensing, and sales acumen. Familiarity with customer relationship management (CRM) systems, quoting tools, and online application platforms is commonly required. Exceptional interpersonal skills, self-motivation, and resilience set successful agents apart in a competitive, commission-based environment. These abilities are crucial for building a client base, closing sales, and maintaining compliance while working independently.

What is the difference between Commission 1099 Insurance Agent vs Independent Insurance Broker?

AspectCommission 1099 Insurance AgentIndependent Insurance Broker
CredentialsLicensing required, varies by stateLicensing required, often similar to agents
Work EnvironmentWorks independently, sells policies for insurance companiesOperates independently, represents multiple insurers
Employer & Industry UsageTypically contracted with insurance companiesActs as an independent intermediary for clients

Both roles require licensing and involve selling insurance policies. The main difference is that a Commission 1099 Insurance Agent usually works directly for an insurance company, earning commissions on sales, while an Independent Insurance Broker represents multiple insurers, offering clients a variety of options. Understanding these distinctions helps in choosing the right career path or job opportunity.

What are some common challenges faced by commission 1099 insurance agents, and how can they be overcome?

Commission 1099 Insurance Agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying motivated without direct supervision. Success in this role typically involves proactive networking, effective time management, and ongoing self-education about products and industry changes. Many agents find it helpful to join industry associations or mentorship programs, which provide support, training, and opportunities for collaboration with peers. Developing strong organizational skills and leveraging digital tools can also help agents streamline their workflow and boost productivity.
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Commission 1099 Insurance Agent jobs near you
Infographic showing various Commission 1099 Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

Licensed Insurance Agent -- 1099 | Commissions | Remote | IN OFFICE |

The Senior Advisors Institute Insurance Agency (SAI)

Miami, FL • Remote

$90K - $150K/yr

Full-time

Posted 27 days ago

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Job description

Licensed Health Insurance Agent — Medicare Sales | Commission Only | 1099

Senior Advisors Institute (SAI) | Remote or In-Office | SAI Miami HQ — Coral Gables, FL

Commission-Based | $100 Per Submission | Paid Weekly | No Chargebacks | Unlimited Earning Potential — $3,000+ Per Week

Agents — if you’re looking to get contracted before Medicare carrier blackouts begin September 1st, your window is closing. Act now.

Senior Advisors Institute is expanding our Medicare division and looking for licensed agents with Medicare sales experience ready to join a winning team. This is a strictly commission-based role — earn $100 per enrollment on submission, paid weekly, with no chargebacks. Agents work warm inbound leads coming in directly from our dialer platform with no wait times between calls — you stay on the phone, we keep the leads flowing. If you’re looking for a winning team that offers unlimited leads, ongoing mentorship, a strong support structure, and compensation that actually rewards your performance —you just found the right agency.

Top producers also earn weekly performance bonuses. If you’re hungry, experienced,and ready to write business before AEP — apply now. Space is limited.

Requirements: Active Health Insurance License | Medicare sales experience | AHIP preferred

Submit your resume to apply. Interviews are on camera and scheduled promptly

Company Description

Senior Advisors Institute (SAI) is a fast-growing senior retirement services agency specializing in Medicare, ancillary insurance, final expense, and annuities — serving tens of thousands of seniors nationwide every day. Founded in Philadelphia with offices in Coral Gables, FL, SAI provides agents with the infrastructure, leads, technology, and mentorship needed to build a thriving career in insurance sales. We move fast, we support our people. If you’re ready to produce, SAI is ready for you.