Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Quick apply
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Quick apply
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Quick apply
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Quick apply
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Quick apply
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Quick apply
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Quick apply
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Quick apply
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Quick apply
Base + Commission pay structure, as-well as Bonus and Trips incentives. * Career Advancement: We ONLY promote from within! Insurance Agent Responsibilities: * Marketing and lead generation
Commission 1099 Insurance Agent information
See salary details
$25K - $33.8K
5% of jobs
$33.8K - $42.5K
16% of jobs
$44.3K is the 25th percentile. Wages below this are outliers.
$42.5K - $51.3K
19% of jobs
The median wage is $57.4K / yr.
$51.3K - $60.1K
14% of jobs
$60.1K - $68.9K
15% of jobs
$72.9K is the 75th percentile. Wages above this are outliers.
$68.9K - $77.6K
13% of jobs
$77.6K - $86.4K
11% of jobs
$86.4K - $95.2K
3% of jobs
$95.2K - $104K
2% of jobs
$104K - $112.7K
1% of jobs
$112.7K - $121.5K
1% of jobs
$25K
$65K
$121.5K
How much do commission 1099 insurance agent jobs pay per year?
As of Jul 7, 2026, the average yearly pay for commission 1099 insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.
What is a Commission 1099 Insurance Agent?
A Commission 1099 Insurance Agent is an independent contractor who sells insurance policies and earns income primarily through commissions on each sale, rather than receiving a regular salary. Unlike traditional employees, 1099 agents are considered self-employed, responsible for their own taxes and business expenses. They typically have flexibility in their schedules and may represent one or multiple insurance companies. This role requires strong sales skills, self-motivation, and a good understanding of insurance products and regulations.
How do life insurance brokers get paid with 80% commission?
Life insurance brokers, including commission-based insurance agents, typically earn a percentage of the premium paid by clients, with some earning up to 80% commission on initial policy sales. This high commission rate is common for new policies and incentivizes agents to acquire new clients, often paid as a lump sum or over time depending on the insurer's compensation structure. Ongoing renewals may generate additional commissions, but the initial payout is usually the largest portion of their earnings.
What are the key skills and qualifications needed to thrive as a Commission 1099 Insurance Agent, and why are they important?
To thrive as a Commission 1099 Insurance Agent, you need a solid understanding of insurance products, state licensing, and sales acumen. Familiarity with customer relationship management (CRM) systems, quoting tools, and online application platforms is commonly required. Exceptional interpersonal skills, self-motivation, and resilience set successful agents apart in a competitive, commission-based environment. These abilities are crucial for building a client base, closing sales, and maintaining compliance while working independently.
What is the difference between Commission 1099 Insurance Agent vs Independent Insurance Broker?
| Aspect | Commission 1099 Insurance Agent | Independent Insurance Broker |
|---|---|---|
| Credentials | Licensing required, varies by state | Licensing required, often similar to agents |
| Work Environment | Works independently, sells policies for insurance companies | Operates independently, represents multiple insurers |
| Employer & Industry Usage | Typically contracted with insurance companies | Acts as an independent intermediary for clients |
Both roles require licensing and involve selling insurance policies. The main difference is that a Commission 1099 Insurance Agent usually works directly for an insurance company, earning commissions on sales, while an Independent Insurance Broker represents multiple insurers, offering clients a variety of options. Understanding these distinctions helps in choosing the right career path or job opportunity.
What is the highest commission for insurance agents?
The highest commissions for insurance agents, including 1099 insurance agents, can vary widely depending on the product and company, but top earners may receive commissions of 20% to 40% of the premium for certain policies like life or health insurance. Some agents also earn bonuses or overrides, which can significantly increase total earnings, especially with high sales volume and specialized skills.
What is a good commission rate for insurance?
For a Commission 1099 Insurance Agent, a typical commission rate ranges from 10% to 20% of the premium, depending on the insurance product and company. Higher commissions are often available for specialized or hard-to-place policies, and agents should consider industry standards and their sales volume when evaluating compensation. Commission structures can also include bonuses or residuals for ongoing policies.
What are some common challenges faced by Commission 1099 Insurance Agents, and how can they be overcome?
Commission 1099 Insurance Agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying motivated without direct supervision. Success in this role typically involves proactive networking, effective time management, and ongoing self-education about products and industry changes. Many agents find it helpful to join industry associations or mentorship programs, which provide support, training, and opportunities for collaboration with peers. Developing strong organizational skills and leveraging digital tools can also help agents streamline their workflow and boost productivity.
How much commission do independent insurance agents make?
Commission for independent insurance agents varies based on the type of insurance and sales volume, but typically ranges from 10% to 20% of the policy premium. Agents often earn additional bonuses or overrides for high performance and may work on a commission-only basis or with a combination of salary and commission.
More about Commission 1099 Insurance Agent jobs
What cities are hiring for Commission 1099 Insurance Agent jobs? Cities with the most Commission 1099 Insurance Agent job openings:
What are the most commonly searched types of 1099 Insurance Agent jobs? The most popular types of 1099 Insurance Agent jobs are:
What states have the most Commission 1099 Insurance Agent jobs? States with the most job openings for Commission 1099 Insurance Agent jobs include:
What job categories do people searching Commission 1099 Insurance Agent jobs look for? The top searched job categories for Commission 1099 Insurance Agent jobs are:
- Health Insurance Agent Free Leads
- Insurance Agent Mentorship Program
- International Health Insurance Agent
- Insurance Agent Paid Training Medicare
- 220 Insurance Agent
- Virtual Insurance Agent Training Program
- 1099 Insurance Agent
- Entry Level Life Insurance Agent Salary Plus Commission
- Contract Life Insurance Agent Salary Plus Commission
- Home Based Unlicensed Insurance Agent
Full-time
Posted 27 days ago
Texas Farm Bureau Insurance rating
7.8
Based on 17 frontline employees who took The Breakroom Quiz
163rd of 277 rated insurance
Job description
Our Organization:
We are an insurance provider built by Texans for Texans. We have been protecting families in our great state since 1952.
Mission:
We help our policyholders manage the financial risks of everyday life and successfully recover from insured losses through prompt, professional, personal service based on high ethical standards.
Insurance Agent Job Summary:
Texas Farm Bureau Insurance is seeking an insurance agent to join our growing team. The primary responsibility of this insurance sales role is specific to the generation of new clients for our insurance products and services. Specifically, you would serve an existing client base and generate new prospective clients to help them understand our full scope of products and services.
What We Offer You!
- Team Environment: We're in this together!
- Fun Company Culture: Celebrations, contests, incentive trips, golf, family atmosphere and more!
- On-going Training: On-going tools and support to ensure your success.
- Schedule Flexibility: You are in control of your own schedule.
- Competitive Compensation: Base + Commission pay structure, as-well as Bonus and Trips incentives.
- Career Advancement: We ONLY promote from within!
Insurance Agent Responsibilities:
- Marketing and lead generation
- Qualification of prospective leads
- Initial prospect contact
- Building client files
- Creating insurance sales presentations and proposals
- Identifying cross sell opportunities
- Successfully executing a pre-determined number of insurance sales calls
- Completing full fact-finding interviews on prospective and existing clients
- Shadowing and participating in calls, visits, and presentations
- Successfully signing new clients and products to obtain quotas
Insurance Agent Qualifications:
- College Degree Preferred
- Goal and action oriented, with ability and desire to work towards activity and sales targets
- High level of comfort with outreach directly to prospective clients
- Strong verbal and written communication skills, with the ability to engage one-on-one as well as to an audience.
- Persistence, drive and ability to work proactively
- Team player and team spirited
What Texas Farm Bureau Insurance employees say
Pay
Benefits
Hours and flexibility
Workplace
Get the full story on Breakroom
About Texas Farm Bureau Insurance
Sourced by ZipRecruiter
Industry
Insurance services
Company size
501 - 1,000 Employees
Headquarters location
Waco, TX, US
Year founded
1950