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Commission 1099 Insurance Agent Jobs (NOW HIRING)

LEWIS INSURANCE

CA · On-site

$24/hr

Property & Casualty Insurance Agent Lewis Insurance | Tulare, California | On-site $24 per hour + 25% commission on new business and renewals About the position Lewis Insurance is seeking an ...

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Commission 1099 Insurance Agent information

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$25K

$65K

$121.5K

How much do commission 1099 insurance agent jobs pay per year?

As of Sep 6, 2026, the average yearly pay for commission 1099 insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is a Commission 1099 insurance agent?

A Commission 1099 Insurance Agent is an independent contractor who sells insurance policies and earns income primarily through commissions on each sale, rather than receiving a regular salary. Unlike traditional employees, 1099 agents are considered self-employed, responsible for their own taxes and business expenses. They typically have flexibility in their schedules and may represent one or multiple insurance companies. This role requires strong sales skills, self-motivation, and a good understanding of insurance products and regulations.

What are the key skills and qualifications needed to thrive as a commission 1099 insurance agent?

To thrive as a Commission 1099 Insurance Agent, you need a solid understanding of insurance products, state licensing, and sales acumen. Familiarity with customer relationship management (CRM) systems, quoting tools, and online application platforms is commonly required. Exceptional interpersonal skills, self-motivation, and resilience set successful agents apart in a competitive, commission-based environment. These abilities are crucial for building a client base, closing sales, and maintaining compliance while working independently.

What are some common challenges faced by commission 1099 insurance agents, and how can they be overcome?

Commission 1099 Insurance Agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying motivated without direct supervision. Success in this role typically involves proactive networking, effective time management, and ongoing self-education about products and industry changes. Many agents find it helpful to join industry associations or mentorship programs, which provide support, training, and opportunities for collaboration with peers. Developing strong organizational skills and leveraging digital tools can also help agents streamline their workflow and boost productivity.

What is the difference between Commission 1099 Insurance Agent vs Independent Insurance Broker?

AspectCommission 1099 Insurance AgentIndependent Insurance Broker
CredentialsLicensing required, varies by stateLicensing required, often similar to agents
Work EnvironmentWorks independently, sells policies for insurance companiesOperates independently, represents multiple insurers
Employer & Industry UsageTypically contracted with insurance companiesActs as an independent intermediary for clients

Both roles require licensing and involve selling insurance policies. The main difference is that a Commission 1099 Insurance Agent usually works directly for an insurance company, earning commissions on sales, while an Independent Insurance Broker represents multiple insurers, offering clients a variety of options. Understanding these distinctions helps in choosing the right career path or job opportunity.

More about Commission 1099 Insurance Agent jobs

What cities are hiring for Commission 1099 Insurance Agent jobs?

Cities with the most Commission 1099 Insurance Agent job openings:

What are the most commonly searched types of 1099 Insurance Agent jobs?

The most popular types of 1099 Insurance Agent jobs are:

What states have the most Commission 1099 Insurance Agent jobs?

States with the most job openings for Commission 1099 Insurance Agent jobs include:

What job categories do people searching Commission 1099 Insurance Agent jobs look for?

The top searched job categories for Commission 1099 Insurance Agent jobs are:

Commission 1099 Insurance Agent jobs near you
Infographic showing various Commission 1099 Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

Life Insurance Agent

Team Nexa Insurance Solutions

Waco, TX • Remote

$55K - $275K/yr

Contractor

Re-posted 3 days ago

Job description

Life Insurance Agent – Final Expense & Mortgage Protection (Waco, TX Area)

Team Nexa Insurance Solutions

Location: Waco, TX & surrounding areas (Hybrid / Field / Remote Options)
Compensation: Commission-based (Advances, renewals, overrides available)
Position Type: Independent Agent (1099)

About the Opportunity

Team Nexa Insurance Solutions is expanding in Central Texas and is actively seeking motivated life insurance agents to help families protect what matters most.

We specialize in Final Expense, Mortgage Protection, Term, Indexed Universal Life and other life insurance products, working with multiple top-rated carriers to ensure our agents can match clients with the right coverage — without being tied to a single product or company.

Whether you are an experienced producer or a newly licensed agent, we provide the systems, support, and training to help you build a sustainable book of business.

What You’ll Do

  • Meet with clients who have requested information about life insurance

  • Present Final Expense and life insurance solutions clearly and ethically

  • Help families secure coverage that fits their needs and budget

  • Manage follow-ups, applications, and client service with support from our team

  • Build long-term income through renewals and persistency

What We Offer

  • Multiple A-rated carriers (no captive contracts)

  • Competitive commissions with advances

  • Weekly pay & Daily pay

  • Renewals and growth opportunities

  • Leads Programs available (no cold-calling required for lead-based agents)

  • Structured onboarding & ongoing training

  • Mentorship and team support — you’re never on your own

  • Opportunity to build a team and earn overrides (optional)

Who We’re Looking For

  • Active life insurance license (or willing to obtain one quickly)

  • Coachable, self-motivated professionals

  • Strong communication and people skills

  • Reliable transportation and basic tech skills

  • Desire to build long-term income, not just make a quick sale

Why Team Nexa?

We focus on doing business the right way — with transparency, strong carrier relationships, and a culture built around training, accountability, and agent success.

If you’re tired of:

  • Limited product options

  • Poor support after onboarding

  • Unclear compensation structures

…you’ll find Team Nexa to be a refreshing change.

Join our Live Informational Session where you can get your questions answeredRegister Here

Join Team Nexa Insurance Solutions and build a business — not just a job

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