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Self Employed 1099 Insurance Agent Jobs (NOW HIRING)

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other ... Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as ...

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other ... Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as ...

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other ... Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as ...

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other ... Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as ...

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other ... Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as ...

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other ... Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as ...

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other ... Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as ...

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other ... Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as ...

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other ... Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as ...

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other ... Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as ...

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Self Employed 1099 Insurance Agent information

See salary details

$25K

$65K

$121.5K

How much do self employed 1099 insurance agent jobs pay per year?

As of Jul 27, 2026, the average yearly pay for self employed 1099 insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

Do independent insurance agents make good money?

Self-employed 1099 insurance agents can earn a wide range of income depending on factors such as sales skills, client base, and commission rates. Typically, their earnings are commission-based, with successful agents earning from a few thousand to over six figures annually. Income stability varies and depends on market conditions and individual performance.

How to become a self-employed insurance agent?

To become a self-employed insurance agent, you typically need to obtain the required state licensing by passing a licensing exam, complete pre-licensing education, and submit an application to the state's insurance department. Once licensed, you can work independently, often selling policies through your own agency or as an independent contractor, and may need to secure errors and omissions insurance and develop client relationships.

Why do so many insurance agents quit?

Many insurance agents quit due to the challenging nature of the sales process, high competition, and inconsistent income, especially for self-employed 1099 agents who rely on commissions. The job often requires strong sales skills, self-motivation, and resilience, which can lead to high turnover if these skills are lacking or if the income stability is insufficient. Additionally, the need for ongoing licensing, certifications, and building a client base can contribute to attrition.

What's the hardest insurance to sell?

For a self-employed 1099 insurance agent, selling specialized or high-risk insurance policies, such as certain health, life, or niche commercial coverage, can be more challenging due to limited customer awareness, strict underwriting, or higher premiums. Success often depends on strong product knowledge, effective communication, and building trust with clients.

What is the difference between Self Employed 1099 Insurance Agent vs Independent Insurance Broker?

AspectSelf Employed 1099 Insurance AgentIndependent Insurance Broker
CredentialsLicenses required; certifications vary by stateLicenses required; may hold multiple carrier licenses
Work EnvironmentOperates independently, often from home or mobileWorks independently but may manage multiple carrier relationships
Employer & Industry UsageTypically contracted directly with insurance companies or as independent agentsActs as a broker representing multiple carriers to clients

Both roles involve selling insurance policies independently, requiring licensing and industry knowledge. The main difference is that a Self Employed 1099 Insurance Agent often works directly with carriers, while an Independent Insurance Broker acts as an intermediary, offering clients a variety of options from multiple insurers.

What cities are hiring for Self Employed 1099 Insurance Agent jobs? Cities with the most Self Employed 1099 Insurance Agent job openings:
What are the most commonly searched types of 1099 Insurance Agent jobs? The most popular types of 1099 Insurance Agent jobs are:
What states have the most Self Employed 1099 Insurance Agent jobs? States with the most job openings for Self Employed 1099 Insurance Agent jobs include:
Insurance Agent

Insurance Agent

HealthMarkets Insurance Agency

Middletown, CT โ€ข On-site

$50K - $120K/yr

Contractor

Posted 12 days ago


Job description

HealthMarkets Overview Job Description:

If youโ€™re looking for an exciting opportunity where you can change peopleโ€™s lives and achieve financial success as an independent licensed insurance agent, youโ€™ve come to the right place. Becoming an independent licensed insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers licensed insurance agents the resources and support they need to grow their businesses and succeed in the industry, all while making a difference in peopleโ€™s lives.

And who are we? HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized health and supplemental insurance solutions to individuals, families and small businesses. Millions of Americans depend on us to help explore their insurance coverage options โ€“ and weโ€™re looking for licensed insurance agents like you to help us continue that mission.

So, whether youโ€™re an experienced insurance agent looking for your next opportunity or are just starting out and looking for an opportunity to demonstrate your talents, HealthMarkets is the career move that can help change your life.

Job description:

If youโ€™re a licensed insurance agent with 4-5 years of experience, we want you. As an independently contracted licensed insurance agent with HealthMarkets, youโ€™ll be collaborating with one of the largest independent health insurance agencies in the US. Youโ€™ll have the opportunity to grow a business, all while making a difference in peopleโ€™s lives.

Not only that, but HealthMarkets will offer you the resources you need to succeed. Weโ€™ll give you access to leads, quoting tools, training resources, and more so you can focus on what you do best: selling. Contact us today and succeed on your terms with HealthMarkets.

Disclaimer: Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as independent contractors and not as employees. HealthMarkets independent licensed insurance agents shall for all purposes be deemed to be independent contractors and shall have no authority to act or represent themselves as an employee or partner of HealthMarkets Insurance Agency. An Independent licensed insurance agent with HealthMarkets is a commission only opportunity. HealthMarkets Insurance Agency, Inc., is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability may vary by state.

51934-HM-0225

Company Description

Expect to have both a life and a career with HealthMarkets. When you join us as a Licensed Independent Insurance Agent, you'll be building a business that you control with our support. So, you can head out for a run, be there for your kid's soccer matches โ€“ even chase tornadoes if that's your thing. Start succeeding on your terms.
HealthMarkets is a technology-enabled health insurance marketplace that delivers high-touch, customized health and supplemental insurance solutions. Our Licensed Independent Insurance Agents serve our customers by helping families, individuals, and small businesses find the coverage they need at a price they can afford.