ZipRecruiter

Log In

1

Independent Insurance Agent Jobs (NOW HIRING)

HealthMarkets, Inc.

Insurance Agent

Chattanooga, TN

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Nashua, NH

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Pawtucket, RI · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Kalamazoo, MI · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Newport, RI

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Doylestown, PA · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Pittsburgh, PA · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Columbia, MO · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Las Vegas, NV · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Birmingham, AL · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Waukegan, IL

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Champaign, IL · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

next page

Showing results 1-20

All JobsFinance and Insurance JobsInsurance JobsIndependent Insurance Agent Jobs

Independent Insurance Agent information

See salary details

$25K

$65K

$121.5K

How much do independent insurance agent jobs pay per year?

As of Sep 4, 2026, the average yearly pay for independent insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is an independent insurance agent?

Independent insurance agents are licensed professionals who sell insurance policies from multiple insurance companies, rather than being tied to just one provider. This allows them to offer clients a wider range of coverage options and find policies that best meet their needs and budgets. Independent agents act as intermediaries, helping clients compare rates, understand policy terms, and manage claims. They are typically paid by commissions from the insurance companies whose products they sell.

What skills and qualifications are needed to thrive as an independent insurance agent?

To thrive as an Independent Insurance Agent, you need a solid understanding of insurance products, sales strategies, and relevant state licensing. Familiarity with customer relationship management (CRM) software, quoting platforms, and policy management systems is typically required. Exceptional interpersonal skills, self-motivation, and resilience help agents build lasting client relationships and navigate a competitive market. These skills and qualifications are essential for providing tailored insurance solutions, achieving sales targets, and maintaining a strong client base.

What are common challenges faced by independent insurance agents, and how can they be addressed?

Independent Insurance Agents often face challenges such as building a client base from scratch, managing multiple carrier relationships, and staying updated on changing insurance regulations. To overcome these obstacles, agents typically focus on networking, continuous education, and leveraging customer relationship management (CRM) tools to stay organized. Joining professional associations and attending industry events can also help agents expand their network and gain valuable insights to grow their business.

What is the difference between Independent Insurance Agent vs Insurance Broker?

AspectIndependent Insurance AgentInsurance Broker
CredentialsMay hold state-specific licenses, often multipleLicensed to sell insurance, often holds similar licenses
Work EnvironmentWorks independently or with multiple insurance companiesActs as an intermediary between clients and multiple insurers
Employer & Industry UsageOperates independently or for agencies, representing insurersWorks for clients, representing multiple insurance providers

Both roles require licensing and involve selling insurance policies. An Independent Insurance Agent typically works directly with clients and may represent multiple insurers, offering personalized options. An Insurance Broker also works with clients but acts as a middleman, helping clients find the best coverage across various insurers. While their functions overlap, the key difference lies in their client relationship and representation approach.

Do independent insurance agents make good money?

Independent insurance agents can earn a wide range of income, often based on commissions from policies sold, with top performers earning six-figure incomes. Income depends on factors such as experience, sales skills, client base, and the types of insurance products offered. Many agents also need strong networking and marketing skills to succeed in this role.

Is being an independent insurance agent hard?

Being an independent insurance agent can be challenging as it requires building a client base, understanding multiple insurance products, and managing self-employment responsibilities. Success often depends on sales skills, industry knowledge, and obtaining necessary licenses, which can involve ongoing education and certification. The job typically offers flexible hours but also demands self-motivation and resilience.

Why do most independent insurance agents quit?

Many independent insurance agents quit due to challenges in building a steady client base, high competition, and inconsistent income. The job requires strong sales skills, self-motivation, and ongoing licensing and training, which can be demanding over time.
More about Independent Insurance Agent jobs

What cities are hiring for Independent Insurance Agent jobs?

Cities with the most Independent Insurance Agent job openings:

What states have the most Independent Insurance Agent jobs?

States with the most job openings for Independent Insurance Agent jobs include:

What job categories do people searching Independent Insurance Agent jobs look for?

The top searched job categories for Independent Insurance Agent jobs are:

Independent Insurance Agent jobs near you
Infographic showing various Independent Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

Independent Insurance Agent

Juffer Inc. - Insurance, Investments & Real Estate

Tea, SD • On-site

Other

Posted 2 days ago

New

Job description

Job Description

This is a full-time, on-site position for an Independent Insurance Agent with Juffer Inc., based at one of our South Dakota locations. In this role, you will work directly with individuals, families, and businesses to assist them in identifying insurance needs and exploring coverage options based on their expressed requests and circumstances.


The agent is responsible for building and maintaining client relationships, developing new business, and supporting agency growth through consultative sales practices. You will engage with prospective and existing clients by phone, virtual meetings, and in person to discuss insurance products and help place coverage through appointed carriers.


Products may include Auto, Home, Farm, Business, Life, and Health insurance, depending on licensing and carrier availability.


Key Responsibilities

  • Develop and manage client relationships with individuals, families, and businesses by following up on leads, discussing insurance needs, and assisting clients in exploring coverage options
  • Meet with prospective clients to gather underwriting information, present insurance options, explain policy terms as provided by carriers, and place coverage in accordance with licensing and carrier guidelines
  • Promote and sell insurance products based on client requests and carrier availability
  • Issue new policies, process renewals, assist with policy changes and service requests, maintain accurate and confidential client records, and support clients through the claims process as needed
  • Develop and maintain referral relationships
  • Stay informed on carrier underwriting requirements and industry changes while maintaining required licenses, completing continuing education, and following all company procedures and compliance standards
  • Perform additional duties as assigned


Requirements

  • Experience in insurance sales, insurance brokerage, or a related role preferred
  • Strong customer service skills with a client-focused approach
  • Ability to communicate insurance information clearly and professionally
  • Strong organizational and time-management skills
  • Ability to work independently while contributing in a team-oriented environment
  • Experience working with individuals, families, and business clients preferred
  • Valid state insurance licenses or obtain required licenses within the designated timeframe
  • Proficient computer skills and ability to learn agency management systems


Compensation & Opportunity

  • Compensation is performance-based and varies based on production, licensing, and role structure.



Company Description

Juffer Inc. is a trusted, independent insurance agency that has been serving families, farms, and businesses across the Midwest since 1998. Headquartered in South Dakota, this family-owned company offers expertise in Insurance, Investments, and Real Estate, delivering tailored solutions to meet each client’s needs. As an independent agency, Juffer Inc. is dedicated to providing competitive pricing and personalized guidance, ensuring peace of mind for clients. The agency offers comprehensive insurance services, financial planning, and real estate assistance to support individuals and businesses in their long-term goals.

Apply