ZipRecruiter

Log In

1

Independent Insurance Agent Jobs in Kentucky (NOW HIRING)

HealthMarkets, Inc.

Insurance Agent

Louisville, KY · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

Latorre Insurance Group

$60 - $80/hr

Latorre Insurance is a leading independent insurance agency serving individuals and businesses ... Agent to join our team. This position is ideal for a licensed Property & Casualty insurance ...

International Association of Insurance Professionals (IAIP)

$60 - $80/hr

Insurance Agents operate as independent contractors, representing American Family and its products exclusively. As an insurance agent, you'll be responsible for your agency's overall management ...

Big I Kentucky

Personal Lines Insurance Agent

Louisville, KY · On-site

$40K - $64K/yr

Compensation: $40,000.00 - $64,000.00 per year YOUR FUTURE as an Independent Insurance Agent Starts ... Working with an independent agency is a great career choice. Baby Boomers in insurance are retiring ...

NACBA

$80 - $100/hr

Insurance Agents operate as independent contractors, representing American Family and its products exclusively. As an insurance agent, you'll be responsible for your agency's overall management ...

Davis Insurance Inc

Insurance Agent

Bowling Green, KY · On-site

$50K - $70K/yr

Davis Insurance is an independent agency that's been protecting Kentucky and Tennessee families and ... This is a self-prospecting role for an agent who'd rather drive their own pipeline than wait on ...

Davis Insurance Inc

Insurance Agent

Bowling Green, KY · On-site

$50K - $70K/yr

Davis Insurance is an independent agency that's been protecting Kentucky and Tennessee families and ... This is a self-prospecting role for an agent who'd rather drive their own pipeline than wait on ...

Big I Kentucky

Insurance Office Assistant

Shelbyville, KY · On-site

$17 - $20/hr

Compensation: $17.00 - $20.00 per hour YOUR FUTURE as an Independent Insurance Agent Starts Here If you're looking for a career that offers flexibility, job stability and strong compensation you've ...

International Association of Insurance Professionals (IAIP)

$100 - $125/hr

Insurance Agents operate as independent contractors, representing American Family and its products exclusively. As an insurance agent, you'll be responsible for your agency's overall management ...

CorTrust Bank

$60 - $80/hr

... of independent insurance agencies within CorTrust Bank N.A. throughout Eastern South Dakota ... a specific insurance agent. They assist with general and administrative functions, policy ...

Big I Kentucky

CSR/Account Manager

Louisville, KY · On-site

YOUR FUTURE as an Independent Insurance Agent Starts Here If you're looking for a career that offers flexibility, job stability and strong compensation you've come to the right place! Working with an ...

Promoted2

Remote Insurance Agent

Lexington, KY · Remote

$60K - $110K/yr

Remote Insurance Sales Agent | $60k-$110k+ First Year | No Cold Calling Earn strong first-year ... Background in remote or independent contracting roles * Leadership or team-building experience ...

next page

Showing results 1-20

All JobsIndependent Insurance Agent JobsIndependent Insurance Agent Jobs in Kentucky

Independent Insurance Agent information

See Kentucky salary details

$21.7K

$56.5K

$105.5K

How much do independent insurance agent jobs pay per year?

As of Sep 7, 2026, the average yearly pay for independent insurance agent in Kentucky is $56,473.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,600.00 and $66,900.00 per year, depending on experience, location, and employer.

What is an independent insurance agent?

Independent insurance agents are licensed professionals who sell insurance policies from multiple insurance companies, rather than being tied to just one provider. This allows them to offer clients a wider range of coverage options and find policies that best meet their needs and budgets. Independent agents act as intermediaries, helping clients compare rates, understand policy terms, and manage claims. They are typically paid by commissions from the insurance companies whose products they sell.

What skills and qualifications are needed to thrive as an independent insurance agent?

To thrive as an Independent Insurance Agent, you need a solid understanding of insurance products, sales strategies, and relevant state licensing. Familiarity with customer relationship management (CRM) software, quoting platforms, and policy management systems is typically required. Exceptional interpersonal skills, self-motivation, and resilience help agents build lasting client relationships and navigate a competitive market. These skills and qualifications are essential for providing tailored insurance solutions, achieving sales targets, and maintaining a strong client base.

What are common challenges faced by independent insurance agents, and how can they be addressed?

Independent Insurance Agents often face challenges such as building a client base from scratch, managing multiple carrier relationships, and staying updated on changing insurance regulations. To overcome these obstacles, agents typically focus on networking, continuous education, and leveraging customer relationship management (CRM) tools to stay organized. Joining professional associations and attending industry events can also help agents expand their network and gain valuable insights to grow their business.

What is the difference between Independent Insurance Agent vs Insurance Broker?

AspectIndependent Insurance AgentInsurance Broker
CredentialsMay hold state-specific licenses, often multipleLicensed to sell insurance, often holds similar licenses
Work EnvironmentWorks independently or with multiple insurance companiesActs as an intermediary between clients and multiple insurers
Employer & Industry UsageOperates independently or for agencies, representing insurersWorks for clients, representing multiple insurance providers

Both roles require licensing and involve selling insurance policies. An Independent Insurance Agent typically works directly with clients and may represent multiple insurers, offering personalized options. An Insurance Broker also works with clients but acts as a middleman, helping clients find the best coverage across various insurers. While their functions overlap, the key difference lies in their client relationship and representation approach.

Do independent insurance agents make good money?

Independent insurance agents can earn a wide range of income, often based on commissions from policies sold, with top performers earning six-figure incomes. Income depends on factors such as experience, sales skills, client base, and the types of insurance products offered. Many agents also need strong networking and marketing skills to succeed in this role.

Is being an independent insurance agent hard?

Being an independent insurance agent can be challenging as it requires building a client base, understanding multiple insurance products, and managing self-employment responsibilities. Success often depends on sales skills, industry knowledge, and obtaining necessary licenses, which can involve ongoing education and certification. The job typically offers flexible hours but also demands self-motivation and resilience.

Why do most independent insurance agents quit?

Many independent insurance agents quit due to challenges in building a steady client base, high competition, and inconsistent income. The job requires strong sales skills, self-motivation, and ongoing licensing and training, which can be demanding over time.

What are popular job titles related to Independent Insurance Agent jobs in Kentucky?

For Independent Insurance Agent jobs in Kentucky, the most frequently searched job titles are:

What job categories do people searching Independent Insurance Agent jobs in Kentucky look for?

The top searched job categories for Independent Insurance Agent jobs in Kentucky are:

What cities in Kentucky are hiring for Independent Insurance Agent jobs?

Cities in Kentucky with the most Independent Insurance Agent job openings:

Independent Insurance Agent jobs near you
Infographic showing various Independent Insurance Agent job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 20% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $56,473 per year, or $27.2 per hour.

Insurance Agent

HealthMarkets, Inc.

Louisville, KY • On-site

Contractor

Re-posted 7 days ago

Job description

HealthMarkets Overview

If youre looking for an exciting opportunity where you can change peoples lives and achieve financial success as an independent insurance agent, youve come to the right place. Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in the industry, all while making a difference in peoples lives.

And who are we? HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized health and supplemental insurance solutions to individuals, families and small businesses. Millions of Americans depend on us to help explore their insurance coverage options and were looking for independent insurance agents like you to help us continue that mission.

So, whether youre an experienced insurance agent looking for your next opportunity or are just starting out and looking for an opportunity to demonstrate your talents, HealthMarkets is the career move that can help change your life.

Job description

If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to grow a flourishing business, all while making a difference in peoples lives.

Not only that, but HealthMarkets will offer you the resources you need to succeed. Well give you access to leads, quoting tools, training resources, and more so you can focus on what you do best: selling. Contact us today and succeed on your terms with HealthMarkets.

48640-HM-0523

Disclaimer: Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as independent contractors and not as employees. HealthMarkets independent licensed insurance agents shall for all purposes be deemed to be independent contractors and shall have no authority to act or represent themselves as an employee or partner of HealthMarkets Insurance Agency. An Independent licensed insurance agent with HealthMarkets is a commission only opportunity. HealthMarkets Insurance Agency, Inc., is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability may vary by state. 51934-HM-0326

Apply