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Health Insurance Agent Jobs in Kentucky (NOW HIRING)

HealthMarkets, Inc.

Insurance Agent

Louisville, KY · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other ... HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized ...

Shelter Insurance

Insurance Agent

Flemingsburg, KY

We are seeking an exceptional entrepreneur to make a difference in Flemingsburg, KY and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

New York Life

Be Seen First

Insurance Agent

Louisville, KY · On-site

$85K - $150K/yr

Join our dynamic team as an Insurance Agent and become a vital part of helping individuals and ... Health insurance * Vision insurance Work Location: Hybrid remote in Louisville, KY 40222

New York Life

Licensed Insurance Agent

Louisville, KY · On-site

$85K - $150K/yr

Join our dynamic team as an Insurance Agent and become a vital part of helping individuals and ... Health insurance * Vision insurance Work Location: Hybrid remote in Louisville, KY 40222

Kemper

Licensed Insurance Agent

Lexington, KY

... a healthy work-life balance, can be highly motivating and productive. Kemper's products and ... Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions). Employment Type ...

Kemper

Licensed Insurance Agent

Louisville, KY

... a healthy work-life balance, can be highly motivating and productive. Kemper's products and ... Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions). Employment Type ...

Kemper

Insurance Agent Trainee

Lexington, KY

... a healthy work-life balance, can be highly motivating and productive. Kemper's products and ... Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role ...

Kemper

Insurance Agent Trainee

Louisville, KY

... a healthy work-life balance, can be highly motivating and productive. Kemper's products and ... Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role ...

Shelter Insurance

Agent

Florence, KY

We are seeking an exceptional entrepreneur to make a difference in Florence, KY and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

Shelter Insurance

Agent

Hopkinsville, KY

We are seeking an exceptional entrepreneur to make a difference in Hopkinsville, KY and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

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All JobsHealth Insurance Agent JobsHealth Insurance Agent Jobs in Kentucky

Health Insurance Agent information

See Kentucky salary details

$10

$23

$51

How much do health insurance agent jobs pay per hour?

As of Jul 29, 2026, the average hourly pay for health insurance agent in Kentucky is $23.03, according to ZipRecruiter salary data. Most workers in this role earn between $17.55 and $26.54 per hour, depending on experience, location, and employer.

What Does a Health Insurance Agent Do?

A health insurance agent contacts potential customers to sell them health insurance. In this career, you explain the health care policy and plan to the customer and help them choose the coverage that best suits their needs. Your responsibilities include interviewing prospective clients and analyzing current clients’ policies for any needed additions or changes. Other duties of a health insurance agent include customizing insurance programs for individuals and handling policy renewals. You maintain electronic and paper records of customer’s health insurance and help policyholders settle any claims. Sometimes you cold call potential clients to pitch them on a policy from the insurance company for which you work.

What are the most common challenges Health Insurance Agents face when helping clients choose the right plan?

Health Insurance Agents often encounter challenges such as explaining complex plan options, addressing clients' concerns about coverage and out-of-pocket costs, and staying updated on frequently changing regulations. Agents must tailor their recommendations to each client's unique health needs and financial situation, which requires strong listening skills and adaptability. Building trust and maintaining ongoing relationships with clients are also crucial, as agents typically provide support not only during the initial enrollment but throughout the policy lifecycle.

What is the difference between Health Insurance Agent vs Insurance Broker?

AspectHealth Insurance AgentInsurance Broker
CredentialsLicensing required, often specific to health insuranceLicensing required, may hold multiple licenses for various insurance types
Work EnvironmentTypically works for insurance companies or agenciesWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by health insurance providers or agenciesEmployed by brokerages or independent, serving clients across insurers
Search & Comparison IntentOften compared for direct health insurance sales rolesCompared for broader insurance options and client representation

While both roles involve selling insurance policies, health insurance agents usually work directly for health insurance companies, focusing on health plans. Insurance brokers operate independently or for brokerages, offering clients a variety of insurance options across multiple providers. Understanding these differences helps job seekers identify the right career path based on credentials, work environment, and industry focus.

What are health insurance agents?

Health insurance agents are licensed professionals who help individuals, families, and businesses find and enroll in suitable health insurance plans. They provide guidance on different policy options, explain coverage details, assist with applications, and ensure clients understand their benefits and costs. Health insurance agents may represent one or multiple insurance companies and often help clients navigate claims or resolve issues. Their goal is to match clients with the best coverage for their needs and budget. In many cases, their services are free to clients, as they are compensated by insurance companies.

What are the key skills and qualifications needed to thrive as a Health Insurance Agent, and why are they important?

To thrive as a Health Insurance Agent, you need in-depth knowledge of health insurance products, strong sales abilities, and often a state-issued insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and compliance systems is typical for the role. Outstanding interpersonal skills, active listening, and the ability to explain complex information clearly help agents build trust with clients. These skills ensure agents can effectively match clients with suitable policies, maintain regulatory compliance, and grow their client base in a competitive market.
More about Health Insurance Agent jobs
What are the most commonly searched types of Health Insurance Agent jobs in Kentucky? The most popular types of Health Insurance Agent jobs in Kentucky are:
What are popular job titles related to Health Insurance Agent jobs in Kentucky? For Health Insurance Agent jobs in Kentucky, the most frequently searched job titles are:
What job categories do people searching Health Insurance Agent jobs in Kentucky look for? The top searched job categories for Health Insurance Agent jobs in Kentucky are:
What cities in Kentucky are hiring for Health Insurance Agent jobs? Cities in Kentucky with the most Health Insurance Agent job openings:
What are popular job titles related to Health Insurance Agent jobs in KY? For Health Insurance Agent jobs in KY, the most frequently searched job titles are:
Health Insurance Agent jobs near you
Infographic showing various Health Insurance Agent job openings in Kentucky as of July 2026, with employment types broken down into 1% Locum Tenens, 89% Full Time, 7% Part Time, and 3% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $47,900 per year, or $23 per hour.
Insurance Agent

Insurance Agent

HealthMarkets, Inc.

Louisville, KY • On-site

Contractor

Posted 26 days ago

Job description

HealthMarkets Overview

If youre looking for an exciting opportunity where you can change peoples lives and achieve financial success as an independent insurance agent, youve come to the right place. Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in the industry, all while making a difference in peoples lives.

And who are we? HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized health and supplemental insurance solutions to individuals, families and small businesses. Millions of Americans depend on us to help explore their insurance coverage options and were looking for independent insurance agents like you to help us continue that mission.

So, whether youre an experienced insurance agent looking for your next opportunity or are just starting out and looking for an opportunity to demonstrate your talents, HealthMarkets is the career move that can help change your life.

Job description

If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to grow a flourishing business, all while making a difference in peoples lives.

Not only that, but HealthMarkets will offer you the resources you need to succeed. Well give you access to leads, quoting tools, training resources, and more so you can focus on what you do best: selling. Contact us today and succeed on your terms with HealthMarkets.

48640-HM-0523

Disclaimer: Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as independent contractors and not as employees. HealthMarkets independent licensed insurance agents shall for all purposes be deemed to be independent contractors and shall have no authority to act or represent themselves as an employee or partner of HealthMarkets Insurance Agency. An Independent licensed insurance agent with HealthMarkets is a commission only opportunity. HealthMarkets Insurance Agency, Inc., is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability may vary by state. 51934-HM-0326

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