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Health Insurance Agent Jobs in Kentucky (NOW HIRING)

Kemper

Insurance Agent Trainee

Lexington, KY · On-site

... a healthy work-life balance, can be highly motivating and productive. Kemper's products and ... Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role ...

Kemper

Insurance Agent Trainee

Louisville, KY · On-site

... a healthy work-life balance, can be highly motivating and productive. Kemper's products and ... Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role ...

Shelter Insurance

Agent

Hopkinsville, KY

We are seeking an exceptional entrepreneur to make a difference in Hopkinsville, KY and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

Shelter Insurance

Agent

Florence, KY

We are seeking an exceptional entrepreneur to make a difference in Florence, KY and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

Planright

Sales Agent (Insurance)

Bowling Green, KY · On-site

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

Planright

Sales Agent (Insurance)

Louisville, KY · On-site

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

WB Agency

Sales Agent (Insurance)

Louisville, KY

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

WB Agency

Sales Agent (Insurance)

Bowling Green, KY · On-site

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

WB Agency

Sales Agent (Insurance)

Louisville, KY · On-site

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

WB Agency

Sales Agent (Insurance)

Bowling Green, KY

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

Shelter Insurance

Trac Agent

Owensboro, KY

We are seeking an exceptional entrepreneur to make a difference in Owensboro, KY and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

Promoted2

Remote Insurance Agent

Lexington, KY · Remote

$60K - $110K/yr

Remote Insurance Sales Agent | $60k-$110k+ First Year | No Cold Calling Earn strong first-year income with full training and qualified leads provided - join a fast-growing national financial services ...

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Showing results 21-40

All JobsHealth Insurance Agent JobsHealth Insurance Agent Jobs in Kentucky

Health Insurance Agent information

See Kentucky salary details

$10

$23

$51

How much do health insurance agent jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for health insurance agent in Kentucky is $23.03, according to ZipRecruiter salary data. Most workers in this role earn between $17.55 and $26.54 per hour, depending on experience, location, and employer.

What does a health insurance agent do?

A health insurance agent contacts potential customers to sell them health insurance. In this career, you explain the health care policy and plan to the customer and help them choose the coverage that best suits their needs. Your responsibilities include interviewing prospective clients and analyzing current clients’ policies for any needed additions or changes. Other duties of a health insurance agent include customizing insurance programs for individuals and handling policy renewals. You maintain electronic and paper records of customer’s health insurance and help policyholders settle any claims. Sometimes you cold call potential clients to pitch them on a policy from the insurance company for which you work.

What are the most common challenges health insurance agents face when helping clients choose the right plan?

Health Insurance Agents often encounter challenges such as explaining complex plan options, addressing clients' concerns about coverage and out-of-pocket costs, and staying updated on frequently changing regulations. Agents must tailor their recommendations to each client's unique health needs and financial situation, which requires strong listening skills and adaptability. Building trust and maintaining ongoing relationships with clients are also crucial, as agents typically provide support not only during the initial enrollment but throughout the policy lifecycle.

How to get a job as a health insurance agent?

To become a health insurance agent, you typically need to complete state licensing requirements, which often include pre-licensing courses and passing a licensing exam. Having strong communication skills, knowledge of insurance products, and obtaining relevant certifications can improve job prospects. Many agents work for insurance companies or as independent agents, and licensing must be maintained through continuing education.

What is the difference between Health Insurance Agent vs Insurance Broker?

AspectHealth Insurance AgentInsurance Broker
CredentialsLicensing required, often specific to health insuranceLicensing required, may hold multiple licenses for various insurance types
Work EnvironmentTypically works for insurance companies or agenciesWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by health insurance providers or agenciesEmployed by brokerages or independent, serving clients across insurers
Search & Comparison IntentOften compared for direct health insurance sales rolesCompared for broader insurance options and client representation

While both roles involve selling insurance policies, health insurance agents usually work directly for health insurance companies, focusing on health plans. Insurance brokers operate independently or for brokerages, offering clients a variety of insurance options across multiple providers. Understanding these differences helps job seekers identify the right career path based on credentials, work environment, and industry focus.

What is a health insurance agent?

Health insurance agents are licensed professionals who help individuals, families, and businesses find and enroll in suitable health insurance plans. They provide guidance on different policy options, explain coverage details, assist with applications, and ensure clients understand their benefits and costs. Health insurance agents may represent one or multiple insurance companies and often help clients navigate claims or resolve issues. Their goal is to match clients with the best coverage for their needs and budget. In many cases, their services are free to clients, as they are compensated by insurance companies.

Is it hard to be a health insurance agent?

Being a health insurance agent can be challenging due to the need to understand complex policies, stay updated on regulations, and build client relationships. Success often depends on strong communication skills, product knowledge, and persistence in a competitive environment.

What are the key skills and qualifications needed to thrive as a health insurance agent, and why are they important?

To thrive as a Health Insurance Agent, you need in-depth knowledge of health insurance products, strong sales abilities, and often a state-issued insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and compliance systems is typical for the role. Outstanding interpersonal skills, active listening, and the ability to explain complex information clearly help agents build trust with clients. These skills ensure agents can effectively match clients with suitable policies, maintain regulatory compliance, and grow their client base in a competitive market.
More about Health Insurance Agent jobs
What are the most commonly searched types of Health Insurance Agent jobs in Kentucky? The most popular types of Health Insurance Agent jobs in Kentucky are:
What are popular job titles related to Health Insurance Agent jobs in Kentucky? For Health Insurance Agent jobs in Kentucky, the most frequently searched job titles are:
What job categories do people searching Health Insurance Agent jobs in Kentucky look for? The top searched job categories for Health Insurance Agent jobs in Kentucky are:
What cities in Kentucky are hiring for Health Insurance Agent jobs? Cities in Kentucky with the most Health Insurance Agent job openings:
What are popular job titles related to Health Insurance Agent jobs in KY? For Health Insurance Agent jobs in KY, the most frequently searched job titles are:
Health Insurance Agent jobs near you
Infographic showing various Health Insurance Agent job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 17% Part Time, and 6% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $47,900 per year, or $23 per hour.

Licensed Insurance Agent (Active License Required to Apply)

Aflac

Lexington, KY

$50K - $70K/yr

Full-time, Part-time

Re-posted 21 days ago

Aflac rating

6.8

Company rating: 6.8 out of 10

Based on 36 frontline employees who took The Breakroom Quiz

259th of 304 rated insurance

Job description

Your Next Chapter Starts Here

You’ve already earned your insurance license — now it’s time to put it to work with one of the most recognized names in the industry. Aflac gives licensed agents the freedom to grow their own business, backed by a trusted brand, proven products, and unmatched support. If you’re motivated, entrepreneurial, and ready to take control of your income, this is your opportunity to level up your insurance career.

Work Designation

What You’ll Do

As an Aflac Insurance Agent, you’ll work directly with business owners and HR teams to design supplemental insurance programs that protect employees from the unexpected expenses traditional health insurance doesn’t cover. You’ll have the independence to build lasting client relationships and recurring income streams — while helping businesses and their employees achieve real financial security.

Principal Duties & Responsibilities

Responsibilities include:

  • Sales, presentations, and enrollment support for worksite benefits
  • Strategic relationship-building with business owners and HR contacts
  • Marketing and lead generation to grow your client base
  • Providing expert guidance on supplemental insurance products
  • Managing renewals, claims follow-up, and ongoing client service

Requirements

  • Active state insurance license (Life and/or Health)
  • Prior experience in insurance, financial services, or related sales preferred
  • Entrepreneurial mindset and strong time management skills
  • Excellent communication and presentation abilities

Note: This role is only open to currently licensed insurance professionals. If you’re not yet licensed, please apply to our “Insurance Agent – Full Training Provided” position instead.

What’s in It for You
  • Unlimited earning potential: Commission, residuals, bonuses, and stock incentives
  • Brand power: Represent one of the world’s most ethical companies
  • Freedom and flexibility: You set your own schedule and define your success
  • Recognition and rewards: Stock bonus program, performance trips, and more
Compensation
  • Expected annual earnings: $50,000 – $70,000+ (commission-based with residuals, bonuses, and stock programs)
  • Job Types: Full-time, Part-time, Internship
Build Your Business, Your Way

You’ve done the hard work to become licensed — now join a company that helps you maximize it. With Aflac, you have the freedom to grow, the backing of a respected brand, and the satisfaction of helping others when they need it most.

This is not a salaried position. Aflac sales agents earn commissions, bonuses, residual income, and stock. Aflac’s affiliation with the Value-Added Service providers is limited only to a marketing alliance, and Aflac and the Value-Added Service providers are not under any sort of mutual ownership, joint venture, or are otherwise related. Aflac makes no representations or warranties regarding the Value-Added Service providers and does not own or administer any of the products or services provided by the Value-Added Service providers. Each Value-Added Service provider offers its products and services subject to its own terms, limitations and exclusions. Services, Terms and conditions are subject to change and may be withdrawn at any time. The value-added services may not be available in all states, and benefits/services may vary by state. The content within is for recruiting purposes only. This information is not approved to distribute to prospective insureds, to prospective accounts, or to use as a solicitation. Aflac sales agents are independent agents and are not Aflac employees. Aflac’s family of insurers includes Aflac and/or Aflac New York, and/or Continental American Insurance Company and/or Continental American Life Insurance Company. Aflac WWHQ | 1932 Wynnton Road | Columbus, GA 31999. Continental American Insurance Company | Columbia, SC.

What Aflac employees say

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Benefits

Hours and flexibility

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