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Commercial Insurance Agent Jobs in Kentucky (NOW HIRING)

$55 - $90/hr

We are seeking an experienced, bilingual (English/Spanish), highly motivated, and results-driven Commercial Lines Insurance Agent to join our team. This position is ideal for a licensed Property ...

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$60 - $100/hr

Full Time in Arlington, TX Commercial Lines Insurance Agent I'm Mark Leal, a local State Farm agent serving Arlington, Euless, and the surrounding Tarrant County communities. I'm looking for an ...

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Insurance Agent

Bowling Green, KY · On-site

$50K - $70K/yr

Davis Insurance is an independent agency that's been protecting Kentucky and Tennessee families and ... You'll write a mix of personal and commercial lines, with full carrier access and the back-end ...

Insurance Agent

Bowling Green, KY · On-site

$50K - $70K/yr

Davis Insurance is an independent agency that's been protecting Kentucky and Tennessee families and ... You'll write a mix of personal and commercial lines, with full carrier access and the back-end ...

$60 - $95/hr

As a Business Insurance Position - State Farm Agent Team Member with Greg Meyer - State Farm Agent ... Knowledge of commercial insurance products. Flexible work from home options available. #J-18808 ...

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Commercial Line Producer

Louisville, KY · On-site

$40K - $100K/yr

The Commercial Lines Producer at Tsurance Insurance Agency Inc is responsible for maintaining and ... Compensation: $40,000.00 - $100,000.00 per year YOUR FUTURE as an Independent Insurance Agent ...

$60 - $90/hr

... commercial and personal insurance and risk management; and retail automotive sales as one of the ... Agent.**Principal Purpose of Position:*** Engage key personnel at the Holman group of auto ...

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Commercial Insurance Agent information

See Kentucky salary details

$26.9K

$50.5K

$75.1K

How much do commercial insurance agent jobs pay per year?

As of Sep 2, 2026, the average yearly pay for commercial insurance agent in Kentucky is $50,546.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,700.00 and $57,800.00 per year, depending on experience, location, and employer.

What is a commercial insurance agent?

Commercial insurance agents are professionals who help businesses find and purchase insurance policies that protect against various risks, such as property damage, liability, and employee-related issues. They assess a company's unique needs, recommend appropriate coverage options, and act as intermediaries between the business and insurance providers. These agents also assist with policy renewals, claims, and provide ongoing risk management advice to ensure that the business remains adequately protected as it grows.

What are the key skills and qualifications needed to thrive as a commercial insurance agent?

To thrive as a Commercial Insurance Agent, you need a strong understanding of insurance products, risk assessment, and sales techniques, typically supported by a state insurance license. Familiarity with client management software (CRM), quoting platforms, and industry regulations is essential. Excellent interpersonal skills, negotiation abilities, and attention to detail help agents build trust and close deals with clients. These competencies are crucial for effectively meeting client needs, ensuring regulatory compliance, and achieving business growth in a competitive industry.

What are some common challenges commercial insurance agents face when building and maintaining a client portfolio?

Commercial Insurance Agents often encounter challenges such as intense competition from other agencies, keeping up with evolving insurance products, and understanding the unique risks of each client's business. Building trust with new clients requires active listening and tailored policy recommendations. Additionally, maintaining long-term relationships involves consistent communication, proactive policy reviews, and staying informed about industry changes that could impact clients' coverage needs.

What is the difference between Commercial Insurance Agent vs Personal Insurance Agent?

AspectCommercial Insurance AgentPersonal Insurance Agent
CredentialsLicenses vary by state, often similar to personal agentsSame licensing requirements as commercial agents
Work EnvironmentBusiness offices, insurance agencies, client meetings with companiesRetail locations, insurance agencies, client homes or offices
Employer & IndustryInsurance companies, brokers serving businessesInsurance companies, brokers serving individuals
Search & Comparison IntentClients seeking coverage for businesses, commercial policiesClients seeking personal coverage like auto, home, life

Commercial Insurance Agents focus on providing coverage for businesses, including property, liability, and workers' compensation. Personal Insurance Agents primarily serve individual clients with policies for auto, home, and personal life. While both roles require similar licenses and work in insurance agencies, their target clients and policy types differ significantly.

Do commercial insurance agents make good money?

Commercial insurance agents typically earn a combination of base salary and commissions, with total income varying based on experience, sales performance, and the size of the client portfolio. According to industry data, the median annual income ranges from $50,000 to $100,000, with top performers earning significantly more. Success in this role often depends on strong sales skills, industry knowledge, and certifications such as the Certified Insurance Counselor (CIC).

What are popular job titles related to Commercial Insurance Agent jobs in Kentucky?

For Commercial Insurance Agent jobs in Kentucky, the most frequently searched job titles are:

What job categories do people searching Commercial Insurance Agent jobs in Kentucky look for?

The top searched job categories for Commercial Insurance Agent jobs in Kentucky are:

Infographic showing various Commercial Insurance Agent job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 20% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $50,546 per year, or $24.3 per hour.

$55 - $90/hr

Other

Medical, Dental, Life, Retirement

Posted yesterday

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Job description

Latorre Insurance is a leading independent insurance agency serving individuals and businesses throughout North and South Carolina. The agency is based in Charlotte, North Carolina, and has branch offices in Greensboro and Raleigh. We are seeking an experienced, bilingual (English/Spanish), highly motivated, and results-driven Commercial Lines Insurance Agent to join our team. This position is ideal for a licensed Property & Casualty insurance professional with a proven ability to develop new commercial business and build lasting client relationships. You will be responsible for expanding and growing servicing and/or expanding the agency’s book of business. The winning candidate will be outgoing and flexible, with an eye for detail and a proven track record of success in commercial insurance sales and account management. They will have exceptional client management skills and work well with a variety of tasks, including customer retention and cross-selling. Income will be commensurate with experience and may include bonus opportunities based on performance.

What You’ll Do :

  • Prospect and develop new commercial insurance accounts through networking, referrals, cold calling, and community involvement.
  • Build relationships with business owners to identify insurance needs and recommend appropriate coverage solutions.
  • Quote, present, and close Commercial Lines insurance policies.
  • Cross-sell additional insurance products, including personal lines and life insurance, when appropriate.
  • Maintain strong client relationships to promote retention and generate referrals.
  • Maintain accurate documentation and activity within the agency management system.
  • Stay current on insurance products, carrier guidelines, and North Carolina insurance regulations.
  • Meet and exceed monthly sales goals while maintaining the highest standards of professionalism and ethics.

Qualifications :

  • Active North Carolina Property & Casualty Insurance License (Required).
  • Experience selling and servicing Business Owners Policies (BOP), Commercial Auto, General Liability, Workers' Compensation, Commercial Property, Professional Liability, and Umbrella coverage.
  • Strong prospecting, networking, and business development skills.
  • Excellent communication, negotiation, and closing skills.
  • Ability to build long-term relationships with business clients.
  • Self-motivated with strong organizational and time-management skills.
  • Experience with Applied Epic, HawkSoft, EZLynx, AMS360, or similar agency management systems.
  • Bilingual (English/Spanish) is required.

Schedule:

  • – Full-time
  • – Monday-Friday
  • – Networking and/or client meetings outside normal business hours as needed.

Latorre Insurance is an equal opportunity employer offering competitive salaries, bonuses based on performance, and a full benefits package that includes company-paid medical insurance, 401(k) retirement plans, and life, dental, and short-term disability insurance.

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Latorre Insurance is a licensed independent insurance brokerage serving North and South Carolina, with offices in Charlotte, Greensboro, and Raleigh.

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