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Commercial Insurance Agent Jobs (NOW HIRING)

Reno District Office

Commercial Insurance Agent

Reno, NV · On-site

$90K - $160K/yr

Grow Your Career as a Commercial Insurance Agent! Do you excel at building lasting business relationships and crafting solutions that truly make a difference? Were seeking a Commercial Insurance ...

Nimey's Auto Group

Commercial Insurance Agent

Utica, NY · On-site

$45K - $100K/yr

Matt Nimey Insurance Agency Are you an experienced Commercial Insurance Agent who knows how to build relationships, earn trust, and grow a book of business? Matt Nimey Insurance Agency is looking for ...

Weiser Insurance Services

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Commercial Insurance Agent

Des Moines, IA · On-site

We are seeking a motivated and results-driven Commercial Insurance Agent to join our team. In this role, you will be responsible for developing and maintaining relationships with business clients ...

A&A Insurance Agency, inc

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Licensed Insurance Agent (bilingual-spanish)

Syosset, NY · On-site

$55K - $75K/yr

The Licensed Insurance Agent will specialize in selling Property & Casualty, Life, Auto, and Commercial Insurance policies. This role operates during regular office hours and emphasizes a balanced ...

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All JobsCommercial Insurance Agent Jobs

Commercial Insurance Agent information

See salary details

$31K

$58.2K

$86.5K

How much do commercial insurance agent jobs pay per year?

As of Jul 25, 2026, the average yearly pay for commercial insurance agent in the United States is $58,198.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $66,500.00 per year, depending on experience, location, and employer.

How much does an insurance agent make on a commercial policy?

Commercial insurance agents typically earn commissions that range from 10% to 20% of the policy premium, with total earnings varying based on sales volume, experience, and the complexity of policies sold. In addition to commissions, some agents receive bonuses or fees for servicing accounts, and income can range from $50,000 to over $100,000 annually for experienced agents. Success in this role often depends on strong sales skills, industry knowledge, and client relationships.

What is the difference between Commercial Insurance Agent vs Personal Insurance Agent?

AspectCommercial Insurance AgentPersonal Insurance Agent
CredentialsLicenses vary by state, often similar to personal agentsSame licensing requirements as commercial agents
Work EnvironmentBusiness offices, insurance agencies, client meetings with companiesRetail locations, insurance agencies, client homes or offices
Employer & IndustryInsurance companies, brokers serving businessesInsurance companies, brokers serving individuals
Search & Comparison IntentClients seeking coverage for businesses, commercial policiesClients seeking personal coverage like auto, home, life

Commercial Insurance Agents focus on providing coverage for businesses, including property, liability, and workers' compensation. Personal Insurance Agents primarily serve individual clients with policies for auto, home, and personal life. While both roles require similar licenses and work in insurance agencies, their target clients and policy types differ significantly.

What jobs pay 500,000 a year in the US?

In the US, high-paying roles such as senior corporate executives, specialized surgeons, and successful entrepreneurs can earn $500,000 or more annually. Certain sales positions, investment bankers, and top-tier insurance agents with large portfolios and commissions may also reach this level, especially with experience and advanced certifications. These roles often require extensive experience, advanced skills, and sometimes a combination of base salary and performance-based incentives.

What are the key skills and qualifications needed to thrive as a Commercial Insurance Agent, and why are they important?

To thrive as a Commercial Insurance Agent, you need a strong understanding of insurance products, risk assessment, and sales techniques, typically supported by a state insurance license. Familiarity with client management software (CRM), quoting platforms, and industry regulations is essential. Excellent interpersonal skills, negotiation abilities, and attention to detail help agents build trust and close deals with clients. These competencies are crucial for effectively meeting client needs, ensuring regulatory compliance, and achieving business growth in a competitive industry.

What are commercial insurance agents?

Commercial insurance agents are professionals who help businesses find and purchase insurance policies that protect against various risks, such as property damage, liability, and employee-related issues. They assess a company's unique needs, recommend appropriate coverage options, and act as intermediaries between the business and insurance providers. These agents also assist with policy renewals, claims, and provide ongoing risk management advice to ensure that the business remains adequately protected as it grows.

What are some common challenges Commercial Insurance Agents face when building and maintaining a client portfolio?

Commercial Insurance Agents often encounter challenges such as intense competition from other agencies, keeping up with evolving insurance products, and understanding the unique risks of each client's business. Building trust with new clients requires active listening and tailored policy recommendations. Additionally, maintaining long-term relationships involves consistent communication, proactive policy reviews, and staying informed about industry changes that could impact clients' coverage needs.

What kind of insurance agent gets paid the most?

Commercial insurance agents who specialize in high-value or complex policies, such as large business or industrial coverage, tend to earn higher commissions and salaries. Agents with advanced certifications, strong client networks, and experience in niche markets often have higher earning potential compared to those selling personal lines insurance like auto or home coverage.

Why do so many insurance agents quit?

Commercial insurance agents often leave the profession due to high competition, challenging sales targets, and the need for strong interpersonal skills. The job can involve irregular hours, rejection, and the pressure to meet sales quotas, which can lead to burnout and turnover.
More about Commercial Insurance Agent jobs
What cities are hiring for Commercial Insurance Agent jobs? Cities with the most Commercial Insurance Agent job openings:
What states have the most Commercial Insurance Agent jobs? States with the most job openings for Commercial Insurance Agent jobs include:
What job categories do people searching Commercial Insurance Agent jobs look for? The top searched job categories for Commercial Insurance Agent jobs are:
Commercial Insurance Agent jobs near you
Infographic showing various Commercial Insurance Agent job openings in the United States as of July 2026, with employment types broken down into 95% Full Time, 3% Part Time, and 2% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $58,198 per year, or $28 per hour.

Commercial Insurance Agent

Reno District Office

Reno, NV • On-site

$90K - $160K/yr

Full-time

Posted 23 days ago

Job description

Grow Your Career as a Commercial Insurance Agent!

Do you excel at building lasting business relationships and crafting solutions that truly make a difference? Were seeking a Commercial Insurance Agent whos ready to bring expertise, energy, and a client-first mindset to our growing team.

What Makes This Opportunity Stand Out:

  • Strong Earnings Potential Competitive base plus generous commission structure.
  • Tools for Success Access to top-rated carriers, marketing support, and streamlined systems.
  • Professional Development Continuous training, industry certifications, and mentorship.
  • Collaborative Culture Work alongside a supportive team that values integrity and results.

Benefits

Annual Base Salary + Commission + Bonus Opportunities

Flexible Schedule


Responsibilities
  • Identify and connect with business owners and executives to understand their insurance needs.
  • Design and present tailored commercial coverage options.
  • Manage client accounts, renewals, and claims with efficiency and care.
  • Keep up-to-date with market trends, products, and compliance requirements.

Requirements

Were Looking For Someone Who:

  • Has a proven track record in commercial insurance or B2B sales.
  • Communicates with clarity, confidence, and empathy.
  • Is self-driven, organized, and thrives in a goal-oriented environment.
  • Holds an active Property & Casualty license (or is willing to obtain one).