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Commercial Insurance Agent Jobs in Texas (NOW HIRING)

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Licensed Insurance Agent San Antonio, TX | Hybrid Opportunity | Unlimited Monthly Incentives | Commercial Insurance Sales $24.52/Hour Base Pay + Uncapped Monthly Incentives Are you a licensed ...

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Commercial Insurance Agent information

See Texas salary details

$28.9K

$54.2K

$80.6K

How much do commercial insurance agent jobs pay per year?

As of Aug 21, 2026, the average yearly pay for commercial insurance agent in Texas is $54,220.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,700.00 and $62,000.00 per year, depending on experience, location, and employer.

What is a commercial insurance agent?

Commercial insurance agents are professionals who help businesses find and purchase insurance policies that protect against various risks, such as property damage, liability, and employee-related issues. They assess a company's unique needs, recommend appropriate coverage options, and act as intermediaries between the business and insurance providers. These agents also assist with policy renewals, claims, and provide ongoing risk management advice to ensure that the business remains adequately protected as it grows.

What are the key skills and qualifications needed to thrive as a commercial insurance agent?

To thrive as a Commercial Insurance Agent, you need a strong understanding of insurance products, risk assessment, and sales techniques, typically supported by a state insurance license. Familiarity with client management software (CRM), quoting platforms, and industry regulations is essential. Excellent interpersonal skills, negotiation abilities, and attention to detail help agents build trust and close deals with clients. These competencies are crucial for effectively meeting client needs, ensuring regulatory compliance, and achieving business growth in a competitive industry.

What are some common challenges commercial insurance agents face when building and maintaining a client portfolio?

Commercial Insurance Agents often encounter challenges such as intense competition from other agencies, keeping up with evolving insurance products, and understanding the unique risks of each client's business. Building trust with new clients requires active listening and tailored policy recommendations. Additionally, maintaining long-term relationships involves consistent communication, proactive policy reviews, and staying informed about industry changes that could impact clients' coverage needs.

What is the difference between Commercial Insurance Agent vs Personal Insurance Agent?

AspectCommercial Insurance AgentPersonal Insurance Agent
CredentialsLicenses vary by state, often similar to personal agentsSame licensing requirements as commercial agents
Work EnvironmentBusiness offices, insurance agencies, client meetings with companiesRetail locations, insurance agencies, client homes or offices
Employer & IndustryInsurance companies, brokers serving businessesInsurance companies, brokers serving individuals
Search & Comparison IntentClients seeking coverage for businesses, commercial policiesClients seeking personal coverage like auto, home, life

Commercial Insurance Agents focus on providing coverage for businesses, including property, liability, and workers' compensation. Personal Insurance Agents primarily serve individual clients with policies for auto, home, and personal life. While both roles require similar licenses and work in insurance agencies, their target clients and policy types differ significantly.

Do commercial insurance agents make good money?

Commercial insurance agents typically earn a combination of base salary and commissions, with total income varying based on experience, sales performance, and the size of the client portfolio. According to industry data, the median annual income ranges from $50,000 to $100,000, with top performers earning significantly more. Success in this role often depends on strong sales skills, industry knowledge, and certifications such as the Certified Insurance Counselor (CIC).

What cities in Texas are hiring for Commercial Insurance Agent jobs?

Cities in Texas with the most Commercial Insurance Agent job openings:

Infographic showing various Commercial Insurance Agent job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $54,220 per year, or $26.1 per hour.

Commercial Risk Insurance Agent

Pasadena Insurance Agency, Inc

Houston, TX โ€ข On-site

$50K - $75K/yr

Full-time

Medical, Dental, Life, Retirement, PTO

Re-posted 17 hours ago


Job description

Benefits:
  • 401(k)
  • 401(k) matching
  • Bonus based on performance
  • Dental insurance
  • Health insurance
  • Paid time off
  • Training & development

The Commercial Insurance Agent at PIA is responsible for building and maintaining client relationships utilizing our company processes.  Anyone can sell insurance but building a consultative relationship with clients is what our agency is built on.
Pasadena Insurance Agency, Inc. (PIAI) is a third-generation, family-owned, full-service agency based in Houston, Texas since 1936 selling personal and commercial insurance, employee benefits and risk management services.
Benefits/Perks
  • Competitive Salary plus Commissions
  • Sales Bonus Program
  • Professional Development Reimbursement
  • Job Stability in a growing industry
  • Employer Paid Group Benefits for Employee
    • Health Insurance
    • Long Term Disability
    • Group Life Insurance
  • 401k 
  • Paid time off
  • Monday - Friday Office Hours
Primary Responsibilities
  • Achieve new business sales goals on an annualized basis based on our target markets.
  • Generate sufficient new business leads and first appointment activity volume. 
  • Actively partner, network, and plan for new clients and business opportunities.
  • Demonstrate the ability to identify and overcome sales obstacles on a prospect-specific basis.
  • Successfully learn and implement the PIA dedicated sales process and CRM.
Qualifications
  • 1-3 years of sales experience. 
  • Strong local community involvement. 
  • Must be a personable, highly motivated, goal-oriented and organized individual that is driven to achieve individual sales goals.
  • Superior written and verbal communication and presentation skills.
  • Excellent organization and follow-up skills.
  • Excellent listening skills with a strong customer focus.
  • Good teamwork skills with an ability to work with minimum supervision.
  • College degree preferred.
  • Must obtain insurance license with company reimbursement.