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Commercial Insurance Agent Jobs in Texas (NOW HIRING)

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Commercial Insurance Agent information

See Texas salary details

$28.9K

$54.2K

$80.6K

How much do commercial insurance agent jobs pay per year?

As of Aug 25, 2026, the average yearly pay for commercial insurance agent in Texas is $54,220.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,700.00 and $62,000.00 per year, depending on experience, location, and employer.

What is a commercial insurance agent?

Commercial insurance agents are professionals who help businesses find and purchase insurance policies that protect against various risks, such as property damage, liability, and employee-related issues. They assess a company's unique needs, recommend appropriate coverage options, and act as intermediaries between the business and insurance providers. These agents also assist with policy renewals, claims, and provide ongoing risk management advice to ensure that the business remains adequately protected as it grows.

What are the key skills and qualifications needed to thrive as a commercial insurance agent?

To thrive as a Commercial Insurance Agent, you need a strong understanding of insurance products, risk assessment, and sales techniques, typically supported by a state insurance license. Familiarity with client management software (CRM), quoting platforms, and industry regulations is essential. Excellent interpersonal skills, negotiation abilities, and attention to detail help agents build trust and close deals with clients. These competencies are crucial for effectively meeting client needs, ensuring regulatory compliance, and achieving business growth in a competitive industry.

What are some common challenges commercial insurance agents face when building and maintaining a client portfolio?

Commercial Insurance Agents often encounter challenges such as intense competition from other agencies, keeping up with evolving insurance products, and understanding the unique risks of each client's business. Building trust with new clients requires active listening and tailored policy recommendations. Additionally, maintaining long-term relationships involves consistent communication, proactive policy reviews, and staying informed about industry changes that could impact clients' coverage needs.

What is the difference between Commercial Insurance Agent vs Personal Insurance Agent?

AspectCommercial Insurance AgentPersonal Insurance Agent
CredentialsLicenses vary by state, often similar to personal agentsSame licensing requirements as commercial agents
Work EnvironmentBusiness offices, insurance agencies, client meetings with companiesRetail locations, insurance agencies, client homes or offices
Employer & IndustryInsurance companies, brokers serving businessesInsurance companies, brokers serving individuals
Search & Comparison IntentClients seeking coverage for businesses, commercial policiesClients seeking personal coverage like auto, home, life

Commercial Insurance Agents focus on providing coverage for businesses, including property, liability, and workers' compensation. Personal Insurance Agents primarily serve individual clients with policies for auto, home, and personal life. While both roles require similar licenses and work in insurance agencies, their target clients and policy types differ significantly.

Do commercial insurance agents make good money?

Commercial insurance agents typically earn a combination of base salary and commissions, with total income varying based on experience, sales performance, and the size of the client portfolio. According to industry data, the median annual income ranges from $50,000 to $100,000, with top performers earning significantly more. Success in this role often depends on strong sales skills, industry knowledge, and certifications such as the Certified Insurance Counselor (CIC).

What are popular job titles related to Commercial Insurance Agent jobs in Texas?

For Commercial Insurance Agent jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Commercial Insurance Agent jobs in Texas look for?

The top searched job categories for Commercial Insurance Agent jobs in Texas are:

What cities in Texas are hiring for Commercial Insurance Agent jobs?

Cities in Texas with the most Commercial Insurance Agent job openings:

Commercial Insurance Agent jobs near you
Infographic showing various Commercial Insurance Agent job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $54,220 per year, or $26.1 per hour.

Commercial Risks Producer

Houston, TX • On-site

Pasadena Insurance Agency, Inc
Insurance Services • 11 - 50 employees
Learn more about Pasadena Insurance Agency, Incexternal

$50K - $75K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 4 days ago

Job description

Benefits:
  • 401(k)
  • 401(k) matching
  • Bonus based on performance
  • Dental insurance
  • Health insurance
  • Paid time off
  • Training & development

Commercial Risks ProducerPasadena Insurance Agency | Houston, Texas

Proven Salesperson. Strong Houston Network. We Can Teach You Insurance.
Pasadena Insurance Agency is looking for a high-performing B2B salesperson and relationship builder who wants to build a long-term career as a Commercial Risks Producer.
Insurance experience is not required.

We care more about your ability to prospect, build relationships, develop a network and win new business than whether you already know insurance.
If you've been successful in B2B sales and are looking for a career where the relationships and business you build today can continue producing value for years, this opportunity deserves a conversation.
Who We're Looking For
Your background could be in:
  • B2B sales
  • Payroll / HCM
  • Commercial banking or lending
  • Industrial or construction sales
  • Commercial real estate or title
  • Technology / SaaS
  • Logistics
  • Staffing
  • Medical sales
  • Financial services
  • Insurance or employee benefits
  • Another relationship-driven sales industry
The industry isn't the important part. Your ability to develop business is.

You'll Be a Strong Fit If You:
  • Have demonstrated success generating new business
  • Enjoy prospecting and creating your own opportunities
  • Have developed a strong professional network in Houston
  • Are comfortable meeting business owners, CFOs and executives
  • Generate business through relationships, introductions and referrals
  • Have a history of exceeding goals, growing a territory or earning sales recognition
  • Are competitive, entrepreneurial and self-motivated
  • Want greater control over your long-term income and career
The Opportunity
As a Commercial Risks Producer with Pasadena Insurance Agency, you'll develop relationships with Houston businesses and advise them on their commercial insurance and risk-management programs.
We provide the insurance knowledge, market access, technical resources and account support.

You bring the relationships, sales ability and drive to build the business.

You'll learn commercial property & casualty insurance while building your own portfolio of commercial clients.
Unlike many traditional sales positions where the scoreboard resets every year, commercial insurance provides the opportunity to build a substantial recurring book of business over time.
What You'll Do
  • Develop new commercial business throughout the Houston market
  • Prospect through relationships, referrals, networking and direct outreach
  • Meet with business owners and senior decision-makers
  • Develop referral relationships with bankers, attorneys, CPAs and other professionals
  • Learn commercial property & casualty insurance and risk management
  • Work alongside experienced insurance professionals to develop solutions for clients
  • Build and maintain a long-term portfolio of commercial accounts
What You Don't Need
You don't need an existing insurance book.

You don't need prior insurance experience.

We would rather hire an exceptional salesperson with the right relationships, work ethic and ambition and teach them insurance than limit our search to people already in the industry.
Benefits
  • Competitive salary
  • Performance-based bonus
  • Health insurance
  • Dental insurance
  • Vision insurance
  • 401(k)
  • 401(k) matching
The Question Is Simple
Can you build relationships?

Can you create opportunities?

Can you win business?

If you can, we'd like to talk.