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Commercial Insurance Agent Jobs in Texas (NOW HIRING)

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Commercial Insurance Agent information

See Texas salary details

$28.9K

$54.2K

$80.6K

How much do commercial insurance agent jobs pay per year?

As of Sep 4, 2026, the average yearly pay for commercial insurance agent in Texas is $54,220.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,700.00 and $62,000.00 per year, depending on experience, location, and employer.

What is a commercial insurance agent?

Commercial insurance agents are professionals who help businesses find and purchase insurance policies that protect against various risks, such as property damage, liability, and employee-related issues. They assess a company's unique needs, recommend appropriate coverage options, and act as intermediaries between the business and insurance providers. These agents also assist with policy renewals, claims, and provide ongoing risk management advice to ensure that the business remains adequately protected as it grows.

What are the key skills and qualifications needed to thrive as a commercial insurance agent?

To thrive as a Commercial Insurance Agent, you need a strong understanding of insurance products, risk assessment, and sales techniques, typically supported by a state insurance license. Familiarity with client management software (CRM), quoting platforms, and industry regulations is essential. Excellent interpersonal skills, negotiation abilities, and attention to detail help agents build trust and close deals with clients. These competencies are crucial for effectively meeting client needs, ensuring regulatory compliance, and achieving business growth in a competitive industry.

What are some common challenges commercial insurance agents face when building and maintaining a client portfolio?

Commercial Insurance Agents often encounter challenges such as intense competition from other agencies, keeping up with evolving insurance products, and understanding the unique risks of each client's business. Building trust with new clients requires active listening and tailored policy recommendations. Additionally, maintaining long-term relationships involves consistent communication, proactive policy reviews, and staying informed about industry changes that could impact clients' coverage needs.

What is the difference between Commercial Insurance Agent vs Personal Insurance Agent?

AspectCommercial Insurance AgentPersonal Insurance Agent
CredentialsLicenses vary by state, often similar to personal agentsSame licensing requirements as commercial agents
Work EnvironmentBusiness offices, insurance agencies, client meetings with companiesRetail locations, insurance agencies, client homes or offices
Employer & IndustryInsurance companies, brokers serving businessesInsurance companies, brokers serving individuals
Search & Comparison IntentClients seeking coverage for businesses, commercial policiesClients seeking personal coverage like auto, home, life

Commercial Insurance Agents focus on providing coverage for businesses, including property, liability, and workers' compensation. Personal Insurance Agents primarily serve individual clients with policies for auto, home, and personal life. While both roles require similar licenses and work in insurance agencies, their target clients and policy types differ significantly.

Do commercial insurance agents make good money?

Commercial insurance agents typically earn a combination of base salary and commissions, with total income varying based on experience, sales performance, and the size of the client portfolio. According to industry data, the median annual income ranges from $50,000 to $100,000, with top performers earning significantly more. Success in this role often depends on strong sales skills, industry knowledge, and certifications such as the Certified Insurance Counselor (CIC).

What are popular job titles related to Commercial Insurance Agent jobs in Texas?

For Commercial Insurance Agent jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Commercial Insurance Agent jobs in Texas look for?

The top searched job categories for Commercial Insurance Agent jobs in Texas are:

What cities in Texas are hiring for Commercial Insurance Agent jobs?

Cities in Texas with the most Commercial Insurance Agent job openings:

Commercial Insurance Agent jobs near you
Infographic showing various Commercial Insurance Agent job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $54,220 per year, or $26.1 per hour.

Commercial Insurance Agent

Olympia Insurance Services, LLC

Pharr, TX • On-site

Other

PTO

Posted 4 days ago

Job description

Olympia Insurance Services is seeking a technical, high-performing Commercial Insurance Agent to manage and grow a diverse book of business. We are looking for a professional who understands that commercial insurance is about more than just a policy—it’s about protecting a client’s livelihood through precision and expertise.


If you have at least 2 years of experience and a deep "under the hood" understanding of General Liability, Property, E&O, Workers’ Comp, and Excess Liability, we want to meet you.


What You’ll Do

  • Full-Cycle Placement: Market and place complex commercial risks including GL, Property, Professional Liability (E&O), Workers’ Compensation, and Excess/Umbrella layers.
  • Technical Documentation: Expertly prepare and process ACORD forms (125, 126, 130, 131, 140) to ensure high-quality, "submission-ready" files for underwriters.
  • Risk Consulting: Analyze NCCI class codes for Workers' Comp, evaluate Experience Mods (X-Mods), and determine appropriate attachment points for Excess Liability.
  • Carrier Negotiation: Leverage your relationships with standard and non-standard carriers to secure competitive terms and comprehensive coverage.

Required Qualifications

  • Experience: Minimum of 4 years in Commercial Lines Insurance (Required).
  • License: Active Property & Casualty (P&C) License (Required).
  • Proven knowledge of: Workers Comp, Professional Liability, General Liability, Excess Liability & Commercial Auto Insurance
  • Form Proficiency: Expert-level knowledge of the ACORD application suite.

Schedule & Benefits

  • Schedule: Monday to Friday 9:00AM - 5:30 PM
  • Paid Time Off (PTO)
  • Paid Holidays

Skills & Competencies

  • High attention to detail (Completing ACORD forms).
  • Ability to explain complex exclusions and endorsements to business owners.
  • Proficiency in Agency Management Systems ( EZlynx).

Benefits:

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