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Independent Insurance Agent Jobs in Texas (NOW HIRING)

HealthMarkets, Inc.

Insurance Agent

San Antonio, TX · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Houston, TX · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Plano, TX

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Fort Worth, TX · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Frisco, TX · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Burleson, TX

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Austin, TX · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Sales Agent

Austin, TX

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Sales Agent

Plano, TX · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Sales Agent

Frisco, TX · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Sales Agent

Houston, TX · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

The ACA Experts

Be Seen First

Independent Insurance Agent (ACA, Medicare & Life)

Houston, TX · On-site

$60K - $200K/yr

Independent Insurance Agent (ACA, Medicare & Life) Position Summary We are looking for dedicated, growth-minded Insurance Agents to join our agency as a contracted partner. We specialize in providing ...

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All JobsIndependent Insurance Agent JobsIndependent Insurance Agent Jobs in Texas

Independent Insurance Agent information

See Texas salary details

$23.3K

$60.6K

$113.2K

How much do independent insurance agent jobs pay per year?

As of Aug 22, 2026, the average yearly pay for independent insurance agent in Texas is $60,578.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,500.00 and $71,700.00 per year, depending on experience, location, and employer.

What is an independent insurance agent?

Independent insurance agents are licensed professionals who sell insurance policies from multiple insurance companies, rather than being tied to just one provider. This allows them to offer clients a wider range of coverage options and find policies that best meet their needs and budgets. Independent agents act as intermediaries, helping clients compare rates, understand policy terms, and manage claims. They are typically paid by commissions from the insurance companies whose products they sell.

What skills and qualifications are needed to thrive as an independent insurance agent?

To thrive as an Independent Insurance Agent, you need a solid understanding of insurance products, sales strategies, and relevant state licensing. Familiarity with customer relationship management (CRM) software, quoting platforms, and policy management systems is typically required. Exceptional interpersonal skills, self-motivation, and resilience help agents build lasting client relationships and navigate a competitive market. These skills and qualifications are essential for providing tailored insurance solutions, achieving sales targets, and maintaining a strong client base.

What are common challenges faced by independent insurance agents, and how can they be addressed?

Independent Insurance Agents often face challenges such as building a client base from scratch, managing multiple carrier relationships, and staying updated on changing insurance regulations. To overcome these obstacles, agents typically focus on networking, continuous education, and leveraging customer relationship management (CRM) tools to stay organized. Joining professional associations and attending industry events can also help agents expand their network and gain valuable insights to grow their business.

What is the difference between Independent Insurance Agent vs Insurance Broker?

AspectIndependent Insurance AgentInsurance Broker
CredentialsMay hold state-specific licenses, often multipleLicensed to sell insurance, often holds similar licenses
Work EnvironmentWorks independently or with multiple insurance companiesActs as an intermediary between clients and multiple insurers
Employer & Industry UsageOperates independently or for agencies, representing insurersWorks for clients, representing multiple insurance providers

Both roles require licensing and involve selling insurance policies. An Independent Insurance Agent typically works directly with clients and may represent multiple insurers, offering personalized options. An Insurance Broker also works with clients but acts as a middleman, helping clients find the best coverage across various insurers. While their functions overlap, the key difference lies in their client relationship and representation approach.

Do independent insurance agents make good money?

Independent insurance agents can earn a wide range of income, often based on commissions from policies sold, with top performers earning six-figure incomes. Income depends on factors such as experience, sales skills, client base, and the types of insurance products offered. Many agents also need strong networking and marketing skills to succeed in this role.

Is being an independent insurance agent hard?

Being an independent insurance agent can be challenging as it requires building a client base, understanding multiple insurance products, and managing self-employment responsibilities. Success often depends on sales skills, industry knowledge, and obtaining necessary licenses, which can involve ongoing education and certification. The job typically offers flexible hours but also demands self-motivation and resilience.

Why do most independent insurance agents quit?

Many independent insurance agents quit due to challenges in building a steady client base, high competition, and inconsistent income. The job requires strong sales skills, self-motivation, and ongoing licensing and training, which can be demanding over time.

What are popular job titles related to Independent Insurance Agent jobs in Texas?

For Independent Insurance Agent jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Independent Insurance Agent jobs in Texas look for?

The top searched job categories for Independent Insurance Agent jobs in Texas are:

What cities in Texas are hiring for Independent Insurance Agent jobs?

Cities in Texas with the most Independent Insurance Agent job openings:

Independent Insurance Agent jobs near you
Infographic showing various Independent Insurance Agent job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $60,578 per year, or $29.1 per hour.

Independent Insurance Agent

Trophy Insurance Solutions

Fort Worth, TX • On-site

$75K - $80K/yr

Full-time

Posted 3 days ago

New

Job description

At Trophy Insurance Solutions, we believe that insurance is about more than just contracts; it is about providing security for the people who make our community thrive. We are currently searching for an independent-minded professional to join us in Saginaw, Texas, as our newest Insurance Agent. When you walk through our doors, you will find a workplace that values creativity, honesty, and a genuine desire to help others. Our team is built on a foundation of mutual support and transparency, and we are looking for someone who shares our commitment to doing things the right way rather than the easy way. As you grow your client base, you will have the autonomy to make decisions that best serve your policyholders, backed by a firm that truly appreciates your individual contributions. If you are looking for a place where your professional voice matters and where your efforts directly impact the safety of your neighbors, you have found the right home. Come grow your career with us and help us set a new standard for service in Saginaw.


Benefits

Annual Base Salary + Commission

Flexible Schedule

Mon-Fri Schedule

Career Growth Opportunities


Responsibilities

Develop and grow a client portfolio by identifying and connecting with local families and businesses in need of protection.

Analyze unique coverage needs and craft personalized insurance solutions that offer real peace of mind.

Manage policy renewals, endorsements, and claims support to ensure every client feels heard and taken care of.

Network within the Saginaw community to build lasting partnerships and share the value of our agency.

Stay ahead of industry updates and carrier changes to provide accurate, up-to-date guidance.

Collaborate with our internal team to refine sales strategies and improve the overall client experience.


Requirements

Current Texas Property and Casualty Insurance License.

Three or more years of experience in insurance sales or account management.

Solid understanding of risk assessment and insurance policy structures.

Strong command of agency management software and digital document tools.

Clear and articulate communication style for educating clients on complex topics.

Prior experience with independent brokerage workflows is highly valued.