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Independent Insurance Agent Jobs in Texas (NOW HIRING)

Genius Agency AI is seeking a dedicated and knowledgeable Insurance Agent to join our dynamic team ... Self-motivated, results-oriented, and able to work independently. * Strong organizational skills ...

Genius Agency AI is seeking a dedicated and knowledgeable Insurance Agent to join our dynamic team ... Self-motivated, results-oriented, and able to work independently. * Strong organizational skills ...

Life Insurance Agent - Remote

Dallas, TX ยท Remote

$45K - $60K/yr

Confidential independent insurance agency Overview We are hiring a Life Insurance Agent for a fast-growing independent insurance team focused on whole life and final expense sales. This remote role ...

Showing results 21-40

Independent Insurance Agent information

See Texas salary details

$23.3K

$60.6K

$113.2K

How much do independent insurance agent jobs pay per year?

As of Aug 14, 2026, the average yearly pay for independent insurance agent in Texas is $60,578.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,500.00 and $71,700.00 per year, depending on experience, location, and employer.

What is the difference between Independent Insurance Agent vs Insurance Broker?

AspectIndependent Insurance AgentInsurance Broker
CredentialsMay hold state-specific licenses, often multipleLicensed to sell insurance, often holds similar licenses
Work EnvironmentWorks independently or with multiple insurance companiesActs as an intermediary between clients and multiple insurers
Employer & Industry UsageOperates independently or for agencies, representing insurersWorks for clients, representing multiple insurance providers

Both roles require licensing and involve selling insurance policies. An Independent Insurance Agent typically works directly with clients and may represent multiple insurers, offering personalized options. An Insurance Broker also works with clients but acts as a middleman, helping clients find the best coverage across various insurers. While their functions overlap, the key difference lies in their client relationship and representation approach.

What is an independent insurance agent?

Independent insurance agents are licensed professionals who sell insurance policies from multiple insurance companies, rather than being tied to just one provider. This allows them to offer clients a wider range of coverage options and find policies that best meet their needs and budgets. Independent agents act as intermediaries, helping clients compare rates, understand policy terms, and manage claims. They are typically paid by commissions from the insurance companies whose products they sell.

What skills and qualifications are needed to thrive as an independent insurance agent?

To thrive as an Independent Insurance Agent, you need a solid understanding of insurance products, sales strategies, and relevant state licensing. Familiarity with customer relationship management (CRM) software, quoting platforms, and policy management systems is typically required. Exceptional interpersonal skills, self-motivation, and resilience help agents build lasting client relationships and navigate a competitive market. These skills and qualifications are essential for providing tailored insurance solutions, achieving sales targets, and maintaining a strong client base.

What are common challenges faced by independent insurance agents, and how can they be addressed?

Independent Insurance Agents often face challenges such as building a client base from scratch, managing multiple carrier relationships, and staying updated on changing insurance regulations. To overcome these obstacles, agents typically focus on networking, continuous education, and leveraging customer relationship management (CRM) tools to stay organized. Joining professional associations and attending industry events can also help agents expand their network and gain valuable insights to grow their business.

What cities in Texas are hiring for Independent Insurance Agent jobs?

Cities in Texas with the most Independent Insurance Agent job openings:

Infographic showing various Independent Insurance Agent job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $60,578 per year, or $29.1 per hour.

Independent Life Insurance Agent

Team Nexa Insurance Solutions

Waco, TX โ€ข On-site

$55K - $275K/yr

Contractor

Re-posted 4 days ago


Job description

Life Insurance Agent – Independent (1099) Opportunity
Many life insurance professionals enter the industry without a clear understanding of what it means to operate as an independent agent.
 
This opportunity is designed for licensed life insurance agents who want to build their own business as independent contractors (1099) — not as employees.
About the Role
Independent agents operate their own businesses. This means:

You control your schedule and production

You own your book of business

You choose how you market and generate leads

Earnings are commission-based, consistent with a 1099 model

Agencies that provide paid leads often do so in exchange for significantly reduced commission levels. Our model focuses on helping agents earn full commissions by building sustainable, long-term businesses.
What We Provide

Ongoing professional training and coaching

Access to multiple competitive life insurance carriers and products

Best Commissions, Contracting, Underwriting, and Case support

Guidance based on 35+ years of industry experience

Systems designed to help agents grow and scale responsibly

What This Role Is Not

This is not a W-2 employee position

This role does not include a salary or hourly pay

Marketing and lead generation expenses are managed by the agent

Ideal Candidates
This opportunity is a good fit for agents who:

Are currently licensed in Life and/or Health
Understand the responsibilities of a 1099 independent contractor

Are interested in building a long-term insurance business

Value training, mentorship, and support over employee-style compensation

Are motivated, professional, and coachable


Important Note
This role is intended for independent agents who want to operate as business owners. Candidates seeking employer-provided leads, wages, or employee benefits may be better suited to other opportunities.
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*Individual Results Will Vary*

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