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Independent P&C Insurance Agent Jobs (NOW HIRING)

Balance Staffing-India

Licensed P&C Insurance Agent

OR · On-site

$20 - $21/hr

Bilingual Insurance Agent (English/Spanish) - P&C License Licensed P&C Insurance Agents Wanted! $20/hr - $21/hr + $2/hr bonus | Inbound sales | Flexible schedule, including weekends | Bilingual ...

Orion180

Inside P&C Insurance Agent

Irving, TX · On-site

Inside P&C Insurance Agent At Orion180, we don't just stand out for what we do; we shine because of ... Ability to work independently while contributing to a team-first, high-accountability culture WHAT ...

ABT Insurance

P&C Insurance Agent

Duluth, GA · On-site

$22 - $24/hr

Join our growing independent insurance agency as a motivated Insurance Agent who enjoys helping clients find the right coverage for their needs. This role focuses on quoting and selling personal and ...

Brightway Insurance

P&C Insurance Agent

Milton, FL · On-site

Advance your career with Brightway Insurance , one of the largest and fastest-growing independent personal lines insurance agencies in the U.S. We offer access to more markets than other agencies ...

Pioneer Insurance

Licensed P&C Insurance Agent

Everett, WA · Remote

$42K - $100K/yr

... Health Insurance Work from Home Responsibilities * Consult with Washington consumers to understand their P&C coverage needs and recommend tailored protection solutions * Build longterm client ...

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All JobsIndependent P&C Insurance Agent Jobs

Independent P C Insurance Agent information

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$25K

$65K

$121.5K

How much do independent p&c insurance agent jobs pay per year?

As of Jul 26, 2026, the average yearly pay for independent p&c insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is an Independent P&C Insurance Agent?

An Independent Property & Casualty (P&C) Insurance Agent is a licensed professional who sells insurance policies that protect individuals and businesses against property loss and liabilities. Unlike captive agents who represent a single insurance company, independent agents work with multiple insurers, offering clients a variety of coverage options and price points. They assess clients’ insurance needs, provide quotes, and help them choose the best policy. Independent agents also assist with policy changes, claims, and ongoing customer service.

What is the difference between Independent P&C Insurance Agent vs Insurance Broker?

AspectIndependent P&C Insurance AgentInsurance Broker
CredentialsLicenses in P&C insurance, state-specificSame licensing requirements as agents
Work EnvironmentWorks independently or with multiple insurersActs as an intermediary for clients, often with multiple insurers
Employer & Industry UseOften self-employed or affiliated with agenciesTypically employed by brokerage firms or independently operate

While both Independent P&C Insurance Agents and Insurance Brokers require similar licenses and work within the insurance industry, agents usually represent specific insurance companies or work independently, selling policies directly to clients. Brokers act as intermediaries, comparing policies across multiple insurers to find the best coverage for clients. Understanding these differences helps clients choose the right professional for their insurance needs.

What is the highest paying insurance agent job?

The highest paying insurance agent roles are typically experienced independent P&C insurance agents who own their agencies or work in high-net-worth markets, earning commissions and bonuses that can exceed six figures annually. Success depends on sales skills, client base, and specialization in profitable insurance lines such as commercial or high-value personal policies.

What are the key skills and qualifications needed to thrive as an Independent P&C Insurance Agent, and why are they important?

To thrive as an Independent P&C Insurance Agent, you need a solid understanding of property and casualty insurance products, state licensing, and sales acumen. Familiarity with insurance management systems like AMS360, quoting software, and customer relationship management (CRM) platforms is typically required. Outstanding interpersonal skills, self-motivation, and persuasive communication help agents build client relationships and close sales. These capabilities are essential for navigating a competitive market, meeting client needs, and maintaining a sustainable book of business.

What are some common challenges faced by Independent P&C Insurance Agents when building their client base?

Independent P&C Insurance Agents often encounter challenges in establishing and growing their client base, as they must actively prospect, network, and market their services without the brand recognition of larger agencies. Building trust and credibility with potential clients is crucial, as is maintaining strong relationships through excellent customer service and regular follow-ups. Additionally, agents must stay updated on the latest insurance products and regulatory changes to provide tailored solutions, which can be time-consuming. Overcoming these hurdles requires persistence, effective communication skills, and a proactive approach to networking.

Can I work as an independent insurance agent?

Yes, an independent P&C insurance agent can work independently by obtaining the necessary licensing and certifications, such as a state insurance license. They typically operate as self-employed agents or contractors, selling policies from multiple insurance companies and managing their own schedules and client relationships.

How much do independent insurance agents make per policy?

Independent P&C insurance agents typically earn commissions that range from 10% to 20% of the premium per policy sold. Their income depends on the policy type, premium amount, and volume of policies written, with some agents earning a significant portion of their income through renewals and cross-selling. Compensation structures can vary based on agency agreements and experience levels.

Is selling P&C insurance a good career?

A career as an independent P&C insurance agent involves selling property and casualty insurance policies, requiring strong sales skills, industry knowledge, and licensing. It can offer flexible schedules and income potential through commissions, but success depends on market demand and individual effort. Many agents find it rewarding due to client interaction and business independence.
More about Independent P C Insurance Agent jobs
What cities are hiring for Independent P&C Insurance Agent jobs? Cities with the most Independent P&C Insurance Agent job openings:
What states have the most Independent P&C Insurance Agent jobs? States with the most job openings for Independent P&C Insurance Agent jobs include:
What job categories do people searching Independent P&C Insurance Agent jobs look for? The top searched job categories for Independent P&C Insurance Agent jobs are:
Independent P C Insurance Agent jobs near you
Infographic showing various Independent P&C Insurance Agent job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $65,022 per year, or $31.3 per hour.
Licensed P&C Insurance Agent

Licensed P&C Insurance Agent

Balance Staffing-India

OR • On-site

$20 - $21/hr

Full-time

Medical, Dental, Vision, Life, PTO

Posted 16 days ago

Job description

Job Title: Bilingual Insurance Agent (English/Spanish) – P&C License


Licensed P&C Insurance Agents Wanted!
$20/hr - $21/hr + $2/hr bonus | Inbound sales | Flexible schedule, including weekends | Bilingual (English/Spanish) encouraged | paid training | Permanent role with growth opportunities

Location: Remote / Flexible Schedule
Pay: $20/hr - $21/hr + $2/hr Performance Bonus
Schedule: Flexible, including weekdays, weekends & holidays
Training: 7 weeks Tuesday - Saturday 9am - 5:30pm EST


Apply today and join Balance Staffing — where your career in insurance sales can thrive!


About the Role

We are hiring licensed Property & Casualty (P&C) insurance agents to join our high-energy, inbound sales team. You’ll help customers understand their insurance options and provide consultative guidance in a fast-paced, performance-driven environment. This is a permanent position with growth opportunities.


Who We’re Looking For:

  • Licensed in Property & Casualty (P&C)
  • Bilingual (English/Spanish) candidates encouraged
  • Strong communicator with high emotional intelligence
  • Comfortable handling inbound calls in a quota-driven environment
  • Flexible to work any schedule offered within our hours


What You’ll Do

  • Handle inbound insurance calls from customers looking for coverage
  • Explain differences in home, auto, and renters insurance
  • Build trust through needs-based consultative selling


Why You’ll Love It

  • Base pay $20/hr - $21/hr + $2/hr bonus for performance
  • Flexible scheduling, including weekends & holidays
  • 4-week paid training program
  • Permanent role with potential growth into outbound sales and additional products


Hours of Operation (8 hours shift):

  • TRAINING: Tuesday - Saturday 9am - 5:30pm EST

Ready to Apply?

If you’re a licensed P&C agent who thrives in a fast-paced, customer-focused sales environment, we’d love to hear from you!