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Business Insurance Agent Jobs (NOW HIRING)

Job Summary Build Your Own Business with the Support of a National Brand Farmers Insurance ® is seeking motivated, entrepreneurial professionals to join our Business Insurance Agent (BIA) Program.

Be Seen First

Farmers Insurance District 11 is looking for a Business Insurance Agent who wants to grow a book of business they can truly call their own . SALARY + COMMISSION OFFERED to get started! What You'll Do

Be Seen First

Farmers Insurance District 11 is looking for a Business Insurance Agent who wants to grow a book of business they can truly call their own . SALARY + COMMISSION OFFERED to get started! What You'll Do

Be Seen First

Farmers Insurance District 11 is looking for a Business Insurance Agent who wants to grow a book of business they can truly call their own . SALARY + COMMISSION OFFERED to get started! What You'll Do

Be Seen First

Farmers Insurance District 11 is looking for a Business Insurance Agent who wants to grow a book of business they can truly call their own . SALARY + COMMISSION OFFERED to get started! What You'll Do

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Business Insurance Agent information

See salary details

$39K

$59.5K

$100K

How much do business insurance agent jobs pay per year?

As of Sep 1, 2026, the average yearly pay for business insurance agent in the United States is $59,518.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $63,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a business insurance agent, and why are they important?

To thrive as a Business Insurance Agent, you need strong sales acumen, in-depth knowledge of insurance products, and typically a state insurance license. Familiarity with customer relationship management (CRM) software, quoting systems, and industry-specific platforms is important for managing client accounts and policies efficiently. Outstanding interpersonal skills, negotiation ability, and attention to detail help build trust with clients and tailor solutions to their business needs. These skills enable agents to provide effective risk management advice, ensure compliance, and achieve sales goals in a competitive market.

How do business insurance agents typically collaborate with underwriters and clients during the policy process?

Business Insurance Agents act as the main point of contact between clients seeking coverage and insurance underwriters who assess risk and determine policy terms. Agents gather detailed information from clients about their business operations, then work closely with underwriters to present accurate risk profiles and negotiate coverage options. Throughout the process, agents communicate policy details, answer client questions, and ensure that all parties are aligned on coverage requirements, making strong interpersonal and negotiation skills essential for success in the role.

What is the difference between Business Insurance Agent vs Insurance Broker?

AspectBusiness Insurance AgentInsurance Broker
CredentialsLicensing required, often state-specificLicensing required, often state-specific
Work EnvironmentWorks for an insurance company or agencyWorks independently or for multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesRepresents clients, works with multiple insurers
Comparison Search IntentUnderstanding roles within insurance salesFinding independent insurance options

Business Insurance Agents typically work for specific insurance companies or agencies, focusing on selling policies from their employer. Insurance Brokers operate independently or for multiple insurers, helping clients find the best coverage options across various providers. Both roles require licensing and involve client interaction, but their employer relationships and scope of product offerings differ.

Can you make good money being a business insurance agent?

Business insurance agents can earn a competitive income, often earning commissions based on policies sold and renewals. Successful agents with strong sales skills and industry knowledge can achieve high earnings, especially with experience and a solid client base.

What is a business insurance agent?

A business insurance agent is a professional who sells and manages insurance policies for businesses, helping them protect against risks such as property damage, liability, and employee-related issues. They assess clients' needs, provide quotes, and assist with policy selection, often requiring knowledge of insurance products and licensing in the industry.

Why do so many business insurance agents quit?

Business insurance agents often leave the profession due to high competition, fluctuating commissions, and the need for ongoing sales efforts. The job requires strong interpersonal skills, persistence, and the ability to adapt to changing market conditions, which can lead to burnout or job dissatisfaction for some agents.

What cities are hiring for Business Insurance Agent jobs?

Cities with the most Business Insurance Agent job openings:

Who are the top companies hiring for Business Insurance Agent jobs?

The top employers for Business Insurance Agent jobs are:

What states have the most Business Insurance Agent jobs?

States with the most job openings for Business Insurance Agent jobs include:

Infographic showing various Business Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $59,518 per year, or $28.6 per hour.

Business Insurance Agent

Farmers Insurance: Greater Illinois Area

Wheaton, IL • On-site

$65K - $100K/yr

Full-time

Medical, Dental, PTO

This job post has expired today. Applications are no longer accepted.


Job description

The Business Insurance Agent (BIA) participates in Farmers® proprietary Business Insurance Agent Program, designed for entrepreneurial, sales-driven professionals who want to build a specialized commercial insurance practice while collaborating with established Farmers® agents. This role focuses on delivering tailored insurance solutions to small and mid-sized businesses while supporting overall business insurance growth across partner agencies The BIA Program offers a structured path to grow a personal book of commercial business, leverage existing client relationships, and work within a supportive, performance-driven environment.

Responsibilities

Business Development Sales

  • Prospect, quote, and bind commercial insurance products, including:
  • Businessowners Policies (BOP)
  • Commercial Auto
  • Workers’ Compensation
  • Commercial Umbrella
  • Build and manage a personal book of commercial insurance clients
  • Collaborate with Farmers® agency owners to support business insurance opportunities within their agencies
  • Develop relationships with business owners across multiple industries (e.g., contractors, restaurants, professional services)
Requirements

Required Qualifications

  • Active Property Casualty insurance license
  • Ability to obtain appointment under Farmers® guidelines
  • Willingness to complete required Business Insurance Agent training within designated timelines
  • Strong sales aptitude and relationship-building skills
  • Entrepreneurial mindset with comfort working toward performance targets
Benefits
Paid Time Off (PTO)###Flexible Schedule###Career Growth Opportunities###Mon-Fri Schedule###Health Insurance###Dental Insurance###