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Commercial Insurance Agent Jobs in Indiana (NOW HIRING)

... Agent to grow our team. This role is ideal for someone who thrives on building connections ... Familiarity with personal lines and commercial insurance products preferred. Computer Skills:

Insurance Agent

Indianapolis, IN · On-site

$45K - $110K/yr

... Agent to grow our team. This role is ideal for someone who thrives on building connections ... Familiarity with personal lines and commercial insurance products preferred. Computer Skills

Insurance Agent

Terre Haute, IN · On-site

$45K - $110K/yr

... Agent to grow our team. This role is ideal for someone who thrives on building connections ... Familiarity with personal lines and commercial insurance products preferred. Computer Skills:

Insurance Agent

Muncie, IN · On-site

$45K - $110K/yr

... Agent to grow our team. This role is ideal for someone who thrives on building connections ... Familiarity with personal lines and commercial insurance products preferred. Computer Skills:

Farmers Insurance Agent Rep

Anderson, IN · On-site

$75K - $150K/yr

As an Agent , you'll oversee business growth, recruiting, team development, and customer success across auto, home, life, and commercial insurance. You'll work closely with district leadership to ...

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Commercial Insurance Agent information

See Indiana salary details

$29.5K

$55.4K

$82.3K

How much do commercial insurance agent jobs pay per year?

As of Jul 13, 2026, the average yearly pay for commercial insurance agent in Indiana is $55,379.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,700.00 and $63,300.00 per year, depending on experience, location, and employer.

How much does an insurance agent make on a commercial policy?

Commercial insurance agents typically earn commissions that range from 10% to 20% of the policy premium, with total earnings varying based on sales volume, experience, and the complexity of policies sold. In addition to commissions, some agents receive bonuses or fees for servicing accounts, and income can range from $50,000 to over $100,000 annually for experienced agents. Success in this role often depends on strong sales skills, industry knowledge, and client relationships.

What is the difference between Commercial Insurance Agent vs Personal Insurance Agent?

AspectCommercial Insurance AgentPersonal Insurance Agent
CredentialsLicenses vary by state, often similar to personal agentsSame licensing requirements as commercial agents
Work EnvironmentBusiness offices, insurance agencies, client meetings with companiesRetail locations, insurance agencies, client homes or offices
Employer & IndustryInsurance companies, brokers serving businessesInsurance companies, brokers serving individuals
Search & Comparison IntentClients seeking coverage for businesses, commercial policiesClients seeking personal coverage like auto, home, life

Commercial Insurance Agents focus on providing coverage for businesses, including property, liability, and workers' compensation. Personal Insurance Agents primarily serve individual clients with policies for auto, home, and personal life. While both roles require similar licenses and work in insurance agencies, their target clients and policy types differ significantly.

What jobs pay 500,000 a year in the US?

In the US, high-paying roles such as senior corporate executives, specialized surgeons, and successful entrepreneurs can earn $500,000 or more annually. Certain sales positions, investment bankers, and top-tier insurance agents with large portfolios and commissions may also reach this level, especially with experience and advanced certifications. These roles often require extensive experience, advanced skills, and sometimes a combination of base salary and performance-based incentives.

What are the key skills and qualifications needed to thrive as a Commercial Insurance Agent, and why are they important?

To thrive as a Commercial Insurance Agent, you need a strong understanding of insurance products, risk assessment, and sales techniques, typically supported by a state insurance license. Familiarity with client management software (CRM), quoting platforms, and industry regulations is essential. Excellent interpersonal skills, negotiation abilities, and attention to detail help agents build trust and close deals with clients. These competencies are crucial for effectively meeting client needs, ensuring regulatory compliance, and achieving business growth in a competitive industry.

What are commercial insurance agents?

Commercial insurance agents are professionals who help businesses find and purchase insurance policies that protect against various risks, such as property damage, liability, and employee-related issues. They assess a company's unique needs, recommend appropriate coverage options, and act as intermediaries between the business and insurance providers. These agents also assist with policy renewals, claims, and provide ongoing risk management advice to ensure that the business remains adequately protected as it grows.

What are some common challenges Commercial Insurance Agents face when building and maintaining a client portfolio?

Commercial Insurance Agents often encounter challenges such as intense competition from other agencies, keeping up with evolving insurance products, and understanding the unique risks of each client's business. Building trust with new clients requires active listening and tailored policy recommendations. Additionally, maintaining long-term relationships involves consistent communication, proactive policy reviews, and staying informed about industry changes that could impact clients' coverage needs.

What kind of insurance agent gets paid the most?

Commercial insurance agents who specialize in high-value or complex policies, such as large business or industrial coverage, tend to earn higher commissions and salaries. Agents with advanced certifications, strong client networks, and experience in niche markets often have higher earning potential compared to those selling personal lines insurance like auto or home coverage.

Why do so many insurance agents quit?

Commercial insurance agents often leave the profession due to high competition, challenging sales targets, and the need for strong interpersonal skills. The job can involve irregular hours, rejection, and the pressure to meet sales quotas, which can lead to burnout and turnover.
What cities in Indiana are hiring for Commercial Insurance Agent jobs? Cities in Indiana with the most Commercial Insurance Agent job openings:
Infographic showing various Commercial Insurance Agent job openings in Indiana as of July 2026, with employment types broken down into 89% Full Time, 9% Part Time, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $55,379 per year, or $26.6 per hour.

Full or Part-Time Licensed Insurance Agent

HBS Insurance

Jeffersonville, IN

Full-time

Re-posted 11 days ago


Job description

Location: Southern Indiana / Kentucky Region
Position: Full or Part-Time (Commercial & Personal Lines and/or Life & Health)
Licensing: Active Property & Casualty and/or Life & Health License for Indiana and/or Kentucky required

About Us

We are a locally owned independent insurance agency serving individuals, families, and businesses throughout Indiana and Kentucky. Our mission is to provide personalized service, trusted guidance, and comprehensive coverage to help protect what matters most to our clients.

Position Overview

We are seeking an experienced, licensed insurance agent to join our team on a part-time basis. This position involves working with both commercial and personal lines and/or Life & Health clients, providing exceptional service, and supporting agency growth through relationship building and policy management.

Key Responsibilities

  • Assist clients with quoting, policy reviews, renewals, and coverage recommendations for both personal and commercial insurance.
  • Identify client needs and present appropriate insurance solutions that align with their goals.
  • Service existing accounts by processing endorsements, handling policy changes, and resolving client inquiries promptly.
  • Build and maintain strong, long-term customer relationships through professional and friendly communication.
  • Collaborate with agency team members to ensure smooth onboarding and servicing of accounts.
  • Maintain accurate records in the agency management system and follow regulatory compliance procedures.
  • Stay current on insurance products, market trends, and underwriting guidelines.

Qualifications

  • Active Property & Casualty and/or Life & Health Insurance License for the state of Indiana and/or Kentucky.
  • Minimum of 1+ years of insurance agency or carrier experience preferred.
  • Working knowledge of both personal lines (home, auto, umbrella, etc.) and commercial lines (small business packages, liability, workers’ comp, etc.) and/or life and health insurance.
  • Excellent communication, interpersonal, and problem-solving skills.
  • Detail-oriented with strong organizational and time-management abilities.
  • Comfortable using modern agency software and digital tools.
  • Self-motivated with the ability to work independently and as part of a collaborative team.

Schedule & Compensation

  • Full or Part-time: Flexible hours
  • Compensation: Competitive Commission Structure
  • Hybrid or in-office options may be available, depending on candidate and agency needs.

How to Apply

Interested candidates should submit their resume and a brief cover letter outlining relevant experience and current licensing status.