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Commercial Insurance Agent Jobs in Virginia (NOW HIRING)

The Commercial and Personal Lines Producer at Toro Insurance Agency is responsible for generating ... Compensation: $15.00 - $20.00 per hour YOUR FUTURE as an Independent Insurance Agent Starts Here If ...

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Commercial Insurance Agent information

See Virginia salary details

$30.7K

$57.7K

$85.8K

How much do commercial insurance agent jobs pay per year?

As of Aug 6, 2026, the average yearly pay for commercial insurance agent in Virginia is $57,698.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,600.00 and $65,900.00 per year, depending on experience, location, and employer.

What is the difference between Commercial Insurance Agent vs Personal Insurance Agent?

AspectCommercial Insurance AgentPersonal Insurance Agent
CredentialsLicenses vary by state, often similar to personal agentsSame licensing requirements as commercial agents
Work EnvironmentBusiness offices, insurance agencies, client meetings with companiesRetail locations, insurance agencies, client homes or offices
Employer & IndustryInsurance companies, brokers serving businessesInsurance companies, brokers serving individuals
Search & Comparison IntentClients seeking coverage for businesses, commercial policiesClients seeking personal coverage like auto, home, life

Commercial Insurance Agents focus on providing coverage for businesses, including property, liability, and workers' compensation. Personal Insurance Agents primarily serve individual clients with policies for auto, home, and personal life. While both roles require similar licenses and work in insurance agencies, their target clients and policy types differ significantly.

What are the key skills and qualifications needed to thrive as a commercial insurance agent?

To thrive as a Commercial Insurance Agent, you need a strong understanding of insurance products, risk assessment, and sales techniques, typically supported by a state insurance license. Familiarity with client management software (CRM), quoting platforms, and industry regulations is essential. Excellent interpersonal skills, negotiation abilities, and attention to detail help agents build trust and close deals with clients. These competencies are crucial for effectively meeting client needs, ensuring regulatory compliance, and achieving business growth in a competitive industry.

What is a commercial insurance agent?

Commercial insurance agents are professionals who help businesses find and purchase insurance policies that protect against various risks, such as property damage, liability, and employee-related issues. They assess a company's unique needs, recommend appropriate coverage options, and act as intermediaries between the business and insurance providers. These agents also assist with policy renewals, claims, and provide ongoing risk management advice to ensure that the business remains adequately protected as it grows.

What are some common challenges commercial insurance agents face when building and maintaining a client portfolio?

Commercial Insurance Agents often encounter challenges such as intense competition from other agencies, keeping up with evolving insurance products, and understanding the unique risks of each client's business. Building trust with new clients requires active listening and tailored policy recommendations. Additionally, maintaining long-term relationships involves consistent communication, proactive policy reviews, and staying informed about industry changes that could impact clients' coverage needs.
What are popular job titles related to Commercial Insurance Agent jobs in Virginia? For Commercial Insurance Agent jobs in Virginia, the most frequently searched job titles are:
What cities in Virginia are hiring for Commercial Insurance Agent jobs? Cities in Virginia with the most Commercial Insurance Agent job openings:
Infographic showing various Commercial Insurance Agent job openings in Virginia as of July 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $57,698 per year, or $27.7 per hour.

Commercial Agent

Alderson Insurance Agency Inc

Daleville, VA โ€ข On-site

$65K - $75K/yr

Full-time

Re-posted 22 days ago


Job description

Job Title: Commercial Insurance Agent Employment Type: Full-Time, Non-Exempt Location: Daleville, VA Industry: Independent Insurance AgencyAbout UsWe are a locally owned and independent insurance agency that prides itself on personalized service, strong client relationships, and competitive product offerings. Our team works closely to deliver customized insurance solutions that protect and grow our commercial clients' businesses.Position OverviewThe Commercial Insurance Agent is responsible for developing new business and managing an existing book of commercial accounts. This role involves prospecting, risk evaluation, coverage recommendations, and delivering exceptional customer service. You will be a trusted advisor to business owners, helping them make informed decisions to safeguard their operations.Key ResponsibilitiesDevelop and maintain strong relationships with new and existing commercial lines clientsIdentify and pursue new business opportunities through networking, referrals, and outbound sales effortsConduct risk assessments and recommend appropriate coverage solutionsPrepare quotes, proposals, and policy reviewsAdvocate for clients with carriers regarding coverage, underwriting, and claims situationsMaintain organized records and ensure compliance with agency and carrier requirementsStay informed on industry trends, coverage updates, and regulatory changesWork collaboratively with account managers, underwriters, and agency leadership to support client needsRequired Skills & QualificationsActive Property & Casualty Insurance License5+ years of experience in commercial insurance sales or underwriting with an independent agency systemStrong understanding of commercial lines products (GL, Property, Auto, Workers' Comp, BOP, etc.)Proven sales, negotiation, and communication skillsCustomer-focused mindset with attention to detailSelf-motivated with the ability to work independently and as part of a teamProficient in agency management systems and standard office softwareProficient in conflict resolution and problem solvingPreferred QualificationsExisting commercial client relationshipsExperience working in an independent agency settingProfessional designations such as CIC, CISR, CLCS, or CPCU (or willingness to pursue)Physical Demands and Work Environment:The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position, the employee is constantly required to sit, speak, hear/listen, and conduct repetitive motions with eye/hand/foot coordination. The employee is frequently required to stand and walk. They are occasionally required to list and carry. The position requires occasional physical work. The position is rarely exposed to extreme temperatures or other extreme environmental conditions.NotesThis job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties as requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may excludes individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an "at will" relationship.We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, age, disability, gender identity, marital or veteran status, or any other protected class.