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Independent Insurance Agent Jobs in California (NOW HIRING)

HealthMarkets, Inc.

Insurance Agent

Temecula, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Sacramento, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Sherman Oaks, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Sacramento, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

San Jose, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Anaheim, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Fresno, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

San Diego, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Carlsbad, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Irvine, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Escondido, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Oakland, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Morgan Hill, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Escondido, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

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All JobsIndependent Insurance Agent JobsIndependent Insurance Agent Jobs in California

Independent Insurance Agent information

See California salary details

$24.7K

$64.2K

$119.9K

How much do independent insurance agent jobs pay per year?

As of Aug 29, 2026, the average yearly pay for independent insurance agent in California is $64,170.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,900.00 and $76,000.00 per year, depending on experience, location, and employer.

What is an independent insurance agent?

Independent insurance agents are licensed professionals who sell insurance policies from multiple insurance companies, rather than being tied to just one provider. This allows them to offer clients a wider range of coverage options and find policies that best meet their needs and budgets. Independent agents act as intermediaries, helping clients compare rates, understand policy terms, and manage claims. They are typically paid by commissions from the insurance companies whose products they sell.

What skills and qualifications are needed to thrive as an independent insurance agent?

To thrive as an Independent Insurance Agent, you need a solid understanding of insurance products, sales strategies, and relevant state licensing. Familiarity with customer relationship management (CRM) software, quoting platforms, and policy management systems is typically required. Exceptional interpersonal skills, self-motivation, and resilience help agents build lasting client relationships and navigate a competitive market. These skills and qualifications are essential for providing tailored insurance solutions, achieving sales targets, and maintaining a strong client base.

What are common challenges faced by independent insurance agents, and how can they be addressed?

Independent Insurance Agents often face challenges such as building a client base from scratch, managing multiple carrier relationships, and staying updated on changing insurance regulations. To overcome these obstacles, agents typically focus on networking, continuous education, and leveraging customer relationship management (CRM) tools to stay organized. Joining professional associations and attending industry events can also help agents expand their network and gain valuable insights to grow their business.

What is the difference between Independent Insurance Agent vs Insurance Broker?

AspectIndependent Insurance AgentInsurance Broker
CredentialsMay hold state-specific licenses, often multipleLicensed to sell insurance, often holds similar licenses
Work EnvironmentWorks independently or with multiple insurance companiesActs as an intermediary between clients and multiple insurers
Employer & Industry UsageOperates independently or for agencies, representing insurersWorks for clients, representing multiple insurance providers

Both roles require licensing and involve selling insurance policies. An Independent Insurance Agent typically works directly with clients and may represent multiple insurers, offering personalized options. An Insurance Broker also works with clients but acts as a middleman, helping clients find the best coverage across various insurers. While their functions overlap, the key difference lies in their client relationship and representation approach.

Do independent insurance agents make good money?

Independent insurance agents can earn a wide range of income, often based on commissions from policies sold, with top performers earning six-figure incomes. Income depends on factors such as experience, sales skills, client base, and the types of insurance products offered. Many agents also need strong networking and marketing skills to succeed in this role.

Is being an independent insurance agent hard?

Being an independent insurance agent can be challenging as it requires building a client base, understanding multiple insurance products, and managing self-employment responsibilities. Success often depends on sales skills, industry knowledge, and obtaining necessary licenses, which can involve ongoing education and certification. The job typically offers flexible hours but also demands self-motivation and resilience.

Why do most independent insurance agents quit?

Many independent insurance agents quit due to challenges in building a steady client base, high competition, and inconsistent income. The job requires strong sales skills, self-motivation, and ongoing licensing and training, which can be demanding over time.

What are popular job titles related to Independent Insurance Agent jobs in California?

For Independent Insurance Agent jobs in California, the most frequently searched job titles are:

What job categories do people searching Independent Insurance Agent jobs in California look for?

The top searched job categories for Independent Insurance Agent jobs in California are:

What cities in California are hiring for Independent Insurance Agent jobs?

Cities in California with the most Independent Insurance Agent job openings:

Independent Insurance Agent jobs near you
Infographic showing various Independent Insurance Agent job openings in California as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $64,170 per year, or $30.9 per hour.

Insurance Advisor

Riverdale, CA • On-site

HealthMarkets Insurance Agency
See more jobs at HealthMarkets Insurance Agencyexternal

$50K - $119K/yr

Contractor

Re-posted 8 days ago

Job description

 HealthMarkets Overview Job Description: 


If you're looking for an exciting opportunity where you can change people's lives and achieve financial success as an independent licensed insurance agent, you've come to the right place. Becoming an independent licensed insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers licensed insurance agents the resources, support, and flexibility they need to grow their businesses and succeed in the industry, all while making a difference in people's lives.  


And who are we? HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized health and supplemental insurance solutions to individuals, families, and small businesses. Millions of Americans depend on us to help explore their insurance coverage options, and we're looking for licensed insurance agents like you to help us continue that mission.  

So, whether you're an experienced insurance agent looking for your next opportunity or are just starting out and looking for an opportunity to demonstrate your talents, HealthMarkets is the career move that can help change your life.  


Job Description: 


If you're a licensed insurance agent with 4-5 years of experience, we want you. As an independently contracted licensed insurance agent with HealthMarkets, you'll be collaborating with one of the largest independent health insurance agencies in the U.S. You'll have the opportunity to grow a business, build lasting client relationships, and make a meaningful impact in people's lives.  

Not only that, but HealthMarkets provides the resources and support to help you succeed. You'll have access to inbound live calls, exclusive leads, quoting tools, training resources, and technology that allows you to focus on what you do best: helping clients find the right insurance solutions.  

In addition, HealthMarkets offers:


  • Competitive Compensation: Advance commissions paid twice weekly, earned commissions paid weekly, plus bonus opportunities, incentive trips, and recognition programs. 
  • Growth Opportunities: Build your business locally, statewide, across multiple states, or nationwide. We support your professional growth and business goals. 
  • Training & Support: You'll be assigned a dedicated sales assistant to assist with onboarding and contracting, as well as a sales leader who will help you establish and grow your book of business. 
  • Flexibility & Independence: Enjoy the freedom to build your business on your schedule, with remote work options available and the flexibility to create the work-life balance that fits your lifestyle. 

Contact us today and discover how you can succeed on your terms with HealthMarkets.  




Disclaimer: 

Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as independent contractors and not as employees. HealthMarkets independent licensed insurance agents shall for all purposes be deemed to be independent contractors and shall have no authority to act or represent themselves as an employee or partner of HealthMarkets Insurance Agency. An Independent licensed insurance agent with HealthMarkets is a commission-only opportunity. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability may vary by state. 


Company Description

Expect to have both a life and a career with HealthMarkets. When you join us as a Licensed Independent Insurance Agent, you'll be building a business that you control with our support. So, you can head out for a run, be there for your kid's soccer matches – even chase tornadoes if that's your thing. Start succeeding on your terms.

HealthMarkets is a technology-enabled health insurance marketplace that delivers high-touch, customized health and supplemental insurance solutions. Our Licensed Independent Insurance Agents serve our customers by helping families, individuals, and small businesses find the coverage they need at a price they can afford.