1

Insurance Agent Base Pay Jobs in California (NOW HIRING)

CA · On-site

$24/hr

Property & Casualty Insurance Agent Lewis Insurance | Tulare, California | On-site $24 per hour ... Willing and able to work on-site in Tulare, California Compensation * $24 per hour base ...

Posted today

next page

Showing results 1-20

Insurance Agent Base Pay information

What is the base pay for an insurance agent?

The base pay for an insurance agent refers to the fixed salary or hourly wage that an agent receives, excluding commissions or bonuses. This amount can vary widely depending on the employer, location, and level of experience. In the United States, the average base salary for insurance agents typically ranges from $35,000 to $50,000 per year, though some entry-level positions may start lower and experienced agents can earn more. Many insurance agents also earn commissions based on the policies they sell, which can significantly increase their total compensation.

What are some common challenges insurance agents face when working on a base pay structure?

Insurance agents working on a base pay structure often encounter challenges such as balancing the security of a consistent salary with the motivation to exceed sales targets for additional commissions. Another common challenge is managing a robust client pipeline while maintaining high-quality customer service, as performance is often closely monitored. Agents must also stay updated on changing insurance products and regulations, which can require ongoing training and adaptability. Success in the role often depends on strong interpersonal skills, persistence, and the ability to work both independently and as part of a sales team.

What are the key skills and qualifications needed to thrive as an insurance agent, and why are they important?

To thrive as an Insurance Agent, you need strong sales abilities, knowledge of insurance products and regulations, and often a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Excellent interpersonal communication, active listening, and problem-solving skills help agents build trust and tailor solutions for clients. These skills are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive industry.

What is the difference between Insurance Agent Base Pay vs Insurance Broker Base Pay?

AspectInsurance Agent Base PayInsurance Broker Base Pay
Required CredentialsLicensing, state-specific insurance licensesLicensing, state-specific insurance licenses
Work EnvironmentAgency offices, direct client interactionsIndependent or agency settings, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, agencies
Common Search & ComparisonYesYes

Insurance agent base pay typically refers to the fixed salary or hourly wage earned by agents working for insurance companies or agencies. Insurance brokers, while similar, often operate independently or through brokerage firms, earning commissions alongside any base pay. The main difference lies in their employment structure and client relationships, but both roles require similar licensing and work in comparable environments.

What cities in California are hiring for Insurance Agent Base Pay jobs?

Cities in California with the most Insurance Agent Base Pay job openings:

Infographic showing various Insurance Agent Base Pay job openings in California as of August 2026, with employment types broken down into 1% As Needed, 69% Full Time, 22% Part Time, 2% Temporary, and 6% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution.

$24/hr

Other

Posted 10 hours ago

Posted today


Job description

Property & Casualty Insurance Agent


Lewis Insurance | Tulare, California | On-site

$24 per hour + 25% commission on new business and renewals


About the position

Lewis Insurance is seeking an experienced, licensed Property and Casualty Insurance Agent to join our independent insurance agency in Tulare, California.

This is a revenue-producing position for an insurance professional who can develop relationships, identify insurance needs, present appropriate coverage options, and convert opportunities into long-term agency clients. We are looking for an experienced P&C agent who is ready to produce business, not an entry-level trainee.


This is a full-time, on-site position at Lewis Insurance in Tulare. Remote and hybrid arrangements are not available.


What you’ll do

  • Develop new property and casualty insurance business
  • Build and manage a consistent pipeline of qualified prospects
  • Establish relationships through referrals, networking, community involvement, and other prospecting activities
  • Identify client exposures and gather complete underwriting information
  • Prepare accurate applications, quotes, and carrier submissions
  • Work with account managers and carrier representatives to obtain coverage options
  • Explain coverage options, limits, deductibles, conditions, and exclusions clearly
  • Present insurance proposals and guide prospects through the purchasing process
  • Follow up consistently with prospects and clients
  • Maintain strong client relationships after the initial sale
  • Participate in renewal preparation and account-retention efforts
  • Identify appropriate opportunities to offer additional lines of coverage
  • Maintain accurate records of prospects, clients, quotes, and communications
  • Follow agency procedures and applicable California insurance regulations
  • Attend in-person staff meetings, client meetings, and agency events
  • Represent Lewis Insurance professionally in the community


What we’re looking for

  • California Property and Casualty insurance license
  • Previous experience as a producing P&C insurance agent
  • Demonstrated ability to generate and close new business
  • Working knowledge of personal, commercial, or mixed P&C accounts
  • Strong prospecting, networking, and relationship-development skills
  • Ability to identify exposures and gather complete risk information
  • Clear written and verbal communication
  • Strong follow-through and time-management skills
  • Comfortable using agency-management, CRM, rating, and carrier systems
  • Able to work independently while collaborating with account managers and other agency employees
  • Detail-oriented, organized, and committed to accurate documentation
  • Professional and consultative approach to insurance sales
  • Willing and able to work on-site in Tulare, California


Compensation

  • $24 per hour base compensation
  • 25% of agency commission on new business
  • 25% of agency commission on renewals


The producer’s commission is calculated from the actual commission revenue paid to Lewis Insurance by the applicable insurance carrier. It is not calculated as a percentage of the client’s premium. Carrier commission rates vary by carrier and line of business.


This is a full-time, on-site position at the Lewis Insurance office in Tulare, California.

Regular in-person participation is an essential part of the position because the role involves staff collaboration, client meetings, training, and direct involvement in agency operations. Remote and hybrid arrangements are not available.


About Lewis Insurance

Lewis Insurance is an independent property and casualty insurance agency serving individuals and businesses throughout California. We combine the flexibility and market access of an independent agency with the accountability and personal service of a locally operated business.

We value accuracy, responsiveness, professionalism, teamwork, and long-term client relationships. We are looking for an experienced agent who wants to produce new business, retain clients, and build a book that generates recurring commission.