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Full Time 1099 Insurance Agent Jobs (NOW HIRING)

Indemnify America

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Hospital Indemnity & Health Insurance Agent

Lakewood, NJ · Remote

$2.0K - $3.0K/wk

Remote Health Insurance Agent - Private Market (Work From Home, Hourly & Commission-Based) Weekly ... S.) Job Type: Full-Time, 1099 Job Overview We're hiring licensed Remote Health Insurance Agents to ...

Chime Insurance Group

Insurance Agent

Frankfort, IL · Remote

As an Insurance Agent at Chime Insurance Group, you will play a crucial role in helping clients ... Requirements Sell Life, Health & Medicare coverage remotely with a growing independent agency. 1099 ...

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UpTalent Consulting

Insurance Agent

Hendersonville, NC · Remote

Job Requirements • Develop and maintain relationships with clients to understand their insurance ... Avg Income $153.57k This is a Independent Agent, 1099 opportunity. This position is based out of ...

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Full Time 1099 Insurance Agent information

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$25K

$65K

$121.5K

How much do full time 1099 insurance agent jobs pay per year?

As of Jul 7, 2026, the average yearly pay for full time 1099 insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is the difference between Full Time 1099 Insurance Agent vs Full Time W-2 Insurance Agent?

AspectFull Time 1099 Insurance AgentFull Time W-2 Insurance Agent
Employment StatusIndependent contractorEmployee
TaxationResponsible for self-employment taxesTaxes withheld by employer
BenefitsNo employer-provided benefitsTypically receives benefits like health insurance and paid time off
Work EnvironmentFlexible, self-managedStructured, company-managed
Commission & IncomePrimarily commission-based, potential for higher earningsBase salary plus commissions, more income stability

Full Time 1099 Insurance Agents operate as independent contractors, offering flexibility but handling their own taxes and benefits. In contrast, Full Time W-2 Insurance Agents are employees with structured pay, benefits, and employer tax responsibilities. The choice depends on desired work style and benefits preference.

What is the highest paying insurance agent job?

The highest paying insurance agent roles are typically senior or specialized positions such as captive agents for large companies or those selling high-net-worth client policies, often earning six-figure incomes through commissions and bonuses. Success depends on experience, sales skills, and the ability to build a client base, with some top agents earning over $200,000 annually. Certifications like Chartered Life Underwriter (CLU) or Chartered Financial Consultant (ChFC) can also enhance earning potential.

Can I work as an independent insurance agent?

A full-time 1099 insurance agent works as an independent contractor, meaning they operate their own business and are not employed directly by an insurance company. They typically sell policies on a commission basis and need to obtain appropriate licensing and certifications to work legally in this role.

What is a 1099 insurance agent?

A 1099 insurance agent is an independent contractor who sells insurance policies and receives income reported on a 1099 form. They typically work on commission, set their own schedules, and are responsible for their own taxes and expenses. This role often requires licensing and sales skills within the insurance industry.

Why do so many insurance agents quit?

Insurance agents often quit due to the high competition, inconsistent income, and the need for strong sales skills. The job typically involves commission-based pay, which can lead to financial instability, especially for new agents, and requires ongoing prospecting and client management. These factors contribute to high turnover rates in the profession.
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Full Time 1099 Insurance Agent jobs near you

Hospital Indemnity & Health Insurance Agent

Indemnify America

Lakewood, NJ • Remote

$2.0K - $3.0K/wk

Full-time

Posted 26 days ago

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Job description

Remote Health Insurance Agent – Private Market (Work From Home, Hourly & Commission-Based)

Weekly Earnings: $2,000 – $3,000 (Uncapped Commission)
Location: Remote (U.S.)
Job Type: Full-Time, 1099

Job Overview

We’re hiring licensed Remote Health Insurance Agents to sell private market health insurance products, including Hospital Indemnity

Agents will work pre-qualified leads (no cold calling) in a commission-driven role with weekly pay.

If you’re a commission-focused closer with phone sales experience and want a full-time remote role, this is an excellent opportunity.

What We Offer

  • Weekly pay with uncapped commission
  • Typical earnings: $2,000 – $3,000 per week
  • Company-provided, pre-qualified leads
  • Remote / work-from-home setup
  • Monday–Friday schedule (9:30 AM – 5:00 PM EST)
  • Ongoing support
  • Supportive, performance-driven team environment

Key Responsibilities

  • Handle inbound and outbound calls with prospective clients
  • Educate clients on coverage options and guide them through benefits administration
  • Meet or exceed weekly sales goals and performance metrics
  • Maintain HIPAA compliance and follow company policies
  • Track sales activity using CRM and lead management tools

Requirements

  • Active Health Insurance License
  • Licensed in 7+ non-resident states
  • At least 1 year of sales or telesales experience
  • Comfortable with commission-based pay
  • Strong communication, sales, and closing skills
  • Ability to work independently in a fast-paced, remote environment
  • Prior private market or supplemental insurance experience is a plus

Equipment Requirements

  • Processor: Intel i5 or higher (or equivalent)
  • RAM: 12 GB or higher
  • Internet: Hardwired connection with minimum 150 Mbps upload / 20 Mbps download
  • Monitors: Dual monitors required
  • Headset: USB headset required

Why This Role

  • Remote work-from-home flexibility
  • Company-provided leads (no cold calling)
  • Commission-based pay with weekly earnings and uncapped potential
  • Private market