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Full Time 1099 Insurance Agent Jobs (NOW HIRING)

Alchemy Financial Group

Insurance Agent

Columbia, SC · On-site

$75K - $95K/yr

About the Insurance Agent Position We're seeking a motivated and competitive worker to join our ... Strong organizational and time-management skills Employment Type: FULL_TIME

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Full Time 1099 Insurance Agent information

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$25K

$65K

$121.5K

How much do full time 1099 insurance agent jobs pay per year?

As of Jul 7, 2026, the average yearly pay for full time 1099 insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is the difference between Full Time 1099 Insurance Agent vs Full Time W-2 Insurance Agent?

AspectFull Time 1099 Insurance AgentFull Time W-2 Insurance Agent
Employment StatusIndependent contractorEmployee
TaxationResponsible for self-employment taxesTaxes withheld by employer
BenefitsNo employer-provided benefitsTypically receives benefits like health insurance and paid time off
Work EnvironmentFlexible, self-managedStructured, company-managed
Commission & IncomePrimarily commission-based, potential for higher earningsBase salary plus commissions, more income stability

Full Time 1099 Insurance Agents operate as independent contractors, offering flexibility but handling their own taxes and benefits. In contrast, Full Time W-2 Insurance Agents are employees with structured pay, benefits, and employer tax responsibilities. The choice depends on desired work style and benefits preference.

What is the highest paying insurance agent job?

The highest paying insurance agent roles are typically senior or specialized positions such as captive agents for large companies or those selling high-net-worth client policies, often earning six-figure incomes through commissions and bonuses. Success depends on experience, sales skills, and the ability to build a client base, with some top agents earning over $200,000 annually. Certifications like Chartered Life Underwriter (CLU) or Chartered Financial Consultant (ChFC) can also enhance earning potential.

Can I work as an independent insurance agent?

A full-time 1099 insurance agent works as an independent contractor, meaning they operate their own business and are not employed directly by an insurance company. They typically sell policies on a commission basis and need to obtain appropriate licensing and certifications to work legally in this role.

What is a 1099 insurance agent?

A 1099 insurance agent is an independent contractor who sells insurance policies and receives income reported on a 1099 form. They typically work on commission, set their own schedules, and are responsible for their own taxes and expenses. This role often requires licensing and sales skills within the insurance industry.

Why do so many insurance agents quit?

Insurance agents often quit due to the high competition, inconsistent income, and the need for strong sales skills. The job typically involves commission-based pay, which can lead to financial instability, especially for new agents, and requires ongoing prospecting and client management. These factors contribute to high turnover rates in the profession.
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Full Time 1099 Insurance Agent jobs near you
Insurance Agent

Insurance Agent

Alchemy Financial Group

Albemarle, NC

$75K - $90K/yr

Full-time

Posted 22 days ago

Job description

About the Insurance Agent Position

We're seeking a motivated and competitive worker to join our team as an Insurance Agent. As an Insurance Agent with Alchemy Financial, you'll be responsible for selling policies to clients, handling claims, and keeping track of policy renewals.

Our ideal candidate will have excellent customer service skills for working with a variety of clients. If you think you'd excel as an Insurance Agent, we'd love to hear from you.

Insurance Agent Responsibilities
  • Identify opportunities to sell life, health insurance to a variety of clients, working with them to find the policy that best suits their needs
  • Go through policies with clients so that they have an understanding of the insurance costs and benefits
  • Work alongside marketing team members to further client outreach
  • Work alongside insurance adjusters
  • Maintain all client records
  • Provide continual service by processing insurance renewals and working to retain clients
  • Track insurance claims to ensure the satisfaction of all parties
  • Distribute policy funds after a claim has been settled
  • Answer client and potential client insurance-related queries as needed
Insurance Agent Requirements
  • [2+] years experience as an Insurance Agent
  • BA/BS in business, economics, or related field preferred
  • Appropriate insurance licensing where required by law
  • Excellent customer service skills
  • Superb communication and negotiation skills
  • In-depth knowledge of different types of insurance, including life, health insurance
  • Strong organizational and time-management skills
  • Proficient software skills, including Microsoft Office Suite
Employment Type: FULL_TIME

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