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Entry Level Life Insurance Agent Salary Plus Commission Jobs

Omega Staffing Group LLC

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Life Insurance Agent

Raleigh, NC · On-site

$70K - $200K/yr

... is commission-based while being fully vested day one. - Remote including local travel ... High school diploma or equivalent Preferred Qualifications * Entry-level experience in insurance ...

TruePath Life Solutions

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Life Insurance Agent

Sarasota, FL · Remote

$40K - $250K/yr

Commissions start at 70-80% of first-year premium and can grow to 125% as you build production ... plus eligibility for company and carrier production bonuses. We also offer remote work with a ...

Maverick Insured

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Life Insurance Agent

Caryville, TN · On-site

$5.0K - $7.0K/mo

Entry-Level Insurance Sales Representative -- Inbound Leads Maverick Insured | Knoxville, TN | In ... This is a 1099 independent-contractor, commission-only sales opportunity. There is no salary ...

Veteran-friendly

Urgent

Training provided

New York Life

Life Insurance Agent

Fayetteville, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the ... You have the power to determine your own income with our commission-based compensation. In 2022 ...

New York Life

Life Insurance Agent

Greensboro, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the ... You have the power to determine your own income with our commission-based compensation. In 2022 ...

New York Life

Life Insurance Agent

Wilmington, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the ... You have the power to determine your own income with our commission-based compensation. In 2022 ...

AO Globe Life

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Remote Life Insurance Agent

Miami, FL · Remote

$1.0K - $5.0K/wk

Commission Only + Weekly Bonuses Expected Earnings: $5,000-$20,000+ per month (performance-based ... Sales experience is a plus, but not required * Insurance license preferred (we can guide qualified ...

Urrly

Life Insurance Agent - Remote

Dallas, TX · Remote

$45K - $60K/yr

Life Insurance Agent Location: Remote, United States Primary job-board location: Dallas, TX ... Why People Lean In * $45,000-$60,000 base salary plus uncapped commission. * Up to $200,000 in on ...

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Entry Level Life Insurance Agent Salary Plus Commission information

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How much do entry level life insurance agent salary plus commission jobs pay per year?

As of Aug 10, 2026, the average yearly pay for entry level life insurance agent salary plus commission in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is the typical salary and commission structure for an entry level life insurance agent?

Entry level life insurance agents typically earn a base salary plus commission. The base salary can range from $30,000 to $50,000 per year, depending on the company and location. In addition to this, agents earn commissions on the policies they sell, which can significantly increase their total earnings. Commissions are usually a percentage of the premium for each policy sold, and some companies also offer bonuses and incentives for meeting sales targets. This structure allows new agents to have financial stability while also rewarding strong sales performance.

What are the key skills and qualifications needed to thrive as an entry level life insurance agent?

To thrive as an Entry Level Life Insurance Agent, you generally need a high school diploma or equivalent, strong sales acumen, and state-specific life insurance licensure. Familiarity with customer relationship management (CRM) software, quoting tools, and digital communication platforms is typically required. Outstanding interpersonal skills, resilience, and persuasive communication make agents stand out in building client trust and closing sales. These skills and qualifications are vital for effectively identifying prospects, meeting sales targets, and maintaining compliance in a competitive financial services industry.

What are the typical daily responsibilities of an entry level life insurance agent working on salary plus commission?

As an entry-level life insurance agent on a salary plus commission structure, your day usually involves a combination of prospecting for new clients, following up with leads, and conducting meetings to assess clients’ insurance needs. You’ll often spend time preparing policy proposals, managing client documentation, and attending training sessions to stay updated on products and compliance requirements. Collaboration with senior agents and sales managers is common, as they provide guidance and help you develop effective sales strategies. Balancing administrative work with active client outreach is key to building your client base and maximizing your earnings potential.

What is the difference between Entry Level Life Insurance Agent Salary Plus Commission vs Entry Level Insurance Sales Agent?

AspectEntry Level Life Insurance Agent Salary Plus CommissionEntry Level Insurance Sales Agent
Required CredentialsLicensing in life insurance, sometimes state-specificLicensing in insurance sales, often similar requirements
Work EnvironmentOffice, insurance agencies, or remoteOffice, retail locations, or remote
Employer & IndustryInsurance companies, agenciesInsurance companies, agencies, financial services
Compensation StructureBase salary plus commissionsTypically commission-based, sometimes with a small base

Both roles involve selling insurance policies and require licensing. The main difference is that Entry Level Life Insurance Agents often have a base salary plus commissions, providing more income stability, while Entry Level Insurance Sales Agents are usually paid primarily through commissions, which can vary based on sales performance.

More about Entry Level Life Insurance Agent Salary Plus Commission jobs
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Entry Level Life Insurance Agent Salary Plus Commission jobs near you

Entry Level Life Insurance Agent

Meron & Kemboi Financial Agency

Pearland, TX • On-site

$5.0K - $6.5K/wk

Full-time

Re-posted 13 days ago

Job description

At Meron & Kemboi Financial Agency, we believe great work doesn't have to happen in one place but it does have to happen. This is not a remote-and-disappear role. This is a hybrid career built for people who are serious about growing fast and earning at a high level.
How the Hybrid Schedule Works
We set you up for success before we ever send you home.
Weeks 1–2: Full In-Office Training , Your first two weeks are spent in our Houston office learning our system, shadowing top producers, and building your foundation the right way — in person, where the energy is contagious and the learning is fast.
Week 3 and Beyond: Your Hybrid Rhythm
4 days from home — work your leads, run client consultations, own your schedule
2 days in the office — team energy, live training, and accountability
You get the freedom of remote work and the culture of a team pushing you forward. That combination is exactly why our agents grow faster.
The Qualities of a High-Performer
We don't hire resumes. We hire people.
- Built-In Drive: You don't need a manager to motivate you. Whether you're at your kitchen table or in the office, you show up switched on and ready to produce.
- Purpose Behind the Pitch: You understand that insurance isn't a product — it's a promise. When a family says yes, you know you've done something that actually matters.
- Locked In and Coachable: You follow the system, apply feedback fast, and never think you've got it all figured out. The agents climbing quickest here are the ones who stay humble and stay hungry.
- Quietly Consistent: You don't chase hype. You build habits. You hit your numbers not because someone's watching — but because that's just who you are.
What You'll Be Doing
Connecting with clients over phone and Zoom to help families find the right life insurance coverage
Working warm inbound leads plus outbound opportunities to grow your income faster
Tracking daily activity and staying consistent with production goals
Using your office days to plug into team training and stay locked into your growth
What You'll Earn
This is 100% commission with uncapped earning potential, your flexibility doesn't cap your income, your effort does.
$800 – $1,200 average per sale
Part-time agents earn $50K+ in year one
Full-time agents earn $80K – $300K+
Daily pay + performance-based incentive
What We Provide
Warm inbound leads + outbound opportunities — you are never calling cold
2 weeks of structured in-office training and mentorship
Access to 60+ insurance carriers
A clear path to leadership and team building
Who This Is For
✅ You want to earn more and are willing to work for it
✅ You are disciplined enough to perform from home and present enough to show up when it counts
✅ You are coachable and ready to follow a system that works
✅ You live in the Houston area and can commit to in-office training and team days
Requirements
Houston area resident or Surrounding/| U.S. citizen or legal resident
Able to pass a background check
Life & Health License or willingness to obtain quickly
Reliable internet and a focused workspace for remote days
We are hiring a limited number of agents for our Houston hybrid team. Spots fill fast.
If you want the freedom to work from home and a team that pushes you to grow — this is your seat. Apply today.
Hybrid — Houston, TX | Weeks 1–2 fully in office | 4 days remote / 2 days in office