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Entry Level Life Insurance Agent Salary Plus Commission Jobs

Security National Life Insurance Company

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Life Insurance Agent

Lafayette, LA · On-site

$40K - $70K/yr

Commission-only compensation with daily payouts * Company-provided training, leads, and ongoing ... Sales experience is a plus, but not required * Life insurance license (or willingness to obtain one)

Duchin Agency

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Life Insurance Agent

Tampa, FL · Remote

$50K - $120K/yr (+ commission)

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

Duchin Agency

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Life Insurance Agent

Roswell, GA · Remote

$50K - $120K/yr (+ commission)

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

Duchin Agency

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Life Insurance Agent

Springfield, MA · Remote

$50K - $120K/yr (+ commission)

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

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All JobsFinance and Insurance JobsEntry Level Life Insurance Agent Salary Plus Commission Jobs

Entry Level Life Insurance Agent Salary Plus Commission information

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$89K

$145K

How much do entry level life insurance agent salary plus commission jobs pay per year?

As of Sep 3, 2026, the average yearly pay for entry level life insurance agent salary plus commission in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is the typical salary and commission structure for an entry level life insurance agent?

Entry level life insurance agents typically earn a base salary plus commission. The base salary can range from $30,000 to $50,000 per year, depending on the company and location. In addition to this, agents earn commissions on the policies they sell, which can significantly increase their total earnings. Commissions are usually a percentage of the premium for each policy sold, and some companies also offer bonuses and incentives for meeting sales targets. This structure allows new agents to have financial stability while also rewarding strong sales performance.

What are the key skills and qualifications needed to thrive as an entry level life insurance agent?

To thrive as an Entry Level Life Insurance Agent, you generally need a high school diploma or equivalent, strong sales acumen, and state-specific life insurance licensure. Familiarity with customer relationship management (CRM) software, quoting tools, and digital communication platforms is typically required. Outstanding interpersonal skills, resilience, and persuasive communication make agents stand out in building client trust and closing sales. These skills and qualifications are vital for effectively identifying prospects, meeting sales targets, and maintaining compliance in a competitive financial services industry.

What are the typical daily responsibilities of an entry level life insurance agent working on salary plus commission?

As an entry-level life insurance agent on a salary plus commission structure, your day usually involves a combination of prospecting for new clients, following up with leads, and conducting meetings to assess clients’ insurance needs. You’ll often spend time preparing policy proposals, managing client documentation, and attending training sessions to stay updated on products and compliance requirements. Collaboration with senior agents and sales managers is common, as they provide guidance and help you develop effective sales strategies. Balancing administrative work with active client outreach is key to building your client base and maximizing your earnings potential.

What is the difference between Entry Level Life Insurance Agent Salary Plus Commission vs Entry Level Insurance Sales Agent?

AspectEntry Level Life Insurance Agent Salary Plus CommissionEntry Level Insurance Sales Agent
Required CredentialsLicensing in life insurance, sometimes state-specificLicensing in insurance sales, often similar requirements
Work EnvironmentOffice, insurance agencies, or remoteOffice, retail locations, or remote
Employer & IndustryInsurance companies, agenciesInsurance companies, agencies, financial services
Compensation StructureBase salary plus commissionsTypically commission-based, sometimes with a small base

Both roles involve selling insurance policies and require licensing. The main difference is that Entry Level Life Insurance Agents often have a base salary plus commissions, providing more income stability, while Entry Level Insurance Sales Agents are usually paid primarily through commissions, which can vary based on sales performance.

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Entry Level Life Insurance Agent Salary Plus Commission jobs near you

Life Insurance Position - State Farm Agent Team Member

State Farm

Saint Joseph, MI • On-site

$50K - $100K/yr

Full-time

PTO

Re-posted yesterday

State Farm rating

7.3

Company rating: 7.3 out of 10

Based on 1,562 frontline employees who took The Breakroom Quiz

242nd of 315 rated insurance

Job description

Position Overview
State Farm Insurance Agent located in Saint Joseph, MI is seeking an outgoing, career-oriented professional to join their team. As a State Farm team member for Jaden Gebbink - State Farm Agent, you will build and develop customer relationships within the community to promote State Farm products including auto, home and life insurance.
Responsibilities
  • Use a customer-focused, needs-based review process to educate customers about insurance options.
  • Work with the agent to establish and meet marketing goals.
  • Develop leads, schedule appointments, identify customer needs, and market appropriate products and services.
As an Agent Team Member, you will receive
  • Salary plus commission/bonus
  • Paid time off (vacation and personal/sick days)
  • Signing Bonus in the range of $500 - $
Requirements
  • Sales experience (outside sales or inside sales representative, retail sales associate, or telemarketing) preferred
  • Successful track record of meeting sales goals/quotas preferred
  • Interest in marketing products and services based on customer needs
  • Excellent communication skills - written, verbal and listening
  • Enthusiastic about the role insurance and financial products play in helping people manage the risks of everyday life, recover from the unexpected, and realize their dreams
  • Self-motivated
  • Ability to work in a team environment
  • Provide timely and thorough activity reports to agent
  • Knowledge of life products
  • Life and Health license (must have currently)

If you are motivated to succeed and can see yourself in this role, please complete our application. We will follow up with you on the next steps in the interview process.
This position is with a State Farm independent contractor agent, not with State Farm Insurance Companies. Employees of State Farm agents must be able to successfully complete any applicable licensing requirements and training programs. State Farm agents are independent contractors who hire their own employees. State Farm agents' employees are not employees of State Farm.
Compensation: $50,000.00 - $100,000.00 per year
My team's mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. We are located in Saint Joseph, MI and help customers with their insurance and financial services needs, including:
  • Auto insurance
  • Home insurance
  • Life insurance
  • Retirement planning

State Farm agents are independent contractors who hire their own employees. State Farm agents' employees are not employees of State Farm. Agents are responsible for and make all employment decisions regarding their employees.

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