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Entry Level Life Insurance Agent Salary Plus Commission Jobs

Enhance Health LLC

Life Insurance Agent

Clearwater, FL · On-site

$25/hr

Life Insurance Agent - Final Expense $25/hr + Uncapped Commissions + Bonuses In-Office | Clearwater, FL Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents ...

Dorr Agency

Be Seen First

Life Insurance Agent

Raleigh, NC · Remote

$60K - $110K/yr (+ commission)

FINRA licenses a plus but not required * Strong communication and relationship-building skills ... High Compensation: 100% Commission + Bonuses ( 1099 ) * Unlimited income potential (no caps) * Full ...

Dorr Agency

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Life Insurance Agent

Columbus, OH · Remote

$60K - $110K/yr (+ commission)

FINRA licenses a plus but not required * Strong communication and relationship-building skills ... High Compensation: 100% Commission + Bonuses ( 1099 ) * Unlimited income potential (no caps) * Full ...

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How much do entry level life insurance agent salary plus commission jobs pay per year?

As of Sep 3, 2026, the average yearly pay for entry level life insurance agent salary plus commission in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is the typical salary and commission structure for an entry level life insurance agent?

Entry level life insurance agents typically earn a base salary plus commission. The base salary can range from $30,000 to $50,000 per year, depending on the company and location. In addition to this, agents earn commissions on the policies they sell, which can significantly increase their total earnings. Commissions are usually a percentage of the premium for each policy sold, and some companies also offer bonuses and incentives for meeting sales targets. This structure allows new agents to have financial stability while also rewarding strong sales performance.

What are the key skills and qualifications needed to thrive as an entry level life insurance agent?

To thrive as an Entry Level Life Insurance Agent, you generally need a high school diploma or equivalent, strong sales acumen, and state-specific life insurance licensure. Familiarity with customer relationship management (CRM) software, quoting tools, and digital communication platforms is typically required. Outstanding interpersonal skills, resilience, and persuasive communication make agents stand out in building client trust and closing sales. These skills and qualifications are vital for effectively identifying prospects, meeting sales targets, and maintaining compliance in a competitive financial services industry.

What are the typical daily responsibilities of an entry level life insurance agent working on salary plus commission?

As an entry-level life insurance agent on a salary plus commission structure, your day usually involves a combination of prospecting for new clients, following up with leads, and conducting meetings to assess clients’ insurance needs. You’ll often spend time preparing policy proposals, managing client documentation, and attending training sessions to stay updated on products and compliance requirements. Collaboration with senior agents and sales managers is common, as they provide guidance and help you develop effective sales strategies. Balancing administrative work with active client outreach is key to building your client base and maximizing your earnings potential.

What is the difference between Entry Level Life Insurance Agent Salary Plus Commission vs Entry Level Insurance Sales Agent?

AspectEntry Level Life Insurance Agent Salary Plus CommissionEntry Level Insurance Sales Agent
Required CredentialsLicensing in life insurance, sometimes state-specificLicensing in insurance sales, often similar requirements
Work EnvironmentOffice, insurance agencies, or remoteOffice, retail locations, or remote
Employer & IndustryInsurance companies, agenciesInsurance companies, agencies, financial services
Compensation StructureBase salary plus commissionsTypically commission-based, sometimes with a small base

Both roles involve selling insurance policies and require licensing. The main difference is that Entry Level Life Insurance Agents often have a base salary plus commissions, providing more income stability, while Entry Level Insurance Sales Agents are usually paid primarily through commissions, which can vary based on sales performance.

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Entry Level Life Insurance Agent Salary Plus Commission jobs near you

Life Insurance Position - State Farm Agent Team Member

State Farm

Kensington, MD • On-site

$42K - $60K/yr

Full-time

Medical, Dental, Life, Retirement, PTO

Re-posted 7 hours ago

State Farm rating

7.3

Company rating: 7.3 out of 10

Based on 1,562 frontline employees who took The Breakroom Quiz

242nd of 315 rated insurance

Job description

Benefits:
  • 401(k) matching
  • Competitive salary
  • Dental insurance
  • Health insurance
  • Opportunity for advancement
  • Paid time off
  • Training & development

We are seeking a dedicated and motivated Life Insurance Agent to join our dynamic team and growing agency who speaks English and Spanish. The ideal candidate needs to have a background in Life insurance sales.
Salary Plus commission and bonus.
Our Agency is one of the top 100 Agencies in the country out of 19,000: year after year. We currently serve over 8,000 households in the DMV and growing. Only small percentage of our households currently have Life Insurance, and we are looking for someone to help educate our customers about Life insurance. We have and thousands of leads available within our book of customers.
Responsibilities
- Engage with clients to assess their Life insurance needs and provide appropriate coverage options.
- Develop and maintain relationships with clients.
- Contact all our customers to set up meetings for Insurance and Financial reviews.
- Conduct follow-ups with clients to ensure ongoing satisfaction and retention.
- Collaborate with team members to achieve sales targets and enhance overall performance.
Qualifications
- Proven experience in Life insurance sales or a related field is preferred.
- Bilingual in Spanish and English.
- Excellent negotiation skills to secure favorable terms for clients.
- A valid Life insurance license.
Join us in making a positive impact on our clients' lives by providing them with the best insurance solutions tailored to their unique needs. Your expertise can help individuals and families secure their futures while building a rewarding career in the insurance industry.
Compensation: $42,000.00 - $60,000.00 per year
My team's mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. We are located in Kensington, MD and help customers with their insurance and financial services needs, including:
  • Auto insurance
  • Home insurance
  • Life insurance
  • Retirement planning

State Farm agents are independent contractors who hire their own employees. State Farm agents' employees are not employees of State Farm. Agents are responsible for and make all employment decisions regarding their employees.

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