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Entry Level Life Insurance Agent Salary Plus Commission Jobs

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Life Insurance Agent

Tampa, FL · Remote

$60K - $110K/yr

FINRA licenses a plus but not required * Strong communication and relationship-building skills ... High Compensation: 100% Commission + Bonuses ( 1099 ) * Unlimited income potential (no caps) * Full ...

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Life Insurance Agent

Atlanta, GA · Remote

$60K - $110K/yr

FINRA licenses a plus but not required * Strong communication and relationship-building skills ... High Compensation: 100% Commission + Bonuses ( 1099 ) * Unlimited income potential (no caps) * Full ...

Life Insurance Agent

Columbia, SC · On-site

$70K - $95K/yr

Insurance Agent Responsibilities * Identify opportunities to sell life insurance to a variety of clients and working with them to find the policy that best suits their needs * Go through policies ...

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Life Insurance Agent

Atlanta, GA · Remote

$60K - $120K/yr

Licensed Life Insurance Agent Location: 100% Remote / Work From Home Benefits * Health insurance ... Manage and maintain client relationships Compensation * 100% commission-based with uncapped earning ...

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Entry Level Life Insurance Agent Salary Plus Commission information

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$18K

$89K

$145K

How much do entry level life insurance agent salary plus commission jobs pay per year?

As of Aug 10, 2026, the average yearly pay for entry level life insurance agent salary plus commission in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is the typical salary and commission structure for an entry level life insurance agent?

Entry level life insurance agents typically earn a base salary plus commission. The base salary can range from $30,000 to $50,000 per year, depending on the company and location. In addition to this, agents earn commissions on the policies they sell, which can significantly increase their total earnings. Commissions are usually a percentage of the premium for each policy sold, and some companies also offer bonuses and incentives for meeting sales targets. This structure allows new agents to have financial stability while also rewarding strong sales performance.

What are the key skills and qualifications needed to thrive as an entry level life insurance agent?

To thrive as an Entry Level Life Insurance Agent, you generally need a high school diploma or equivalent, strong sales acumen, and state-specific life insurance licensure. Familiarity with customer relationship management (CRM) software, quoting tools, and digital communication platforms is typically required. Outstanding interpersonal skills, resilience, and persuasive communication make agents stand out in building client trust and closing sales. These skills and qualifications are vital for effectively identifying prospects, meeting sales targets, and maintaining compliance in a competitive financial services industry.

What are the typical daily responsibilities of an entry level life insurance agent working on salary plus commission?

As an entry-level life insurance agent on a salary plus commission structure, your day usually involves a combination of prospecting for new clients, following up with leads, and conducting meetings to assess clients’ insurance needs. You’ll often spend time preparing policy proposals, managing client documentation, and attending training sessions to stay updated on products and compliance requirements. Collaboration with senior agents and sales managers is common, as they provide guidance and help you develop effective sales strategies. Balancing administrative work with active client outreach is key to building your client base and maximizing your earnings potential.

What is the difference between Entry Level Life Insurance Agent Salary Plus Commission vs Entry Level Insurance Sales Agent?

AspectEntry Level Life Insurance Agent Salary Plus CommissionEntry Level Insurance Sales Agent
Required CredentialsLicensing in life insurance, sometimes state-specificLicensing in insurance sales, often similar requirements
Work EnvironmentOffice, insurance agencies, or remoteOffice, retail locations, or remote
Employer & IndustryInsurance companies, agenciesInsurance companies, agencies, financial services
Compensation StructureBase salary plus commissionsTypically commission-based, sometimes with a small base

Both roles involve selling insurance policies and require licensing. The main difference is that Entry Level Life Insurance Agents often have a base salary plus commissions, providing more income stability, while Entry Level Insurance Sales Agents are usually paid primarily through commissions, which can vary based on sales performance.

More about Entry Level Life Insurance Agent Salary Plus Commission jobs
What cities are hiring for Entry Level Life Insurance Agent Salary Plus Commission jobs? Cities with the most Entry Level Life Insurance Agent Salary Plus Commission job openings:
What states have the most Entry Level Life Insurance Agent Salary Plus Commission jobs? States with the most job openings for Entry Level Life Insurance Agent Salary Plus Commission jobs include:

Life Insurance Agent

LionRock Financial Services TN

Seymour, TN • On-site

$100K - $400K/yr

Full-time

Re-posted 2 days ago


Job description

LionRock Financial Services - Leads, No Cold Calling Seymour TN (On-Site) Full-Time | Entry-Level to Experienced | $100,000 - $400,000+ Potential (All Commission + Bonuses)

LionRock Financial Services is a rapidly growing life insurance brokerage revolutionizing the industry by making affordable protection simple and accessible for families nationwide. We shop 40+ A-rated carriers to deliver truly personalized solutions. All through a proven, efficient phone-based system that puts you in the advisor seat, which results in the first call often the only call needed.

This is a 1099 independent contractor opportunity unlike any other in financial services: Our agents consistently double/triple the national average in production and earnings without the “hustle & grind” culture. We’ve fine-tuned an inbound lead system and consultative one call close process that lets you earn true 6-figures (7-figures long-term) while enjoying real work-life harmony.

Why Top Producers Are Joining LionRock Right Now

  • Exclusive Inbound Leads Only → High-intent prospects call YOU (12–17+ qualified calls/day once ramped). No cold calling, no door-knocking.
  • Lucrative Commission Structure → Average agents $9,000–$12,000/month net. Top performers $30,000+/month ($400k+ annually). First-year realistic: $100k–$250k+.
  • Day-1 Vesting + Residual Income from Year 1 → Build a book of business that pays you renewals forever.
  • Performance Bonuses + Referral Incentives → Extra cash for production milestones and every client referral you request and close.
  • Commission Increases → Hit consistent targets → unlock higher contract levels fast.
  • Agency-Building Path → Proven roadmap to leadership (many agents promoted within (6-12 months).

What a Day Looks Like

  • Mon–Thu 9AM–6PM, Fri 9AM–4PM (no weekends, no evenings)
  • Take 12–17+ inbound calls from pre-qualified prospects actively shopping or needing help with coverage
  • Use our battle-tested consultative script → uncover needs → present the best options from 40+ carriers → close in one call (most deals done same day)
  • Log the app, get paid, then move to the next opportunity

Who Thrives Here

You’re a proven closer who’s tired of chasing and ready to get paid what you’re worth. Ideal background:

  • High-ticket direct sales (solar, D2D, pest control, alarms, auto, timeshare, cell phones, retail management, etc.)
  • Current FL 214/215 license a big plus (we’ll sponsor and pay for pre-licensing if you’re the right fit)
  • Track record of crushing quotas and bouncing back fast from “no”
  • Coachable, growth-minded, and hungry for mentorship that actually moves the needle

The Kind of Person We’re Looking For

  • Growth Mindset – You see challenges as fuel and actively implement feedback
  • Self-Leadership & Resilience – You run your day like a business owner (because you are one)
  • Elite Phone Presence – You build instant rapport, explain complex products in simple terms, and turn conversations into closed deals & referrals
  • Integrity First – You put the client’s needs ahead of the commission (it paradoxically makes you richer)
  • Bilingual (English/Spanish or English/Portuguese) = big advantage
  • Tech-savvy (CRM, soft-phone, Zoom, etc.)
    Even if you have zero insurance experience but you’ve dominated in any commission sales role, we’ll turn you into a top life insurance advisor in 30–60 days.

What Sets LionRock Apart

  • Proven consultative sales process refined over thousands of calls and millions in placed premium
  • Daily proximity to leadership — man of the executive team train and coach personally
  • Culture of integrity, accountability, respect, and fun (in-office basketball, putting green, yard games, discounted gym membership)
  • Fast-track leadership roles for producers who want to recruit and build teams
  • We protect your time. A true 40-hour weeks with flexible with most holidays off

If you’re a licensed agent burned out on bad leads... a solar/door-knocker ready for warmer, higher-value closes... or a hungry salesperson wanting to step into financial services and build generational wealth then this is the move.

Average agents here more than double what they made in their last sales gig in the first 12 months.

Ready to finally get paid like a top 1% closer without sacrificing your life?

Apply today....submit your resume and a quick note about your sales background and why you’re ready for this. Top candidates get invited to our next on-site info session in Maitland, FL office.

Let’s build something legendary together.

LionRock Financial Services – Equal Opportunity Employer

Company Description

LionRock Financial Services provides accessible, affordable life insurance solutions designed with everyday families in mind. Our dedicated team of licensed professionals is committed to providing ethical service delivery of high-value life insurance products. We are a rapidly growing independent life insurance agency founded in 2023. We are a Veteran-owned and minority-owned business.