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1099 Insurance Agent Jobs in California (NOW HIRING)

HealthMarkets, Inc.

Insurance Agent

Escondido, CA · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Temecula, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Sacramento, CA · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Sacramento, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Morgan Hill, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Escondido, CA · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Oakland, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Carlsbad, CA · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Sherman Oaks, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Anaheim, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

San Jose, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Fresno, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

San Diego, CA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

HealthMarkets, Inc.

Insurance Agent

Irvine, CA · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

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All Jobs1099 Insurance Agent Jobs1099 Insurance Agent Jobs in California

1099 Insurance Agent information

What is a 1099 insurance agent?

A 1099 Insurance Agent is an independent contractor who sells insurance policies on behalf of an insurance company but is not considered an employee. Instead of receiving a salary, they earn commissions based on the policies they sell. They have the flexibility to set their own schedule, choose the products they sell, and often work with multiple carriers. However, they are responsible for their own expenses, taxes, and benefits. This role is ideal for self-motivated individuals who enjoy sales and building client relationships.

What skills and qualifications are needed to be a 1099 insurance agent?

To thrive as a 1099 Insurance Agent, you need strong sales acumen, deep knowledge of insurance products, and often a state insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and lead generation platforms is typically required. Exceptional self-motivation, communication, and relationship-building skills help you excel in this independent, client-focused role. These competencies are critical because 1099 agents operate as independent contractors, driving their own success through effective client acquisition and management.

What are the typical work arrangements and earning potential for a 1099 insurance agent?

As a 1099 Insurance Agent, you work as an independent contractor rather than a traditional employee, which gives you flexibility to set your own schedule and manage your workload. Compensation is usually commission-based, meaning your earnings are directly tied to the number and types of policies you sell. This can offer high earning potential for driven agents, but also means income can fluctuate depending on sales performance and market conditions. Many agents build long-term client relationships that help generate repeat business and referrals, contributing to sustained growth in their portfolios. Success in this role often depends on proactive lead generation, consistent follow-up, and developing expertise in your chosen insurance markets.

How much do 1099 insurance agents make?

1099 insurance agents typically earn commissions based on the policies they sell, with earnings varying widely depending on experience, sales volume, and the insurance products offered. On average, they can make from $30,000 to over $100,000 annually, with top performers earning significantly more through renewals and high-value policies. Income is often commission-based, requiring strong sales skills and client management.

Is selling insurance a 1099 insurance agent job?

Yes, selling insurance as a 1099 insurance agent typically means working as an independent contractor rather than an employee. This status often involves managing your own schedule, handling your taxes, and using sales skills to acquire clients. Many insurance agents operate under 1099 arrangements, especially in commission-based roles.

Why do so many 1099 insurance agents quit?

Many 1099 insurance agents quit due to the high variability in income, as they rely on commissions rather than a fixed salary. Additionally, the job often requires self-motivation, ongoing lead generation, and handling rejection, which can lead to burnout and turnover.

What are the most commonly searched types of 1099 Insurance Agent jobs in California?

The most popular types of 1099 Insurance Agent jobs in California are:

What are popular job titles related to 1099 Insurance Agent jobs in California?

For 1099 Insurance Agent jobs in California, the most frequently searched job titles are:

What job categories do people searching 1099 Insurance Agent jobs in California look for?

The top searched job categories for 1099 Insurance Agent jobs in California are:

What cities in California are hiring for 1099 Insurance Agent jobs?

Cities in California with the most 1099 Insurance Agent job openings:

1099 Insurance Agent jobs near you
Infographic showing various 1099 Insurance Agent job openings in California as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution.

Team Nexa Life Insurance Agent

Pope Insurance Group (A Senior Life Insurance Company Agency)

Fresno, CA • On-site

Other

Re-posted 9 days ago

Job description

Life Insurance Agent Independent Contractor (1099)

Field or remote positions available.

Serious About Building a Real Insurance Business?

Team Nexa Insurance Solutions is expanding and looking for licensed life insurance agents who are ready to operate as true independent contractors (1099) not employees.

If you're looking for hourly pay, hand-holding, or a company to build your business for you this is not that opportunity.

If you want control, ownership, and long-term income, keep reading.

Start Here (Required First Step)

We will only respond to candidates who complete the application.

This Is a Business Opportunity Not a Job

As an independent agent, you are in control:

  • You control your schedule and production
  • You own your book of business
  • You decide how you generate and work your leads
  • Your income is 100% performance-based

Most agents never get told the truth: "Free leads" and heavy agency support usually come at the cost of lower commissions and limited growth.

We focus on helping agents build profitable, sustainable businesses not dependency.

What You Get Access To

Multiple competitive carriers and product lines

Proven sales systems and structured training

Ongoing mentorship and coaching

Contracting, underwriting, and case support

Systems designed to help you scale your production

Read This Carefully

This opportunity is not for everyone:

  • No salary or hourly compensation
  • No employee benefits
  • No employer-funded marketing
  • You are responsible for your own lead generation and activity
  • If you're looking for a traditional job structure, this will not be a fit.
Who Typically Succeeds Here

Licensed agents who want to increase production and income

Individuals who understand (or are ready to learn) the 1099 model

Agents willing to invest in themselves and their business

People who are coachable, disciplined, and results-driven

Apply Now to Learn More

Only applicants who complete the form will be contacted.

Final Thought

You can continue working in a system that limits your growth

Or you can take ownership and build something that pays you long-term.

The choice is yours.

Disclaimer

This is a commission-based independent contractor opportunity. Individual results will vary based on effort, skill, and market conditions.

Apply