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1099 Insurance Agent Jobs (NOW HIRING)

Alfa Insurance Agent

Insurance Agent

Birmingham, AL · On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Alfa Insurance Agent

Insurance Agent

Hickory Flat, MS · On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Alfa Insurance Agent

Insurance Agent

Canton, GA · On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Brightway Insurance

Insurance Agent

Youngsville, LA · On-site

As an Insurance Agent, you'll focus on developing client relationships within your community and offering Personal Lines insurance. Our streamlined operations allow you to maximize your sales efforts ...

American Family Insurance

Insurance Agent

Topeka, KS

That's what makes an American Family Insurance Agent. It's a highly rewarding opportunity that allows you to create financial stability while making a positive impact on our customers' lives. If you ...

Alfa Insurance Agent

Insurance Agent

Blythe, GA · On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Alfa Insurance Agent

Insurance Agent

Mobile, AL · On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Alchemy Financial Group

Insurance Agent

Farmville, VA · On-site

$75K - $105K/yr

About the Insurance Agent Position We're seeking a motivated and competitive worker to join our team as an Insurance Agent. As an Insurance Agent with Alchemy Financial, you'll be responsible for ...

Alfa Insurance Agent

Insurance Agent

Austell, GA · On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Alfa Insurance Agent

Insurance Agent

Jasper, AL · On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Alfa Insurance Agent

Insurance Agent

Birmingham, AL · On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Alfa Insurance Agent

Insurance Agent

Canton, GA · On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Alchemy Financial Group

Insurance Agent

Lynchburg, VA · On-site

$75K - $105K/yr

About the Insurance Agent Position We're seeking a motivated and competitive worker to join our team as an Insurance Agent. As an Insurance Agent with Alchemy Financial, you'll be responsible for ...

Alchemy Financial Group

Insurance Agent

Suffolk, VA

About the Insurance Agent Position We're seeking a motivated and competitive worker to join our team as an Insurance Agent. As an Insurance Agent with Alchemy Financial, you'll be responsible for ...

Alfa Insurance Agent

Insurance Agent

Canton, GA · On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Alfa Insurance Agent

Insurance Agent

Mobile, AL · On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Alfa Insurance Agent

Insurance Agent

Brookhaven, MS · On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Alfa Insurance Agent

Insurance Agent

Americus, GA · On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Alfa Insurance Agent

Insurance Agent

Forest, MS · On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

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1099 Insurance Agent information

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$25K

$65K

$121.5K

How much do 1099 insurance agent jobs pay per year?

As of Jun 18, 2026, the average yearly pay for 1099 insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What type of insurance agents get paid the most?

In the insurance industry, highly experienced and specialized agents such as those selling high-net-worth individual policies, commercial insurance, or working in niche markets tend to earn the highest commissions and income. 1099 insurance agents who develop strong client relationships, possess advanced certifications, and focus on complex or high-value policies generally have greater earning potential.

What are the key skills and qualifications needed to thrive in the 1099 Insurance Agent position, and why are they important?

To thrive as a 1099 Insurance Agent, you need strong sales acumen, deep knowledge of insurance products, and often a state insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and lead generation platforms is typically required. Exceptional self-motivation, communication, and relationship-building skills help you excel in this independent, client-focused role. These competencies are critical because 1099 agents operate as independent contractors, driving their own success through effective client acquisition and management.

Why do so many insurance agents quit?

Many insurance agents quit due to the high competition, inconsistent income, and the need for strong sales skills. The job often involves self-employment, commission-based pay, and ongoing client acquisition, which can be challenging and lead to job instability for some agents.

What are the typical work arrangements and earning potential for a 1099 Insurance Agent?

As a 1099 Insurance Agent, you work as an independent contractor rather than a traditional employee, which gives you flexibility to set your own schedule and manage your workload. Compensation is usually commission-based, meaning your earnings are directly tied to the number and types of policies you sell. This can offer high earning potential for driven agents, but also means income can fluctuate depending on sales performance and market conditions. Many agents build long-term client relationships that help generate repeat business and referrals, contributing to sustained growth in their portfolios. Success in this role often depends on proactive lead generation, consistent follow-up, and developing expertise in your chosen insurance markets.

What is a 1099 Insurance Agent job?

A 1099 Insurance Agent is an independent contractor who sells insurance policies on behalf of an insurance company but is not considered an employee. Instead of receiving a salary, they earn commissions based on the policies they sell. They have the flexibility to set their own schedule, choose the products they sell, and often work with multiple carriers. However, they are responsible for their own expenses, taxes, and benefits. This role is ideal for self-motivated individuals who enjoy sales and building client relationships.

Do insurance agents get a 1099?

1099 insurance agents are typically independent contractors who receive a 1099 form from their insurance company or agency at the end of the year, reporting their earnings. Unlike employees, they are responsible for their own taxes, and their income is often commission-based. Proper record-keeping and understanding of tax obligations are essential for 1099 agents.

How much do freelance insurance agents make?

Freelance insurance agents, including 1099 independent contractors, typically earn commissions that can range from 20% to 40% of the policy premiums sold. Their income depends on sales volume, experience, and the types of insurance they sell, with annual earnings often between $30,000 and $100,000 or more. Successful agents who build a client base and develop sales skills can increase their earnings over time.
More about 1099 Insurance Agent jobs
What cities are hiring for 1099 Insurance Agent jobs? Cities with the most 1099 Insurance Agent job openings:
What are the most commonly searched types of 1099 Insurance Agent jobs? The most popular types of 1099 Insurance Agent jobs are:
What states have the most 1099 Insurance Agent jobs? States with the most job openings for 1099 Insurance Agent jobs include:
What job categories do people searching 1099 Insurance Agent jobs look for? The top searched job categories for 1099 Insurance Agent jobs are:
1099 Insurance Agent jobs near you
Infographic showing various 1099 Insurance Agent job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 91% Full Time, and 8% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

Insurance Agent

Alfa Insurance Agent

Birmingham, AL • On-site

$303K/yr

Contractor

Posted 5 days ago

Job description

Job Overview
Alfa Insurance is seeking ambitious individuals to join our team as Insurance Agency Owners. This position offers the opportunity to build and manage your agency while representing a top-rated, multi-line insurance company with a strong presence in the Southeastern United States.
Key Areas of Responsibilities
  • Develop and manage an independent insurance agency under the Alfa brand.
  • Provide personalized insurance solutions to clients.
  • Oversee daily operations, including sales, customer service, and staff management.
  • Build and maintain long-term client relationships.
  • Promote Alfa's comprehensive range of insurance products, including auto, home, life, and business insurance.

Qualifications
  • Proven leadership or business owner experience (insurance experience preferred but not required).
  • Persuasive communication and people skills.
  • Ability to develop business strategies and meet sales objectives.
  • Must have a current P&C and Life License or willing to obtain the necessary insurance licenses.

Benefits/Perks
  • Competitive compensation.
    • Average Agent Revenue - $303,600
    • Top 10% Average Agent Revenue - $600,986
  • Access to Alfa's extensive training programs and resources.
  • The chance to represent a company renowned for its exceptional customer claims handling and unmatched financial stability.
  • 24/7 Support from Alfa's Corporate Office.

About Alfa Insurance
Alfa Insurance® is an A-rated insurance carrier that offers an excellent array of auto, home, life, farm and business insurance products. Alfa® is known for its superior customer service. Since its humble beginnings in 1946, Alfa and its affiliates now serve more than 1 million customers across 14 states.
Apply Today: Join Alfa's legacy of excellence by starting your journey
The Alfa® Agent Opportunity
Start today with a trusted company who has protected communities across Alabama, Georgia and Mississippi since 1946. Becoming an agent with Alfa Insurance® is more than just selling insurance and growing a business. It's making a difference in the lives of your policyholders and the community. It's creating lifelong relationships. It's growing a business that allows you to provide for your family. It's about being there when it matters most and protecting those things that are most important. It's becoming part of a well-respected company that is based on faith, family, community and integrity.
Many Alfa insurance agents are independent contractors. These agents are not employees of Alfa Insurance. Staff for independent contractor agents will be employees of the agent and not Alfa Insurance.

Apply