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1099 Insurance Agent Jobs (NOW HIRING)

Insurance Agent

Blythe, GA ยท On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Insurance Agent

Birmingham, AL ยท On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Insurance Agent

Hickory Flat, MS ยท On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Insurance Agent

Austell, GA ยท On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Insurance Agent

Mobile, AL ยท On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Insurance Agent

Suffolk, VA ยท On-site

$75K - $100K/yr

About the Insurance Agent Position We're seeking a motivated and competitive worker to join our team as an Insurance Agent. As an Insurance Agent with Alchemy Financial, you'll be responsible for ...

Insurance Agent

Madison, MS ยท On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Insurance Agent

Blythe, GA ยท On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Insurance Agent

Dothan, AL ยท On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Insurance Agent

Mobile, AL ยท On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Insurance Agent

Canton, GA ยท On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Insurance Agent

Canton, GA ยท On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Insurance Agent

Birmingham, AL ยท On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Insurance Agent

Hickory Flat, MS ยท On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Insurance Agent

Madison, MS ยท On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Insurance Agent

Canton, GA ยท On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Insurance Agent

Blythe, GA ยท On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Insurance Agent

Blythe, GA ยท On-site

$303K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

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Showing results 1-20

1099 Insurance Agent information

See salary details

$25K

$65K

$121.5K

How much do 1099 insurance agent jobs pay per year?

As of Jun 18, 2026, the average yearly pay for 1099 insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What type of insurance agents get paid the most?

In the insurance industry, highly experienced and specialized agents such as those selling high-net-worth individual policies, commercial insurance, or working in niche markets tend to earn the highest commissions and income. 1099 insurance agents who develop strong client relationships, possess advanced certifications, and focus on complex or high-value policies generally have greater earning potential.

What are the key skills and qualifications needed to thrive in the 1099 Insurance Agent position, and why are they important?

To thrive as a 1099 Insurance Agent, you need strong sales acumen, deep knowledge of insurance products, and often a state insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and lead generation platforms is typically required. Exceptional self-motivation, communication, and relationship-building skills help you excel in this independent, client-focused role. These competencies are critical because 1099 agents operate as independent contractors, driving their own success through effective client acquisition and management.

Why do so many insurance agents quit?

Many insurance agents quit due to the high competition, inconsistent income, and the need for strong sales skills. The job often involves self-employment, commission-based pay, and ongoing client acquisition, which can be challenging and lead to job instability for some agents.

What are the typical work arrangements and earning potential for a 1099 Insurance Agent?

As a 1099 Insurance Agent, you work as an independent contractor rather than a traditional employee, which gives you flexibility to set your own schedule and manage your workload. Compensation is usually commission-based, meaning your earnings are directly tied to the number and types of policies you sell. This can offer high earning potential for driven agents, but also means income can fluctuate depending on sales performance and market conditions. Many agents build long-term client relationships that help generate repeat business and referrals, contributing to sustained growth in their portfolios. Success in this role often depends on proactive lead generation, consistent follow-up, and developing expertise in your chosen insurance markets.

What is a 1099 Insurance Agent job?

A 1099 Insurance Agent is an independent contractor who sells insurance policies on behalf of an insurance company but is not considered an employee. Instead of receiving a salary, they earn commissions based on the policies they sell. They have the flexibility to set their own schedule, choose the products they sell, and often work with multiple carriers. However, they are responsible for their own expenses, taxes, and benefits. This role is ideal for self-motivated individuals who enjoy sales and building client relationships.

Do insurance agents get a 1099?

1099 insurance agents are typically independent contractors who receive a 1099 form from their insurance company or agency at the end of the year, reporting their earnings. Unlike employees, they are responsible for their own taxes, and their income is often commission-based. Proper record-keeping and understanding of tax obligations are essential for 1099 agents.

How much do freelance insurance agents make?

Freelance insurance agents, including 1099 independent contractors, typically earn commissions that can range from 20% to 40% of the policy premiums sold. Their income depends on sales volume, experience, and the types of insurance they sell, with annual earnings often between $30,000 and $100,000 or more. Successful agents who build a client base and develop sales skills can increase their earnings over time.
More about 1099 Insurance Agent jobs
What cities are hiring for 1099 Insurance Agent jobs? Cities with the most 1099 Insurance Agent job openings:
What are the most commonly searched types of 1099 Insurance Agent jobs? The most popular types of 1099 Insurance Agent jobs are:
What states have the most 1099 Insurance Agent jobs? States with the most job openings for 1099 Insurance Agent jobs include:
Infographic showing various 1099 Insurance Agent job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 91% Full Time, and 8% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

Insurance Agent - Nashua, NH

Horace Mann - Agent Opportunities

Nashua, NH โ€ข On-site

Full-time

Medical, Life, Retirement

Posted 26 days ago


Job description

At Horace Mann - We help individual educators identify their financial goals and develop plans to achieve them. Our solutions include auto insurance, homeowners insurance, life insurance and retirement solutions.
We are seeking an experienced Insurance Agent to serve a specialized educator market while assuming an existing book of business with in-force policies and renewals. As a 1099 Captive Agent, you will be responsible for retaining, servicing, and expanding relationships with educators, ensuring they have the right insurance solutions tailored to their unique needs while also providing access to valuable no-cost programs and resources.
Key Responsibilities:
  • Assume and grow an established book of business consisting primarily of educators and school employees.
  • Retain and renew existing policies while ensuring customer satisfaction and long-term relationships.
  • Generate new business through referrals, school partnerships, and networking within the education sector.
  • Identify cross-selling and upselling opportunities to offer additional protection, such as life and retirement products.
  • Educate clients on their coverage options, policy benefits, and financial protection strategies tailored for educators.
  • Share Value-Added Programs
    • Student Loan Solutions to help educators navigate loan repayment options.
    • Financial Wellness Workshops to support long-term financial planning.
    • Classroom Funding Assistance in partnership with DonorsChoose, helping educators secure funding for essential classroom resources.

Qualifications:
  • Active insurance license in (Life, Health, Property & Casualty, SIE, and the ability to obtain additional FINRA licenses within 12 months).
  • Proven experience as an Insurance Agent or Agency Owner, specializing in Property & Casualty, Life, and Retirement solutions.
  • Strong relationship-building skills with the ability to connect with educators and school personnel.
  • Self-motivated and goal-oriented with the ability to work independently.
  • Excellent communication and presentation skills, especially in explaining policies to non-financial professionals.

Compensation & Benefits:
  • Commission-based earnings with renewal income from an assumed book of business.
  • Access to an established client base with active policies in force.
  • Performance-based rewards, including production incentives and exclusive trips.
  • Opportunities for additional sales and referrals within the niche educator market.
  • Ongoing training and resources to support professional growth.
  • Flexibility and autonomy to manage your own schedule while benefiting from an established captive agency structure.

Why Join Us?
  • Immediate renewal income with a built-in book of educator clients.
  • Exclusive access to a niche market with a strong demand for specialized insurance solutions.
  • Ability to make a meaningful impact by helping educators secure their financial future.
  • Long-term career growth with residual income potential.

If you're a dedicated insurance professional looking for a specialized, relationship-driven opportunity in the educator market, we'd love to hear from you!
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