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Non Captive Insurance Agent Jobs (NOW HIRING)

$55K - $250K/yr

Licensed Life Insurance Agent - Dallas-Fort Worth (Texas License Required) Team-Based Model | In ... rated, non-captive carriers A proven presentation framework Direct guidance from experienced ...

$55K - $250K/yr

Licensed Life Insurance Agent - Dallas-Fort Worth (Texas License Required) Team-Based Model | In ... rated, non-captive carriers A proven presentation framework Direct guidance from experienced ...

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Non Captive Insurance Agent information

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$25K

$65K

$121.5K

How much do non captive insurance agent jobs pay per year?

As of Aug 4, 2026, the average yearly pay for non captive insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

How much do non-captive insurance agents make?

Non-captive insurance agents typically earn between $40,000 and $80,000 annually, with top performers making over $100,000. Their income depends on commissions, sales volume, and experience, and they often work independently or for brokerage firms, requiring strong sales skills and industry knowledge.

Is it better to be a non captive insurance agent or independent insurance agent?

A non-captive insurance agent typically works independently or for a brokerage, offering products from multiple insurers, which provides more product flexibility and client options. An independent insurance agent often has greater autonomy, can build their own client base, and may earn higher commissions, but they also bear more responsibility for marketing and business development. Both roles require licensing, sales skills, and industry knowledge, with the choice depending on personal preferences for independence and product variety.

What is a non captive insurance agent?

A Non Captive Insurance Agent is an independent insurance professional who is not tied to a single insurance company. Instead, they can offer policies from multiple insurers, providing clients with a wider range of coverage options. This allows them to compare rates and tailor recommendations based on a client's specific needs. Unlike captive agents, who exclusively sell products from one company, non-captive agents have greater flexibility in finding the best policies for their customers.

What are the key skills and qualifications needed to thrive as a non captive insurance agent?

To thrive as a Non Captive Insurance Agent, you need in-depth insurance product knowledge, strong sales acumen, and the ability to navigate regulatory requirements, typically supported by a state insurance license. Familiarity with CRM platforms, quoting software, and digital communication tools is often required to manage client accounts and process applications efficiently. Exceptional interpersonal skills, self-motivation, and ethical integrity help agents build trust and establish lasting client relationships. These skills are vital because agents must independently represent multiple insurers, requiring both product expertise and the ability to match solutions to diverse client needs.

What is a typical career path or advancement opportunity for a non captive insurance agent?

Non Captive Insurance Agents often start by building their client base and learning the intricacies of various insurance products across multiple carriers. As they gain experience and demonstrate strong sales performance, they may progress to become senior agents, team leaders, or even start their own independent agencies. In many organizations, top performers can also specialize in high-value markets such as commercial insurance or financial planning. This role offers excellent growth potential for self-driven individuals who enjoy flexible schedules and the ability to build a business based on their own initiative.

More about Non Captive Insurance Agent jobs
What cities are hiring for Non Captive Insurance Agent jobs? Cities with the most Non Captive Insurance Agent job openings:
What are the most commonly searched types of Non Captive Insurance Agent jobs? The most popular types of Non Captive Insurance Agent jobs are:
What states have the most Non Captive Insurance Agent jobs? States with the most job openings for Non Captive Insurance Agent jobs include:
Infographic showing various Non Captive Insurance Agent job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 94% Full Time, 3% Part Time, and 2% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

Licensed Life & Health Insurance Agent

Assurance Network

Chester, VA โ€ข Remote

$50K - $200K/yr

Other

Medical, Life

Re-posted 22 days ago


Job description

Licensed Life & Health Insurance Agent
Non-Captive | Residual Income | 1099

Medicare (T65) | ACA | Life

Tired of paying for dead or recycled leads?
Is E&O coverage holding you back from getting started?
We’re hiring licensed Life & Health agents ready to grow in Medicare (T65), ACA, and Life insurance.
This is a non-captive 1099 opportunity where you’re paid directly by carriers and retain ownership of your book of business.
Some free lead opportunities are available (availability varies). You’ll prospect daily, handle inbound calls, conduct virtual or in-person appointments, and close business compliantly.
We provide tools and support.
You bring the activity and follow-through.
Compensation:
  • Commission paid directly by carriers.
  • Medicare, ACA, and Life products.
  • Renewal income available.
  • Uncapped earning potential.
  • Build long-term residual income.
Requirements:
  • Active Life & Health License.
  • Comfortable making outbound calls.
  • Strong phone communication skills.
  • Self-motivated and disciplined.
  • Desktop/laptop (no tablets).
  • Hardwired internet (no WiFi).
  • Headset with microphone.
  • Quiet, professional workspace.
If you're ready to stop chasing bad leads and start building real production, apply today. Email your name and contact information to agents@assurance-network.com and be sure to include whether you’re interested in becoming a Life Insurance Agent, Health Insurance Agent, or both.
Non-captive.
Uncapped.
Performance-driven.