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Captive Agent Jobs (NOW HIRING)

Description Personal Lines Producer (Captive Agent) We are a thriving insurance and financial services agency with a strong commitment to our clients and our team. We are seeking a highly motivated ...

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Captive Agent information

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$14

$30

$39

How much do captive agent jobs pay per hour?

As of Aug 23, 2026, the average hourly pay for captive agent in the United States is $30.15, according to ZipRecruiter salary data. Most workers in this role earn between $23.56 and $39.66 per hour, depending on experience, location, and employer.

What is a captive agent?

A captive agent is an insurance agent who works exclusively for one insurance company and sells only that company's products. Unlike independent agents who represent multiple insurers, captive agents have in-depth knowledge of their company's offerings and can provide specialized advice on those products. They typically receive training, support, and leads from their parent company, but may have limited flexibility in product selection. Captive agents often earn a combination of salary and commission based on their sales performance.

What are the key skills and qualifications needed to thrive as a captive agent, and why are they important?

To thrive as a Captive Agent, you need a solid understanding of insurance products, strong sales acumen, and typically a state insurance license. Familiarity with customer relationship management (CRM) systems, policy quoting software, and proprietary company platforms is often required. Exceptional interpersonal skills, resilience, and persuasive communication help build client trust and close sales. These abilities are vital for meeting targets, maintaining compliance, and building lasting client relationships within a specific insurance company’s offerings.

How does working as a captive agent impact your ability to meet clients' needs compared to independent agents?

As a captive agent, you represent a single insurance company, which means you can offer clients specialized knowledge, exclusive products, and in-depth support from that provider. However, this also means your product offerings are limited to what your company provides, which can be a challenge if a client's needs don't align perfectly with your company's products. Success often depends on building strong relationships, thoroughly understanding your products, and providing exceptional service. Captive agents frequently collaborate with internal teams such as underwriting, claims, and customer service, providing a supportive structure and resources for both personal growth and client satisfaction.

What is the difference between Captive Agent vs Independent Agent?

AspectCaptive AgentIndependent Agent
Credentials/CertificationsRequires industry licenses, state-specific insurance licensesRequires similar licenses, but may also need additional certifications depending on products
Work EnvironmentWorks exclusively for one insurance companyRepresents multiple insurance companies
Employer/Industry UsageEmployed or contracted directly by an insurance companyOperates independently or through agencies, representing multiple insurers

In summary, Captive Agents work exclusively for one insurance company, focusing on their products, while Independent Agents represent multiple insurers, offering clients a broader range of options. Both roles require licensing and industry knowledge but differ mainly in employer relationships and product offerings.

Is it better to be a captive agent?

Being a captive agent means working exclusively for one insurance company, which can provide stability, training, and access to company resources. However, it may limit flexibility and product options compared to independent agents who can sell multiple carriers. The choice depends on individual career goals and preferences for independence or company support.
More about Captive Agent jobs

What cities are hiring for Captive Agent jobs?

Cities with the most Captive Agent job openings:

What are the most commonly searched types of Captive Agent jobs?

The most popular types of Captive Agent jobs are:

What states have the most Captive Agent jobs?

States with the most job openings for Captive Agent jobs include:

Infographic showing various Captive Agent job openings in the United States as of August 2026, with employment types broken down into 95% Full Time, 3% Part Time, and 2% Contract. Highlights an 83% Physical, 1% Hybrid, and 16% Remote job distribution, with an average salary of $62,702 per year, or $30.1 per hour.

Insurance Agent | Bonus Live Now - Dec 15th

Damon Gilmore Agency - Farmers Insurance

Houston, TX • On-site

$3.5K - $5.0K/mo

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 12 days ago


Job description

***Ask about our New Business Bonus Now - December 15th, 2026***


Go Independent Without Starting From Zero — Captive Agents, This Is Your Exit.

  • Do you want the freedom of independent-agency selling?
  • Do you want Flexibility, High Commissions, access to 50+ Top Carriers from Day One?
  • Are you a captive agent tired of losing winnable deals?
  • As a producer on our team, you'll sell across our full carrier lineup — powered by our carrier relationships, comparative rating platform, in-house quoting team. Our contracts become your arsenal.



Apply ONLY if you're the BEST can prove it.

This Role Is NOT for You If…

  • You struggle to work independently — no manager will babysit your pipeline
  • You avoid the phone or hesitate to present Auto coverage
  • You need constant reminders, hand-holding, or daily check-ins
  • You aren't willing to follow proven scripts a structured quoting process
  • You can't manage your own schedule, workload, pipeline
  • You're looking to coast — this role rewards producers who treat their book like they own it
Responsibilities

You control your own schedule — but here's what success looks like:

  • Generate new business through leads, referrals, your own network
  • Present coverage options tailored to each client's needs goals
  • Sell promote Auto Insurance with confidence professionalism
  • Track every lead, quote, sale in your CRM
Requirements
  • Licensed Property Casualty Agent (Texas — General Lines preferred)
  • Current or former captive agent ready to control your own future
  • A confident closer who thrives on clear goals consistent results
  • Self-motivated disciplined: no one will "hold your hand"
  • A genuine desire to help clients protect their families future
  • Entrepreneurial mindset: you want to build something for YOU — a book that's actually YOURS
Benefits
Flexible Schedule###Career Growth Opportunities###Down Payment Assistance###Mon-Fri Schedule###Health Insurance###Dental Insurance###Vision Insurance###Life Insurance###Disability Insurance###Retirement Plan###Work from Home###Hands on Training###