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Captive Agent Jobs (NOW HIRING)

Wise Dollar Insurance

P&C Insurance Agent

Scottsdale, AZ · Remote

$40K - $50K/yr

We write preferred households that need more than a captive agent can deliver. This is not a transactional call-center seat. The right agent builds a real practice, develops lasting client ...

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How much do captive agent jobs pay per hour?

As of May 31, 2026, the average hourly pay for captive agent in the United States is $30.15, according to ZipRecruiter salary data. Most workers in this role earn between $23.56 and $39.66 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Captive Agent, and why are they important?

To thrive as a Captive Agent, you need a solid understanding of insurance products, strong sales acumen, and typically a state insurance license. Familiarity with customer relationship management (CRM) systems, policy quoting software, and proprietary company platforms is often required. Exceptional interpersonal skills, resilience, and persuasive communication help build client trust and close sales. These abilities are vital for meeting targets, maintaining compliance, and building lasting client relationships within a specific insurance company’s offerings.

How does working as a captive agent impact your ability to meet clients' needs compared to independent agents?

As a captive agent, you represent a single insurance company, which means you can offer clients specialized knowledge, exclusive products, and in-depth support from that provider. However, this also means your product offerings are limited to what your company provides, which can be a challenge if a client's needs don't align perfectly with your company's products. Success often depends on building strong relationships, thoroughly understanding your products, and providing exceptional service. Captive agents frequently collaborate with internal teams such as underwriting, claims, and customer service, providing a supportive structure and resources for both personal growth and client satisfaction.

What is a captive agent?

A captive agent is an insurance agent who works exclusively for one insurance company and sells only that company's products. Unlike independent agents who represent multiple insurers, captive agents have in-depth knowledge of their company's offerings and can provide specialized advice on those products. They typically receive training, support, and leads from their parent company, but may have limited flexibility in product selection. Captive agents often earn a combination of salary and commission based on their sales performance.

What is the difference between Captive Agent vs Independent Agent?

AspectCaptive AgentIndependent Agent
Credentials/CertificationsRequires industry licenses, state-specific insurance licensesRequires similar licenses, but may also need additional certifications depending on products
Work EnvironmentWorks exclusively for one insurance companyRepresents multiple insurance companies
Employer/Industry UsageEmployed or contracted directly by an insurance companyOperates independently or through agencies, representing multiple insurers

In summary, Captive Agents work exclusively for one insurance company, focusing on their products, while Independent Agents represent multiple insurers, offering clients a broader range of options. Both roles require licensing and industry knowledge but differ mainly in employer relationships and product offerings.

More about Captive Agent jobs
What cities are hiring for Captive Agent jobs? Cities with the most Captive Agent job openings:
What are the most commonly searched types of Captive Agent jobs? The most popular types of Captive Agent jobs are:
What states have the most Captive Agent jobs? States with the most job openings for Captive Agent jobs include:
What job categories do people searching Captive Agent jobs look for? The top searched job categories for Captive Agent jobs are:
Captive Agent jobs near you
Infographic showing various Captive Agent job openings in the United States as of May 2026, with employment types broken down into 89% Full Time, 9% Part Time, and 2% Contract. Highlights an 100% Physical job distribution, with an average salary of $62,702 per year, or $30.1 per hour.

Licensed Health Insurance Agent

Safeguard Insurance Group

Boca Raton, FL

$100K/yr

Full-time

Medical, Life

Posted 11 hours ago

Job description

Benefits:

Bonus based on performance

Competitive salary

Health insurance

Now Hiring: Licensed Life & Health or Health Insurance Agents Location: Boca Raton, FL (Onsite & Remote Opportunities Available) Job Type: Full-Time | Captive Position (2-Year Minimum Commitment) Compensation: Hourly Pay + Bonuses | Potential to Earn Up to $100K/Year

Are you a passionate and results-driven Life & Health Insurance Agent seeking a rewarding career path that offers both financial stability and professional growth? If you're ready to take your career to the next level in a fast-paced, high-performance environment, we want to hear from you.

We're currently expanding our team and are actively hiring experienced, licensed insurance agents to join our dynamic organization. Whether you're based in the vibrant city of Boca Raton, FL, or looking for a remote opportunity, this could be the career move you've been waiting for.

This role is perfect for highly motivated professionals who thrive in a structured environment and are ready to maximize their earning potential. As a captive agent, you'll benefit from a stable compensation structure and be part of a close-knit team that values excellence, collaboration, and long-term success.

What We Offer:

Competitive Hourly Pay: Get paid for your time and effort with consistent, reliable compensation.

Lucrative Bonus Structure: In addition to your base pay, you'll have the opportunity to earn performance-based bonuses that can bring your annual income to $100,000 or more.

Career Security & Growth: Our 2-year captive model provides job security and a defined path for career development.

Positive, Professional Work Environment: Be part of a supportive and energetic office culture where teamwork and motivation are at the heart of everything we do.

Leadership Opportunities: Clear and structured growth tracks for top performers who aspire to move into leadership or management roles.

Training & Support: Gain access to the tools, resources, and mentorship you need to succeed and advance within the organization.

What We're Looking For:

To be considered for this opportunity, candidates must meet the following qualifications:

Active Life & Health Insurance License OR Health Insurance License

Minimum of 2 years of professional experience working in insurance sales (Life, Health, or both)

Proven track record in sales, client retention, and communication

Strong ability to educate clients, close deals, and deliver high-quality customer service

Experience with Sunfire platform is REQUIRED

Ability to work full-time in our Boca Raton, FL office (for onsite roles)

Self-motivated, goal-oriented, and committed to long-term success

Professional, ethical, and able to operate in a compliant and client-focused manner

Location Details:

Onsite Positions: Located at our vibrant office in Boca Raton, Florida, offering a team-based environment where collaboration and growth are encouraged.

Remote Positions: Limited availability for remote agents who meet all experience requirements and demonstrate strong independent performance capability.

Why Join Us?

We believe in empowering our agents with the tools and environment they need to succeed—not just in their job, but in their career. This is more than just a sales role; it's a chance to make a real impact in people's lives while building a stable and prosperous future for yourself.

You'll be joining a team that values hard work, integrity, and results. If you bring your drive, professionalism, and industry experience to the table, we'll provide the support and structure you need to flourish.

Ready to Take the Next Step?

If you're an experienced, licensed agent seeking a full-time opportunity with high earning potential and career development in a thriving market, we encourage you to apply today. Let's build your future together.

Apply now and take the next big step in your insurance career!

Flexible work from home options available.

Apply