$250/wk
No contracts: you are not a captive agent; we do not bind you to long‐term agreements. Bonus No cold calling: we provide and manage leads, so you focus on closing deals. Pre‐Licensing Assistance ...
$250/wk
No contracts: you are not a captive agent; we do not bind you to long‐term agreements. Bonus No cold calling: we provide and manage leads, so you focus on closing deals. Pre‐Licensing Assistance ...
$250/wk
No contracts: you are not a captive agent; we do not bind you to long‐term agreements. Bonus No cold calling: we provide and manage leads, so you focus on closing deals. Pre‐Licensing Assistance ...
$250/wk
No contracts: you are not a captive agent; we do not bind you to long‐term agreements. Bonus No cold calling: we provide and manage leads, so you focus on closing deals. Pre‐Licensing Assistance ...
$250/wk
No contracts: you are not a captive agent; we do not bind you to long‐term agreements. Bonus No cold calling: we provide and manage leads, so you focus on closing deals. Pre‐Licensing Assistance ...
$250/wk
No contracts: you are not a captive agent; we do not bind you to long‐term agreements. Bonus No cold calling: we provide and manage leads, so you focus on closing deals. Pre‐Licensing Assistance ...
$250/wk
No contracts: you are not a captive agent; we do not bind you to long‐term agreements. Bonus No cold calling: we provide and manage leads, so you focus on closing deals. Pre‐Licensing Assistance ...
$250/wk
No contracts: you are not a captive agent; we do not bind you to long‐term agreements. Bonus No cold calling: we provide and manage leads, so you focus on closing deals. Pre‐Licensing Assistance ...
$250/wk
No contracts: you are not a captive agent; we do not bind you to long‐term agreements. Bonus No cold calling: we provide and manage leads, so you focus on closing deals. Pre‐Licensing Assistance ...
$250/wk
No contracts: you are not a captive agent; we do not bind you to long‐term agreements. Bonus No cold calling: we provide and manage leads, so you focus on closing deals. Pre‐Licensing Assistance ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months . We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months . We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months . We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months . We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent. Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS: NO COLD CALLING... we have access to leads for everyone to succeed no ...
$20K - $30K/mo
You are not a captive agent. Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS: NO COLD CALLING... we have access to leads for everyone to succeed no ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
Work-from-Home Insurance Agent
Sacramento, CA · On-site
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
Work-from-Home Insurance Agent
Sacramento, CA · On-site
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months . We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months . We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent. Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent. Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS NO COLD CALLING... no need to sell to friends and family. We have ...
Life Insurance Agent: High Pay, No Fees, Leads & Training
Wyoming, MI · On-site
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months . We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
Life Insurance Agent: High Pay, No Fees, Leads & Training
Wyoming, MI · On-site
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months . We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
$20K - $30K/mo
You are not a captive agent! Most IMOs hold you contract hostage for 6+ months. We are looking for committed agents only. BONUS: NO COLD CALLING... no need to sell to friends and family. We have ...
Captive Agent information
See salary details
$14.66 - $16.96
2% of jobs
$16.96 - $19.25
4% of jobs
$19.25 - $21.55
17% of jobs
$22.69 is the 25th percentile. Wages below this are outliers.
$21.55 - $23.84
3% of jobs
$23.84 - $26.14
9% of jobs
The median wage is $27.74 / hr.
$26.14 - $28.43
21% of jobs
$28.43 - $30.73
6% of jobs
$30.73 - $33.02
6% of jobs
$33.02 - $35.31
3% of jobs
$35.31 - $37.61
0% of jobs
$37.83 is the 75th percentile. Wages above this are outliers.
$37.61 - $39.90
28% of jobs
$14
$30
$39
How much do captive agent jobs pay per hour?
As of Jun 3, 2026, the average hourly pay for captive agent in the United States is $30.15, according to ZipRecruiter salary data. Most workers in this role earn between $23.56 and $39.66 per hour, depending on experience, location, and employer.
What are the key skills and qualifications needed to thrive as a Captive Agent, and why are they important?
To thrive as a Captive Agent, you need a solid understanding of insurance products, strong sales acumen, and typically a state insurance license. Familiarity with customer relationship management (CRM) systems, policy quoting software, and proprietary company platforms is often required. Exceptional interpersonal skills, resilience, and persuasive communication help build client trust and close sales. These abilities are vital for meeting targets, maintaining compliance, and building lasting client relationships within a specific insurance company’s offerings.
How does working as a captive agent impact your ability to meet clients' needs compared to independent agents?
As a captive agent, you represent a single insurance company, which means you can offer clients specialized knowledge, exclusive products, and in-depth support from that provider. However, this also means your product offerings are limited to what your company provides, which can be a challenge if a client's needs don't align perfectly with your company's products. Success often depends on building strong relationships, thoroughly understanding your products, and providing exceptional service. Captive agents frequently collaborate with internal teams such as underwriting, claims, and customer service, providing a supportive structure and resources for both personal growth and client satisfaction.
What is a captive agent?
A captive agent is an insurance agent who works exclusively for one insurance company and sells only that company's products. Unlike independent agents who represent multiple insurers, captive agents have in-depth knowledge of their company's offerings and can provide specialized advice on those products. They typically receive training, support, and leads from their parent company, but may have limited flexibility in product selection. Captive agents often earn a combination of salary and commission based on their sales performance.
What is the difference between Captive Agent vs Independent Agent?
| Aspect | Captive Agent | Independent Agent |
|---|---|---|
| Credentials/Certifications | Requires industry licenses, state-specific insurance licenses | Requires similar licenses, but may also need additional certifications depending on products |
| Work Environment | Works exclusively for one insurance company | Represents multiple insurance companies |
| Employer/Industry Usage | Employed or contracted directly by an insurance company | Operates independently or through agencies, representing multiple insurers |
In summary, Captive Agents work exclusively for one insurance company, focusing on their products, while Independent Agents represent multiple insurers, offering clients a broader range of options. Both roles require licensing and industry knowledge but differ mainly in employer relationships and product offerings.
More about Captive Agent jobs
What cities are hiring for Captive Agent jobs? Cities with the most Captive Agent job openings:
What are the most commonly searched types of Captive Agent jobs? The most popular types of Captive Agent jobs are:
What states have the most Captive Agent jobs? States with the most job openings for Captive Agent jobs include:
What job categories do people searching Captive Agent jobs look for? The top searched job categories for Captive Agent jobs are:
Job description
Overview Join our agency and enjoy the flexibility to build your own nationwide business while learning new techniques that help you succeed. Benefits Highest compensation in the industry – commission starts from 65% to 140%. No fees: zero cost to join, no CRM, lead override, initiation, or training fees.
Vested renewals: own residuals from day one with passive income from the moment you start. Free training: learn from experienced producers, including monthly conferences and in‐person sales training, all at no cost. No contracts: you are not a captive agent; we do not bind you to long‐term agreements.
Bonus No cold calling: we provide and manage leads, so you focus on closing deals. Pre‐Licensing Assistance We pay for your pre‐licensing course, saving you up to $250. Team Expansion If you already have a team, we can help your agency sell more.
The more your team makes, the more you earn as a whole. We increase your starting commission and show you how to grow larger and faster. Requirements Must pass a background check and be at least 18 years old to get licensed.
No prior sales experience or degree is required to start. Pass the State License Exam if not already licensed. Resident of the United States.
*Experience is not necessary; we will train the right candidates and the right work ethic. #J-18808-Ljbffr
About Emergent Financial Group
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
11 - 50 Employees
Headquarters location
Minneapolis, MN, US
Year founded
2001