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Final Expense Insurance Sales Jobs (NOW HIRING)

Jacobs Final Expense Agency

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Final Expense Life Insurance Agent

Memphis, TN · Remote

$50K - $100K/yr

We are seeking a Final Expense Sales Agents to join our team! If you love a challenge that allows ... Present and underwrite insurance policies to new and existing clients * Develop and calculate ...

NORTH AMERICAN SENIOR BENEFITS

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Final Expense Agents Needed

Lafayette, LA · On-site

... sales). We work with prospects that are looking for final expense insurance. Lead Types: 1. ... Exclusive Direct Mail Card: A lead is a direct mail card that we have mailed to the customer for ...

NORTH AMERICAN SENIOR BENEFITS

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Telesales-Final Expense Agents Needed

Houston, TX · On-site

... sales). We work with prospects that are looking for final expense insurance. Lead Types: 1. ... Exclusive Direct Mail Card: A lead is a direct mail card that we have mailed to the customer for ...

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Final Expense Insurance Sales information

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$28K

$45.7K

$64.5K

How much do final expense insurance sales jobs pay per year?

As of Aug 25, 2026, the average yearly pay for final expense insurance sales in the United States is $45,661.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,000.00 and $51,500.00 per year, depending on experience, location, and employer.

What is final expense insurance sales?

Final expense insurance sales involve selling life insurance policies specifically designed to cover end-of-life expenses, such as funeral and burial costs. Agents help clients choose policies that provide a modest death benefit, making it easier for families to manage these expenses. This type of insurance is typically marketed to seniors or individuals seeking affordable coverage with simplified underwriting requirements.

What are the key skills and qualifications needed to thrive as a final expense insurance sales agent?

To thrive as a Final Expense Insurance Sales Agent, you need strong sales acumen, a knowledge of insurance products, and typically a valid state insurance license. Familiarity with customer relationship management (CRM) software, e-signature tools, and quoting systems is commonly required. Excellent interpersonal skills, active listening, and resilience help agents build trust with clients and handle rejection effectively. These skills are crucial for driving sales, ensuring regulatory compliance, and providing compassionate service to clients planning for end-of-life expenses.

What are some common challenges faced in final expense insurance sales, and how can new agents overcome them?

One of the main challenges in Final Expense Insurance Sales is building trust with clients, as this insurance often involves sensitive conversations about end-of-life planning. New agents may also encounter frequent rejections or hesitation from prospects who are wary of discussing financial matters. To overcome these challenges, it's important to develop strong communication and empathy skills, invest time in thorough product knowledge, and consistently follow up with leads. Many agencies offer mentorship and training programs to help new agents refine their techniques and grow their confidence in the field.

What is the difference between Final Expense Insurance Sales vs Life Insurance Agent?

AspectFinal Expense Insurance SalesLife Insurance Agent
Required CredentialsLicensing, insurance knowledgeLicensing, broader insurance knowledge
Work EnvironmentIndependent, client meetings, sales callsAgency offices, client meetings, sales calls
Industry UsageFocus on final expense policiesBroader life insurance products

Final Expense Insurance Sales professionals specialize in selling policies that cover funeral and burial costs, often requiring specific licensing and sales skills. Life Insurance Agents have a broader scope, selling various life insurance products. While both roles require similar credentials and work environments, Final Expense Sales focus on a niche market within the life insurance industry.

How much can I make selling final expense insurance?

Final expense insurance sales agents typically earn commissions ranging from 40% to 100% of the policy premium, with top performers making $50,000 to $100,000 or more annually. Income depends on sales volume, experience, and the commission structure of the insurance company, often supplemented by bonuses or residuals for ongoing policies.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused role that involves helping clients plan for end-of-life expenses. It often requires strong interpersonal skills, knowledge of insurance products, and the ability to work independently, with income typically based on commissions. Many find it a stable career option with growth potential in the insurance industry.
More about Final Expense Insurance Sales jobs

What cities are hiring for Final Expense Insurance Sales jobs?

Cities with the most Final Expense Insurance Sales job openings:

What states have the most Final Expense Insurance Sales jobs?

States with the most job openings for Final Expense Insurance Sales jobs include:

What job categories do people searching Final Expense Insurance Sales jobs look for?

The top searched job categories for Final Expense Insurance Sales jobs are:

Final Expense Insurance Sales jobs near you
Infographic showing various Final Expense Insurance Sales job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $45,661 per year, or $22 per hour.

Final Expense Life Insurance Agent

Jacobs Final Expense Agency

Memphis, TN • Remote

$50K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 4 days ago

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Job description

We are seeking a Final Expense Sales Agents to join our team! If you love a challenge that allows you to earn unlimited income, travel, meet new people, and be in charge of your own career, then this is where you want to be!

Responsibilities:

  • Present and underwrite insurance policies to new and existing clients
  • Develop and calculate suitable plans based on clients' needs

Qualifications:

  • Insurance License
  • Coachable
  • Goal Oriented
  • Trainable
  • Career Driven
  • Self-Motivated

Company Description

The Jacobs Final Expense is A team that believes in investing in people, building leaders, and creating real opportunities for growth. We proudly represent the nation’s top Final Expense insurance company — and we’re expanding across **Arkansas, Kansas, Kentucky, Missouri, and Tennessee**.

We’re looking for **hungry, driven, and family‐focused sales professionals** who want to make a meaningful impact. Whether you’re experienced or brand new to the industry, you’ll find a home here.

**Why Agents Choose The Jacobs Final Expense**
Our agents love what they do — and they succeed. You’ll be supported by a strong network of managers who are ready to guide, train, and help you win. We make sure every agent has the tools, mentorship, and resources needed to build a thriving book of business.

**No Insurance Experience? No Problem.**
If you’re enthusiastic, motivated, and creative, we’re ready to invest in your success. You don’t need a life insurance license — **we’ll help you obtain one** and walk with you every step of the way.

**What You Can Expect**
- A team culture built on support, growth, and accountability
- Access to the industry’s best Final Expense products
- Leadership that puts agents first
- A proven system that helps you help families
- A career path with unlimited earning potential

If you’re ready to grow, ready to learn, and ready to build a career that matters, **apply today and start the journey of a lifetime with The Jacobs Final Expense.**