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Final Expense Insurance Sales Jobs in Chicago, IL

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Final Expense Insurance Sales information

See Chicago, IL salary details

$28.9K

$47.1K

$66.5K

How much do final expense insurance sales jobs pay per year?

As of Sep 5, 2026, the average yearly pay for final expense insurance sales in Chicago, IL is $47,075.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,200.00 and $53,100.00 per year, depending on experience, location, and employer.

What is final expense insurance sales?

Final expense insurance sales involve selling life insurance policies specifically designed to cover end-of-life expenses, such as funeral and burial costs. Agents help clients choose policies that provide a modest death benefit, making it easier for families to manage these expenses. This type of insurance is typically marketed to seniors or individuals seeking affordable coverage with simplified underwriting requirements.

What are the key skills and qualifications needed to thrive as a final expense insurance sales agent?

To thrive as a Final Expense Insurance Sales Agent, you need strong sales acumen, a knowledge of insurance products, and typically a valid state insurance license. Familiarity with customer relationship management (CRM) software, e-signature tools, and quoting systems is commonly required. Excellent interpersonal skills, active listening, and resilience help agents build trust with clients and handle rejection effectively. These skills are crucial for driving sales, ensuring regulatory compliance, and providing compassionate service to clients planning for end-of-life expenses.

What are some common challenges faced in final expense insurance sales, and how can new agents overcome them?

One of the main challenges in Final Expense Insurance Sales is building trust with clients, as this insurance often involves sensitive conversations about end-of-life planning. New agents may also encounter frequent rejections or hesitation from prospects who are wary of discussing financial matters. To overcome these challenges, it's important to develop strong communication and empathy skills, invest time in thorough product knowledge, and consistently follow up with leads. Many agencies offer mentorship and training programs to help new agents refine their techniques and grow their confidence in the field.

What is the difference between Final Expense Insurance Sales vs Life Insurance Agent?

AspectFinal Expense Insurance SalesLife Insurance Agent
Required CredentialsLicensing, insurance knowledgeLicensing, broader insurance knowledge
Work EnvironmentIndependent, client meetings, sales callsAgency offices, client meetings, sales calls
Industry UsageFocus on final expense policiesBroader life insurance products

Final Expense Insurance Sales professionals specialize in selling policies that cover funeral and burial costs, often requiring specific licensing and sales skills. Life Insurance Agents have a broader scope, selling various life insurance products. While both roles require similar credentials and work environments, Final Expense Sales focus on a niche market within the life insurance industry.

How much can I make selling final expense insurance?

Final expense insurance sales agents typically earn commissions ranging from 40% to 100% of the policy premium, with top performers making $50,000 to $100,000 or more annually. Income depends on sales volume, experience, and the commission structure of the insurance company, often supplemented by bonuses or residuals for ongoing policies.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused role that involves helping clients plan for end-of-life expenses. It often requires strong interpersonal skills, knowledge of insurance products, and the ability to work independently, with income typically based on commissions. Many find it a stable career option with growth potential in the insurance industry.

What are popular job titles related to Final Expense Insurance Sales jobs in Chicago, IL?

For Final Expense Insurance Sales jobs in Chicago, IL, the most frequently searched job titles are:

What job categories do people searching Final Expense Insurance Sales jobs in Chicago, IL look for?

The top searched job categories for Final Expense Insurance Sales jobs in Chicago, IL are:

Final Expense Insurance Sales jobs near you
Infographic showing various Final Expense Insurance Sales job openings in Chicago, IL as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $47,075 per year, or $22.6 per hour.

Final Expense Insurance Sales Representative (Field) - Warm Leads Provided - Cicero, IL

The Paul Group

Cicero, IL

$2.5K - $5.0K/wk

Other

Medical, Dental

Re-posted 21 days ago

Job description

The Paul Group is seeking motivated individuals to join our team as Field Final Expense Insurance Sales Representatives serving Cicero and surrounding Illinois communities. You will help families understand and choose coverage that can assist with final expenses.
Licensed agents are encouraged to apply, and individuals willing to get licensed are also welcome. No insurance experience is required. We provide warm leads, training, and support to help you succeed.
Responsibilities:
• ⁠Work warm, exclusive leads throughout Cicero and surrounding areas
• ⁠Contact prospects and schedule appointments
• ⁠Conduct in-person meetings with families
• ⁠Present final expense insurance options
• ⁠Assist clients through the application process
• ⁠Stay engaged with training and team support

Qualifications:
• Must reside in Illinois
• ⁠Strong communication and customer service skills
• ⁠Self-driven and goal-oriented
• ⁠Ability to work independently
• ⁠Reliable transportation required
• ⁠Life insurance license preferred or willingness to obtain

Compensation:
• ⁠Commission-based structure
• ⁠Weekly income potential: $2,000–$5,000+
• ⁠Same-day pay advances available
• Unlimited earning potential
• ⁠Leadership and team-building opportunities
• Health and dental benefits (based on production)

Additional Information:⁠Warm and exclusive leads available (no cold calling)
• ⁠ ⁠Flexible schedule
• ⁠Ongoing mentorship and training.

Apply Now — Start Your Career With The Paul Group
https://www.thepaulgroup.biz/career-2/
✔ Simple application — takes less than 60 seconds
✔ No experience required
✔ Immediate follow-up after applying
⭐ Interviews are being scheduled this week — apply today to secure your spot