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Final Expense Life Insurance Agent Jobs in Chicago, IL

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Final Expense Life Insurance Agent information

See Chicago, IL salary details

$39.1K

$84.3K

$115.4K

How much do final expense life insurance agent jobs pay per year?

As of Aug 26, 2026, the average yearly pay for final expense life insurance agent in Chicago, IL is $84,271.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,400.00 and $101,500.00 per year, depending on experience, location, and employer.

What is a final expense life insurance agent?

A Final Expense Life Insurance Agent is a licensed insurance professional who specializes in selling life insurance policies designed to cover end-of-life expenses, such as funeral and burial costs. These agents help clients, often seniors, find affordable policies that provide peace of mind for their loved ones. They educate clients about different policy options, assist with applications, and guide them through the purchasing process. Agents typically work for insurance agencies or as independent brokers representing multiple carriers.

How does a final expense life insurance agent typically build and maintain their client base?

Final Expense Life Insurance Agents often build their client base through a combination of cold calling, lead generation, community outreach, and networking with local organizations. Maintaining relationships with clients is crucial, as many rely on referrals and repeat business to sustain their growth. Agents typically follow up with clients to review policy needs, answer questions, and provide ongoing support, which helps foster trust and encourages referrals. Collaboration with team members or managers may also occur to share best practices and discuss new lead sources or sales strategies.

What are the key skills and qualifications needed to thrive as a final expense life insurance agent, and why are they important?

To thrive as a Final Expense Life Insurance Agent, you need a solid understanding of life insurance products, state licensure, and sales acumen. Familiarity with CRM software, digital quoting tools, and online application systems is typically required. Excellent interpersonal skills, active listening, and resilience help agents build trust and effectively support clients through sensitive financial decisions. These skills and qualities are crucial for meeting sales goals and providing compassionate service to clients planning for end-of-life expenses.

What is the difference between Final Expense Life Insurance Agent vs Insurance Sales Agent?

AspectFinal Expense Life Insurance AgentInsurance Sales Agent
CredentialsLicensing required, often specific to life insuranceLicensing required, varies by insurance type
Work EnvironmentPrimarily in the field, meeting clients at their homes or officesVaries; includes field sales, call centers, or online
Industry UsageFocused on final expense and life insurance productsBroader, includes health, auto, property, and life insurance

Final Expense Life Insurance Agents specialize in selling policies that cover end-of-life expenses, often working directly with clients in personal settings. Insurance Sales Agents have a broader scope, selling various insurance products across different sectors. While both roles require licensing and involve client interaction, Final Expense Agents focus specifically on life insurance for final expenses, making their work more targeted within the insurance industry.

What are popular job titles related to Final Expense Life Insurance Agent jobs in Chicago, IL?

For Final Expense Life Insurance Agent jobs in Chicago, IL, the most frequently searched job titles are:

What job categories do people searching Final Expense Life Insurance Agent jobs in Chicago, IL look for?

The top searched job categories for Final Expense Life Insurance Agent jobs in Chicago, IL are:

Infographic showing various Final Expense Life Insurance Agent job openings in Chicago, IL as of August 2026, with employment types broken down into 50% Full Time, and 50% Part Time. Highlights an 100% In-person job distribution, with an average salary of $84,271 per year, or $40.5 per hour.

LEADS LEADS LEADS | Final Expense Sales Agent

Golden Memorial Insurance Services

Roseland, IL โ€ข On-site

$100 - $2.5K/wk

Other

Medical, Dental, Retirement

Re-posted 15 days ago


Job description

Position: Final Expense Insurance Agent

Employment Type: Independent Agent (1099) | Commission Only


Job Description

At GM Nation, we believe success is built through hard work, consistency, strong mentorship, and a proven system.

We are expanding throughout Illinois and looking for motivated individuals who want greater control over their income and career growth. As a Final Expense Insurance Agent, you’ll meet with families who have requested information about life insurance and help them find coverage that fits their needs and budget.

This is a field-based, commission-only sales opportunity where your effort, activity, and consistency directly influence your earning potential.


Who We Are

GM Nation is the #1 Final Expense agency in the nation. We’ve built a winning culture centered around opportunity, leadership, mentorship, and personal growth.

Whether you’re an experienced insurance professional, newly licensed, or ready to begin a new career path, we provide the tools, training, and ongoing support to help you succeed.


Why Join GM Nation?

  • Unlimited earning potential with competitive commissions and bonuses
  • Exclusive lead opportunities from individuals who have requested information
  • One product. One-page application. Unlimited opportunity.
  • Comprehensive training and mentorship from proven industry leaders
  • Flexible scheduling and the independence to build your own business
  • Leadership and career advancement opportunities
  • Company- and agency-sponsored trips, contests, recognition, and incentives
  • A supportive, growth-focused culture committed to helping agents win
  • Guidance through the Illinois life insurance licensing process, if needed

Key Responsibilities

  • Meet with families to discuss their life insurance needs
  • Present Final Expense coverage options and clearly explain policy benefits
  • Help clients select coverage that aligns with their goals and budget
  • Complete applications accurately and professionally
  • Build lasting client relationships through exceptional service
  • Follow up with prospective clients and maintain existing relationships
  • Manage appointments, sales activity, and follow-up independently
  • Participate in ongoing training, coaching, and team meetings

Qualifications

  • Strong communication and interpersonal skills
  • Self-motivated, dependable, and goal-oriented
  • Positive attitude with a willingness to learn and be coached
  • Ability to work independently and manage time effectively
  • Comfortable meeting with clients in person
  • Sales or customer service experience is helpful but not required
  • Bilingual communication skills are a plus
  • Must hold an active Illinois Life Insurance License or be willing to obtain one—we’ll help guide you through the process

Important Compensation Information

This is a 1099 independent-contractor position with commission-only compensation. There is no hourly wage or guaranteed salary. Earnings vary based on individual activity, sales performance, and consistency.


Build Your Future With GM Nation

If you’re looking for more than a traditional job and want the opportunity to build a career with flexibility, meaningful work, and unlimited growth potential, GM Nation may be the right fit for you.

Join a team dedicated to helping families, developing leaders, and creating life-changing opportunities every day.


Apply today and discover why so many agents have chosen to build their future with GM Nation.

Company Description

Golden Memorial is the #1 Final Expense agency in the nation, helping families protect what matters most while creating life-changing opportunities for agents across the country. With a simple one-product approach, a one-page application, industry-leading training, and a proven system, we make it easy for motivated individuals to build a rewarding career, grow their income, and achieve long-term success. Whether you're experienced or just getting started, Golden Memorial provides the support, mentorship, and opportunity to help you reach your full potential.