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Final Expense Agent Jobs in Chicago, IL (NOW HIRING)

Symmetry

Remote Sales Work From Home

Chicago, IL · On-site +1

... final expense and debt free life (debt elimination) programs. Job Details: * 100% Remote * No ... Travis Robinson Travis Robinson | Regional Sales Manager No agent's success, earnings, or ...

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All JobsFinal Expense Agent JobsFinal Expense Agent Jobs in Chicago, IL

Final Expense Agent information

See Chicago, IL salary details

$39.2K

$84.3K

$115.5K

How much do final expense agent jobs pay per year?

As of Aug 28, 2026, the average yearly pay for final expense agent in Chicago, IL is $84,338.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,400.00 and $101,500.00 per year, depending on experience, location, and employer.

What is a final expense agent?

Final expense agents are licensed insurance professionals who help clients find and purchase final expense insurance policies, which are designed to cover end-of-life costs such as funeral expenses, medical bills, and other outstanding debts. These agents work with individuals, typically seniors, to assess their needs and recommend suitable coverage options. Their role involves explaining policy features, answering questions about costs and benefits, and assisting clients throughout the application process. Final expense agents can work independently or for insurance companies, and they often conduct meetings in clients’ homes, over the phone, or virtually.

What does a final expense agent do?

As a final expense agent, your job is to sell life insurance products that cover the legal, funeral, and immediate household expenses of the deceased. These packages typically range from $5,000 to $25,000, and your employer wants to see sales of your product go as high as possible. To get these sales, you pursue leads, contact new clients, calculate expected expenses in a given region, and coordinate with the agency's marketers. Final expense agents also spend time researching the market, studying the available plans, and determining which plans are most likely to appeal to a specific client. Most buyers are 55 or older.

What are the key skills and qualifications needed to thrive as a final expense agent, and why are they important?

To thrive as a Final Expense Agent, you need strong sales acumen, knowledge of insurance products, and a valid insurance license. Familiarity with CRM software, quoting tools, and e-signature systems is typically required for managing leads and processing applications. Exceptional interpersonal skills, empathy, and resilience set top agents apart when building trust with clients and handling objections. These skills and qualifications are essential for effectively serving clients, closing sales, and maintaining compliance in the insurance industry.

What are some common challenges final expense agents face when building their client base?

Final Expense Agents often encounter challenges such as establishing trust with clients, navigating sensitive conversations about end-of-life planning, and competing with established agents or alternative products. Building a steady stream of leads requires persistence, networking, and sometimes cold-calling or door-to-door outreach. Overcoming these challenges usually involves ongoing training, leveraging referral networks, and developing strong interpersonal skills to foster lasting client relationships.

What is the difference between Final Expense Agent vs Life Insurance Agent?

AspectFinal Expense AgentLife Insurance Agent
Required CredentialsLicensing varies by state, often includes life insurance licenseLicensing varies by state, often includes life insurance license
Work EnvironmentPrimarily independent, sales-focused, often in-home or virtualSimilar, includes in-home, virtual, or office settings
Industry UsageSpecializes in small, final expense policies for seniorsBroader, includes all types of life insurance policies
Search & Comparison IntentFocused on final expense coverage for seniorsBroader life insurance options for various clients

Final Expense Agents primarily focus on selling small, final expense life insurance policies to seniors, often requiring specific licensing. Life Insurance Agents have a broader scope, selling various types of life insurance. Both roles share similar work environments and licensing requirements, but their target markets and policy types differ.

Is selling final expense insurance a good career?

Final expense agents sell insurance policies designed to cover end-of-life expenses, often working independently or for insurance companies. The role typically involves commission-based income, strong interpersonal skills, and the ability to build client relationships, making it a viable career for those interested in sales and insurance industries.
More about Final Expense Agent jobs

What are the most commonly searched types of Final Expense Agent jobs in Chicago, IL?

The most popular types of Final Expense Agent jobs in Chicago, IL are:

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For Final Expense Agent jobs in Chicago, IL, the most frequently searched job titles are:

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The top searched job categories for Final Expense Agent jobs in Chicago, IL are:

Final Expense Agent jobs near you
Infographic showing various Final Expense Agent job openings in Chicago, IL as of August 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 84% Physical, 2% Hybrid, and 14% Remote job distribution, with an average salary of $81,333 per year, or $39.1 per hour.

LEADS LEADS LEADS | Final Expense Sales Agent

Roseland, IL • On-site

Golden Memorial Insurance Services
See more jobs at Golden Memorial Insurance Servicesexternal

$100 - $2.5K/wk

Other

Medical, Dental, Retirement

Re-posted 18 days ago

Job description

Position: Final Expense Insurance Agent

Employment Type: Independent Agent (1099) | Commission Only


Job Description

At GM Nation, we believe success is built through hard work, consistency, strong mentorship, and a proven system.

We are expanding throughout Illinois and looking for motivated individuals who want greater control over their income and career growth. As a Final Expense Insurance Agent, you’ll meet with families who have requested information about life insurance and help them find coverage that fits their needs and budget.

This is a field-based, commission-only sales opportunity where your effort, activity, and consistency directly influence your earning potential.


Who We Are

GM Nation is the #1 Final Expense agency in the nation. We’ve built a winning culture centered around opportunity, leadership, mentorship, and personal growth.

Whether you’re an experienced insurance professional, newly licensed, or ready to begin a new career path, we provide the tools, training, and ongoing support to help you succeed.


Why Join GM Nation?

  • Unlimited earning potential with competitive commissions and bonuses
  • Exclusive lead opportunities from individuals who have requested information
  • One product. One-page application. Unlimited opportunity.
  • Comprehensive training and mentorship from proven industry leaders
  • Flexible scheduling and the independence to build your own business
  • Leadership and career advancement opportunities
  • Company- and agency-sponsored trips, contests, recognition, and incentives
  • A supportive, growth-focused culture committed to helping agents win
  • Guidance through the Illinois life insurance licensing process, if needed

Key Responsibilities

  • Meet with families to discuss their life insurance needs
  • Present Final Expense coverage options and clearly explain policy benefits
  • Help clients select coverage that aligns with their goals and budget
  • Complete applications accurately and professionally
  • Build lasting client relationships through exceptional service
  • Follow up with prospective clients and maintain existing relationships
  • Manage appointments, sales activity, and follow-up independently
  • Participate in ongoing training, coaching, and team meetings

Qualifications

  • Strong communication and interpersonal skills
  • Self-motivated, dependable, and goal-oriented
  • Positive attitude with a willingness to learn and be coached
  • Ability to work independently and manage time effectively
  • Comfortable meeting with clients in person
  • Sales or customer service experience is helpful but not required
  • Bilingual communication skills are a plus
  • Must hold an active Illinois Life Insurance License or be willing to obtain one—we’ll help guide you through the process

Important Compensation Information

This is a 1099 independent-contractor position with commission-only compensation. There is no hourly wage or guaranteed salary. Earnings vary based on individual activity, sales performance, and consistency.


Build Your Future With GM Nation

If you’re looking for more than a traditional job and want the opportunity to build a career with flexibility, meaningful work, and unlimited growth potential, GM Nation may be the right fit for you.

Join a team dedicated to helping families, developing leaders, and creating life-changing opportunities every day.


Apply today and discover why so many agents have chosen to build their future with GM Nation.

Company Description

Golden Memorial is the #1 Final Expense agency in the nation, helping families protect what matters most while creating life-changing opportunities for agents across the country. With a simple one-product approach, a one-page application, industry-leading training, and a proven system, we make it easy for motivated individuals to build a rewarding career, grow their income, and achieve long-term success. Whether you're experienced or just getting started, Golden Memorial provides the support, mentorship, and opportunity to help you reach your full potential.