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Final Expense Insurance Sales Jobs in Arizona (NOW HIRING)

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Final Expense Insurance Sales information

See Arizona salary details

$26.1K

$42.6K

$60.1K

How much do final expense insurance sales jobs pay per year?

As of Aug 26, 2026, the average yearly pay for final expense insurance sales in Arizona is $42,551.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,400.00 and $48,000.00 per year, depending on experience, location, and employer.

What is final expense insurance sales?

Final expense insurance sales involve selling life insurance policies specifically designed to cover end-of-life expenses, such as funeral and burial costs. Agents help clients choose policies that provide a modest death benefit, making it easier for families to manage these expenses. This type of insurance is typically marketed to seniors or individuals seeking affordable coverage with simplified underwriting requirements.

What are the key skills and qualifications needed to thrive as a final expense insurance sales agent?

To thrive as a Final Expense Insurance Sales Agent, you need strong sales acumen, a knowledge of insurance products, and typically a valid state insurance license. Familiarity with customer relationship management (CRM) software, e-signature tools, and quoting systems is commonly required. Excellent interpersonal skills, active listening, and resilience help agents build trust with clients and handle rejection effectively. These skills are crucial for driving sales, ensuring regulatory compliance, and providing compassionate service to clients planning for end-of-life expenses.

What are some common challenges faced in final expense insurance sales, and how can new agents overcome them?

One of the main challenges in Final Expense Insurance Sales is building trust with clients, as this insurance often involves sensitive conversations about end-of-life planning. New agents may also encounter frequent rejections or hesitation from prospects who are wary of discussing financial matters. To overcome these challenges, it's important to develop strong communication and empathy skills, invest time in thorough product knowledge, and consistently follow up with leads. Many agencies offer mentorship and training programs to help new agents refine their techniques and grow their confidence in the field.

What is the difference between Final Expense Insurance Sales vs Life Insurance Agent?

AspectFinal Expense Insurance SalesLife Insurance Agent
Required CredentialsLicensing, insurance knowledgeLicensing, broader insurance knowledge
Work EnvironmentIndependent, client meetings, sales callsAgency offices, client meetings, sales calls
Industry UsageFocus on final expense policiesBroader life insurance products

Final Expense Insurance Sales professionals specialize in selling policies that cover funeral and burial costs, often requiring specific licensing and sales skills. Life Insurance Agents have a broader scope, selling various life insurance products. While both roles require similar credentials and work environments, Final Expense Sales focus on a niche market within the life insurance industry.

How much can I make selling final expense insurance?

Final expense insurance sales agents typically earn commissions ranging from 40% to 100% of the policy premium, with top performers making $50,000 to $100,000 or more annually. Income depends on sales volume, experience, and the commission structure of the insurance company, often supplemented by bonuses or residuals for ongoing policies.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused role that involves helping clients plan for end-of-life expenses. It often requires strong interpersonal skills, knowledge of insurance products, and the ability to work independently, with income typically based on commissions. Many find it a stable career option with growth potential in the insurance industry.

What are popular job titles related to Final Expense Insurance Sales jobs in Arizona?

For Final Expense Insurance Sales jobs in Arizona, the most frequently searched job titles are:

What job categories do people searching Final Expense Insurance Sales jobs in Arizona look for?

The top searched job categories for Final Expense Insurance Sales jobs in Arizona are:

What cities in Arizona are hiring for Final Expense Insurance Sales jobs?

Cities in Arizona with the most Final Expense Insurance Sales job openings:

Final Expense Insurance Sales jobs near you
Infographic showing various Final Expense Insurance Sales job openings in Arizona as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 19% Part Time, and 5% Contract. Highlights an 84% Physical, 2% Hybrid, and 14% Remote job distribution, with an average salary of $42,551 per year, or $20.5 per hour.

LEADS LEADS LEADS | Final Expense Sales Agent

Golden Memorial Insurance Services

Phoenix, AZ • On-site

$100 - $2.5K/wk

Other

Medical, Dental, Retirement

Re-posted 15 days ago

Job description

Position: Final Expense Insurance Agent

Employment Type: Independent Agent (1099) | Commission Only


Job Description

At GM Nation, we believe success is built through hard work, consistency, strong mentorship, and a proven system.

We are expanding throughout Arizona and looking for motivated individuals who want greater control over their income and career growth. As a Final Expense Insurance Agent, you’ll meet with families who have requested information about life insurance and help them find coverage that fits their needs and budget.

This is a field-based, commission-only sales opportunity where your effort, activity, and consistency directly influence your earning potential.


Who We Are

GM Nation is the #1 Final Expense agency in the nation. We’ve built a winning culture centered around opportunity, leadership, mentorship, and personal growth.

Whether you’re an experienced insurance professional, newly licensed, or ready to begin a new career path, we provide the tools, training, and ongoing support to help you succeed.


Why Join GM Nation?

  • Unlimited earning potential with competitive commissions and bonuses
  • Exclusive lead opportunities from individuals who have requested information
  • One product. One-page application. Unlimited opportunity.
  • Comprehensive training and mentorship from proven industry leaders
  • Flexible scheduling and the independence to build your own business
  • Leadership and career advancement opportunities
  • Company- and agency-sponsored trips, contests, recognition, and incentives
  • A supportive, growth-focused culture committed to helping agents win
  • Guidance through the Arizona life insurance licensing process, if needed

Key Responsibilities

  • Meet with families to discuss their life insurance needs
  • Present Final Expense coverage options and clearly explain policy benefits
  • Help clients select coverage that aligns with their goals and budget
  • Complete applications accurately and professionally
  • Build lasting client relationships through exceptional service
  • Follow up with prospective clients and maintain existing relationships
  • Manage appointments, sales activity, and follow-up independently
  • Participate in ongoing training, coaching, and team meetings

Qualifications

  • Strong communication and interpersonal skills
  • Self-motivated, dependable, and goal-oriented
  • Positive attitude with a willingness to learn and be coached
  • Ability to work independently and manage time effectively
  • Comfortable meeting with clients in person
  • Sales or customer service experience is helpful but not required
  • Bilingual communication skills are a plus
  • Must hold an active Arizona Life Insurance License or be willing to obtain one—we’ll help guide you through the process

Important Compensation Information

This is a 1099 independent-contractor position with commission-only compensation. There is no hourly wage or guaranteed salary. Earnings vary based on individual activity, sales performance, and consistency.


Build Your Future With GM Nation

If you’re looking for more than a traditional job and want the opportunity to build a career with flexibility, meaningful work, and unlimited growth potential, GM Nation may be the right fit for you.

Join a team dedicated to helping families, developing leaders, and creating life-changing opportunities every day.


Apply today and discover why so many agents have chosen to build their future with GM Nation.

Company Description

Golden Memorial is the #1 Final Expense agency in the nation, helping families protect what matters most while creating life-changing opportunities for agents across the country. With a simple one-product approach, a one-page application, industry-leading training, and a proven system, we make it easy for motivated individuals to build a rewarding career, grow their income, and achieve long-term success. Whether you're experienced or just getting started, Golden Memorial provides the support, mentorship, and opportunity to help you reach your full potential.