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Final Expense Insurance Agent Jobs in Arizona (NOW HIRING)

InsuraTec

Virtual Phone Sales Representative

Mesa, AZ · Remote

Virtual Sales, Remote Phone Sales, Licensed Insurance Agent, Remote Closer, Inbound Sales, Work From Home Jobs, Telesales Agent, Final Expense, Life Insurance Sales, High-Ticket Closing, Commission ...

GKM Insurance

Insurance Agent - Remote

Surprise, AZ · Remote

$55K - $75K/yr

Final Expense * Indexed Universal Life (IUL) * Retirement Solutions * Debt Elimination Strategies ... No Insurance License? No problem. We hire both licensed and unlicensed individuals. If you're not ...

GKM Insurance

Insurance Agent - Remote

Peoria, AZ · Remote

$55K - $75K/yr

Final Expense * Indexed Universal Life (IUL) * Retirement Solutions * Debt Elimination Strategies ... No Insurance License? No problem. We hire both licensed and unlicensed individuals. If you're not ...

GKM Insurance

Insurance Agent - Remote

Gilbert, AZ · Remote

$55K - $75K/yr

Final Expense * Indexed Universal Life (IUL) * Retirement Solutions * Debt Elimination Strategies ... No Insurance License? No problem. We hire both licensed and unlicensed individuals. If you're not ...

GKM Insurance

Insurance Agent - Remote

Mesa, AZ · Remote

$55K - $75K/yr

Final Expense * Indexed Universal Life (IUL) * Retirement Solutions * Debt Elimination Strategies ... No Insurance License? No problem. We hire both licensed and unlicensed individuals. If you're not ...

GKM Insurance

Insurance Agent - Remote

Scottsdale, AZ · Remote

$55K - $75K/yr

Final Expense * Indexed Universal Life (IUL) * Retirement Solutions * Debt Elimination Strategies ... No Insurance License? No problem. We hire both licensed and unlicensed individuals. If you're not ...

GKM Insurance

Insurance Agent - Remote

Chandler, AZ · Remote

$55K - $75K/yr

Final Expense * Indexed Universal Life (IUL) * Retirement Solutions * Debt Elimination Strategies ... No Insurance License? No problem. We hire both licensed and unlicensed individuals. If you're not ...

GKM Insurance

Insurance Agent - Remote

Glendale, AZ · Remote

$55K - $75K/yr

Final Expense * Indexed Universal Life (IUL) * Retirement Solutions * Debt Elimination Strategies ... No Insurance License? No problem. We hire both licensed and unlicensed individuals. If you're not ...

GKM Insurance

Insurance Agent - Remote

Phoenix, AZ · Remote

$55K - $75K/yr

Final Expense * Indexed Universal Life (IUL) * Retirement Solutions * Debt Elimination Strategies ... No Insurance License? No problem. We hire both licensed and unlicensed individuals. If you're not ...

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All JobsFinal Expense Insurance Agent JobsFinal Expense Insurance Agent Jobs in Arizona

Final Expense Insurance Agent information

See Arizona salary details

$35.4K

$76.2K

$104.4K

How much do final expense insurance agent jobs pay per year?

As of Jul 18, 2026, the average yearly pay for final expense insurance agent in Arizona is $76,233.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,200.00 and $91,800.00 per year, depending on experience, location, and employer.

What is a Final Expense Insurance Agent?

A Final Expense Insurance Agent is a licensed professional who helps clients secure life insurance policies specifically designed to cover end-of-life expenses, such as funeral costs, medical bills, and outstanding debts. These agents assess the needs of their clients and recommend insurance products that provide financial peace of mind for families during a difficult time. They typically work with individuals, especially seniors, to ensure that their loved ones are not burdened by unexpected costs after their passing. Agents also assist clients in understanding policy terms and completing the application process.

What is the difference between Final Expense Insurance Agent vs Life Insurance Agent?

AspectFinal Expense Insurance AgentLife Insurance Agent
Required CredentialsLicensing, insurance licenseLicensing, insurance license
Work EnvironmentField sales, client meetingsField sales, client meetings
Industry UsageFocus on final expense policiesBroader life insurance products

Final Expense Insurance Agents specialize in selling policies designed to cover funeral and burial costs, often targeting seniors. Life Insurance Agents have a broader scope, offering various life insurance products for different financial needs. While both roles require licensing and involve client meetings, Final Expense Agents focus on a niche market, making their work more targeted within the life insurance industry.

What are the key skills and qualifications needed to thrive as a Final Expense Insurance Agent, and why are they important?

To thrive as a Final Expense Insurance Agent, you need a solid understanding of life insurance products, strong sales acumen, and the appropriate state insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and e-signature platforms is typically required. Exceptional interpersonal skills, empathy, and persistence help agents build trust with clients and navigate sensitive conversations. These skills and tools are essential for effectively serving clients' needs, closing sales, and maintaining compliance in a competitive field.

What are some typical challenges Final Expense Insurance Agents face when building their client base?

Final Expense Insurance Agents often encounter challenges such as building trust with clients who may be wary of insurance products or have limited budgets. Prospecting for leads can be time-consuming, and agents must be persistent in following up while remaining sensitive to clients' emotional and financial concerns. Additionally, navigating regulatory requirements and staying updated on product offerings are essential for success. Strong communication skills and a genuine desire to help clients plan for end-of-life expenses are key to overcoming these obstacles.
What are popular job titles related to Final Expense Insurance Agent jobs in Arizona? For Final Expense Insurance Agent jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Final Expense Insurance Agent jobs in Arizona look for? The top searched job categories for Final Expense Insurance Agent jobs in Arizona are:
Final Expense Insurance Agent jobs near you
Infographic showing various Final Expense Insurance Agent job openings in Arizona as of July 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $76,233 per year, or $36.7 per hour.
HIRING!!! OUTSIDE SALES FINAL EXPENSE LICENSED INSURANCE AGENTS

HIRING!!! OUTSIDE SALES FINAL EXPENSE LICENSED INSURANCE AGENTS

OS & ASSOCIATES INSURANCE AGENCY @ Hispanos Unidos

Phoenix, AZ • On-site

$60K - $100K/yr

Contractor

Medical, Dental, Vision

Re-posted 18 days ago

Job description

HERE IS YOUR SALES OPPORTUNITY YOU BEEN WAITING ON!!!! OPORTUNIDAD DE CAMBIAR SU VIDA!

At OS & Associates there’s a simple system where people with zero experience are making $5K, $10K, even $20K+ per month?

You sell ONE simple product, work exclusive high-converting leads, and get PAID DAILY.

⚠️ Must be licensed to begin selling. OS & ASSOCIATES reserves the right to
change, modify, or cancel at any time. This is a COMMISSION-based 1099 position.

Why OS & ASSOCIATES?

Golden Memorial Insurance is the #1 Final Expense Insurance Agency in the nation selling our final expense product. We partner with Lincoln Heritage Life Insurance Company who has been in the final expense Insurance for more than 55 years rated A-(Excellent) from AM Best, BBB rated A+

✅ Exclusive Leads (Direct Mail, TV & Web – NO Out-of-Pocket Cost!)
✅ Commissions Paid Daily✅ Residual Income (Renewals) – Get Paid for Life!
✅ Proven Systems with the #1 Final Expense Carrier in the Nation
✅ Hands-On Training

✅ Complete Flexibility – YOU Choose Your Schedule (40 hrs./week minimum recommended for optimal results)
✅ Retention Department – More Clients Kept = More $$ for YOU
✅ 98% Approval Rate – Get Paid on Same-Day Submissions via Direct Deposit
✅ Full Health & Dental Benefits Available
✅ Management & Agency Growth Opportunities – Scale to $50K+/month

WHO THIS IS FOR:

✅ You’re sick of paycheck-to-paycheck jobs and want real financial freedom
✅ You want a high-income skill that pays you for life (not just an hourly wage)
✅ You’re ready to work hard and follow a proven system to WIN
✅ You want mentorship from 6-figure earners

SET YOUR OWN HOURS

✅ Sell our one simple underserved market (Means greater opportunities for agents)
✅ E-App application process eliminating need for paper applications and faster service
✅ 24-hour underwriting and claims assistance
✅ 1-Page insurance applications

We only work with coachable, driven, and serious people. If you’re ready to put in the work and change your life, we’ve got the system to get you there.

DON'T WAIT APPLY NOW!!

Company Description

About OS & Associates – Hispanos Unidos Agency
At OS & Associates – Hispanos Unidos Agency, we're more than an insurance agency—we're a team dedicated to protecting families, creating financial opportunities, and building successful careers.
Our mission is to empower agents through comprehensive training, ongoing mentorship, exclusive lead programs, and a supportive, team-oriented culture. Whether you're an experienced professional or starting a new career, we provide the tools, guidance, and resources you need to succeed.
We proudly serve diverse communities nationwide, with a special commitment to helping Hispanic families plan for the future through personalized life insurance and final expense solutions. Our bilingual team makes it possible to connect with clients in both English and Spanish while making a meaningful impact in the communities we serve.
https://osassociatesgm.com/