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Final Expense Insurance Agent Jobs (NOW HIRING)

Skirvin and Associates Inc

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Final Expense/Insurance Sales Agent

Louisville, KY · On-site

$70K - $120K/yr

... Final Expense Sales Agent, you will meet with prospects in your assigned territory and help them understand life insurance options designed to cover final expenses. Responsibilities include:

Skirvin and Associates Inc

Be Seen First

Final Expense/Insurance Sales Agent

Indianapolis, IN · On-site

$70K - $120K/yr

... Final Expense Sales Agent, you will meet with prospects in your assigned territory and help them understand life insurance options designed to cover final expenses. Responsibilities include:

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How much do final expense insurance agent jobs pay per year?

As of May 29, 2026, the average yearly pay for final expense insurance agent in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Final Expense Insurance Agent, and why are they important?

To thrive as a Final Expense Insurance Agent, you need a solid understanding of life insurance products, strong sales acumen, and the appropriate state insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and e-signature platforms is typically required. Exceptional interpersonal skills, empathy, and persistence help agents build trust with clients and navigate sensitive conversations. These skills and tools are essential for effectively serving clients' needs, closing sales, and maintaining compliance in a competitive field.

What are some typical challenges Final Expense Insurance Agents face when building their client base?

Final Expense Insurance Agents often encounter challenges such as building trust with clients who may be wary of insurance products or have limited budgets. Prospecting for leads can be time-consuming, and agents must be persistent in following up while remaining sensitive to clients' emotional and financial concerns. Additionally, navigating regulatory requirements and staying updated on product offerings are essential for success. Strong communication skills and a genuine desire to help clients plan for end-of-life expenses are key to overcoming these obstacles.

What is a Final Expense Insurance Agent?

A Final Expense Insurance Agent is a licensed professional who helps clients secure life insurance policies specifically designed to cover end-of-life expenses, such as funeral costs, medical bills, and outstanding debts. These agents assess the needs of their clients and recommend insurance products that provide financial peace of mind for families during a difficult time. They typically work with individuals, especially seniors, to ensure that their loved ones are not burdened by unexpected costs after their passing. Agents also assist clients in understanding policy terms and completing the application process.

What does Dave Ramsey say about final expense insurance?

Dave Ramsey generally recommends term life insurance over final expense insurance, emphasizing affordability and simplicity. He advises consumers to focus on adequate coverage through term policies rather than specialized final expense plans, and he encourages working with reputable agents to find the best fit for their financial situation.

What is the difference between Final Expense Insurance Agent vs Life Insurance Agent?

AspectFinal Expense Insurance AgentLife Insurance Agent
Required CredentialsLicensing, insurance licenseLicensing, insurance license
Work EnvironmentField sales, client meetingsField sales, client meetings
Industry UsageFocus on final expense policiesBroader life insurance products

Final Expense Insurance Agents specialize in selling policies designed to cover funeral and burial costs, often targeting seniors. Life Insurance Agents have a broader scope, offering various life insurance products for different financial needs. While both roles require licensing and involve client meetings, Final Expense Agents focus on a niche market, making their work more targeted within the life insurance industry.

More about Final Expense Insurance Agent jobs
What cities are hiring for Final Expense Insurance Agent jobs? Cities with the most Final Expense Insurance Agent job openings:
What states have the most Final Expense Insurance Agent jobs? States with the most job openings for Final Expense Insurance Agent jobs include:
What job categories do people searching Final Expense Insurance Agent jobs look for? The top searched job categories for Final Expense Insurance Agent jobs are:
Final Expense Insurance Agent jobs near you
Infographic showing various Final Expense Insurance Agent job openings in the United States as of May 2026, with employment types broken down into 50% Full Time, and 50% Contract. Highlights an 50% In-person, and 50% Remote job distribution, with an average salary of $81,805 per year, or $39.3 per hour.
Remote Final Expense Insurance Agent

Remote Final Expense Insurance Agent

Final Expense Direct

Houston, TX • Remote

Contractor

Posted 22 days ago

Job description

Licensed General Agents are required to have a Group 1 life insurance license, and we require that agents have, or be willing to obtain, at least an additional 9 non-resident licenses.

This is a six-figure remote opportunity for contracted, licensed general agents with Final Expense Direct.

Our general agents make a substantial living from home selling final expense insurance over the phone with no cold calling.

We provide consumer-initiated INBOUND CALLS.

If you're not making at least six-figures selling final expense, you owe it to yourself and your family to schedule a call and discover the opportunity at Final Expense Direct.

What we have to offer agents...

CONSUMER INITIATED INBOUND CALLS

All leads are 100% consumer-initiated phone calls from multiple media outlets. There is NO cold-calling and no live transfers of any type.

PROFESSIONAL TRAINING

Our remote training has been refined over the past 17 years by some of the top professionals in the industry. Seminar-style training, as well as one-on-one classes.

CUSTOMER SERVICE

All customer support is included. Our seasoned, highly trained conservation team conserves in excess of $600,000 each month in annual premiums. This frees agents to do what they do best: SELL.

DIRECT PAY

1099 agent paid commissions directly by the carrier. 75% advance with as earned income month 10,11 and 12 plus renewals. Opportunity for increased commission with production.

WORK FROM HOME

We offer our agents the flexibility to work from where they're comfortable.

INCENTIVE TRIPS

Annual incentive conventions to exotic locations across the United States, The Caribbean, Europe, etc. for you and one guest.

Schedule your interview NOW to secure your spot for our upcoming training class

Want to see how real agents are performing? Take a look at our sales numbers: https://recruiting.finalexpensedirect.com/

You can also check us out on YouTube https://www.youtube.com/@FinalExpenseDirect

FOR MORE INFORMATION AND TO SCHEDULE AN INTERVIEW PLEASE VISIT: https://recruiting.finalexpensedirect.com/