1

Final Expense Insurance Agent Jobs (NOW HIRING)

next page

Showing results 1-20

Final Expense Insurance Agent information

See salary details

$38K

$81.8K

$112K

How much do final expense insurance agent jobs pay per year?

As of Jun 26, 2026, the average yearly pay for final expense insurance agent in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What is a Final Expense Insurance Agent?

A Final Expense Insurance Agent is a licensed professional who helps clients secure life insurance policies specifically designed to cover end-of-life expenses, such as funeral costs, medical bills, and outstanding debts. These agents assess the needs of their clients and recommend insurance products that provide financial peace of mind for families during a difficult time. They typically work with individuals, especially seniors, to ensure that their loved ones are not burdened by unexpected costs after their passing. Agents also assist clients in understanding policy terms and completing the application process.

What is the difference between Final Expense Insurance Agent vs Life Insurance Agent?

AspectFinal Expense Insurance AgentLife Insurance Agent
Required CredentialsLicensing, insurance licenseLicensing, insurance license
Work EnvironmentField sales, client meetingsField sales, client meetings
Industry UsageFocus on final expense policiesBroader life insurance products

Final Expense Insurance Agents specialize in selling policies designed to cover funeral and burial costs, often targeting seniors. Life Insurance Agents have a broader scope, offering various life insurance products for different financial needs. While both roles require licensing and involve client meetings, Final Expense Agents focus on a niche market, making their work more targeted within the life insurance industry.

What are the key skills and qualifications needed to thrive as a Final Expense Insurance Agent, and why are they important?

To thrive as a Final Expense Insurance Agent, you need a solid understanding of life insurance products, strong sales acumen, and the appropriate state insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and e-signature platforms is typically required. Exceptional interpersonal skills, empathy, and persistence help agents build trust with clients and navigate sensitive conversations. These skills and tools are essential for effectively serving clients' needs, closing sales, and maintaining compliance in a competitive field.

What are some typical challenges Final Expense Insurance Agents face when building their client base?

Final Expense Insurance Agents often encounter challenges such as building trust with clients who may be wary of insurance products or have limited budgets. Prospecting for leads can be time-consuming, and agents must be persistent in following up while remaining sensitive to clients' emotional and financial concerns. Additionally, navigating regulatory requirements and staying updated on product offerings are essential for success. Strong communication skills and a genuine desire to help clients plan for end-of-life expenses are key to overcoming these obstacles.
More about Final Expense Insurance Agent jobs
What cities are hiring for Final Expense Insurance Agent jobs? Cities with the most Final Expense Insurance Agent job openings:
What states have the most Final Expense Insurance Agent jobs? States with the most job openings for Final Expense Insurance Agent jobs include:
Final Expense Sales Agent | Unlimited Income Potential

Final Expense Sales Agent | Unlimited Income Potential

Golden Memorial Insurance Services

Mesa, AZ โ€ข On-site

$100 - $2.5K/wk

Other

Medical, Dental, Retirement

Posted 15 days ago


Job description

Job Description:

At GM Nation, we believe success is built through hard work, consistency, and a proven system. As a Final Expense Insurance Agent, you'll meet with families who have requested information about life insurance and help them find coverage that fits their needs. This is a field-based sales opportunity where your effort directly impacts your income and growth.

Position: Final Expense Insurance Agent | 10-99 Commission Only

Who We Are:

GM Nation is the #1 Final Expense agency in the nation. We have built a winning culture centered around opportunity, leadership, mentorship, and personal growth. Whether you're licensed, newly licensed, or looking for a new career path, we provide the tools, training, and support to help you succeed.

Why Join GM Nation?

โ€ข Unlimited earning potential with competitive commissions and bonuses

โ€ข Exclusive lead opportunities from individuals who have requested information

โ€ข One product. One-page application. Unlimited opportunity.

โ€ข Industry-leading training and mentorship from proven leaders

โ€ข Leadership and career advancement opportunities

โ€ข Company & Agency sponsored trips, contests, recognition, and incentives

โ€ข A supportive culture focused on helping agents win

Key Responsibilities:

โ€ข Meet with families to discuss their life insurance needs

โ€ข Present Final Expense coverage options and explain policy benefits

โ€ข Help clients select a plan that fits their goals and budget

โ€ข Build strong relationships through exceptional service

โ€ข Follow up with prospects and maintain client relationships

โ€ข Participate in ongoing training, coaching, and team meetings

Qualifications:

โ€ข Strong communication and people skills

โ€ข Self-motivated and goal-oriented

โ€ข Positive attitude and willingness to learn

โ€ข Ability to work independently and manage your time effectively

โ€ข Sales experience is helpful but not required

โ€ข Willing to obtain a Life Insurance License if not currently licensed โ€” we'll help guide you through the process

If you're looking for more than just a job and want the opportunity to build a career with unlimited growth potential, GM Nation is the place for you. Join a team that is changing lives, helping families, and creating opportunities every day.

Apply today and see why so many agents have chosen to build their future with GM Nation.

Company Description

Golden Memorial is the #1 Final Expense agency in the nation, helping families protect what matters most while creating life-changing opportunities for agents across the country. With a simple one-product approach, a one-page application, industry-leading training, and a proven system, we make it easy for motivated individuals to build a rewarding career, grow their income, and achieve long-term success. Whether you're experienced or just getting started, Golden Memorial provides the support, mentorship, and opportunity to help you reach your full potential.