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Final Expense Insurance Sales Jobs in Kansas (NOW HIRING)

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Final Expense Insurance Sales information

See Kansas salary details

$25K

$40.7K

$57.5K

How much do final expense insurance sales jobs pay per year?

As of Jul 31, 2026, the average yearly pay for final expense insurance sales in Kansas is $40,723.00, according to ZipRecruiter salary data. Most workers in this role earn between $33,900.00 and $45,900.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Final Expense Insurance Sales Agent, and why are they important?

To thrive as a Final Expense Insurance Sales Agent, you need strong sales acumen, a knowledge of insurance products, and typically a valid state insurance license. Familiarity with customer relationship management (CRM) software, e-signature tools, and quoting systems is commonly required. Excellent interpersonal skills, active listening, and resilience help agents build trust with clients and handle rejection effectively. These skills are crucial for driving sales, ensuring regulatory compliance, and providing compassionate service to clients planning for end-of-life expenses.

What is final expense insurance sales?

Final expense insurance sales involve selling life insurance policies specifically designed to cover end-of-life expenses, such as funeral and burial costs. Agents help clients choose policies that provide a modest death benefit, making it easier for families to manage these expenses. This type of insurance is typically marketed to seniors or individuals seeking affordable coverage with simplified underwriting requirements.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused role that involves helping clients plan for end-of-life expenses. It often requires strong interpersonal skills, knowledge of insurance products, and the ability to work independently, with income typically based on commissions. Many find it a stable career option with opportunities for growth and flexible scheduling.

What is the difference between Final Expense Insurance Sales vs Life Insurance Agent?

AspectFinal Expense Insurance SalesLife Insurance Agent
Required CredentialsLicensing, insurance knowledgeLicensing, broader insurance knowledge
Work EnvironmentIndependent, client meetings, sales callsAgency offices, client meetings, sales calls
Industry UsageFocus on final expense policiesBroader life insurance products

Final Expense Insurance Sales professionals specialize in selling policies that cover funeral and burial costs, often requiring specific licensing and sales skills. Life Insurance Agents have a broader scope, selling various life insurance products. While both roles require similar credentials and work environments, Final Expense Sales focus on a niche market within the life insurance industry.

What does Dave Ramsey say about final expense insurance?

Dave Ramsey generally recommends term life insurance over final expense insurance, emphasizing affordability and simplicity for most consumers. He advises individuals to focus on term policies that provide adequate coverage and avoid whole or final expense policies with higher premiums and less transparency.

What type of insurance sales make the most money?

In final expense insurance sales, agents typically earn higher commissions by closing larger policies or high-net-worth clients. Successful agents often focus on building relationships and developing sales skills to increase premium sizes, which directly impact earnings. Sales environments that reward high-value policies tend to be more profitable for experienced agents.

How much can I make selling final expense insurance?

Final expense insurance sales agents typically earn commissions ranging from 40% to 100% of the policy premium, with top producers earning $50,000 to $100,000 or more annually. Income depends on sales volume, experience, and the commission structure of the insurance company, often supplemented by bonuses or residuals for ongoing policies.

What are some common challenges faced in Final Expense Insurance Sales, and how can new agents overcome them?

One of the main challenges in Final Expense Insurance Sales is building trust with clients, as this insurance often involves sensitive conversations about end-of-life planning. New agents may also encounter frequent rejections or hesitation from prospects who are wary of discussing financial matters. To overcome these challenges, it's important to develop strong communication and empathy skills, invest time in thorough product knowledge, and consistently follow up with leads. Many agencies offer mentorship and training programs to help new agents refine their techniques and grow their confidence in the field.
What are popular job titles related to Final Expense Insurance Sales jobs in Kansas? For Final Expense Insurance Sales jobs in Kansas, the most frequently searched job titles are:
What job categories do people searching Final Expense Insurance Sales jobs in Kansas look for? The top searched job categories for Final Expense Insurance Sales jobs in Kansas are:
Final Expense Insurance Sales jobs near you
Infographic showing various Final Expense Insurance Sales job openings in Kansas as of July 2026, with employment types broken down into 67% Full Time, and 33% Contract. Highlights an 67% In-person, and 33% Remote job distribution, with an average salary of $40,723 per year, or $19.6 per hour.

KS-Olathe Life Insurance - Final Expense Producer

AMERICAN SENIOR BENEFITS LLC

Salina, KS • On-site

$49K - $151K/yr

Full-time

Re-posted 27 days ago

Job description

Overview
Who we are:
American Senior Benefits offers the best opportunity in the insurance space, in the country. We are backed by the Integrity organization, the largest Insurance Marketing Organization in America. We have acess to over 220 A rated carriers, so you can do the best for your clients, every time. Get more referrals, keep your business in place, and forget charge backs. Do you want to do the best for your clients every day? Join Us.
Some of our partners:
  • Gerber
  • Mutual of Omaha
  • Allianz
  • John Hancock
  • Transamerica
  • North American Life

Responsibilities
Who we are looking for: Professionals driven by doing the right thing every time, and helping their community.
Responsibilities and Duties:
  • Educate your community on products and solutions from the best carriers.
  • Work with our back office on delivering illustrations.
  • Assist with applications, enrollments and benefits delivery.
  • Generate new business from company provided marketing.
  • Retain and grow client base through exceptional customer service.

Qualifications
Requirements:
  • Life insurance license OR willing to obtain a license
  • Ability to pass a criminal background check
  • Excellent phone and communication skills
  • Computer literacy
  • Strong organizational and multitasking abilities
  • Ability to work in office a few days a week and ability to build a schedule around your clients.

Hear From Our Agents
Compensation
USD $49,900.00 - USD $151,333.00 /Yr.

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