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Final Expense Insurance Sales Jobs in Boca Raton, FL

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Final Expense Insurance Sales information

See Boca Raton, FL salary details

$26.6K

$43.3K

$61.2K

How much do final expense insurance sales jobs pay per year?

As of Jul 16, 2026, the average yearly pay for final expense insurance sales in Boca Raton, FL is $43,331.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,100.00 and $48,900.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Final Expense Insurance Sales Agent, and why are they important?

To thrive as a Final Expense Insurance Sales Agent, you need strong sales acumen, a knowledge of insurance products, and typically a valid state insurance license. Familiarity with customer relationship management (CRM) software, e-signature tools, and quoting systems is commonly required. Excellent interpersonal skills, active listening, and resilience help agents build trust with clients and handle rejection effectively. These skills are crucial for driving sales, ensuring regulatory compliance, and providing compassionate service to clients planning for end-of-life expenses.

What is final expense insurance sales?

Final expense insurance sales involve selling life insurance policies specifically designed to cover end-of-life expenses, such as funeral and burial costs. Agents help clients choose policies that provide a modest death benefit, making it easier for families to manage these expenses. This type of insurance is typically marketed to seniors or individuals seeking affordable coverage with simplified underwriting requirements.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused role that involves helping clients plan for end-of-life expenses. It often requires strong interpersonal skills, knowledge of insurance products, and the ability to work independently, with income typically based on commissions. Many find it a stable career option with opportunities for growth and flexible scheduling.

What is the difference between Final Expense Insurance Sales vs Life Insurance Agent?

AspectFinal Expense Insurance SalesLife Insurance Agent
Required CredentialsLicensing, insurance knowledgeLicensing, broader insurance knowledge
Work EnvironmentIndependent, client meetings, sales callsAgency offices, client meetings, sales calls
Industry UsageFocus on final expense policiesBroader life insurance products

Final Expense Insurance Sales professionals specialize in selling policies that cover funeral and burial costs, often requiring specific licensing and sales skills. Life Insurance Agents have a broader scope, selling various life insurance products. While both roles require similar credentials and work environments, Final Expense Sales focus on a niche market within the life insurance industry.

What does Dave Ramsey say about final expense insurance?

Dave Ramsey generally recommends term life insurance over final expense insurance, emphasizing affordability and simplicity for most consumers. He advises individuals to focus on term policies that provide adequate coverage and avoid whole or final expense policies with higher premiums and less transparency.

What type of insurance sales make the most money?

In final expense insurance sales, agents typically earn higher commissions by closing larger policies or high-net-worth clients. Successful agents often focus on building relationships and developing sales skills to increase premium sizes, which directly impact earnings. Sales environments that reward high-value policies tend to be more profitable for experienced agents.

How much can I make selling final expense insurance?

Final expense insurance sales agents typically earn commissions ranging from 40% to 100% of the policy premium, with top producers earning $50,000 to $100,000 or more annually. Income depends on sales volume, experience, and the commission structure of the insurance company, often supplemented by bonuses or residuals for ongoing policies.

What are some common challenges faced in Final Expense Insurance Sales, and how can new agents overcome them?

One of the main challenges in Final Expense Insurance Sales is building trust with clients, as this insurance often involves sensitive conversations about end-of-life planning. New agents may also encounter frequent rejections or hesitation from prospects who are wary of discussing financial matters. To overcome these challenges, it's important to develop strong communication and empathy skills, invest time in thorough product knowledge, and consistently follow up with leads. Many agencies offer mentorship and training programs to help new agents refine their techniques and grow their confidence in the field.
What are popular job titles related to Final Expense Insurance Sales jobs in Boca Raton, FL? For Final Expense Insurance Sales jobs in Boca Raton, FL, the most frequently searched job titles are:
What job categories do people searching Final Expense Insurance Sales jobs in Boca Raton, FL look for? The top searched job categories for Final Expense Insurance Sales jobs in Boca Raton, FL are:
What cities near Boca Raton, FL are hiring for Final Expense Insurance Sales jobs? Cities near Boca Raton, FL with the most Final Expense Insurance Sales job openings:
Final Expense Insurance Sales jobs near you
Infographic showing various Final Expense Insurance Sales job openings in Boca Raton, FL as of July 2026, with employment types broken down into 81% Full Time, 15% Part Time, 2% Temporary, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $43,331 per year, or $20.8 per hour.

Medicare & Final Expense Agent

Avid Health - Powered by Gyde

West Palm Beach, FL • On-site

$55K - $80K/yr

Other

Re-posted 6 days ago

Job description

Medicare & Final Expense Agent at Avid Health, Powered by Gyde

Total annual earnings: $55,000–$80,000

Job Type: Permanent, Full-Time, In-Person
License: Health and/or life insurance license preferred — not licensed? NO PROBLEM! We will pay for you to get licensed!

About Avid

Avid is a high-growth Medicare and life insurance agency now Powered by Gyde, an AI-native platform transforming how brokers serve clients. Through Gyde's technology, our agents are equipped with intelligent voice, chat, and decision-support tools that eliminate manual work and elevate client outcomes.

Together, we're building the future of brokerage — where every client interaction is smarter, faster, and more personalized. Joining our team means stepping into a modern, tech-enabled environment with clear career growth, world-class training, and the opportunity to make a real impact in people's healthcare and financial decisions.

You'll work alongside some of the top producers in the country and build a long-lasting, financially rewarding career of your own.

The Role

As a Medicare & Final Expense Agent at Avid, you'll be connected with seniors and other Americans who are looking to gain or review their Medicare coverage and explore life insurance, final expense, and ancillary options to protect their loved ones. We work with all the nation's leading carriers across Medicare (Advantage, Supplement, Part D), life / final expense, and ancillary products — so you'll always be able to offer clients every option and ensure they end up with the best one for them.

This is not a traditional call center role. You'll leverage cutting-edge AI tools to:

  • Understand client needs faster
  • Deliver highly personalized plan recommendations
  • Build long-term relationships — not just close one-time sales

You are both a trusted advisor and a case manager, owning the full client journey from first conversation through enrollment and beyond.

What You'll Do
  • Make outbound calls to interested leads and preset appointments; handle inbound calls primarily from existing clients in your book of business
  • Educate and advise individuals on the Medicare and life / final expense products available to them based on their demographics and needs
  • Enroll prospects into plans and policies, and process all carrier-required paperwork promptly
  • Communicate with prospects via text message and our automated GydeOS platform
  • Run a full needs assessment for every client — health, household, beneficiaries, budget — and present Medicare and final expense options that match
  • Cross-sell where it genuinely serves the client (e.g., pairing a Medicare plan with an appropriately sized final expense policy)
  • Manage your book year-round — be the trusted resource your clients call first
  • Hit and sustain production targets
  • Maintain required licensing and certifications; complete continuing education on time
  • Document every interaction as the call happens — finish your notes before the next call
  • Show up energetic, enthusiastic, and excited every single day
What We're Looking For
  • Hungry, humble, coachable — comfortable on the phone, with the "gift of gab" used in service of listening
  • No prior insurance experience required; we train from zero
  • Willing and eligible to obtain a health and/or life insurance license — Avid covers all costs
  • Strong written and verbal communication; able to explain plan differences without jargon
  • Comfortable with technology — specifically the kind of person who is curious about AI tools rather than wary of them
  • Track record of consistency: reliable schedule, reliable behavior, reliable follow-through
  • Positive attitude and team-first mindset
  • Must pass a background check
  • Health and/or life insurance license preferred (we'll get you licensed if you don't have one)
  • If you are currently appointed with any carriers, you must be able to obtain a release prior to your start date — we'll guide you through the process
Compensation
  • Base hourly pay: $20 per hour, paid bi-weekly
  • Commission: Monthly commission bonuses with strong earning potential
  • Renewals: Renewal commissions starting in Year 2 on your existing book of business — across both Medicare and life / final expense lines
  • Total annual earnings: $55,000–$80,000
  • Licensing: Avid pays for you to get licensed (health and life) — including study materials and exam fees
Career Path

We are firm believers in promoting from within. Avid offers structured leadership development and a clear path from new hire to top producer to team leader — with quarterly review and tier advancement based on production and consistency.

Why Join Avid

A modern, tech-enabled call center where you work alongside some of the top producers in the country. AI-powered case management that makes you more successful from day one. Two complementary product lines — Medicare and life / final expense — that let you serve a client's full picture instead of just one piece of it. Paid licensing, paid training, and a structured ramp to full production. Clear earning benchmarks and full commission transparency. A real career — not just a job.

Avid is Powered by Gyde — a fast-growing, AI-native platform transforming healthcare access for millions of Americans.

Work Location: In-person, West Palm Beach Office

Requirements: Must pass background check.

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