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Final Expense Insurance Sales Jobs in Boca Raton, FL

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Sales Agent Insurance

Delray Beach, FL · On-site

$50K - $100K/yr

Access to proven Final Expense sales systems, technology, training, and resources * Monday-Friday schedule with no nights or weekends What You'll Do As a Life Insurance Sales Agent, you'll speak with ...

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Final Expense Insurance Sales information

See Boca Raton, FL salary details

$26.6K

$43.3K

$61.2K

How much do final expense insurance sales jobs pay per year?

As of Aug 29, 2026, the average yearly pay for final expense insurance sales in Boca Raton, FL is $43,331.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,100.00 and $48,900.00 per year, depending on experience, location, and employer.

What is final expense insurance sales?

Final expense insurance sales involve selling life insurance policies specifically designed to cover end-of-life expenses, such as funeral and burial costs. Agents help clients choose policies that provide a modest death benefit, making it easier for families to manage these expenses. This type of insurance is typically marketed to seniors or individuals seeking affordable coverage with simplified underwriting requirements.

What are the key skills and qualifications needed to thrive as a final expense insurance sales agent?

To thrive as a Final Expense Insurance Sales Agent, you need strong sales acumen, a knowledge of insurance products, and typically a valid state insurance license. Familiarity with customer relationship management (CRM) software, e-signature tools, and quoting systems is commonly required. Excellent interpersonal skills, active listening, and resilience help agents build trust with clients and handle rejection effectively. These skills are crucial for driving sales, ensuring regulatory compliance, and providing compassionate service to clients planning for end-of-life expenses.

What are some common challenges faced in final expense insurance sales, and how can new agents overcome them?

One of the main challenges in Final Expense Insurance Sales is building trust with clients, as this insurance often involves sensitive conversations about end-of-life planning. New agents may also encounter frequent rejections or hesitation from prospects who are wary of discussing financial matters. To overcome these challenges, it's important to develop strong communication and empathy skills, invest time in thorough product knowledge, and consistently follow up with leads. Many agencies offer mentorship and training programs to help new agents refine their techniques and grow their confidence in the field.

What is the difference between Final Expense Insurance Sales vs Life Insurance Agent?

AspectFinal Expense Insurance SalesLife Insurance Agent
Required CredentialsLicensing, insurance knowledgeLicensing, broader insurance knowledge
Work EnvironmentIndependent, client meetings, sales callsAgency offices, client meetings, sales calls
Industry UsageFocus on final expense policiesBroader life insurance products

Final Expense Insurance Sales professionals specialize in selling policies that cover funeral and burial costs, often requiring specific licensing and sales skills. Life Insurance Agents have a broader scope, selling various life insurance products. While both roles require similar credentials and work environments, Final Expense Sales focus on a niche market within the life insurance industry.

How much can I make selling final expense insurance?

Final expense insurance sales agents typically earn commissions ranging from 40% to 100% of the policy premium, with top performers making $50,000 to $100,000 or more annually. Income depends on sales volume, experience, and the commission structure of the insurance company, often supplemented by bonuses or residuals for ongoing policies.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused role that involves helping clients plan for end-of-life expenses. It often requires strong interpersonal skills, knowledge of insurance products, and the ability to work independently, with income typically based on commissions. Many find it a stable career option with growth potential in the insurance industry.

What cities near Boca Raton, FL are hiring for Final Expense Insurance Sales jobs?

Cities near Boca Raton, FL with the most Final Expense Insurance Sales job openings:

Infographic showing various Final Expense Insurance Sales job openings in Boca Raton, FL as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 22% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $43,331 per year, or $20.8 per hour.

Sales Agent Insurance

Delray Beach, FL • On-site

$50K - $100K/yr

Full-time

Posted 15 days ago

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Job description

Life Insurance Sales Agent – In Office

Guardians Way Life Insurance | Delray Beach, FL 33445

Estimated Earnings: $50,000–$100,000+ per year
Schedule: Monday–Friday, 9:00 AM–5:30 PM
Job Type: Full-time | In-office
Experience: No prior insurance or sales experience required

Start a Career in Life Insurance Sales

Guardians Way Life Insurance is hiring motivated, competitive individuals to join our Delray Beach office as Life Insurance Sales Agents.

No insurance experience? We will train you.

We provide the training, tools, leads, and support you need to learn the business and build a successful career in life insurance sales.

What We Provide

  • Warm leads provided — no traditional cold calling
  • Paid licensing assistance — we cover approved expenses associated with obtaining your life insurance license
  • Comprehensive sales and product training
  • In-office coaching and support
  • Competitive commission structure
  • Uncapped earning potential
  • Career advancement opportunities
  • Access to proven Final Expense sales systems, technology, training, and resources
  • Monday–Friday schedule with no nights or weekends

What You'll Do

As a Life Insurance Sales Agent, you'll speak with individuals who have expressed interest in life insurance and help them find coverage that fits their needs and budget.

Your responsibilities will include:

  • Speaking with prospective clients by phone
  • Working provided leads
  • Identifying each client's insurance needs, goals, and budget
  • Explaining Final Expense and life insurance options
  • Helping clients complete insurance applications
  • Providing a professional and positive customer experience
  • Following company and insurance compliance requirements
  • Participating in ongoing training and coaching

Who We're Looking For

You do not need previous insurance or sales experience to apply.

We're looking for people who are:

  • Highly motivated and goal-oriented
  • Competitive and driven to succeed
  • Comfortable speaking with people over the phone
  • Coachable and willing to learn
  • Reliable and professional
  • Comfortable working in a fast-paced sales environment
  • Interested in building a long-term career in sales and insurance

Licensing

A Life Insurance License is preferred but not required to apply.

For qualified candidates who are not currently licensed, Guardians Way provides assistance through the licensing process and covers approved licensing expenses.

Compensation

This is a commission-based sales position with uncapped earning potential.

Estimated annual earnings: $50,000–$100,000+

Actual earnings vary based on individual sales performance, production, and other applicable factors. There is no guarantee of a specific level of earnings.

Schedule & Location

Monday–Friday | 9:00 AM–5:30 PM

Delray Beach, FL 33445

This position is 100% in-office and is not a remote position.

Applicants must be able to reliably commute to our Delray Beach office.

Requirements

  • Ability to work full-time from our Delray Beach office
  • Strong communication skills
  • Willingness to obtain a Life Insurance License if not currently licensed

Life Insurance License: Preferred

Guardians Way Life Insurance is an equal opportunity employer. Qualified applicants are considered without regard to legally protected characteristics, consistent with applicable law.