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Final Expense Insurance Sales Jobs in Tennessee (NOW HIRING)

Symmetry

Remote Work Sales Agent

Nashville, TN · Remote

$180K/yr

Remote Work Sales Agent Must be authorized to work in the US, no work visas offered at this time ... final expense insurance. With access to over 20 A and A- rated insurance carriers, our ...

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All JobsFinal Expense Insurance Sales JobsFinal Expense Insurance Sales Jobs in Tennessee

Final Expense Insurance Sales information

See Tennessee salary details

$25.4K

$41.4K

$58.5K

How much do final expense insurance sales jobs pay per year?

As of Aug 16, 2026, the average yearly pay for final expense insurance sales in Tennessee is $41,443.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,500.00 and $46,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a final expense insurance sales agent?

To thrive as a Final Expense Insurance Sales Agent, you need strong sales acumen, a knowledge of insurance products, and typically a valid state insurance license. Familiarity with customer relationship management (CRM) software, e-signature tools, and quoting systems is commonly required. Excellent interpersonal skills, active listening, and resilience help agents build trust with clients and handle rejection effectively. These skills are crucial for driving sales, ensuring regulatory compliance, and providing compassionate service to clients planning for end-of-life expenses.

What is final expense insurance sales?

Final expense insurance sales involve selling life insurance policies specifically designed to cover end-of-life expenses, such as funeral and burial costs. Agents help clients choose policies that provide a modest death benefit, making it easier for families to manage these expenses. This type of insurance is typically marketed to seniors or individuals seeking affordable coverage with simplified underwriting requirements.

How to become a final expense insurance sales agent?

To become a final expense insurance sales agent, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Sales agents should develop strong communication skills, understand insurance products, and often work independently or for agencies, with some states requiring ongoing education for license renewal.

What is the difference between Final Expense Insurance Sales vs Life Insurance Agent?

AspectFinal Expense Insurance SalesLife Insurance Agent
Required CredentialsLicensing, insurance knowledgeLicensing, broader insurance knowledge
Work EnvironmentIndependent, client meetings, sales callsAgency offices, client meetings, sales calls
Industry UsageFocus on final expense policiesBroader life insurance products

Final Expense Insurance Sales professionals specialize in selling policies that cover funeral and burial costs, often requiring specific licensing and sales skills. Life Insurance Agents have a broader scope, selling various life insurance products. While both roles require similar credentials and work environments, Final Expense Sales focus on a niche market within the life insurance industry.

How much can I make selling final expense insurance?

Final expense insurance sales agents typically earn commissions ranging from 40% to 100% of the policy premium, with top producers earning $50,000 to $100,000 or more annually. Income depends on sales volume, experience, and the number of policies sold, often requiring strong sales skills and client relationships.

What are some common challenges faced in final expense insurance sales, and how can new agents overcome them?

One of the main challenges in Final Expense Insurance Sales is building trust with clients, as this insurance often involves sensitive conversations about end-of-life planning. New agents may also encounter frequent rejections or hesitation from prospects who are wary of discussing financial matters. To overcome these challenges, it's important to develop strong communication and empathy skills, invest time in thorough product knowledge, and consistently follow up with leads. Many agencies offer mentorship and training programs to help new agents refine their techniques and grow their confidence in the field.

What are popular job titles related to Final Expense Insurance Sales jobs in Tennessee?

For Final Expense Insurance Sales jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Final Expense Insurance Sales jobs in Tennessee look for?

The top searched job categories for Final Expense Insurance Sales jobs in Tennessee are:

Final Expense Insurance Sales jobs near you
Infographic showing various Final Expense Insurance Sales job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 94% Physical, 3% Hybrid, and 3% Remote job distribution, with an average salary of $41,443 per year, or $19.9 per hour.

Remote Work Sales Agent

Symmetry

Nashville, TN • Remote

$180K/yr

Full-time, Part-time

Life, Retirement

Re-posted 24 days ago

Job description

Remote Work Sales Agent

Must be authorized to work in the US, no work visas offered at this time

Organization Description:

At The Tchimou Agency, we provide a range of life insurance solutions that include mortgage protection, disability, retirement protection, term life, whole life, and more. Our growth-focused culture allows representatives to truly help clients without high pressure or sales quotas. We train agents to become experts in this industry, and business owners the ease to build a business with proprietary software.

Job Details:

100% TRAINING PROVIDED. No prior sales or insurance experience is necessary.

We are seeking motivated, confident, ambitious, goal-oriented, and driven individuals who have a passion for helping families, to join our team. We are currently looking for representatives ranging from entry level to experienced professionals who are driven, yet humble and coachable. Our specialization in Mortgage Protection Insurance requires our representatives to meet and serve families that have requested help with mortgage protection or final expense insurance. With access to over 20 A and A- rated insurance carriers, our representatives provide the best and most affordable options and will also have access to final expense, Med sup's, IUL's and Annuities products as well. As a key member of our organization, you will have the opportunity to make a positive impact on families' lives while enjoying the flexibility of a 100% commission-based role. We prioritize work-life balance and provide the necessary support and resources for your success.

Responsibilities:

* This is a lead driven system, and our leads are EXCLUSIVE to our agents; therefore NO COLD CALLING REQUIRED

* Conduct comprehensive needs analysis and present suitable life insurance solutions to clients.

* Build and maintain strong relationships with clients, providing exceptional customer service.

* Collaborate with team members to achieve sales targets and contribute to the overall growth of the organization.

* Stay up-to-date with industry trends and product knowledge to effectively educate clients on available options.

* Maintain accurate records of client interactions and transactions.

Requirements:

* Excellent communication and interpersonal skills.

* Strong presentation abilities.

* Self-motivated with a strong drive to succeed

* Ability to work independently while also being a team player.

* Tech-savvy with proficiency in relevant software and tools

* Be willing to attend all online training events

* Active life insurance license (or willingness to obtain one) in the relevant jurisdiction.

This is a 1099 sales position. The commission is around $500 per application. Full-time underwriters write about 4-10 applications per week.

* Our part-time agents who follow our system make approximately $30k-60k in their first year

* Our full-time agents who follow our system make approximately $75k-180k in their first year

Qualifying Agents are able to earn a 5% commission increase EVERY 2 MONTHS.

**By applying for this position, you agree to receive communication via phone, email, and text**

The Tchimou Agency | Regional Sales Manager

No agents success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

SFG0004057

Symmetry Financial Group logo

About Symmetry Financial Group

Sourced by ZipRecruiter

Symmetry Financial Group is a leading insurance marketing organization based in Asheville, North Carolina, USA, specializing in life insurance, mortgage protection, retirement protection, and debt elimination services. The company was established in 2009 by co-founders Brandon Ellison, Brian Pope, and Casey Watkins to cater to families requiring personal protection and financial security. With a nationwide footprint, Symmetry has become a significant player in the insurance and financial services industry. Symmetry Financial Group's mission revolves around making a positive and lasting impact on the families they serve across the nation. It is built around core values which they call 'The Symmetry Way' – Relationships matter, People come first, Family, and Serve others.

Industry

Finance and insurance

Company size

1,001 - 5,000 Employees

Headquarters location

Swannanoa, NC, US

Year founded

2009

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