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Final Expense Insurance Sales Jobs in Tennessee (NOW HIRING)

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Life Insurance Sales

Knoxville, TN · On-site

$5.0K - $7.0K/mo

... IUL), Final Expense Insurance, and Annuities through carriers including Americo, Transamerica ... from sales, customer service, hospitality, restaurants, retail, automotive, construction ...

Veteran-friendly

Urgent

Training provided

Be Seen First

Life Insurance Sales

Knoxville, TN · On-site

$5.0K - $7.0K/mo

... IUL), Final Expense Insurance, and Annuities through carriers including Americo, Transamerica ... from sales, customer service, hospitality, restaurants, retail, automotive, construction ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... IUL), Final Expense Insurance, and Annuities through carriers including Americo, Transamerica ... from sales, customer service, hospitality, restaurants, retail, automotive, construction ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... IUL), Final Expense Insurance, and Annuities through carriers including Americo, Transamerica ... from sales, customer service, hospitality, restaurants, retail, automotive, construction ...

Veteran-friendly

Urgent

Training provided

Be Seen First

Life Insurance Advisor

Knoxville, TN · On-site

$5.0K - $7.0K/mo

... IUL), Final Expense Insurance, and Annuities through carriers including Americo, Transamerica ... from sales, customer service, hospitality, restaurants, retail, automotive, construction ...

Veteran-friendly

Urgent

Training provided

Be Seen First

Life Insurance Advisor

Knoxville, TN · On-site

$5.0K - $7.0K/mo

... IUL), Final Expense Insurance, and Annuities through carriers including Americo, Transamerica ... from sales, customer service, hospitality, restaurants, retail, automotive, construction ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... IUL), Final Expense Insurance, and Annuities through carriers including Americo, Transamerica ... from sales, customer service, hospitality, restaurants, retail, automotive, construction ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... IUL), Final Expense Insurance, and Annuities through carriers including Americo, Transamerica ... from sales, customer service, hospitality, restaurants, retail, automotive, construction ...

Veteran-friendly

Urgent

Training provided

Be Seen First

Life Insurance Agent

Caryville, TN · On-site

$5.0K - $7.0K/mo

... IUL), Final Expense Insurance, and Annuities through carriers including Americo, Transamerica ... from sales, customer service, hospitality, restaurants, retail, automotive, construction ...

Veteran-friendly

Urgent

Training provided

Be Seen First

Life Insurance Agent

Caryville, TN · On-site

$5.0K - $7.0K/mo

... IUL), Final Expense Insurance, and Annuities through carriers including Americo, Transamerica ... from sales, customer service, hospitality, restaurants, retail, automotive, construction ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... IUL), Final Expense Insurance, and Annuities through carriers including Americo, Transamerica ... from sales, customer service, hospitality, restaurants, retail, automotive, construction ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... IUL), Final Expense Insurance, and Annuities through carriers including Americo, Transamerica ... from sales, customer service, hospitality, restaurants, retail, automotive, construction ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... IUL), Final Expense Insurance, and Annuities through carriers including Americo, Transamerica ... from sales, customer service, hospitality, restaurants, retail, automotive, construction ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... IUL), Final Expense Insurance, and Annuities through carriers including Americo, Transamerica ... from sales, customer service, hospitality, restaurants, retail, automotive, construction ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... IUL), Final Expense Insurance, and Annuities through carriers including Americo, Transamerica ... from sales, customer service, hospitality, restaurants, retail, automotive, construction ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... IUL), Final Expense Insurance, and Annuities through carriers including Americo, Transamerica ... from sales, customer service, hospitality, restaurants, retail, automotive, construction ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... IUL), Final Expense Insurance, and Annuities through carriers including Americo, Transamerica ... from sales, customer service, hospitality, restaurants, retail, automotive, construction ...

Veteran-friendly

Urgent

Training provided

Remote Work Sales Agent

Nashville, TN · Remote

$180K/yr

  • Life

  • Retirement

Remote Work Sales Agent Must be authorized to work in the US, no work visas offered at this time ... final expense insurance. With access to over 20 A and A- rated insurance carriers, our ...

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Showing results 1-20

Final Expense Insurance Sales information

See Tennessee salary details

$25.4K

$41.4K

$58.5K

How much do final expense insurance sales jobs pay per year?

As of Aug 12, 2026, the average yearly pay for final expense insurance sales in Tennessee is $41,443.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,500.00 and $46,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a final expense insurance sales agent?

To thrive as a Final Expense Insurance Sales Agent, you need strong sales acumen, a knowledge of insurance products, and typically a valid state insurance license. Familiarity with customer relationship management (CRM) software, e-signature tools, and quoting systems is commonly required. Excellent interpersonal skills, active listening, and resilience help agents build trust with clients and handle rejection effectively. These skills are crucial for driving sales, ensuring regulatory compliance, and providing compassionate service to clients planning for end-of-life expenses.

What is final expense insurance sales?

Final expense insurance sales involve selling life insurance policies specifically designed to cover end-of-life expenses, such as funeral and burial costs. Agents help clients choose policies that provide a modest death benefit, making it easier for families to manage these expenses. This type of insurance is typically marketed to seniors or individuals seeking affordable coverage with simplified underwriting requirements.

How to become a final expense insurance sales agent?

To become a final expense insurance sales agent, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Sales agents should develop strong communication skills, understand insurance products, and often work independently or for agencies, with some states requiring ongoing education for license renewal.

What is the difference between Final Expense Insurance Sales vs Life Insurance Agent?

AspectFinal Expense Insurance SalesLife Insurance Agent
Required CredentialsLicensing, insurance knowledgeLicensing, broader insurance knowledge
Work EnvironmentIndependent, client meetings, sales callsAgency offices, client meetings, sales calls
Industry UsageFocus on final expense policiesBroader life insurance products

Final Expense Insurance Sales professionals specialize in selling policies that cover funeral and burial costs, often requiring specific licensing and sales skills. Life Insurance Agents have a broader scope, selling various life insurance products. While both roles require similar credentials and work environments, Final Expense Sales focus on a niche market within the life insurance industry.

How much can I make selling final expense insurance?

Final expense insurance sales agents typically earn commissions ranging from 40% to 100% of the policy premium, with top producers earning $50,000 to $100,000 or more annually. Income depends on sales volume, experience, and the number of policies sold, often requiring strong sales skills and client relationships.

What are some common challenges faced in final expense insurance sales, and how can new agents overcome them?

One of the main challenges in Final Expense Insurance Sales is building trust with clients, as this insurance often involves sensitive conversations about end-of-life planning. New agents may also encounter frequent rejections or hesitation from prospects who are wary of discussing financial matters. To overcome these challenges, it's important to develop strong communication and empathy skills, invest time in thorough product knowledge, and consistently follow up with leads. Many agencies offer mentorship and training programs to help new agents refine their techniques and grow their confidence in the field.
What job categories do people searching Final Expense Insurance Sales jobs in Tennessee look for? The top searched job categories for Final Expense Insurance Sales jobs in Tennessee are:
Infographic showing various Final Expense Insurance Sales job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 94% Physical, 3% Hybrid, and 3% Remote job distribution, with an average salary of $41,443 per year, or $19.9 per hour.

Life Insurance Sales

Maverick Insured

Knoxville, TN • On-site

Veteran-friendly

Urgent

Training provided

$5.0K - $7.0K/mo

Full-time

Posted 12 days ago

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Job description

Maverick Insured | Knoxville, TN | In-Office

ENTRY LEVEL • COMPANY-PROVIDED INBOUND LEADS • NO COLD CALLING • LICENSING PROVIDED

Maverick Insured is looking for motivated, coachable individuals to join our Knoxville office as Insurance Sales Representatives.

No prior insurance experience is required. We provide the licensing education, approved licensing costs, company-provided inbound leads, hands-on training, and ongoing coaching needed to get started.

This is a 1099 independent-contractor, commission-only sales opportunity. There is no salary, hourly wage, or guaranteed minimum income.

What We Provide

Company-Provided Inbound Leads
Work with prospective clients who have requested information about life insurance and retirement solutions. No cold calling.

Licensing Support
We provide licensing education and exam preparation and cover approved licensing and certification fees.

Hands-On Training & Coaching
Receive product training, sales development, mentorship, and ongoing coaching from experienced producers.

Multiple Products & Carriers
Help clients with Term Life, Whole Life, Indexed Universal Life (IUL), Final Expense Insurance, and Annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene.

What You'll Do

- Work with inbound prospects who have requested insurance information
- Speak with clients to understand their insurance and financial-protection needs
- Explain available life insurance and retirement solutions
- Help clients select appropriate coverage
- Complete and submit insurance applications
- Maintain consistent follow-up throughout the application and underwriting process
- Build and maintain strong client relationships
- Follow state licensing, carrier, and compliance requirements
- Participate in ongoing training, coaching, and professional development

Who We're Looking For

Insurance experience is not required.

We are looking for individuals who are:

- Self-motivated and goal-oriented
- Coachable and willing to learn
- Dependable and consistent
- Comfortable communicating with clients
- Professional and personable
- Competitive and performance-driven
- Able to work from our Knoxville office

Candidates coming from sales, customer service, hospitality, restaurants, retail, automotive, construction, manufacturing, skilled trades, athletics, or other performance-driven environments may find their experience transfers well into this opportunity.

Basic Qualifications

- Must be at least 18 years old
- High school diploma or equivalent
- Able to meet applicable background requirements
- Able to obtain a state life insurance license
- Able to work on-site in Knoxville, Tennessee

Licensing & Training

Maverick provides:

- Licensing education and exam preparation
- Payment of approved licensing and certification fees
- Product and sales training
- Ongoing coaching and mentorship
- Company-provided inbound leads

Licensing preparation and training are unpaid. Candidates must obtain the required insurance license and applicable carrier appointments before earning commissions.

Compensation

This is a 1099 independent-contractor, commission-only opportunity.

- No salary or hourly wage
- No guaranteed minimum income
- Earnings are based on individual production and issued business
- Performance-based bonuses may be available
- Earning potential is not capped by an hourly wage or salary
- Commissions are subject to carrier approval and may be affected by policy cancellations or chargebacks

Independent contractors are responsible for their own tax obligations and do not receive traditional employee benefits such as employer-sponsored health insurance or paid time off.

Build Your Career With Maverick

If you're looking for an entry-level opportunity where your performance determines your earning potential—and you want the leads, licensing support, training, and coaching to help you get started—we encourage you to apply.