ZipRecruiter

Log In

1

Contract Life Insurance Agent Jobs in Tennessee (NOW HIRING)

Zander Insurance Agency

Life Insurance Agent

Nashville, TN · On-site

$66K - $100K/yr

Our life insurance agents educate families, empowering them to protect their loved ones with term life insurance. People come to Zander because they don't want someone to sell to them - they want ...

Maverick Insured

Be Seen First

Life Insurance Agent

Caryville, TN · On-site

$5.0K - $7.0K/mo

What We Provide Company-Provided Inbound Leads Work with prospective clients who have requested information about life insurance and retirement solutions. No cold calling. Licensing Support We ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

Be Seen First

Life Insurance Agent

Caryville, TN · On-site

$5.0K - $7.0K/mo

What We Provide Company-Provided Inbound Leads Work with prospective clients who have requested information about life insurance and retirement solutions. No cold calling. Licensing Support We ...

Veteran-friendly

Urgent

Training provided

Alchemy Financial Group

Life Insurance Agent

Cleveland, TN · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand our business by actively seeking and acquiring new ...

next page

Showing results 1-20

All JobsContract Life Insurance Agent JobsContract Life Insurance Agent Jobs in Tennessee

Contract Life Insurance Agent information

See Tennessee salary details

$16.3K

$80.7K

$131.6K

How much do contract life insurance agent jobs pay per year?

As of Aug 10, 2026, the average yearly pay for contract life insurance agent in Tennessee is $80,749.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,200.00 and $110,700.00 per year, depending on experience, location, and employer.

What is a contract life insurance agent?

A Contract Life Insurance Agent is a professional who sells life insurance policies on behalf of an insurance company, typically working as an independent contractor rather than as a direct employee. These agents help clients choose appropriate life insurance coverage based on their needs and financial situations. As contractors, they often have flexible schedules and may represent multiple insurance carriers. Their responsibilities include prospecting for new clients, explaining policy options, and assisting with the application and claims process.

What is the difference between Contract Life Insurance Agent vs Full-Time Life Insurance Agent?

AspectContract Life Insurance AgentFull-Time Life Insurance Agent
CredentialsLicensing required, no additional certifications necessarilyLicensing required, may pursue advanced certifications
Work EnvironmentIndependent, flexible schedule, often remote or on commissionOffice-based or field, regular hours, salaried or commission-based
Employer & Industry UsageWorks independently or with agencies on a contract basisEmployed by insurance companies or agencies full-time

Contract Life Insurance Agents typically operate independently with flexible hours and are paid on a commission basis, often working on a contract basis. Full-Time Life Insurance Agents are employed directly by insurance companies or agencies, with regular hours and benefits. Both roles require licensing, but contract agents usually have more flexibility and less job security compared to full-time agents.

Can being a contract life insurance agent be a side hustle?

Yes, contract life insurance agents often work independently and can pursue their role as a side hustle, provided they meet licensing requirements and manage their schedule effectively. Many agents choose to work part-time to supplement their income while maintaining other employment or commitments.

What are some common challenges faced by contract life insurance agents, and how can they be overcome?

Contract life insurance agents often face challenges such as building a strong client base from scratch, managing fluctuating income, and staying up-to-date with changing products and regulations. To overcome these challenges, agents can focus on networking, leveraging referrals, and continuing professional education to enhance their knowledge and credibility. Additionally, establishing a consistent routine for prospecting and following up with clients can help maintain steady business growth and income stability.

What are the key skills and qualifications needed to thrive as a contract life insurance agent?

To thrive as a Contract Life Insurance Agent, you need a strong understanding of insurance products, sales techniques, and state licensing as a basic qualification. Familiarity with customer relationship management (CRM) software, digital quoting platforms, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and self-motivation help agents build trust and effectively address client needs. These skills ensure agents can navigate complex products, comply with regulations, and achieve sales targets while fostering long-term client relationships.
What are the most commonly searched types of Life Insurance Agent jobs in Tennessee? The most popular types of Life Insurance Agent jobs in Tennessee are:
What are popular job titles related to Contract Life Insurance Agent jobs in Tennessee? For Contract Life Insurance Agent jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Contract Life Insurance Agent jobs in Tennessee look for? The top searched job categories for Contract Life Insurance Agent jobs in Tennessee are:
What cities in Tennessee are hiring for Contract Life Insurance Agent jobs? Cities in Tennessee with the most Contract Life Insurance Agent job openings:
Contract Life Insurance Agent jobs near you
Infographic showing various Contract Life Insurance Agent job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 94% Physical, 3% Hybrid, and 3% Remote job distribution, with an average salary of $80,749 per year, or $38.8 per hour.

Life Insurance Agent

Alchemy Financial Group

Johnson City, TN • On-site

$75K - $105K/yr

Full-time

Re-posted 28 days ago

Job description

About the Insurance Agent Position
We're seeking a motivated and competitive worker to join our team as an Insurance Agent. As an Insurance Agent with Alchemy Financial, you'll be responsible for selling policies to clients, handling claims, and keeping track of policy renewals.
Our ideal candidate will have excellent customer service skills for working with a variety of clients. If you think you'd excel as an Insurance Agent, we'd love to hear from you.
Insurance Agent Responsibilities
  • Identify opportunities to sell life, health, or car insurance to a variety of clients, working with them to find the policy that best suits their needs
  • Go through policies with clients so that they have an understanding of the insurance costs and benefits
  • Work alongside marketing team members to further client outreach
  • Work alongside insurance adjusters
  • Maintain all client records
  • Provide continual service by processing insurance renewals and working to retain clients
  • Track insurance claims to ensure the satisfaction of all parties
  • Distribute policy funds after a claim has been settled
  • Answer client and potential client insurance-related queries as needed
Insurance Agent Requirements
  • [2+] years experience as an Insurance Agent
  • BA/BS in business, economics, or related field preferred
  • Appropriate insurance licensing where required by law
  • Excellent customer service skills
  • Superb communication and negotiation skills
  • In-depth knowledge of different types of insurance, including life, health, and car insurance
  • Strong organizational and time-management skills
  • Proficient software skills, including Microsoft Office Suite

Apply