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Life Insurance Commission Jobs in Tennessee (NOW HIRING)

Maverick Insured

Be Seen First

Life Insurance Agent

Knoxville, TN · On-site

$5.0K - $7.0K/mo

Commission Only Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life insurance and retirement solutions. This is a 1099 independent-contractor sales ...

New

Maverick Insured

Be Seen First

Life Insurance Agent

Knoxville, TN · On-site

$5.0K - $7.0K/mo

Commission Only Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life insurance and retirement solutions. This is a 1099 independent-contractor sales ...

New

The Shank Group

Life Insurance Sales Agent

Nashville, TN · Remote

$45K - $65K/yr

Uncapped Income Potential -- Commission-based pay with bonus opportunities available * Growth ... Present appropriate life insurance options, including term and permanent coverage * Submit ...

HMG Careers

Remote Life Insurance Agent

Knoxville, TN · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Nashville, TN · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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Life Insurance Commission information

What are the key skills and qualifications needed to thrive as a Life Insurance Commission Agent, and why are they important?

To thrive as a Life Insurance Commission Agent, you need strong sales abilities, in-depth knowledge of insurance products and regulations, and generally a relevant license issued by your state. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance underwriting systems is typically required. Exceptional interpersonal skills, integrity, and the ability to build trust are soft skills that set top agents apart. These competencies are essential for effectively matching clients with suitable policies, ensuring compliance, and building a successful, client-focused practice.

What is the difference between Life Insurance Commission vs Life Insurance Agent?

AspectLife Insurance CommissionLife Insurance Agent
RolePayment structure for salesLicensed professional selling policies
CredentialsCommission-based earnings, licensing requiredLicensing, certifications vary by region
Work EnvironmentCommission-based, independent or agency settingClient meetings, sales presentations
Industry UsagePayment method for agentsSalesperson selling insurance policies

In summary, Life Insurance Commission refers to the earnings structure for Life Insurance Agents, who are licensed professionals selling policies. The commission is the payment they receive for each sale, whereas the agent is the individual performing the sales. Understanding this distinction helps clarify roles and compensation in the insurance industry.

What is a life insurance commission?

A life insurance commission is the payment that insurance agents or brokers receive from an insurance company when they sell a life insurance policy. The commission is typically a percentage of the policy's premium and can vary depending on the type of policy, the insurance company, and the agent's agreement. The initial commission is usually higher for the first year and may decrease for subsequent years if the policyholder continues to renew the policy. This system incentivizes agents to sell policies and maintain good relationships with their clients.

What are the typical challenges faced by professionals working on a life insurance commission basis?

Working on a life insurance commission basis often involves building and maintaining a client base, which can be challenging for those new to the industry. Professionals must proactively generate leads, manage follow-ups, and handle rejections while maintaining a high level of customer service. Additionally, income can fluctuate based on sales performance, especially in the early stages before a steady stream of renewals is established. Success in this role usually requires strong networking skills, persistence, and the ability to adapt to client needs and market changes.
What are the most commonly searched types of Life Insurance jobs in Tennessee? The most popular types of Life Insurance jobs in Tennessee are:
What are popular job titles related to Life Insurance Commission jobs in Tennessee? For Life Insurance Commission jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Life Insurance Commission jobs in Tennessee look for? The top searched job categories for Life Insurance Commission jobs in Tennessee are:
What cities in Tennessee are hiring for Life Insurance Commission jobs? Cities in Tennessee with the most Life Insurance Commission job openings:
Life Insurance Commission jobs near you
Infographic showing various Life Insurance Commission job openings in Tennessee as of July 2026, with employment types broken down into 1% As Needed, 79% Full Time, 12% Part Time, and 8% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution.

Life Insurance Agent

Maverick Insured

Knoxville, TN • On-site

$5.0K - $7.0K/mo

Full-time

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

Entry-Level Insurance Sales Representative — 1099 Commission Only


Company: Maverick Insured

Location: Knoxville, Tennessee

Position Type: 1099 Independent Contractor

Compensation: Commission Only


Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life insurance and retirement solutions.


This is a 1099 independent-contractor sales opportunity. Compensation is entirely commission-based. There is no salary, hourly wage, or guaranteed income.


Responsibilities


- Speak with prospective clients

- Explain available insurance products

- Recommend coverage based on client needs

- Complete applications and follow up with clients

- Follow all licensing, carrier, and compliance requirements


Products and Carriers


Representatives may offer term life, whole life, indexed universal life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene.


Licensing and Training


No prior insurance experience is required.


Maverick provides:


- Licensing education and exam preparation

- Payment of approved licensing and certification fees

- Product training and ongoing coaching

- Company-provided leads


Training and licensing preparation are unpaid. Candidates must become properly licensed and appointed before earning commissions.


Compensation Disclosure


- Commission-only compensation

- No salary, hourly wage, or minimum income

- Earnings vary based on individual production and issued business

- Commissions may be subject to carrier approval, cancellations, and chargebacks

- Bonuses may be available based on performance


Qualifications


- At least 18 years old

- High school diploma or equivalent

- Able to obtain an insurance license

- Professional, dependable, and coachable

- Comfortable speaking with clients

- Able to work from our Knoxville office


Independent contractors are responsible for their own taxes and do not receive employee benefits such as paid time off, overtime pay, unemployment benefits, or employer-sponsored health insurance.