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Life Insurance Commission Jobs in Tennessee (NOW HIRING)

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Life Insurance Agent

Jefferson City, TN · On-site

$100K - $400K/yr

... rapidly growing life insurance brokerage revolutionizing the industry by making affordable ... Lucrative Commission Structure → Average agents $9,000-$12,000/month net. Top performers $30,000 ...

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Life Insurance Agent

Knoxville, TN · On-site

$100K - $400K/yr

... rapidly growing life insurance brokerage revolutionizing the industry by making affordable ... Lucrative Commission Structure → Average agents $9,000-$12,000/month net. Top performers $30,000 ...

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Life Insurance Agent

Seymour, TN · On-site

$100K - $400K/yr

... rapidly growing life insurance brokerage revolutionizing the industry by making affordable ... Lucrative Commission Structure → Average agents $9,000-$12,000/month net. Top performers $30,000 ...

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Life Insurance Sales

Knoxville, TN · On-site

$80K - $100K/yr

What You'll Do - Work with clients who have requested information about life insurance and ... commission-only opportunity. Earnings are performance-based and are not guaranteed. Maverick ...

Veteran-friendly

Urgent

Training provided

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Life Insurance Advisor

Knoxville, TN · On-site

$80K - $100K/yr

What You'll Do - Work with clients who have requested information about life insurance and ... commission-only opportunity. Earnings are performance-based and are not guaranteed. Maverick ...

Veteran-friendly

Urgent

Training provided

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Life Insurance Advisor

Knoxville, TN · On-site

$80K - $100K/yr

What You'll Do - Work with clients who have requested information about life insurance and ... commission-only opportunity. Earnings are performance-based and are not guaranteed. Maverick ...

Veteran-friendly

Urgent

Training provided

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Life Insurance Sales

Knoxville, TN · On-site

$80K - $100K/yr

What You'll Do - Work with clients who have requested information about life insurance and ... commission-only opportunity. Earnings are performance-based and are not guaranteed. Maverick ...

Veteran-friendly

Urgent

Training provided

Life Insurance Sales Agent

Knoxville, TN · On-site

$91K - $118K/yr

Commission Only Maverick Insured is looking for motivated individuals to join our Knoxville office ... to sell life insurance and annuity products Responsibilities - Contact prospective clients ...

Life Insurance Sales Agent

Knoxville, TN · On-site

$91K - $118K/yr

Commission Only Maverick Insured is looking for motivated individuals to join our Knoxville office ... to sell life insurance and annuity products Responsibilities - Contact prospective clients ...

Life Insurance Sales Agent

Nashville, TN · Remote

$45K - $65K/yr

Uncapped Income Potential -- Commission-based pay with bonus opportunities available * Growth ... Present appropriate life insurance options, including term and permanent coverage * Submit ...

Remote Life Insurance Agent

Nashville, TN · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Remote Life Insurance Agent

Memphis, TN · On-site +1

$30K - $160K/yr

Pay: * 1099 contractor; commissions only * Part-Time Uncapped Potential: estimated $30,000-$60,000+ / first year (15-20 hrs/week) * Full-Time Uncapped Potential: estimated $84,000-$160,000+ / first ...

This is an independent contractor (1099) commission-only opportunity. There is no base salary ... Department Licensed Life Insurance Agent Locations Nashville, TN Remote status Fully Remote

Remote Life Insurance Agent

Memphis, TN · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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Life Insurance Commission information

What is a life insurance commission?

A life insurance commission is the payment that insurance agents or brokers receive from an insurance company when they sell a life insurance policy. The commission is typically a percentage of the policy's premium and can vary depending on the type of policy, the insurance company, and the agent's agreement. The initial commission is usually higher for the first year and may decrease for subsequent years if the policyholder continues to renew the policy. This system incentivizes agents to sell policies and maintain good relationships with their clients.

What are the key skills and qualifications needed to thrive as a life insurance commission agent?

To thrive as a Life Insurance Commission Agent, you need strong sales abilities, in-depth knowledge of insurance products and regulations, and generally a relevant license issued by your state. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance underwriting systems is typically required. Exceptional interpersonal skills, integrity, and the ability to build trust are soft skills that set top agents apart. These competencies are essential for effectively matching clients with suitable policies, ensuring compliance, and building a successful, client-focused practice.

What are the typical challenges faced by professionals working on a life insurance commission basis?

Working on a life insurance commission basis often involves building and maintaining a client base, which can be challenging for those new to the industry. Professionals must proactively generate leads, manage follow-ups, and handle rejections while maintaining a high level of customer service. Additionally, income can fluctuate based on sales performance, especially in the early stages before a steady stream of renewals is established. Success in this role usually requires strong networking skills, persistence, and the ability to adapt to client needs and market changes.

What is the difference between Life Insurance Commission vs Life Insurance Agent?

AspectLife Insurance CommissionLife Insurance Agent
RolePayment structure for salesLicensed professional selling policies
CredentialsCommission-based earnings, licensing requiredLicensing, certifications vary by region
Work EnvironmentCommission-based, independent or agency settingClient meetings, sales presentations
Industry UsagePayment method for agentsSalesperson selling insurance policies

In summary, Life Insurance Commission refers to the earnings structure for Life Insurance Agents, who are licensed professionals selling policies. The commission is the payment they receive for each sale, whereas the agent is the individual performing the sales. Understanding this distinction helps clarify roles and compensation in the insurance industry.

Is it hard to get hired as a life insurance commission?

Getting hired as a life insurance agent or broker typically requires obtaining a license, which involves passing a state exam and completing pre-licensing education. Success depends on sales skills, industry knowledge, and building a client base, but entry barriers are generally manageable for those willing to meet licensing requirements and develop their network.

Is it worth it to become a life insurance agent?

A life insurance agent's income depends on commissions from policy sales, which can vary based on experience, sales skills, and client base. The role often requires licensing, ongoing training, and building a network to succeed financially. Whether it is worth it depends on individual sales ability and career goals in the insurance industry.

Is there a demand for life insurance agents?

The demand for life insurance agents remains steady due to ongoing consumer need for life insurance products and financial planning services. Success in this role often depends on strong sales skills, industry knowledge, and the ability to build client relationships, with opportunities available in both traditional and digital sales environments.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of sales, high rejection rates, and the need for persistent prospecting. Success often requires strong communication skills, self-motivation, and the ability to build client relationships over time, which can be demanding and lead to high turnover.

What are the most commonly searched types of Life Insurance jobs in Tennessee?

The most popular types of Life Insurance jobs in Tennessee are:

What cities in Tennessee are hiring for Life Insurance Commission jobs?

Cities in Tennessee with the most Life Insurance Commission job openings:

Infographic showing various Life Insurance Commission job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution.

Life Insurance Agent

LionRock Financial Services TN

Jefferson City, TN • On-site

$100K - $400K/yr

Full-time

Re-posted yesterday

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Job description

LionRock Financial Services - Leads, No Cold Calling Seymour TN (On-Site) Full-Time | Entry-Level to Experienced | $100,000 - $400,000+ Potential (All Commission + Bonuses)

LionRock Financial Services is a rapidly growing life insurance brokerage revolutionizing the industry by making affordable protection simple and accessible for families nationwide. We shop 40+ A-rated carriers to deliver truly personalized solutions. All through a proven, efficient phone-based system that puts you in the advisor seat, which results in the first call often the only call needed.

This is a 1099 independent contractor opportunity unlike any other in financial services: Our agents consistently double/triple the national average in production and earnings without the “hustle & grind” culture. We’ve fine-tuned an inbound lead system and consultative one call close process that lets you earn true 6-figures (7-figures long-term) while enjoying real work-life harmony.

Why Top Producers Are Joining LionRock Right Now

  • Exclusive Inbound Leads Only → High-intent prospects call YOU (12–17+ qualified calls/day once ramped). No cold calling, no door-knocking.
  • Lucrative Commission Structure → Average agents $9,000–$12,000/month net. Top performers $30,000+/month ($400k+ annually). First-year realistic: $100k–$250k+.
  • Day-1 Vesting + Residual Income from Year 1 → Build a book of business that pays you renewals forever.
  • Performance Bonuses + Referral Incentives → Extra cash for production milestones and every client referral you request and close.
  • Commission Increases → Hit consistent targets → unlock higher contract levels fast.
  • Agency-Building Path → Proven roadmap to leadership (many agents promoted within (6-12 months).

What a Day Looks Like

  • Mon–Thu 9AM–6PM, Fri 9AM–4PM (no weekends, no evenings)
  • Take 12–17+ inbound calls from pre-qualified prospects actively shopping or needing help with coverage
  • Use our battle-tested consultative script → uncover needs → present the best options from 40+ carriers → close in one call (most deals done same day)
  • Log the app, get paid, then move to the next opportunity

Who Thrives Here

You’re a proven closer who’s tired of chasing and ready to get paid what you’re worth. Ideal background:

  • High-ticket direct sales (solar, D2D, pest control, alarms, auto, timeshare, cell phones, retail management, etc.)
  • Current FL 214/215 license a big plus (we’ll sponsor and pay for pre-licensing if you’re the right fit)
  • Track record of crushing quotas and bouncing back fast from “no”
  • Coachable, growth-minded, and hungry for mentorship that actually moves the needle

The Kind of Person We’re Looking For

  • Growth Mindset – You see challenges as fuel and actively implement feedback
  • Self-Leadership & Resilience – You run your day like a business owner (because you are one)
  • Elite Phone Presence – You build instant rapport, explain complex products in simple terms, and turn conversations into closed deals & referrals
  • Integrity First – You put the client’s needs ahead of the commission (it paradoxically makes you richer)
  • Bilingual (English/Spanish or English/Portuguese) = big advantage
  • Tech-savvy (CRM, soft-phone, Zoom, etc.)
    Even if you have zero insurance experience but you’ve dominated in any commission sales role, we’ll turn you into a top life insurance advisor in 30–60 days.

What Sets LionRock Apart

  • Proven consultative sales process refined over thousands of calls and millions in placed premium
  • Daily proximity to leadership — man of the executive team train and coach personally
  • Culture of integrity, accountability, respect, and fun (in-office basketball, putting green, yard games, discounted gym membership)
  • Fast-track leadership roles for producers who want to recruit and build teams
  • We protect your time. A true 40-hour weeks with flexible with most holidays off

If you’re a licensed agent burned out on bad leads... a solar/door-knocker ready for warmer, higher-value closes... or a hungry salesperson wanting to step into financial services and build generational wealth then this is the move.

Average agents here more than double what they made in their last sales gig in the first 12 months.

Ready to finally get paid like a top 1% closer without sacrificing your life?

Apply today....submit your resume and a quick note about your sales background and why you’re ready for this. Top candidates get invited to our next on-site info session in Maitland, FL office.

Let’s build something legendary together.

LionRock Financial Services – Equal Opportunity Employer

Company Description

LionRock Financial Services provides accessible, affordable life insurance solutions designed with everyday families in mind. Our dedicated team of licensed professionals is committed to providing ethical service delivery of high-value life insurance products. We are a rapidly growing independent life insurance agency founded in 2023. We are a Veteran-owned and minority-owned business.