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Life Insurance Commission Jobs (NOW HIRING)

New York Life Insurance

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Life Insurance Agent

Charlotte, NC · On-site

$60K - $100K/yr

Life Insurance Agent Position Summary As a Life Insurance Agent, you will help individuals and ... Competitive commission-based compensation with performance incentives. * Flexible work schedule.

New York Life Insurance

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Life Insurance Agent

Charlotte, NC · On-site

$60K - $100K/yr

Life Insurance Agent Position Summary As a Life Insurance Agent, you will help individuals and ... Competitive commission-based compensation with performance incentives. * Flexible work schedule.

Security National Life Insurance Company

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Life Insurance Agent

Lafayette, LA · On-site

$40K - $70K/yr

Commission-only compensation with daily payouts * Company-provided training, leads, and ongoing ... Life insurance license (or willingness to obtain one) * Self-motivated with a strong work ethic

Security National Life Insurance Company

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Life Insurance Agent

Lafayette, LA · On-site

$40K - $70K/yr

Commission-only compensation with daily payouts * Company-provided training, leads, and ongoing ... Life insurance license (or willingness to obtain one) * Self-motivated with a strong work ethic

Globe Life

Life Insurance Agent

Denver, CO · Remote

$80K - $120K/yr

We are seeking a Life Insurance Agent to join our team! You will be responsible for expanding the ... Ability to prioritize and multitask This role is 100% commission based Company Description For more ...

AO Globe Life

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Remote Life Insurance Sales

Philadelphia, PA · Remote

$5.0K - $20K/mo

Remote Client Advisor - Life Insurance Commission Only | Flexible Schedule | Fully Remote This Isn't a Traditional Insurance Job If you're looking for a salaried position where someone tells you ...

New

Williams Insurance Group

Life Insurance Agent

Boulder, CO · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most ... Average commission is approximately $500 per application * Full-time agents often write 4-10 ...

New

Williams Insurance Group

Life Insurance Agent

Aurora, CO · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most ... Average commission is approximately $500 per application * Full-time agents often write 4-10 ...

New

Williams Insurance Group

Life Insurance Agent

Denver, CO · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most ... Average commission is approximately $500 per application * Full-time agents often write 4-10 ...

New

New York Life

Life Insurance Agent

Raleigh, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the ... You have the power to determine your own income with our commission-based compensation. In 2022 ...

New York Life

Life Insurance Agent

Fayetteville, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the ... You have the power to determine your own income with our commission-based compensation. In 2022 ...

New York Life

Life Insurance Agent

Greenville, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the ... You have the power to determine your own income with our commission-based compensation. In 2022 ...

Williams Insurance Group

Life Insurance Agent

Norfolk, VA · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most ... Average commission is approximately $500 per application * Full-time agents often write 4-10 ...

New York Life

Life Insurance Agent

Wilmington, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the ... You have the power to determine your own income with our commission-based compensation. In 2022 ...

New York Life

Life Insurance Agent

Greensboro, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the ... You have the power to determine your own income with our commission-based compensation. In 2022 ...

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Life Insurance Commission information

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$18K

$89K

$145K

How much do life insurance commission jobs pay per year?

As of Aug 20, 2026, the average yearly pay for life insurance commission in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is a life insurance commission?

A life insurance commission is the payment that insurance agents or brokers receive from an insurance company when they sell a life insurance policy. The commission is typically a percentage of the policy's premium and can vary depending on the type of policy, the insurance company, and the agent's agreement. The initial commission is usually higher for the first year and may decrease for subsequent years if the policyholder continues to renew the policy. This system incentivizes agents to sell policies and maintain good relationships with their clients.

What are the key skills and qualifications needed to thrive as a life insurance commission agent?

To thrive as a Life Insurance Commission Agent, you need strong sales abilities, in-depth knowledge of insurance products and regulations, and generally a relevant license issued by your state. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance underwriting systems is typically required. Exceptional interpersonal skills, integrity, and the ability to build trust are soft skills that set top agents apart. These competencies are essential for effectively matching clients with suitable policies, ensuring compliance, and building a successful, client-focused practice.

What are the typical challenges faced by professionals working on a life insurance commission basis?

Working on a life insurance commission basis often involves building and maintaining a client base, which can be challenging for those new to the industry. Professionals must proactively generate leads, manage follow-ups, and handle rejections while maintaining a high level of customer service. Additionally, income can fluctuate based on sales performance, especially in the early stages before a steady stream of renewals is established. Success in this role usually requires strong networking skills, persistence, and the ability to adapt to client needs and market changes.

What is the difference between Life Insurance Commission vs Life Insurance Agent?

AspectLife Insurance CommissionLife Insurance Agent
RolePayment structure for salesLicensed professional selling policies
CredentialsCommission-based earnings, licensing requiredLicensing, certifications vary by region
Work EnvironmentCommission-based, independent or agency settingClient meetings, sales presentations
Industry UsagePayment method for agentsSalesperson selling insurance policies

In summary, Life Insurance Commission refers to the earnings structure for Life Insurance Agents, who are licensed professionals selling policies. The commission is the payment they receive for each sale, whereas the agent is the individual performing the sales. Understanding this distinction helps clarify roles and compensation in the insurance industry.

Is it hard to get hired as a life insurance commission?

Getting hired as a life insurance agent or broker typically requires obtaining a license, which involves passing a state exam and completing pre-licensing education. Success depends on sales skills, industry knowledge, and building a client base, but entry barriers are generally manageable for those willing to meet licensing requirements and develop their network.

Is it worth it to become a life insurance agent?

A life insurance agent's income depends on commissions from policy sales, which can vary based on experience, sales skills, and client base. The role often requires licensing, ongoing training, and building a network to succeed financially. Whether it is worth it depends on individual sales ability and career goals in the insurance industry.

Is there a demand for life insurance agents?

The demand for life insurance agents remains steady due to ongoing consumer need for life insurance products and financial planning services. Success in this role often depends on strong sales skills, industry knowledge, and the ability to build client relationships, with opportunities available in both traditional and digital sales environments.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of sales, high rejection rates, and the need for persistent prospecting. Success often requires strong communication skills, self-motivation, and the ability to build client relationships over time, which can be demanding and lead to high turnover.
More about Life Insurance Commission jobs

What cities are hiring for Life Insurance Commission jobs?

Cities with the most Life Insurance Commission job openings:

What are the most commonly searched types of Life Insurance jobs?

The most popular types of Life Insurance jobs are:

What states have the most Life Insurance Commission jobs?

States with the most job openings for Life Insurance Commission jobs include:

What job categories do people searching Life Insurance Commission jobs look for?

The top searched job categories for Life Insurance Commission jobs are:

Life Insurance Commission jobs near you
Infographic showing various Life Insurance Commission job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

New York Life Insurance

Charlotte, NC • On-site

$60K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 16 days ago

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Job description

Life Insurance Agent

Position Summary

As a Life Insurance Agent, you will help individuals and families protect their financial future by providing personalized life insurance solutions. You will build lasting client relationships, assess financial needs, educate clients on available coverage options, and recommend products that align with their goals. This role offers the opportunity to build your own client base while making a meaningful impact on the lives of others.

Key Responsibilities

  • Prospect and develop new client relationships through networking, referrals, and community involvement.
  • Meet with individuals and families to evaluate their financial protection needs.
  • Educate clients on life insurance products and their benefits.
  • Recommend customized insurance solutions based on each client's goals and budget.
  • Prepare and submit insurance applications while ensuring regulatory compliance.
  • Maintain ongoing relationships through annual policy reviews and client service.
  • Generate referrals and build a strong book of business.
  • Participate in company training, licensing, and professional development programs.

Qualifications

  • High school diploma or equivalent required; bachelor's degree preferred.
  • Excellent communication and interpersonal skills.
  • Strong work ethic with an entrepreneurial mindset.
  • Self-motivated and goal-oriented.
  • Sales or customer service experience is preferred but not required.
  • Ability to obtain and maintain a state Life and Health Insurance License.

Preferred Skills

  • Relationship-building and networking
  • Problem-solving and consultative sales
  • Time management and organization
  • Professional communication
  • Ability to work independently

Compensation & Benefits

  • Competitive commission-based compensation with performance incentives.
  • Flexible work schedule.
  • Comprehensive training and mentorship.
  • Career advancement opportunities.
  • Ongoing professional development and licensing support.

Why Join Our Team?

As a Life Insurance Agent, you'll have the opportunity to build a rewarding career while helping clients achieve financial security. You'll enjoy the flexibility of running your own business, unlimited earning potential, professional development, and the satisfaction of making a meaningful difference in people's lives every day.

Company Description

New York Life is a Fortune 100 mutual company with more than 180 years of experience helping individuals, families, and businesses protect what matters most. Financial Professionals receive training, support, and access to a broad portfolio of insurance and financial products while building long-term client relationships.