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Life Insurance Commission Jobs (NOW HIRING)

Globe Life

Life Insurance Agent

Denver, CO · Remote

$80K - $120K/yr

We are seeking a Life Insurance Agent to join our team! You will be responsible for expanding the ... Ability to prioritize and multitask This role is 100% commission based Company Description For more ...

New York Life

Life Insurance Agent

Greensboro, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the ... You have the power to determine your own income with our commission-based compensation. In 2022 ...

New York Life

Life Insurance Agent

Wilmington, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the ... You have the power to determine your own income with our commission-based compensation. In 2022 ...

AO Globe Life

Be Seen First

Remote Life Insurance Sales

Tampa, FL · Remote

$1.0K - $5.0K/wk

Remote Client Advisor - Life Insurance Commission Only | Flexible Schedule | Fully Remote This Isn't a Traditional Insurance Job If you're looking for a salaried position where someone tells you ...

New York Life

Life Insurance Agent

Raleigh, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the ... You have the power to determine your own income with our commission-based compensation. In 2022 ...

New York Life

Life Insurance Agent

Fayetteville, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the ... You have the power to determine your own income with our commission-based compensation. In 2022 ...

New York Life

Life Insurance Agent

Greenville, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the ... You have the power to determine your own income with our commission-based compensation. In 2022 ...

AO Globe Life

Life Insurance Agent

San Clemente, CA · Remote

$80K - $120K/yr

We are seeking a Life Insurance Agent to join our team! You will be responsible for expanding the ... Ability to prioritize and multitask This role is 100% commission based Company Description Our ...

King Legacy & Life LLC

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Life Insurance Agent

Atlanta, GA · Remote

$60K - $120K/yr

Manage and maintain client relationships Compensation * 100% commission-based with uncapped earning ... Life Insurance License (or willingness to obtain -- we provide guidance) What We Provide * Step-by ...

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Life Insurance Commission information

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$89K

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How much do life insurance commission jobs pay per year?

As of Jul 10, 2026, the average yearly pay for life insurance commission in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Life Insurance Commission Agent, and why are they important?

To thrive as a Life Insurance Commission Agent, you need strong sales abilities, in-depth knowledge of insurance products and regulations, and generally a relevant license issued by your state. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance underwriting systems is typically required. Exceptional interpersonal skills, integrity, and the ability to build trust are soft skills that set top agents apart. These competencies are essential for effectively matching clients with suitable policies, ensuring compliance, and building a successful, client-focused practice.

What is the difference between Life Insurance Commission vs Life Insurance Agent?

AspectLife Insurance CommissionLife Insurance Agent
RolePayment structure for salesLicensed professional selling policies
CredentialsCommission-based earnings, licensing requiredLicensing, certifications vary by region
Work EnvironmentCommission-based, independent or agency settingClient meetings, sales presentations
Industry UsagePayment method for agentsSalesperson selling insurance policies

In summary, Life Insurance Commission refers to the earnings structure for Life Insurance Agents, who are licensed professionals selling policies. The commission is the payment they receive for each sale, whereas the agent is the individual performing the sales. Understanding this distinction helps clarify roles and compensation in the insurance industry.

What is a life insurance commission?

A life insurance commission is the payment that insurance agents or brokers receive from an insurance company when they sell a life insurance policy. The commission is typically a percentage of the policy's premium and can vary depending on the type of policy, the insurance company, and the agent's agreement. The initial commission is usually higher for the first year and may decrease for subsequent years if the policyholder continues to renew the policy. This system incentivizes agents to sell policies and maintain good relationships with their clients.

What are the typical challenges faced by professionals working on a life insurance commission basis?

Working on a life insurance commission basis often involves building and maintaining a client base, which can be challenging for those new to the industry. Professionals must proactively generate leads, manage follow-ups, and handle rejections while maintaining a high level of customer service. Additionally, income can fluctuate based on sales performance, especially in the early stages before a steady stream of renewals is established. Success in this role usually requires strong networking skills, persistence, and the ability to adapt to client needs and market changes.
More about Life Insurance Commission jobs
What cities are hiring for Life Insurance Commission jobs? Cities with the most Life Insurance Commission job openings:
What are the most commonly searched types of Life Insurance jobs? The most popular types of Life Insurance jobs are:
What states have the most Life Insurance Commission jobs? States with the most job openings for Life Insurance Commission jobs include:
What job categories do people searching Life Insurance Commission jobs look for? The top searched job categories for Life Insurance Commission jobs are:
Life Insurance Commission jobs near you
Infographic showing various Life Insurance Commission job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 85% Full Time, 9% Part Time, and 5% Contract. Highlights an 67% Physical, 1% Hybrid, and 32% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent - Remote

eFund Insurance & Financial Services, LLC

Southfield, MI • On-site

$60K - $120K/yr

Full-time

Re-posted 27 days ago

Job description

(Must Live in Michigan to Apply) - Licensed Life Insurance Sales Agent – Commission-Only

Work From Home | Full-Time | Monday–Friday, 9:00 AM – 6:00 PM

Why This Role is Exciting

  • Commission-only – unlimited earning potential
  • Commissions start at 50% and go up to 70%
  • Income projections: $60,000–$80,000
  • Top producers earn: $80,000–$120,000+
  • Incentive trips for top performers – monthly, quarterly, and yearly
  • All leads are provided by the company – direct inbound and inbound live transfer leads
  • No cold calling, no prospecting, no door-to-door sales
  • World-class training, daily coaching, and personal development support
  • True partnership model – your success is our success
  • We handle the lead flow so you can focus solely on closing

About eFund Insurance & Financial Services

Founded in 2010, eFund Insurance & Financial Services, LLC is a Michigan-based agency specializing in life insurance sales for seniors. Our culture is built on performance, integrity, and long-term agent success.

You’ll work 100% remotely, receiving a steady stream of direct inbound and inbound live transfer leads — so you can spend your time selling, not chasing down cold prospects.

This is not just a job — it’s a true performance-based partnership. We provide high-quality direct inbound and live transfer leads, invest heavily in your training and support systems, and give you every tool to succeed. When you win, we win.

What You’ll Do

  • Sell life insurance policies to seniors (ages 50–85) entirely over the phone
  • Receive direct inbound and inbound live transfer leads — every lead is interested and ready to talk
  • Follow high-converting scripts and proven sales systems
  • Deliver outstanding service and close new business daily
  • Work full-time: Monday–Friday, 9:00 AM – 6:00 PM

World-Class Training & Support

  • Structured training program for new and experienced agents
  • Live call reviews, sales scripts, and objection-handling practice
  • Daily coaching from top-producing agents and leadership
  • Continuous personal and professional development opportunities
  • Our systems are designed to help you start fast and scale quickly

Licensing Requirements for Strong Lead Flow

To ensure you receive a consistent stream of quality direct inbound and inbound live transfer leads, you’ll need to obtain up to 8 non-resident state licenses.

  • Cost: approximately $500–$600 total
  • We’ll guide and assist you in selecting the best states for licensing

What You’ll Need

  • Must live in Michigan
  • Active Life Insurance License (Michigan resident license required)
  • Willingness to obtain up to 8 non-resident state licenses
  • Previous sales or phone-based customer service experience preferred
  • Excellent communication skills and a drive to succeed

Remote work setup requirements:

  • Windows 10 PC (i3 processor or better, 8GB RAM, hardwired connection)
  • USB headset with microphone and webcam
  • High-speed wired internet (no hotspots or satellite connections)

Why Join eFund Insurance?

  • Commissions up to 70% with unlimited earning potential
  • 100% company-provided direct inbound and inbound live transfer leads – no cold calling ever
  • World-class training, mentorship, and ongoing coaching
  • Daily leadership support and a true partnership model
  • Performance-based incentives, bonuses, and travel rewards
  • Work from home while building a six-figure income path
  • A true partnership – we invest in your success and grow with you

Apply Now

Join a performance-driven partnership that provides you with direct inbound and inbound live transfer leads, world-class training, and full support to build a high-income, remote sales career — all from your home, anywhere in Michigan.

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