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Life Insurance Commission Jobs (NOW HIRING)

Williams Insurance Group

Life Insurance Agent

Norfolk, VA · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most ... Average commission is approximately $500 per application * Full-time agents often write 4-10 ...

Real Life Financial

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Life Insurance Agent

Newnan, GA · Remote

$500 - $4.0K/day

More Time More Money More Life Become the Bread Winner in your family as you help protect others ... Commission 1099 Contractor Running your own business as a contractor We will get you Licensed ...

New

Real Life Financial

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Life Insurance Agent

Newnan, GA · Remote

$500 - $4.0K/day

More Time More Money More Life Become the Bread Winner in your family as you help protect others ... Commission 1099 Contractor Running your own business as a contractor We will get you Licensed ...

New

Enhance Health LLC

Life Insurance Agent

Clearwater, FL · On-site

$25/hr

Life Insurance Agent - Final Expense $25/hr + Uncapped Commissions + Bonuses In-Office | Clearwater, FL Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents ...

Apex Partners Financial

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Life Insurance Agent

Salt Lake City, UT · Remote

$10K - $1M/yr

We are seeking licensed life insurance agents only to join our growing team ... This is a commission-based opportunity with a strong support system designed to help you succeed ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on ...

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Life Insurance Commission information

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$18K

$89K

$145K

How much do life insurance commission jobs pay per year?

As of Jun 20, 2026, the average yearly pay for life insurance commission in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Life Insurance Commission Agent, and why are they important?

To thrive as a Life Insurance Commission Agent, you need strong sales abilities, in-depth knowledge of insurance products and regulations, and generally a relevant license issued by your state. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance underwriting systems is typically required. Exceptional interpersonal skills, integrity, and the ability to build trust are soft skills that set top agents apart. These competencies are essential for effectively matching clients with suitable policies, ensuring compliance, and building a successful, client-focused practice.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of the sales process, which often involves high rejection rates and inconsistent income. Success typically requires strong interpersonal skills, persistence, and ongoing training, making it a demanding career choice for many.

What is the difference between Life Insurance Commission vs Life Insurance Agent?

AspectLife Insurance CommissionLife Insurance Agent
RolePayment structure for salesLicensed professional selling policies
CredentialsCommission-based earnings, licensing requiredLicensing, certifications vary by region
Work EnvironmentCommission-based, independent or agency settingClient meetings, sales presentations
Industry UsagePayment method for agentsSalesperson selling insurance policies

In summary, Life Insurance Commission refers to the earnings structure for Life Insurance Agents, who are licensed professionals selling policies. The commission is the payment they receive for each sale, whereas the agent is the individual performing the sales. Understanding this distinction helps clarify roles and compensation in the insurance industry.

How much commission do life insurance sales reps make?

Life insurance sales representatives typically earn commissions that range from 20% to 100% of the first-year premium, with ongoing renewal commissions often ranging from 2% to 10%. Commission rates vary based on the insurer, policy type, and sales experience, and many reps also receive bonuses or incentives for meeting sales targets.

What is a life insurance commission?

A life insurance commission is the payment that insurance agents or brokers receive from an insurance company when they sell a life insurance policy. The commission is typically a percentage of the policy's premium and can vary depending on the type of policy, the insurance company, and the agent's agreement. The initial commission is usually higher for the first year and may decrease for subsequent years if the policyholder continues to renew the policy. This system incentivizes agents to sell policies and maintain good relationships with their clients.

What are the typical challenges faced by professionals working on a life insurance commission basis?

Working on a life insurance commission basis often involves building and maintaining a client base, which can be challenging for those new to the industry. Professionals must proactively generate leads, manage follow-ups, and handle rejections while maintaining a high level of customer service. Additionally, income can fluctuate based on sales performance, especially in the early stages before a steady stream of renewals is established. Success in this role usually requires strong networking skills, persistence, and the ability to adapt to client needs and market changes.

What jobs pay $2000 a day?

In the context of life insurance commissions, highly successful insurance agents or brokers can earn around $2,000 or more per day through commissions on large policies or high-value clients. These roles typically require strong sales skills, industry certifications, and a deep understanding of insurance products. Earnings vary based on sales volume, client base, and commission structures.

Do life insurance agents get paid good?

Life insurance agents typically earn commissions based on the policies they sell, with income varying widely depending on experience, sales skills, and the size of their client base. Successful agents can earn a substantial income, but earnings often depend on their ability to generate consistent sales and build relationships. Many agents also receive bonuses or incentives for meeting sales targets.
More about Life Insurance Commission jobs
What cities are hiring for Life Insurance Commission jobs? Cities with the most Life Insurance Commission job openings:
What are the most commonly searched types of Life Insurance jobs? The most popular types of Life Insurance jobs are:
What states have the most Life Insurance Commission jobs? States with the most job openings for Life Insurance Commission jobs include:
What job categories do people searching Life Insurance Commission jobs look for? The top searched job categories for Life Insurance Commission jobs are:
Life Insurance Commission jobs near you
Infographic showing various Life Insurance Commission job openings in the United States as of June 2026, with employment types broken down into 2% As Needed, 36% Full Time, 57% Part Time, 4% Contract, and 1% Nights. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

Williams Insurance Group

Norfolk, VA • Remote

$75K - $100K/yr

Full-time, Part-time, Contractor

Posted 19 days ago

Job description

Authorization to work in the U.S. required. No work visa sponsorship available at this time.

Help families. Build your income. Work on your terms.

We’re growing and looking for motivated people who want more flexibility, stronger income potential, and the chance to make a real difference for families.

In this role, you’ll help clients find life insurance solutions that protect what matters most — from mortgage protection and final expense coverage to retirement-focused products. You do not need prior insurance or sales experience to get started. We provide training, mentorship, and a proven system designed to help you succeed.

This is a great fit for someone who is coachable, driven, and excited by the opportunity to build a business with support — not cold calling.

Why people are interested in this opportunity
  • Work remotely with a flexible schedule
  • No cold calling — we use a lead-driven system
  • Comprehensive training and mentorship provided
  • Access to 20+ A and A-rated insurance carriers
  • Strong earning potential in a performance-based role
  • Opportunity to grow your income as you develop
What you’ll do
  • Connect with families who have requested information or need help exploring coverage options
  • Understand each client’s needs and recommend appropriate insurance solutions
  • Educate clients on products such as mortgage protection, final expense, term, whole life, disability, retirement protection, annuities, and more
  • Build trust-based relationships through strong communication and follow-through
  • Participate in training and ongoing coaching
  • Keep accurate records of client conversations and applications
Who we’re looking for

You may be a fit if you are:

  • Motivated, confident, and goal-oriented
  • Coachable and open to feedback
  • Strong in communication and relationship-building
  • Comfortable working independently in a remote environment
  • Organized and reasonably comfortable with technology
  • Interested in helping families while building long-term income
Requirements
  • Must be authorized to work in the U.S.
  • Must be willing to obtain a life insurance license if not already licensed
  • Must be willing to attend online training and team meetings
  • Prior sales or insurance experience is helpful, but not required
Compensation

This is a 1099 independent contractor opportunity where you will have the opportunity to build your business and grow your team.

  • Average commission is approximately $500 per application
  • Full-time agents often write 4–10 applications per week
  • Part-time agents following the system may earn $30,000–$40,000+ in their first year
  • Full-time agents following the system may earn $75,000–$100,000+ in their first year with top performers potentially earning over $150,000.
  • Qualifying agents may become eligible for commission increases over time

Individual results vary and are not guaranteed. Earnings depend on factors such as effort, consistency, ability to follow training, engagement with the lead system, and client demand in your market.