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Life Insurance Commission Jobs (NOW HIRING)

Alchemy Financial Group

Life Insurance Broker- Commission Based We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community.

Enhance Health LLC

Life Insurance Agent

Clearwater, FL · On-site

$25/hr

Life Insurance Agent - Final Expense $25/hr + Uncapped Commissions + Bonuses In-Office | Clearwater, FL Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents ...

Prodigy Solutions Inc

Life Insurance Agent

Fresno, CA

$3.50K - $5K/mo

Benefits: * commissions * Apply today * Bonus based on performance * Company parties * Flexible ... Life Insurance Agent Career Overview A Life Insurance Agent helps individuals and families protect ...

Apex Partners Financial

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Life Insurance Agent

Salt Lake City, UT · Remote

$10K - $1M/yr

We are seeking licensed life insurance agents only to join our growing team ... This is a commission-based opportunity with a strong support system designed to help you succeed ...

Duchin Agency

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Life Insurance Agent

League City, TX · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... life insurance position. No experience required. Training provided. We provide: * Licensing ...

Duchin Agency

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Life Insurance Agent

Roswell, GA · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... life insurance position. No experience required. Training provided. We provide: * Licensing ...

Duchin Agency

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Life Insurance Agent

Hammond, IL · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... life insurance position. No experience required. Training provided. We provide: * Licensing ...

Duchin Agency

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Life Insurance Agent

Norristown, PA · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... life insurance position. No experience required. Training provided. We provide: * Licensing ...

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Life Insurance Commission information

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$18K

$89K

$145K

How much do life insurance commission jobs pay per year?

As of May 31, 2026, the average yearly pay for life insurance commission in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Life Insurance Commission Agent, and why are they important?

To thrive as a Life Insurance Commission Agent, you need strong sales abilities, in-depth knowledge of insurance products and regulations, and generally a relevant license issued by your state. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance underwriting systems is typically required. Exceptional interpersonal skills, integrity, and the ability to build trust are soft skills that set top agents apart. These competencies are essential for effectively matching clients with suitable policies, ensuring compliance, and building a successful, client-focused practice.

What are the typical challenges faced by professionals working on a life insurance commission basis?

Working on a life insurance commission basis often involves building and maintaining a client base, which can be challenging for those new to the industry. Professionals must proactively generate leads, manage follow-ups, and handle rejections while maintaining a high level of customer service. Additionally, income can fluctuate based on sales performance, especially in the early stages before a steady stream of renewals is established. Success in this role usually requires strong networking skills, persistence, and the ability to adapt to client needs and market changes.

What is a life insurance commission?

A life insurance commission is the payment that insurance agents or brokers receive from an insurance company when they sell a life insurance policy. The commission is typically a percentage of the policy's premium and can vary depending on the type of policy, the insurance company, and the agent's agreement. The initial commission is usually higher for the first year and may decrease for subsequent years if the policyholder continues to renew the policy. This system incentivizes agents to sell policies and maintain good relationships with their clients.

What is the difference between Life Insurance Commission vs Life Insurance Agent?

AspectLife Insurance CommissionLife Insurance Agent
RolePayment structure for salesLicensed professional selling policies
CredentialsCommission-based earnings, licensing requiredLicensing, certifications vary by region
Work EnvironmentCommission-based, independent or agency settingClient meetings, sales presentations
Industry UsagePayment method for agentsSalesperson selling insurance policies

In summary, Life Insurance Commission refers to the earnings structure for Life Insurance Agents, who are licensed professionals selling policies. The commission is the payment they receive for each sale, whereas the agent is the individual performing the sales. Understanding this distinction helps clarify roles and compensation in the insurance industry.

More about Life Insurance Commission jobs
What cities are hiring for Life Insurance Commission jobs? Cities with the most Life Insurance Commission job openings:
What are the most commonly searched types of Life Insurance jobs? The most popular types of Life Insurance jobs are:
What states have the most Life Insurance Commission jobs? States with the most job openings for Life Insurance Commission jobs include:
What job categories do people searching Life Insurance Commission jobs look for? The top searched job categories for Life Insurance Commission jobs are:
Life Insurance Commission jobs near you

Independent Life Insurance Agent

Pope Insurance Group (A Senior Life Insurance Company Agency)

Fort Worth, TX • On-site

Contractor

Posted 22 days ago

Job description

Life Insurance Agent - Independent (1099) Opportunity
Many life insurance professionals enter the industry without a clear understanding of what it means to operate as an independent agent.
This opportunity is designed for licensed life insurance agents who want to build their own business as independent contractors (1099) - not as employees.About the Role
Independent agents operate their own businesses. This means:
You control your schedule and production
You own your book of business
You choose how you market and generate leads
Earnings are commission-based, consistent with a 1099 model
Agencies that provide paid leads often do so in exchange for significantly reduced commission levels. Our model focuses on helping agents earn full commissions by building sustainable, long-term businesses.What We Provide
Ongoing professional training and coaching
Access to multiple competitive life insurance carriers and products
Best Commissions, Contracting, Underwriting, and Case support
Guidance based on 35+ years of industry experience
Systems designed to help agents grow and scale responsiblyWhat This Role Is Not
This is not a W-2 employee position
This role does not include a salary or hourly pay
Marketing and lead generation expenses are managed by the agentIdeal Candidates
This opportunity is a good fit for agents who:
Are currently licensed in Life and/or Health
Understand the responsibilities of a 1099 independent contractor
Are interested in building a long-term insurance business
Value training, mentorship, and support over employee-style compensation
Are motivated, professional, and coachableImportant Note
This role is intended for independent agents who want to operate as business owners. Candidates seeking employer-provided leads, wages, or employee benefits may be better suited to other opportunities.
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