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Self Employed Life Insurance Jobs (NOW HIRING)

Globe Life

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Life Insurance Agent

Alpharetta, GA · Remote

$4.0K - $8.0K/wk

Develop and present comprehensive life insurance solutions to prospective and existing clients ... Self-motivated with a results-oriented mindset * Ability to manage multiple priorities effectively ...

Baldwin Life Agency

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Life Insurance Agent

San Antonio, TX · Remote

$50K - $110K/yr

Qualifications • High School Diploma • Strong work ethics and willingness to learn • Self-motivated and coachable • Strong communication and people skills • Life insurance license preferred ...

Baldwin Life Agency

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Life Insurance Agent

Arlington, TX · Remote

$50K - $110K/yr

Qualifications • High School Diploma • Strong work ethics and willingness to learn • Self-motivated and coachable • Strong communication and people skills • Life insurance license preferred ...

Baldwin Life Agency

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Life Insurance Agent

Houston, TX · Remote

$50K - $110K/yr

Qualifications • High School Diploma • Strong work ethics and willingness to learn • Self-motivated and coachable • Strong communication and people skills • Life insurance license preferred ...

Reliance Agency

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Life Insurance Agent

Chesapeake, VA · Remote

$30K - $80K/yr

Are you a self-motivated sales professional looking to build your own book of business in the ... contractor position • Life and health insurance products What we're looking for: • Self ...

Avoyelles Parish Farm Bureau

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Life Insurance Specialist

Mansura, LA · On-site

$600 - $1.0K/wk

We are seeking a motivated and personable Life Insurance Sales & Customer Service Representative to ... The ideal candidate is self-driven, organized, and enjoys building long-term relationships while ...

The Bellaire Agency

Life Insurance Agent

Trenton, NJ · Remote

$500 - $2.5K/wk

We are looking for motivated, self-driven, and coachable individuals who want flexibility, growth ... Educate clients on life insurance * Help clients find the best product for their needs * Complete ...

The Bellaire Agency

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Life Insurance Agent

San Antonio, TX · On-site

$500 - $2.5K/wk

We are looking for motivated, self-driven, and coachable individuals who want flexibility, growth ... Educate clients on life insurance * Help clients find the best product for their needs * Complete ...

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Self Employed Life Insurance information

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$18K

$89K

$145K

How much do self employed life insurance jobs pay per year?

As of Jun 15, 2026, the average yearly pay for self employed life insurance in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

How much do self-employed insurance agents make?

Self-employed life insurance agents typically earn commissions that range from 40% to 100% of the policy premiums, with annual incomes varying widely based on sales volume, experience, and client base. According to industry data, many agents earn between $50,000 and $150,000 per year, though top performers can make significantly more. Success depends on sales skills, networking, and the ability to build a steady client pipeline.

How much is a $300,000 life insurance policy a month?

For a self-employed life insurance policy with a $300,000 death benefit, monthly premiums typically range from $20 to $50, depending on factors such as age, health, and policy type. Term life policies generally have lower premiums, while whole life policies may cost more. It's advisable to get quotes from multiple providers to determine the exact cost based on individual circumstances.

Do independent life insurance agents make good money?

Independent life insurance agents can earn a wide range of income depending on their sales performance, commission rates, and client base. Successful agents who build strong networks and have good sales skills can earn a substantial income, often supplementing or replacing traditional employment wages. However, income stability varies and depends on market conditions and individual effort.

What are the key skills and qualifications needed to thrive as a self-employed life insurance agent, and why are they important?

To thrive as a self-employed life insurance agent, you need a solid understanding of insurance products, sales strategies, and must hold the appropriate state insurance license. Familiarity with customer relationship management (CRM) software, digital marketing tools, and insurance quoting systems is typically required. Strong interpersonal skills, self-motivation, and resilience help agents build client trust and manage the challenges of self-employment. These abilities are crucial for growing a client base, ensuring regulatory compliance, and achieving sustained business success in a competitive industry.

What is the difference between Self Employed Life Insurance vs Independent Insurance Agent?

AspectSelf Employed Life InsuranceIndependent Insurance Agent
CredentialsMay require life insurance licensing and financial knowledgeMust have insurance license and often additional certifications
Work EnvironmentOperates independently, often from home or mobileWorks independently but may collaborate with multiple insurance providers
Employer/Industry UsageTypically a self-employed individual offering life insurance productsActs as an independent contractor representing various insurance companies

Self Employed Life Insurance professionals focus on selling life insurance policies independently, often managing their own business. Independent Insurance Agents also sell life insurance but usually represent multiple companies, providing clients with a range of options. Both roles require licensing and operate independently, but their business models and client interactions differ slightly.

What does it mean to be a self-employed life insurance agent?

A self-employed life insurance agent is an independent professional who sells life insurance policies to individuals and businesses, rather than working directly for a single insurance company. These agents often represent multiple insurers, allowing them to offer clients a wider range of policy options. They are responsible for finding their own clients, managing their business operations, and complying with licensing and regulatory requirements. Self-employed agents typically earn commissions based on the policies they sell instead of receiving a fixed salary.

What are some common challenges faced by self-employed life insurance agents, and how can they be overcome?

Self-employed life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying motivated without direct supervision. Success in this role typically relies on strong networking, persistent prospecting, and effective time management. Many agents find it helpful to join professional associations, leverage online marketing tools, and seek mentorship from experienced peers to grow their business and overcome these hurdles.

How much can I sell a $100,000 life insurance policy for?

Self-employed life insurance agents typically do not sell policies for a fixed price; instead, they earn commissions based on the premiums paid by clients. The value of a policy is determined by its face amount, premium costs, and the insurer's underwriting process, not by resale or sale price. If you're referring to selling a policy in a secondary market, the amount received is usually less than the face value, often around 20-60%, depending on the policy's terms and buyer interest.
More about Self Employed Life Insurance jobs
What cities are hiring for Self Employed Life Insurance jobs? Cities with the most Self Employed Life Insurance job openings:
What are the most commonly searched types of Life Insurance jobs? The most popular types of Life Insurance jobs are:
What states have the most Self Employed Life Insurance jobs? States with the most job openings for Self Employed Life Insurance jobs include:
What job categories do people searching Self Employed Life Insurance jobs look for? The top searched job categories for Self Employed Life Insurance jobs are:
Self Employed Life Insurance jobs near you
Infographic showing various Self Employed Life Insurance job openings in the United States as of June 2026, with employment types broken down into 3% As Needed, 91% Full Time, 3% Part Time, and 3% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.
Life Insurance Agent

Life Insurance Agent

Globe Life

Alpharetta, GA • Remote

$4.0K - $8.0K/wk

Full-time

Vision, Life

Posted 13 days ago

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Globe Life Insurance rating

7.6

Company rating: 7.6 out of 10

Based on 21 frontline employees who took The Breakroom Quiz

187th of 261 rated insurance

Job description

We are seeking a highly motivated and results-driven Insurance Consultants to join our dynamic team to make a high income living from $8,000 - $15,000 a month. In this role, you will be responsible for growing the portfolio of our consumers and local businesses by providing tailored insurance solutions to both new and existing clients. Your expertise in assessing client needs and delivering customized policies will play a vital role in ensuring financial security and peace of mind for those we serve.

Key Responsibilities:

  • Develop and present comprehensive life insurance solutions to prospective and existing clients
  • Conduct thorough needs assessments to recommend appropriate coverage options
  • Build and maintain strong client relationships through exceptional service and ongoing support
  • Address client inquiries and concerns with professionalism and expertise
  • Expand business opportunities through strategic networking and referral development
  • Ensure compliance with all industry regulations and company standards
  • Continuously analyze market trends to identify opportunities for business growth

Qualifications & Skills:

  • Proven experience in life insurance sales, financial services, or customer relations
  • Strong ability to establish trust and rapport with clients
  • Excellent negotiation and interpersonal communication skills
  • Self-motivated with a results-oriented mindset
  • Ability to manage multiple priorities effectively in a fast-paced environment
  • Knowledge of industry regulations and best practices is preferred
  • No previous insurance experience is required

Benefits:

  • Hands on mentorship from millionaires, CEO, President, and Directors within the company for fast track growth in management
  • Annual company conventions (2025- Cancun Mexico, 2026- Las Vegas, Nevada)
  • Weekly Bonus Incentives
  • Life, Supplemental, Vision, Hearing, Prescription Drugs, Chiropractic Service Benefits
  • Assistance with state license acquisition paid by Globe Life
  • No previous insurance experience is required
  • 4.8 stars on work-life balance, compensation, growth, and stability on Google Maps
  • Opportunity of a lifetime

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