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Self Employed Life Insurance Jobs (NOW HIRING)

Self-employed

Insurance Agent

Houston, TX · On-site

Company Description Self-employed insurance agents operate independent businesses, serving clients by matching them with insurance products that fit their needs and budgets. As an independent ...

Self-employed

Licensed Insurance Agent

White Oak, TX · On-site

Company Description Self-employed insurance professionals operate independently, building and ... life and health). * Strong communication and interpersonal skills, with the ability to explain ...

New York Life Insurance

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Life Insurance Agent

Charlotte, NC · On-site

$60K - $100K/yr

Self-motivated and goal-oriented. * Sales or customer service experience is preferred but not required. * Ability to obtain and maintain a state Life and Health Insurance License. Preferred Skills

New York Life Insurance

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Life Insurance Agent

Charlotte, NC · On-site

$60K - $100K/yr

Self-motivated and goal-oriented. * Sales or customer service experience is preferred but not required. * Ability to obtain and maintain a state Life and Health Insurance License. Preferred Skills

Security National Life Insurance Company

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Life Insurance Agent

Lafayette, LA · On-site

$40K - $70K/yr

Life insurance license (or willingness to obtain one ... Self-motivated with a strong work ethic * Able to pass a background check If you're looking for a ...

Security National Life Insurance Company

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Life Insurance Agent

Lafayette, LA · On-site

$40K - $70K/yr

Life insurance license (or willingness to obtain one ... Self-motivated with a strong work ethic * Able to pass a background check If you're looking for a ...

Farmers Insurance

Life Insurance Agent

Santa Ana, CA · On-site

$50K - $80K/yr

We're looking for a motivated, relationship-driven Life Insurance Agent to join our growing agency ... Self-motivated with a positive attitude and strong work ethic. * Ability to work independently and ...

Globe Life

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Life Insurance Agent

Alpharetta, GA · Remote

$4.0K - $8.0K/wk

Develop and present comprehensive life insurance solutions to prospective and existing clients ... Self-motivated with a results-oriented mindset * Ability to manage multiple priorities effectively ...

Farmers Insurance

Life Insurance Agent

Santa Ana, CA · On-site

$50K - $80K/yr

We're looking for a motivated, relationship-driven Life Insurance Agent to join our growing agency ... Self-motivated with a positive attitude and strong work ethic. * Ability to work independently and ...

Allscreens Nationwide Ltd

NY · On-site

$63 - $86/hr

Enhanced DBS check and public liability insurance, will be required. References also required. Payment is £40 per hour, on a self-employed basis. #J-18808-Ljbffr

CLH Insurance Agency

Life Insurance Specialist

Owosso, MI · On-site

$45K - $65K/yr

Conduct needs-based conversations to identify appropriate life and health insurance solutions ... Self-motivated with a goal-oriented mindset and strong work ethic. * Excellent organizational and ...

Patriot Family Insurance

Life Insurance Agent

Nashua, NH · On-site

$80K - $250K/yr

Self-motivated with a positive attitude. * Ability to pass a background check. * Must be willing to commute to our Nashua, NH office. * Willing to obtain a Life Insurance License (licensing ...

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Self Employed Life Insurance information

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$18K

$89K

$145K

How much do self employed life insurance jobs pay per year?

As of Sep 5, 2026, the average yearly pay for self employed life insurance in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What does it mean to be a self-employed life insurance agent?

A self-employed life insurance agent is an independent professional who sells life insurance policies to individuals and businesses, rather than working directly for a single insurance company. These agents often represent multiple insurers, allowing them to offer clients a wider range of policy options. They are responsible for finding their own clients, managing their business operations, and complying with licensing and regulatory requirements. Self-employed agents typically earn commissions based on the policies they sell instead of receiving a fixed salary.

What are the key skills and qualifications needed to thrive as a self-employed life insurance agent?

To thrive as a self-employed life insurance agent, you need a solid understanding of insurance products, sales strategies, and must hold the appropriate state insurance license. Familiarity with customer relationship management (CRM) software, digital marketing tools, and insurance quoting systems is typically required. Strong interpersonal skills, self-motivation, and resilience help agents build client trust and manage the challenges of self-employment. These abilities are crucial for growing a client base, ensuring regulatory compliance, and achieving sustained business success in a competitive industry.

What are some common challenges faced by self-employed life insurance agents, and how can they be overcome?

Self-employed life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying motivated without direct supervision. Success in this role typically relies on strong networking, persistent prospecting, and effective time management. Many agents find it helpful to join professional associations, leverage online marketing tools, and seek mentorship from experienced peers to grow their business and overcome these hurdles.

What is the difference between Self Employed Life Insurance vs Independent Insurance Agent?

AspectSelf Employed Life InsuranceIndependent Insurance Agent
CredentialsMay require life insurance licensing and financial knowledgeMust have insurance license and often additional certifications
Work EnvironmentOperates independently, often from home or mobileWorks independently but may collaborate with multiple insurance providers
Employer/Industry UsageTypically a self-employed individual offering life insurance productsActs as an independent contractor representing various insurance companies

Self Employed Life Insurance professionals focus on selling life insurance policies independently, often managing their own business. Independent Insurance Agents also sell life insurance but usually represent multiple companies, providing clients with a range of options. Both roles require licensing and operate independently, but their business models and client interactions differ slightly.

Can you be a self-employed life insurance agent?

Yes, a self-employed life insurance agent operates independently, often working as an independent contractor rather than for a specific company. They typically need to obtain the necessary licenses, such as a life insurance license, and may set their own schedules and client base. Success in this role depends on sales skills, industry knowledge, and the ability to build a network.

How much do self-employed life insurance agents make?

Self-employed life insurance agents typically earn between $50,000 and $150,000 annually, with income largely dependent on sales performance, commissions, and client base. Successful agents often have strong sales skills, industry certifications, and work flexible schedules to maximize earnings.
More about Self Employed Life Insurance jobs

What cities are hiring for Self Employed Life Insurance jobs?

Cities with the most Self Employed Life Insurance job openings:

What are the most commonly searched types of Life Insurance jobs?

The most popular types of Life Insurance jobs are:

What states have the most Self Employed Life Insurance jobs?

States with the most job openings for Self Employed Life Insurance jobs include:

What job categories do people searching Self Employed Life Insurance jobs look for?

The top searched job categories for Self Employed Life Insurance jobs are:

Self Employed Life Insurance jobs near you
Infographic showing various Self Employed Life Insurance job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Insurance Agent

Self-employed

Houston, TX • On-site

Other

Posted 5 days ago

Job description

Company Description Self-employed insurance agents operate independent businesses, serving clients by matching them with insurance products that fit their needs and budgets. As an independent professional, you have flexibility in choosing the carriers and lines of insurance you represent, allowing you to build a portfolio that aligns with your expertise and market demand. You are responsible for developing your own client base, managing relationships, and maintaining high service standards. This environment suits individuals who value autonomy, entrepreneurial growth, and the ability to shape their own professional path.

Role Description As a full-time remote Insurance Agent, you will identify prospective clients, assess their coverage needs, and recommend appropriate insurance products. You will conduct consultations via phone, video, and digital channels, provide quotes, explain policy terms, and assist clients in completing applications. Day-to-day responsibilities include managing a pipeline of leads, following up on inquiries, processing policy changes, and supporting clients through claims-related questions. You will maintain accurate records, stay current on industry regulations and product updates, and collaborate with carriers or brokerages as needed. The role requires ongoing business development activities such as networking, outreach, and referrals to grow your client base.

Qualifications

  • Candidates should possess skills in Insurance Sales and Insurance Brokerage to effectively prospect, consult, and close policies.
  • Candidates should possess knowledge of Insurance products and coverage options to guide clients in selecting suitable policies.
  • Candidates should possess a solid understanding of Finance to explain premiums, deductibles, and long-term financial implications of coverage.
  • Candidates should possess strong Customer Service skills to build trust, handle inquiries, and support clients throughout the policy lifecycle.
  • Relevant state insurance license(s) or willingness to obtain required licensing.
  • Strong communication and negotiation skills, with the ability to simplify complex information.
  • Comfort with remote work tools, CRM systems, and digital communication platforms.
  • Self-motivated, organized, and capable of managing an independent client portfolio.
  • Prior experience in insurance, financial services, or sales is highly beneficial.

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