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Self Employed Life Insurance Jobs (NOW HIRING)

New York Life Insurance

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Life Insurance Agent

Charlotte, NC · On-site

$60K - $100K/yr

Self-motivated and goal-oriented. * Sales or customer service experience is preferred but not required. * Ability to obtain and maintain a state Life and Health Insurance License. Preferred Skills

New York Life Insurance

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Life Insurance Agent

Charlotte, NC · On-site

$60K - $100K/yr

Self-motivated and goal-oriented. * Sales or customer service experience is preferred but not required. * Ability to obtain and maintain a state Life and Health Insurance License. Preferred Skills

Security National Life Insurance Company

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Life Insurance Agent

Lafayette, LA · On-site

$40K - $70K/yr

Life insurance license (or willingness to obtain one ... Self-motivated with a strong work ethic * Able to pass a background check If you're looking for a ...

Security National Life Insurance Company

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Life Insurance Agent

Lafayette, LA · On-site

$40K - $70K/yr

Life insurance license (or willingness to obtain one ... Self-motivated with a strong work ethic * Able to pass a background check If you're looking for a ...

Farmers Insurance

Life Insurance Agent

Santa Ana, CA · On-site

$50K - $80K/yr

We're looking for a motivated, relationship-driven Life Insurance Agent to join our growing agency ... Self-motivated with a positive attitude and strong work ethic. * Ability to work independently and ...

Farmers Insurance

Life Insurance Agent

Santa Ana, CA · On-site

$50K - $80K/yr

We're looking for a motivated, relationship-driven Life Insurance Agent to join our growing agency ... Self-motivated with a positive attitude and strong work ethic. * Ability to work independently and ...

Globe Life

Life Insurance Agent

Alpharetta, GA · Remote

$4.0K - $8.0K/wk

Develop and present comprehensive life insurance solutions to prospective and existing clients ... Self-motivated with a results-oriented mindset * Ability to manage multiple priorities effectively ...

CLH Insurance Agency

Life Insurance Specialist

Owosso, MI · On-site

$45K - $65K/yr

Conduct needs-based conversations to identify appropriate life and health insurance solutions ... Self-motivated with a goal-oriented mindset and strong work ethic. * Excellent organizational and ...

King Legacy & Life LLC

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Life Insurance Agent

Atlanta, GA · Remote

$60K - $120K/yr

Self-motivated and coachable * Ability to work independently in a remote environment * Basic tech skills (Zoom, CRM systems, email) * Life Insurance License (or willingness to obtain -- we provide ...

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Self Employed Life Insurance information

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$18K

$89K

$145K

How much do self employed life insurance jobs pay per year?

As of Aug 16, 2026, the average yearly pay for self employed life insurance in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

How much do self-employed life insurance agents make?

Self-employed life insurance agents typically earn between $50,000 and $150,000 annually, with income largely dependent on sales performance, commissions, and client base. Successful agents often have strong sales skills, industry certifications, and work flexible schedules to maximize earnings.

What are the key skills and qualifications needed to thrive as a self-employed life insurance agent?

To thrive as a self-employed life insurance agent, you need a solid understanding of insurance products, sales strategies, and must hold the appropriate state insurance license. Familiarity with customer relationship management (CRM) software, digital marketing tools, and insurance quoting systems is typically required. Strong interpersonal skills, self-motivation, and resilience help agents build client trust and manage the challenges of self-employment. These abilities are crucial for growing a client base, ensuring regulatory compliance, and achieving sustained business success in a competitive industry.

What is the difference between Self Employed Life Insurance vs Independent Insurance Agent?

AspectSelf Employed Life InsuranceIndependent Insurance Agent
CredentialsMay require life insurance licensing and financial knowledgeMust have insurance license and often additional certifications
Work EnvironmentOperates independently, often from home or mobileWorks independently but may collaborate with multiple insurance providers
Employer/Industry UsageTypically a self-employed individual offering life insurance productsActs as an independent contractor representing various insurance companies

Self Employed Life Insurance professionals focus on selling life insurance policies independently, often managing their own business. Independent Insurance Agents also sell life insurance but usually represent multiple companies, providing clients with a range of options. Both roles require licensing and operate independently, but their business models and client interactions differ slightly.

What does it mean to be a self-employed life insurance agent?

A self-employed life insurance agent is an independent professional who sells life insurance policies to individuals and businesses, rather than working directly for a single insurance company. These agents often represent multiple insurers, allowing them to offer clients a wider range of policy options. They are responsible for finding their own clients, managing their business operations, and complying with licensing and regulatory requirements. Self-employed agents typically earn commissions based on the policies they sell instead of receiving a fixed salary.

What are some common challenges faced by self-employed life insurance agents, and how can they be overcome?

Self-employed life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying motivated without direct supervision. Success in this role typically relies on strong networking, persistent prospecting, and effective time management. Many agents find it helpful to join professional associations, leverage online marketing tools, and seek mentorship from experienced peers to grow their business and overcome these hurdles.
More about Self Employed Life Insurance jobs

What cities are hiring for Self Employed Life Insurance jobs?

Cities with the most Self Employed Life Insurance job openings:

What are the most commonly searched types of Life Insurance jobs?

The most popular types of Life Insurance jobs are:

What states have the most Self Employed Life Insurance jobs?

States with the most job openings for Self Employed Life Insurance jobs include:

What job categories do people searching Self Employed Life Insurance jobs look for?

The top searched job categories for Self Employed Life Insurance jobs are:

Self Employed Life Insurance jobs near you
Infographic showing various Self Employed Life Insurance job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

New York Life Insurance

Charlotte, NC • On-site

$60K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 12 days ago

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Job description

Life Insurance Agent

Position Summary

As a Life Insurance Agent, you will help individuals and families protect their financial future by providing personalized life insurance solutions. You will build lasting client relationships, assess financial needs, educate clients on available coverage options, and recommend products that align with their goals. This role offers the opportunity to build your own client base while making a meaningful impact on the lives of others.

Key Responsibilities

  • Prospect and develop new client relationships through networking, referrals, and community involvement.
  • Meet with individuals and families to evaluate their financial protection needs.
  • Educate clients on life insurance products and their benefits.
  • Recommend customized insurance solutions based on each client's goals and budget.
  • Prepare and submit insurance applications while ensuring regulatory compliance.
  • Maintain ongoing relationships through annual policy reviews and client service.
  • Generate referrals and build a strong book of business.
  • Participate in company training, licensing, and professional development programs.

Qualifications

  • High school diploma or equivalent required; bachelor's degree preferred.
  • Excellent communication and interpersonal skills.
  • Strong work ethic with an entrepreneurial mindset.
  • Self-motivated and goal-oriented.
  • Sales or customer service experience is preferred but not required.
  • Ability to obtain and maintain a state Life and Health Insurance License.

Preferred Skills

  • Relationship-building and networking
  • Problem-solving and consultative sales
  • Time management and organization
  • Professional communication
  • Ability to work independently

Compensation & Benefits

  • Competitive commission-based compensation with performance incentives.
  • Flexible work schedule.
  • Comprehensive training and mentorship.
  • Career advancement opportunities.
  • Ongoing professional development and licensing support.

Why Join Our Team?

As a Life Insurance Agent, you'll have the opportunity to build a rewarding career while helping clients achieve financial security. You'll enjoy the flexibility of running your own business, unlimited earning potential, professional development, and the satisfaction of making a meaningful difference in people's lives every day.

Company Description

New York Life is a Fortune 100 mutual company with more than 180 years of experience helping individuals, families, and businesses protect what matters most. Financial Professionals receive training, support, and access to a broad portfolio of insurance and financial products while building long-term client relationships.