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Self Employed Life Insurance Jobs in Virginia (NOW HIRING)

StaffMyAgency LLC

Life Insurance Specialist

Ashburn, VA · On-site

$45K - $75K/yr

If you are a motivated self-starter who thrives in a fast-paced environment, then this is your ... Must have an active Life and Health insurance license to be considered. Responsibilities include ...

Alchemy Financial Group

Life Insurance Agent

Norfolk, VA · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive ... Self Motivated • Communication skills should be excellent • Good at building rapport with ...

Alchemy Financial Group

Life Insurance Agent

Norfolk, VA

$75K - $105K/yr

Experience within this field (recommended not required) Basic understanding of insurance plans/policies Self Motivated Communication skills should be excellent Good at building rapport with customers ...

GIA Legacy Planning

An independent opportunity for driven, self-motivated people ready to build something of their own ... GIA Legacy Planning is a life insurance distribution agency helping families protect what they have ...

GIA Legacy Planning

An independent opportunity for driven, self-motivated people ready to build something of their own ... GIA Legacy Planning is a life insurance distribution agency helping families protect what they have ...

The Shank Group

Life Insurance Sales Agent

Richmond, VA · Remote

$45K - $65K/yr

Growth-Focused Environment -- Ideal for agents who are coachable, consistent, and self-motivated What You'll Do * Speak with prospective clients by phone or Zoom * Assess each client's life insurance ...

The Shank Group

Life Insurance Sales Agent

Norfolk, VA · Remote

$45K - $65K/yr

Growth-Focused Environment -- Ideal for agents who are coachable, consistent, and self-motivated What You'll Do * Speak with prospective clients by phone or Zoom * Assess each client's life insurance ...

Woodmen Life

Be Seen First

Life Insurance Financial Services Agent

Chesapeake, VA · On-site

Join our growing team as a Life Insurance Agent, full-time, with benefits, and make a real ... Self-motivated professionals * Strong communication and interpersonal skills * Goal-oriented ...

GIA Legacy Planning

$73K - $96K/yr

An Independent Opportunity For Driven, Self-Motivated People Ready To Build Something Of Their Own ... GIA Legacy Planning is a life insurance distribution agency helping families protect what they have ...

HealthMarkets, Inc.

Insurance Agent

Hampton, VA · On-site

... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ... Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as ...

HealthMarkets, Inc.

Insurance Agent

Arlington, VA

... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ... Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as ...

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Showing results 1-20

All JobsSelf Employed Life Insurance JobsSelf Employed Life Insurance Jobs in Virginia

Self Employed Life Insurance information

See Virginia salary details

$17.8K

$88.2K

$143.8K

How much do self employed life insurance jobs pay per year?

As of Aug 23, 2026, the average yearly pay for self employed life insurance in Virginia is $88,205.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,000.00 and $121,000.00 per year, depending on experience, location, and employer.

What does it mean to be a self-employed life insurance agent?

A self-employed life insurance agent is an independent professional who sells life insurance policies to individuals and businesses, rather than working directly for a single insurance company. These agents often represent multiple insurers, allowing them to offer clients a wider range of policy options. They are responsible for finding their own clients, managing their business operations, and complying with licensing and regulatory requirements. Self-employed agents typically earn commissions based on the policies they sell instead of receiving a fixed salary.

What are the key skills and qualifications needed to thrive as a self-employed life insurance agent?

To thrive as a self-employed life insurance agent, you need a solid understanding of insurance products, sales strategies, and must hold the appropriate state insurance license. Familiarity with customer relationship management (CRM) software, digital marketing tools, and insurance quoting systems is typically required. Strong interpersonal skills, self-motivation, and resilience help agents build client trust and manage the challenges of self-employment. These abilities are crucial for growing a client base, ensuring regulatory compliance, and achieving sustained business success in a competitive industry.

What are some common challenges faced by self-employed life insurance agents, and how can they be overcome?

Self-employed life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying motivated without direct supervision. Success in this role typically relies on strong networking, persistent prospecting, and effective time management. Many agents find it helpful to join professional associations, leverage online marketing tools, and seek mentorship from experienced peers to grow their business and overcome these hurdles.

What is the difference between Self Employed Life Insurance vs Independent Insurance Agent?

AspectSelf Employed Life InsuranceIndependent Insurance Agent
CredentialsMay require life insurance licensing and financial knowledgeMust have insurance license and often additional certifications
Work EnvironmentOperates independently, often from home or mobileWorks independently but may collaborate with multiple insurance providers
Employer/Industry UsageTypically a self-employed individual offering life insurance productsActs as an independent contractor representing various insurance companies

Self Employed Life Insurance professionals focus on selling life insurance policies independently, often managing their own business. Independent Insurance Agents also sell life insurance but usually represent multiple companies, providing clients with a range of options. Both roles require licensing and operate independently, but their business models and client interactions differ slightly.

Can you be a self-employed life insurance agent?

Yes, a self-employed life insurance agent operates independently, often working as an independent contractor rather than for a specific company. They typically need to obtain the necessary licenses, such as a life insurance license, and may set their own schedules and client base. Success in this role depends on sales skills, industry knowledge, and the ability to build a network.

How much do self-employed life insurance agents make?

Self-employed life insurance agents typically earn between $50,000 and $150,000 annually, with income largely dependent on sales performance, commissions, and client base. Successful agents often have strong sales skills, industry certifications, and work flexible schedules to maximize earnings.

What are the most commonly searched types of Life Insurance jobs in Virginia?

The most popular types of Life Insurance jobs in Virginia are:

What are popular job titles related to Self Employed Life Insurance jobs in Virginia?

For Self Employed Life Insurance jobs in Virginia, the most frequently searched job titles are:

What job categories do people searching Self Employed Life Insurance jobs in Virginia look for?

The top searched job categories for Self Employed Life Insurance jobs in Virginia are:

What cities in Virginia are hiring for Self Employed Life Insurance jobs?

Cities in Virginia with the most Self Employed Life Insurance job openings:

Self Employed Life Insurance jobs near you
Infographic showing various Self Employed Life Insurance job openings in Virginia as of August 2026, with employment types broken down into 1% As Needed, 68% Full Time, 27% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $88,205 per year, or $42.4 per hour.

Life Insurance Specialist

Andre Arjun - State Farm Agency

Ashburn, VA

Contractor

Medical, Life, Retirement, PTO

Re-posted 29 days ago

Job description

State Farm Agent, located in Ashburn, VA, is seeking a qualified professional for the role of Life Insurance Specialist. As a customer-oriented expert, you will market the best Life/Health insurance services and products to benefit clients and their families. Your sales experience equips you to continually grow your income as you provide the needed security for times of distress and vulnerability.

Ideal candidate will be an energetic professional interested in helping our agency grow through value-based conversations and remarkable customer experience. If you are a motivated self-starter who thrives in a fast-paced environment, then this is your opportunity for a rewarding career with excellent income and growth potential.

Must have an active Life and Health insurance license to be considered.

Responsibilities include but not limited to:

  • Sell Medicare, Life and Health insurance policies to new and existing clients.
  • Conduct needs analysis to identify the best insurance products for clients.
  • Explain policy features, benefits, and exclusions to clients.
  • Assist clients with claims and policy changes.
  • Develop and maintain client relationships to foster long-term trust.
  • Stay updated on industry trends and new product offerings.
  • Ensure compliance with state and federal regulations.

As an Agent Team Member, you will receive...

  • Base pay plus Commission/Bonus
  • Paid Time Off (vacation and personal/sick days)
  • Health Benefit Allowance
  • SEP Retirement
  • Valuable experience
  • Growth potential/Opportunity for advancement

Qualifications:

  • Life and health insurance license required.
  • Sales experience with emphasis on Life and Health insurance preferred.
  • Strong communication and interpersonal skills.
  • Ability to understand and explain complex insurance products.
  • Detail-oriented with excellent organizational skills.
  • Ability to build and maintain client relationships.
  • Proficiency with insurance agency software.

If you are motivated to succeed and can see yourself in this role, please submit your resume. We will follow up with you on the next steps in the interview process.


This position is with a State Farm independent contractor agent, not with State Farm Insurance Companies. Employees of State Farm agents must be able to successfully complete any applicable licensing requirements and training programs. State Farm agents are independent contractors who hire their own employees. State Farm agents’ employees are not employees of State Farm.