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Whole Life Insurance Jobs in Virginia (NOW HIRING)

Powerback Rehab

Registered Nurse, RN

Bluefield, VA · On-site

$30.50 - $37.50/hr

Term and Whole Life Insurance * Short-term Disability * Hospital Indemnity * Personal Accident * Critical Illness * Cancer Coverage * Restrictions apply based on collective bargaining agreements ...

Rise Technical

Mechanical Design Engineer

Lynchburg, VA · On-site

$74K - $100K/yr

Lynchburg, VA $75,000 - $100,000 + Progression + Training + Life insurance + Medical + Dental ... Working on the whole life cycle from start to finish * Redesign of existing products and new ...

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Showing results 1-20

All JobsWhole Life Insurance JobsWhole Life Insurance Jobs in Virginia

Whole Life Insurance information

See Virginia salary details

$30.2K

$87.4K

$130.4K

How much do whole life insurance jobs pay per year?

As of Aug 24, 2026, the average yearly pay for whole life insurance in Virginia is $87,359.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,900.00 and $99,100.00 per year, depending on experience, location, and employer.

What is a whole life insurance?

A Whole Life Insurance job typically involves selling and managing whole life insurance policies, which provide lifelong coverage with a cash value component. Professionals in this role educate clients on policy benefits, help them choose suitable coverage, and assist with policy administration. They may work as agents, brokers, or financial advisors within insurance companies or independently. Strong sales, communication, and financial planning skills are essential for success in this field.

What are the typical daily responsibilities of someone working in whole life insurance sales?

Professionals in Whole Life Insurance sales spend their days consulting with potential and existing clients, assessing their long-term financial goals, and recommending suitable insurance solutions. You’ll frequently meet clients in person, over the phone, or virtually, prepare customized policy proposals, process applications, and provide ongoing support for policyholders. Collaboration with underwriters, claims specialists, and other financial advisors is common to ensure each client's needs are thoroughly addressed. This role also often involves regular prospecting for new clients, follow-ups, and participation in educational seminars or community events to build trust and expand your network.

What are the key skills and qualifications needed to thrive in the whole life insurance position, and why are they important?

To thrive in a Whole Life Insurance Sales role, you need a solid understanding of insurance products, strong sales acumen, and, typically, state insurance licensing. Familiarity with customer relationship management (CRM) software and life insurance quoting tools is often required. Outstanding interpersonal communication, active listening, and relationship-building skills are critical for earning clients’ trust and guiding them through complex decisions. These abilities are essential for meeting client needs, achieving sales goals, and maintaining compliance in a highly regulated industry.

What are popular job titles related to Whole Life Insurance jobs in Virginia?

For Whole Life Insurance jobs in Virginia, the most frequently searched job titles are:

What job categories do people searching Whole Life Insurance jobs in Virginia look for?

The top searched job categories for Whole Life Insurance jobs in Virginia are:

Whole Life Insurance jobs near you
Infographic showing various Whole Life Insurance job openings in Virginia as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $87,359 per year, or $42 per hour.

Life Insurance Agent

Richmond, VA • Remote

Williams Insurance Group
See more jobs at Williams Insurance Groupexternal

$75K - $100K/yr

Full-time, Part-time, Contractor

Re-posted 23 days ago

Job description

Authorization to work in the U.S. required. No work visa sponsorship available at this time.

Help families. Build your income. Work on your terms.

We’re growing and looking for motivated people who want more flexibility, stronger income potential, and the chance to make a real difference for families.

In this role, you’ll help clients find life insurance solutions that protect what matters most — from mortgage protection and final expense coverage to retirement-focused products. You do not need prior insurance or sales experience to get started. We provide training, mentorship, and a proven system designed to help you succeed.

This is a great fit for someone who is coachable, driven, and excited by the opportunity to build a business with support — not cold calling.

Why people are interested in this opportunity
  • Work remotely with a flexible schedule
  • No cold calling — we use a lead-driven system
  • Comprehensive training and mentorship provided
  • Access to 20+ A and A-rated insurance carriers
  • Strong earning potential in a performance-based role
  • Opportunity to grow your income as you develop
What you’ll do
  • Connect with families who have requested information or need help exploring coverage options
  • Understand each client’s needs and recommend appropriate insurance solutions
  • Educate clients on products such as mortgage protection, final expense, term, whole life, disability, retirement protection, annuities, and more
  • Build trust-based relationships through strong communication and follow-through
  • Participate in training and ongoing coaching
  • Keep accurate records of client conversations and applications
Who we’re looking for

You may be a fit if you are:

  • Motivated, confident, and goal-oriented
  • Coachable and open to feedback
  • Strong in communication and relationship-building
  • Comfortable working independently in a remote environment
  • Organized and reasonably comfortable with technology
  • Interested in helping families while building long-term income
Requirements
  • Must be authorized to work in the U.S.
  • Must be willing to obtain a life insurance license if not already licensed
  • Must be willing to attend online training and team meetings
  • Prior sales or insurance experience is helpful, but not required
Compensation

This is a 1099, commission-only position.

This is a 1099 independent contractor opportunity where you will have the opportunity to build your business and grow your team.

  • Average commission is approximately $500 per application
  • Full-time agents often write 4–10 applications per week
  • Part-time agents following the system may earn $30,000–$40,000+ in their first year
  • Full-time agents following the system may earn $75,000–$100,000+ in their first year with top performers potentially earning over $150,000.
  • Qualifying agents may become eligible for commission increases over time

Individual results vary and are not guaranteed. Earnings depend on factors such as effort, consistency, ability to follow training, engagement with the lead system, and client demand in your market.