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Life Insurance Broker Jobs in Virginia (NOW HIRING)

$73K - $96K/yr

GIA Legacy Planning is a life insurance distribution agency helping families protect what they have built and plan for what is ahead. We work with independent agents across Houston and all of Texas ...

Insurance Sales Broker

Norfolk, VA · On-site

$75K - $105K/yr

Job Title: Life Insurance Broker We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community. The ...

Insurance Agent

Hanover, VA · On-site

$75K - $105K/yr

About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...

About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...

Insurance Agent

Chesapeake, VA · On-site

$75K - $105K/yr

Life Insurance Broker- Commission Based We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community.

Insurance Agent

Newport News, VA · On-site

$75K - $105K/yr

Life Insurance Broker- Commission Based We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community.

Insurance Agent

Chesterfield, VA · On-site

$75K - $105K/yr

Life Insurance Broker- Commission Based We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community.

Life Insurance Broker- Commission Based We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community.

Life Insurance Broker- Commission Based We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community.

Insurance Agent

Henrico, VA · On-site

$75K - $105K/yr

Life Insurance Broker- Commission Based We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community.

Life Insurance Broker- Commission Based We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community.

Insurance Agent

Williamsburg, VA · On-site

$75K - $105K/yr

Life Insurance Broker- Commission Based We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community.

Life Insurance Broker- Commission Based We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community.

Life Insurance Broker- Commission Based We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community.

Insurance Agent

Chester, VA · On-site

$75K - $105K/yr

Life Insurance Broker- Commission Based We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community.

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Showing results 1-20

Life Insurance Broker information

See Virginia salary details

$38.7K

$86.5K

$118K

How much do life insurance broker jobs pay per year?

As of Jul 31, 2026, the average yearly pay for life insurance broker in Virginia is $86,475.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,300.00 and $99,100.00 per year, depending on experience, location, and employer.

How much do life insurance brokers get?

Life insurance brokers typically earn a combination of commissions and fees, with commissions often representing 40% to 100% of the first year's premium and ongoing renewal commissions. Their total income varies based on sales volume, experience, and the insurance products they sell, with average annual earnings ranging from $40,000 to over $100,000. Successful brokers with strong client bases can earn significantly more through commissions and bonuses.

Do life insurance brokers make money?

Life insurance brokers earn income primarily through commissions on the policies they sell, which can vary based on the policy's size and type. Some brokers also receive ongoing commissions or fees for service and advice, and their earnings depend on sales volume and experience. Successful brokers often build client relationships and may hold relevant licenses and certifications to operate legally and effectively.

What are some common challenges faced by Life Insurance Brokers when building a client base, and how can they be addressed?

One common challenge for Life Insurance Brokers is establishing trust and credibility with potential clients, as many people may be wary of insurance products or hesitant to discuss personal finances. Brokers often overcome this by providing clear, personalized advice and cultivating long-term relationships through consistent follow-up and excellent service. Leveraging referrals and networking within communities can also help expand a client base over time. Additionally, staying up-to-date with industry products and regulations ensures brokers can confidently address clients' concerns and offer the best solutions.

What are the key skills and qualifications needed to thrive as a Life Insurance Broker, and why are they important?

To thrive as a Life Insurance Broker, you need a solid understanding of insurance products, sales techniques, and state licensing requirements. Familiarity with CRM software, insurance quoting platforms, and relevant certifications like a state-issued insurance license are typically required. Outstanding interpersonal skills, active listening, and ethical judgment help brokers build trust and effectively serve clients. These skills ensure that brokers can match clients with appropriate policies, maintain compliance, and succeed in a competitive, client-focused industry.

Is insurance broking a good career?

Insurance broking is a viable career that involves helping clients select appropriate insurance policies and requires strong sales, communication, and analytical skills. Successful brokers often earn commissions and may need industry certifications, with the work environment typically involving client meetings and ongoing relationship management.

What does a life insurance broker do?

A life insurance broker is a licensed professional who helps clients find and secure the best life insurance policies for their needs by comparing options from multiple insurance companies. Unlike agents who represent one insurer, brokers work independently and act in the best interest of their clients. They assess your financial situation, recommend suitable policy types and coverage amounts, and guide you through the application process. Brokers also help with policy servicing and claims if needed.

What is the difference between Life Insurance Broker vs Insurance Agent?

AspectLife Insurance BrokerInsurance Agent
CredentialsLicensing required; may hold multiple licensesLicensing required; typically represents one company
Work EnvironmentIndependent or affiliated with multiple insurersEmployed by a single insurance company or agency
Employer & Industry UsageWorks with various insurers to find best policies for clientsPromotes and sells policies for one insurer
Search & Comparison IntentCompare policies across multiple insurersFocus on policies from a specific insurer

In summary, a Life Insurance Broker offers clients a variety of policies from multiple insurers, providing more options and personalized advice. An Insurance Agent typically works for one insurer, focusing on selling that company's products. Both roles require licensing, but brokers often have broader access to different plans, making them ideal for clients seeking comprehensive options.

Can I get life insurance with lupus?

A life insurance broker can help individuals with lupus explore coverage options. Approval and premium rates depend on disease severity, treatment stability, and overall health; some insurers may require medical exams or additional documentation. Working with a broker can help find policies that accommodate pre-existing conditions like lupus.
Infographic showing various Life Insurance Broker job openings in Virginia as of July 2026, with employment types broken down into 13% Locum Tenens, 2% As Needed, 74% Full Time, 7% Part Time, and 4% Contract. Highlights an 81% Physical, 6% Hybrid, and 13% Remote job distribution, with an average salary of $86,475 per year, or $41.6 per hour.

Experienced Life Insurance Broker - Remote

GIA Legacy Planning

On-site, Remote

$73K - $96K/yr

Full-time

Posted 4 days ago


Job description

An Independent Opportunity For Driven, Self-Motivated People Ready To Build Something Of Their Own.
If you are someone who wants to be in business for yourself - but not by yourself - this may be exactly what you have been looking for.
GIA Legacy Planning is a life insurance distribution agency helping families protect what they have built and plan for what is ahead. We work with independent agents across Houston and all of Texas who are building their own books of business through a system that is already proven and already in motion.
This is not a job in the traditional sense. There is no boss, no punch clock, and no ceiling. It is an independent contractor opportunity where your results are a direct reflection of your effort, your consistency, and your willingness to follow a system that works.
WHAT MAKES THIS DIFFERENT
  • You control your schedule - mornings, evenings, weekends, you decide
  • 100% remote - serve clients across Houston and the surrounding Harris County area from wherever you are most productive
  • Warm inbound leads - you talk to people who already raised their hand for coverage, so there is no cold calling
  • Carrier-paid training and mentorship from agents who are actively producing right now
  • You build a book of business that pays you on every policy you write, with an ownership model and overrides as you grow a team
  • No ceiling on your income - your results are a direct reflection of your effort and consistency

WHAT YOU WILL DO
  • Connect with interested clients through our proprietary lead system - people who have already requested information about coverage
  • Present life insurance and protection solutions tailored to each family's situation
  • Follow our step-by-step system for consistent daily activity and follow-up
  • Build and manage your own pipeline of active clients and referrals
  • Grow at your own pace - whether part-time or full-time, the system adapts to your commitment level

WHO THIS IS FOR
  • You are self-motivated and do not need someone standing over you to get things done
  • You have experience in sales, real estate, finance, customer service, or another client-facing role - insurance experience is not required
  • You are a career changer or part-timer in the Houston area looking for something with real long-term upside
  • You are coachable and willing to follow a proven system even if it is new to you
  • You are ready to get licensed if you are not already (we will show you exactly how)

WHO THIS IS NOT FOR
  • You want a guaranteed paycheck regardless of effort
  • You are not willing to follow a system or take direction
  • You expect results without putting in consistent daily activity
  • You want someone to hand you success without accountability

If you are ready to take ownership of your income, your schedule, and your future - we want to hear from you. Apply now and a member of our team will reach out within 24 to 48 hours.
IMPORTANT: This is an independent contractor (1099) commission-only opportunity. There is no base salary, guaranteed income, or employment relationship. Earnings depend entirely on individual performance, activity level, and consistency. Past results of other agents are not a guarantee of your results.
Department Licensed Life Insurance Agent Locations Hampton, VA Remote status Fully Remote