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Life Insurance Agent Jobs in Virginia (NOW HIRING)

Williams Insurance Group

Life Insurance Agent

Richmond, VA · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most -- from mortgage protection and final expense coverage to retirement-focused products. You do not need ...

Williams Insurance Group

Life Insurance Agent

Norfolk, VA · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most -- from mortgage protection and final expense coverage to retirement-focused products. You do not need ...

Alchemy Financial Group

Life Insurance Agent

Norfolk, VA

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand hour business by actively seeking and acquiring new ...

Alchemy Financial Group

Life Insurance Agent

Norfolk, VA · On-site

$75K - $105K/yr

Sales Rep - Entry Level About the Insurance Sales Rep position: We are looking for a competitive Insurance Sales Representative to help us expand hour business by actively seeking and acquiring new ...

HMG Careers

Remote Life Insurance Agent

Norfolk, VA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Apply Early

HMG Careers

Remote Life Insurance Agent

Roanoke, VA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Apply Early

HMG Careers

Remote Life Insurance Agent

Martinsville, VA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Apply Early

HMG Careers

Remote Life Insurance Agent

Alexandria, VA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Apply Early

HMG Careers

Remote Life Insurance Agent

Richmond, VA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Apply Early

HMG Careers

Remote Life Insurance Agent

Newport News, VA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Apply Early

HMG Careers

Remote Life Insurance Agent

Hampton, VA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Apply Early

HMG Careers

Remote Life Insurance Agent

Chesapeake, VA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Apply Early

HMG Careers

Remote Life Insurance Agent

Lynchburg, VA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Apply Early

HMG Careers

Remote Life Insurance Agent

Danville, VA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Apply Early

HMG Careers

Remote Life Insurance Agent

Virginia Beach, VA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Apply Early

Woodmen Life

Be Seen First

Life Insurance Financial Services Agent

Lynchburg, VA · On-site

Join our growing team as a Life Insurance Agent, full-time, with benefits, and make a real difference in the lives of individuals and families. WoodmenLife is a well-established company with a ...

Apply Early

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Showing results 1-20

All JobsLife Insurance Agent JobsLife Insurance Agent Jobs in Virginia

Life Insurance Agent information

See Virginia salary details

$17.8K

$88.2K

$143.8K

How much do life insurance agent jobs pay per year?

As of Jul 6, 2026, the average yearly pay for life insurance agent in Virginia is $88,205.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,000.00 and $121,000.00 per year, depending on experience, location, and employer.

Is becoming a life insurance agent worth it?

A career as a life insurance agent involves selling policies and providing financial advice, often requiring licensing and strong interpersonal skills. Income can vary based on commissions, experience, and sales performance, making it a potentially rewarding but competitive profession.

Can I get life insurance with lupus?

Life insurance agents often work with clients who have lupus, but approval depends on the severity and management of the condition. Insurers may require medical records and a detailed health assessment, and coverage options can vary based on individual health status. Agents should be knowledgeable about underwriting processes for chronic illnesses like lupus to assist clients effectively.

What are the key skills and qualifications needed to thrive as a Life Insurance Agent, and why are they important?

To thrive as a Life Insurance Agent, you need strong sales abilities, in-depth product knowledge, and a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required, along with ongoing education to maintain licensure. Excellent interpersonal skills, active listening, and ethical judgment help agents build trust and long-term relationships with clients. These skills are crucial for understanding client needs, providing tailored coverage solutions, and achieving sales targets in a competitive industry.

What are life insurance agents?

Life insurance agents are professionals who help individuals and families choose life insurance policies that meet their financial needs and goals. They assess clients’ situations, explain various policy options, and assist in the application process. Life insurance agents may work for a specific insurance company or as independent brokers representing several insurers. Their main goal is to ensure clients are adequately protected and understand the benefits and terms of their chosen coverage.

What Does a Life Insurance Agent Do?

Like an auto insurance or health insurance salesperson, a Life Insurance Agent will contact clients and walk them through the process of applying for and purchasing life insurance coverage. While some companies offer life insurance through a benefits package, it is also available for individual needs. An Insurance Agent can help clients with the confusing process of filling out insurance forms. They offer advice and explaining difficult financial and insurance terms in ways the client can understand. A Life Insurance Agent has to be a great communicator and can translate a complicated process with ease.

What kind of insurance agent gets paid the most?

In the insurance industry, life insurance agents who work on a commission basis and sell high-value policies tend to earn the most. Agents with specialized certifications, strong client networks, and experience in affluent markets often achieve higher incomes. Top earners may also work as independent agents or in managerial roles with bonuses and overrides.

Is it hard to make money as a life insurance agent?

Making money as a life insurance agent depends on factors such as sales skills, client base, and commission structure. Success often requires building relationships, obtaining relevant licenses, and consistent effort, especially in the early stages of the career.

What are some common challenges faced by life insurance agents when building a client base, and how can they be overcome?

Life insurance agents often find it challenging to build and maintain a strong client base, especially when starting out. This is typically due to intense competition and the need to establish trust with prospective clients. Successful agents focus on networking, leveraging referrals, and consistently following up with leads to grow their business. Many also utilize digital marketing and social media to reach a wider audience. Ongoing training in sales techniques and product knowledge can further enhance an agent's credibility and effectiveness.

What is the difference between Life Insurance Agent vs Insurance Broker?

AspectLife Insurance AgentInsurance Broker
CredentialsLicensed to sell specific insurance productsLicensed to sell multiple insurance products from various insurers
Work EnvironmentWorks for a single insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers
Search & Comparison IntentLooking to buy or compare life insurance policiesSeeking advice on policies from multiple insurers or comparing options

While both roles involve selling insurance products, a Life Insurance Agent typically works for a single insurer and focuses on selling that company's policies. An Insurance Broker, on the other hand, offers clients a variety of options from multiple insurers, providing broader comparison and advice. Understanding these differences helps you choose the right professional for your insurance needs.

More about Life Insurance Agent jobs
What are the most commonly searched types of Life Insurance Agent jobs in Virginia? The most popular types of Life Insurance Agent jobs in Virginia are:
What are popular job titles related to Life Insurance Agent jobs in Virginia? For Life Insurance Agent jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Life Insurance Agent jobs in Virginia look for? The top searched job categories for Life Insurance Agent jobs in Virginia are:
What cities in Virginia are hiring for Life Insurance Agent jobs? Cities in Virginia with the most Life Insurance Agent job openings:
What are popular job titles related to Life Insurance Agent jobs in VA? For Life Insurance Agent jobs in VA, the most frequently searched job titles are:
Life Insurance Agent jobs near you
Infographic showing various Life Insurance Agent job openings in Virginia as of July 2026, with employment types broken down into 93% Full Time, 4% Part Time, and 3% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $88,205 per year, or $42.4 per hour.

Life Insurance Agent

Williams Insurance Group

Alexandria, VA • Remote

$75K - $100K/yr

Full-time, Part-time, Contractor

Posted 5 days ago

Job description

Authorization to work in the U.S. required. No work visa sponsorship available at this time.

Help families. Build your income. Work on your terms.

We’re growing and looking for motivated people who want more flexibility, stronger income potential, and the chance to make a real difference for families.

In this role, you’ll help clients find life insurance solutions that protect what matters most — from mortgage protection and final expense coverage to retirement-focused products. You do not need prior insurance or sales experience to get started. We provide training, mentorship, and a proven system designed to help you succeed.

This is a great fit for someone who is coachable, driven, and excited by the opportunity to build a business with support — not cold calling.

Why people are interested in this opportunity

  • Work remotely with a flexible schedule
  • No cold calling — we use a lead-driven system
  • Comprehensive training and mentorship provided
  • Access to 20+ A and A-rated insurance carriers
  • Strong earning potential in a performance-based role
  • Opportunity to grow your income as you develop

What you’ll do

  • Connect with families who have requested information or need help exploring coverage options
  • Understand each client’s needs and recommend appropriate insurance solutions
  • Educate clients on products such as mortgage protection, final expense, term, whole life, disability, retirement protection, annuities, and more
  • Build trust-based relationships through strong communication and follow-through
  • Participate in training and ongoing coaching
  • Keep accurate records of client conversations and applications

Who we’re looking for

You may be a fit if you are:

  • Motivated, confident, and goal-oriented
  • Coachable and open to feedback
  • Strong in communication and relationship-building
  • Comfortable working independently in a remote environment
  • Organized and reasonably comfortable with technology
  • Interested in helping families while building long-term income

Requirements

  • Must be authorized to work in the U.S.
  • Must be willing to obtain a life insurance license if not already licensed
  • Must be willing to attend online training and team meetings
  • Prior sales or insurance experience is helpful, but not required
Compensation

This is a 1099 independent contractor opportunity where you will have the opportunity to build your business and grow your team.

  • Average commission is approximately $500 per application
  • Full-time agents often write 4–10 applications per week
  • Part-time agents following the system may earn $30,000–$40,000+ in their first year
  • Full-time agents following the system may earn $75,000–$100,000+ in their first year with top performers potentially earning over $150,000.
  • Qualifying agents may become eligible for commission increases over time

Individual results vary and are not guaranteed. Earnings depend on factors such as effort, consistency, ability to follow training, engagement with the lead system, and client demand in your market.